Upload Button Icon Add office photos

SMFG India Credit

Compare button icon Compare button icon Compare

Filter interviews by

SMFG India Credit Relationship Manager Interview Questions and Answers

Updated 8 Mar 2025

SMFG India Credit Relationship Manager Interview Experiences

4 interviews found

Interview experience
3
Average
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I appeared for an interview in Sep 2024.

Round 1 - HR 

(2 Questions)

  • Q1. Your all information
  • Q2. Work experience

Interview Preparation Tips

Interview preparation tips for other job seekers - Job not secured,

Not joining this company.

I applied via Campus Placement and was interviewed before Oct 2021. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Group Discussion 

How to prevent COVID third wave in India? The Future of Artificial Intelligence.

Round 3 - HR 

(2 Questions)

  • Q1. Introduce yourself Salary expectation
  • Q2. Defference between secured and unsecured loans
  • Ans. 

    Secured loans are backed by collateral while unsecured loans are not.

    • Secured loans require collateral such as a house or car to be put up as security for the loan.

    • Unsecured loans do not require collateral and are based solely on the borrower's creditworthiness.

    • Secured loans typically have lower interest rates than unsecured loans.

    • Examples of secured loans include mortgages and auto loans, while credit cards and persona

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Be proactive—market yourself as if you were marketing a business. Take time to quantify your talents and learn to speak comfortably regarding accomplishments

Relationship Manager Interview Questions Asked at Other Companies

asked in ICICI Bank
Q1. How will you market banking products ? Are you willing to work at ... read more
Q2. If you customer is unhappy with some sort of your behaviour and w ... read more
asked in ICICI Bank
Q3. If customer is so angry in that time how to motivate them
asked in DCB Bank
Q4. What's document required for salaried person to buy property?
asked in Axis Bank
Q5. 1)How will you extend business of bank. 2) How will you pitch the ... read more

I applied via Walk-in and was interviewed in Aug 2021. There was 1 interview round.

Interview Questionnaire 

2 Questions

  • Q1. How to sourcing files
  • Ans. 

    Sourcing files involves identifying potential clients and gathering necessary documents.

    • Identify potential clients through referrals, online research, and networking events.

    • Gather necessary documents such as financial statements, tax returns, and credit reports.

    • Maintain organized records and follow up with clients regularly.

    • Utilize technology and software to streamline the sourcing process.

    • Collaborate with other team m...

  • Answered by AI
  • Q2. Reference, Dsa, issue in pamlates

Interview Preparation Tips

Interview preparation tips for other job seekers - Best incentives, salary and ta.

I applied via Referral and was interviewed before Apr 2021. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - HR 

(8 Questions)

  • Q1. What are your salary expectations?
  • Q2. What is your family background?
  • Q3. Share details of your previous job.
  • Q4. Why should we hire you?
  • Q5. Why are you looking for a change?
  • Q6. Where do you see yourself in 5 years?
  • Q7. What are your strengths and weaknesses?
  • Q8. Tell me about yourself.
Round 3 - HR 

(1 Question)

  • Q1. What are your salary expectations?

Interview Preparation Tips

Interview preparation tips for other job seekers - Ist of all i was introduced my self and then further details about my family my journey with prioveus company.etc

SMFG India Credit interview questions for designations

 Individual Relationship Officer

 (2)

 Senior Individual Relationship Officer

 (1)

 Branch Manager

 (5)

 Branch Sales Manager

 (3)

 Assistant Branch Manager

 (1)

 Senior Unit Manager

 (1)

 Relationship Executive

 (1)

 Cluster Manager

 (3)

Relationship Manager Jobs at SMFG India Credit

View all

Interview questions from similar companies

I appeared for an interview in Jan 2017.

Interview Questionnaire 

1 Question

  • Q1. About resume, academics etc.

Interview Preparation Tips

Round: Group Discussion
Experience: An abstract topic was given the on which we were supposed to discuss for 15 minutes followed by individual summary of the discussion and a common conclusion.
Tips: Stay confident and cover all the points in conclusion, while keep summary based on your point of view.
Duration: 15 minutes

Round: Stress Interview
Experience: It was more of a stress interview where they were trying to test my patience. They kept asking me stress questions on my resume and qualification background. They were judging my view point and my decision making skills. Overall tempo of the interview was skewed towards the candidate being able to handle the pressure and show his calm and composed side in those moments.
Tips: The tips I would like to give to candidates will be be confident and calm in an interview no matter what. If you don't know something that's totally okay, nobody is judging you for your knowledge only. It is the overall personality and behavior that matters. Last thing and most important thing which I would like to add is be honest about everything that is there.

I applied via Recruitment Consulltant and was interviewed before Mar 2021. There was 1 interview round.

Round 1 - One-on-one 

(1 Question)

  • Q1. Personal interview, one to one interview, online test

Interview Preparation Tips

Interview preparation tips for other job seekers - Attitude test and one to one interview

I applied via Referral and was interviewed in Oct 2020. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. Existing work experience
  • Ans. 

    I have 5 years of experience in retail management, including 2 years as an Assistant Manager.

    • Managed a team of 10 employees and ensured smooth operations

    • Implemented new sales strategies that increased revenue by 15%

    • Trained and mentored new hires to improve their performance

    • Handled customer complaints and resolved issues effectively

    • Collaborated with the Store Manager to create and execute business plans

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Stay cool nd clam

I applied via Company Website and was interviewed before Mar 2020. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. Experience

Interview Preparation Tips

Interview preparation tips for other job seekers - Nice

I applied via Company Website and was interviewed before May 2019. There were 3 interview rounds.

Interview Questionnaire 

4 Questions

  • Q1. How do you collect money from lender?
  • Ans. 

    Money is collected from lenders through various methods such as direct debit, wire transfer, or check.

    • Direct debit is a common method where the lender authorizes the borrower to withdraw funds from their account on a regular basis.

    • Wire transfer is another option where the lender can transfer funds directly to the borrower's account.

    • Checks can also be used, but may take longer to process and clear.

    • It's important to esta...

  • Answered by AI
  • Q2. How do you followup lender?
  • Ans. 

    I follow up with lenders through regular communication and by providing timely updates on loan applications.

    • Regularly communicate with lenders to keep them updated on loan applications

    • Provide timely updates on loan applications to lenders

    • Respond promptly to any inquiries or requests from lenders

    • Maintain a professional and courteous relationship with lenders

    • Ensure all necessary documentation is provided to lenders in a

  • Answered by AI
  • Q3. How do u fund a customer?
  • Ans. 

    Funding a customer involves assessing their creditworthiness and providing them with financial resources to meet their needs.

    • Assess the customer's creditworthiness through credit checks and financial analysis

    • Determine the appropriate funding option based on the customer's needs and financial situation

    • Provide the customer with the necessary financial resources, such as loans or credit lines

    • Monitor the customer's repayme...

  • Answered by AI
  • Q4. How u judge a customer's intenstion for funding?
  • Ans. 

    Customer's funding intention can be judged by analyzing their financial history, business plan, and credit score.

    • Analyze customer's financial history to see if they have a good track record of repaying loans

    • Evaluate the customer's business plan to see if it is feasible and has potential for growth

    • Check the customer's credit score to determine their creditworthiness

    • Assess the customer's debt-to-income ratio to see if th...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Preper for collection after that for funding.

I applied via Referral and was interviewed before Oct 2020. There were 3 interview rounds.

Interview Questionnaire 

1 Question

  • Q1. Earlier working details and business

Interview Preparation Tips

Interview preparation tips for other job seekers - Interview is not a problem

SMFG India Credit Interview FAQs

How many rounds are there in SMFG India Credit Relationship Manager interview?
SMFG India Credit interview process usually has 2-3 rounds. The most common rounds in the SMFG India Credit interview process are HR, Resume Shortlist and Group Discussion.
How to prepare for SMFG India Credit Relationship Manager interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at SMFG India Credit. The most common topics and skills that interviewers at SMFG India Credit expect are Sales, Personal Loans, Business Loan, Channel Sales and Loans.
What are the top questions asked in SMFG India Credit Relationship Manager interview?

Some of the top questions asked at the SMFG India Credit Relationship Manager interview -

  1. Defference between secured and unsecured lo...read more
  2. How to sourcing fi...read more
  3. Reference, Dsa, issue in pamlat...read more

Tell us how to improve this page.

SMFG India Credit Relationship Manager Interview Process

based on 11 interviews

Interview experience

4
  
Good
View more
SMFG India Credit Relationship Manager Salary
based on 85 salaries
₹2.4 L/yr - ₹6.3 L/yr
17% less than the average Relationship Manager Salary in India
View more details

SMFG India Credit Relationship Manager Reviews and Ratings

based on 149 reviews

3.9/5

Rating in categories

3.8

Skill development

3.8

Work-life balance

4.1

Salary

3.8

Job security

3.8

Company culture

3.6

Promotions

3.7

Work satisfaction

Explore 149 Reviews and Ratings
Relationship Manager, BIL @ Haryana

Yamunanagar,

Hisar

2-7 Yrs

₹ 4-6 LPA

Explore more jobs
Credit Manager
340 salaries
unlock blur

₹2.3 L/yr - ₹10.9 L/yr

Branch Credit Manager
248 salaries
unlock blur

₹1.9 L/yr - ₹9.2 L/yr

Sales Manager
225 salaries
unlock blur

₹1.8 L/yr - ₹9.4 L/yr

Senior Manager
212 salaries
unlock blur

₹8.9 L/yr - ₹31 L/yr

Assistant Manager
210 salaries
unlock blur

₹2 L/yr - ₹11.1 L/yr

Explore more salaries
Compare SMFG India Credit with

HDB Financial Services

3.9
Compare

Shriram Finance

4.1
Compare

Muthoot Fincorp

4.5
Compare

Bajaj Finance

4.0
Compare
Did you find this page helpful?
Yes No
write
Share an Interview