SMFG India Credit Management Trainee Interview Questions and Answers

Round: Resume Shortlist
Experience: Shortlisted on CGPA>8

Round: Test
Experience: Only one test was conducted on data interpretations and then shortlisting based on test scores was done.

Round: Group Discussion
Experience: Group discussion was conducted and mostly related to their sector topics were given.

Round: HR Interview
Experience: Interview was of only one round and in it both HR and technical were completed in 15 minutes.

Skill Tips: Quantifying most of things in your resume and also in interview would give a good impression.Internships also does matter and questions on AVOVA in statistical courses are also focused.For chemical dept, Statistical design and analysis of experiments course gives the edge over others.Questions related to logistic regress were also asked.
College Name: IIT MADRAS

Round: Test
Experience: The test was on Probability.

Round: Group Discussion
Experience: Current Affairs. Abstract word 'RED' was the topic. We were given a very short duration to discuss. People who got lead over others were selected for further rounds.

Round: HR Interview
Experience: Some puzzles were asked. I was also asked to provide brief solutions to the questions asked in the test.
Tips: One should be extremely good in Probability.

General Tips: One of the topics for case study was “you were left in a virtual world and given a set things. What things would you choose and Why? They have given a set of things. We need to explain the reasons for choosing them.
Prepare well for placements say like for at least 3-4 months.
College Name: IIT MADRAS

Round: Test
Experience: Online test conducted before company comes down on campus . Questions have inbuilt consistency checks, so make sure you are being truthful.

Round: Group Discussion
Experience: My GD experience was not good because the group was very unruly
Duration: 10 minutes

College Name: BITS Pilani

Round: Test
Experience: Answer Questions honestly and consistently because there are in built consistency checks.
Duration: 45-60 minutes
Total Questions: 110

Round: Group Discussion
Experience: Was a tough GD since everyone was very combative. I spoke above average but not at the cost of interrupting people and sounding rude. I tried to add some structure to the conversation but largely failed because others were just speaking for the sake of their voice to be heard the most.
Tips: You need to show you are willing to listen to people and responsive to arguments brought up. Allowing people who haven't spoken before shows that you are a team player which is a quality that they are looking for.

Round: HR Interview
Experience: There is only one interview which is resume based with all HR questions.
I explained my experience with design thinking which seemed to interest them as most of the questions i received were about my projects on the resume. Brushed up a little statistics before the interview.
Tips: Understand the profile offered and what the work entails and talk about how you match those skillsets.
Research about ICICI and their products.

Skills: Computation Skills , Data handling skills, Knowledge about company, Convincing skills
College Name: BITS Pilani
Funny Moments: I mentioned that I had an ICICI bank account after which my interviewer grinned.

Round: Test
Experience: It consisted of 100 questions. You can sit in your room, kick back, relax and take the test.
Tips: A psychometric test through its nature contains a lot of conflicting and contradicting questionnaire. Try to be consistent and keeping humour aside, think logically. This must get you through
Duration: 30 minutes
Total Questions: 100

Round: Group Discussion
Experience: It was case study based GD. We were given a piece of paper containing information about how leveraging technology is changing the nature of work right now and then we were asked to discuss about the future of work in 2020. There were approximately 12 members in my GD and the discussion was going a lot off topic. The company person also instructed us not to deviate from the topic. At last he directly asked people who haven't spoken at all to give their views about the topic and also to conclude it.
Tips: GD's are rather an elimination process so as to consider less number of people for further interviews. Please do keep practising among your colleagues and friends intensively before the placement season starts. A good opening line, structuring and guiding the GD and finally coming to a conclusion are vital parts to easily crack it. If you fail to do the above parts then try to come up with arguments based out of some examples to turn the GD's direction. Articulation. paraphrasing are also very important. So, take your time to phrase your views rather than concentrating on just speaking. If you just speak a lot without putting forward worthy points, you will not make it in.
Duration: 30 minutes

Round: HR Interview
Experience: It was quite a pleasant interview. They did not look through my resume much. It was all about how I was answering their questions. They wanted to know why I am opting for a career in bank when I have taken up Engineering as my Bachelor's degree. They had 3 profiles namely analytics, technology, digital channels and mobile banking.
Tips: Go through their ppt and profiles well.
HR preparation with orientation towards banking would be good
Basic economics knowledge will be helpful
Knowledge about data analytics will also be helpful

Skills: Confidence, Big Data Analytics, 1)communication
College Name: IIT Madras

Round: Resume Shortlist
Experience: Hi..
It is magical movment for me when i got call from the HR of HDFC bank. I am just uploading my resume on the banks carrier & after a month or 2 months they called me for the interview.
Tips: Many of us upload their resume on all job sites in addition to that also upload your resume on the respective companies carrier site, if they found your resume as suitable then they definitely contact you.