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SMFG India Credit
4.0
based on 4.3k Reviews
Video summary
Company Overview
Company Locations
Working at SMFG India Credit
Company Summary
Fullerton India offers instant personal loans, business loans, loan against property, vehicle loan and many more at attractive interest rates & easy EMI options.
Overall Rating
4.0/5
based on 4.3k reviews
3% above
industry average
Highly rated for
Salary, Company culture, Job security
Work Policy
Work from office
87% employees reported
Monday to Saturday
78% employees reported
Strict timing
51% employees reported
Within city
54% employees reported
View detailed work policy
Top Employees Benefits
Health insurance
197 employees reported
Job/Soft skill training
194 employees reported
Office cab/shuttle
55 employees reported
Cafeteria
37 employees reported
View all benefits
About SMFG India Credit
Founded in2007 (18 yrs old)
India Employee Count10k-50k
Global Employee Count10k-50k
India HeadquartersMumbai, India
Office Locations
Websitesmfgindiacredit.com
Primary Industry
Other Industries
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SMFG India Credit Co. Ltd. (Formerly Fullerton India Credit Co. Ltd.), is registered as an NBFC - Investment and Credit Company (NBFC-ICC) with the Reserve Bank of India, and is a member of SMBC Group. SMFG India Credit started its India operations in 2007 and is today a leading NBFC with a pan-India presence. Working together with over 16,500 employees, we reach our market by connecting with around 3.2 million customers, be it in cities, towns, or villages, right at their doorstep.
We penetrate deep inside the market through more than 729 branches, covering 600 towns and approximately 65,000 villages. We operate in niche sectors and provide financial access to the underserved and unserved segments.
By doing so, we have introduced people to formal credit. The firm has invested in technology and digital capabilities to enhance customer and stakeholder experience and paved the way for - Pragati Ki Nayi Pehchaan. This echoes our core values and ethos of making things simpler, in our journey to empower people. We remain gender-neutral and do what is right for the community.
We penetrate deep inside the market through more than 729 branches, covering 600 towns and approximately 65,000 villages. We operate in niche sectors and provide financial access to the underserved and unserved segments.
By doing so, we have introduced people to formal credit. The firm has invested in technology and digital capabilities to enhance customer and stakeholder experience and paved the way for - Pragati Ki Nayi Pehchaan. This echoes our core values and ethos of making things simpler, in our journey to empower people. We remain gender-neutral and do what is right for the community.
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SMFG India Credit Ratings
based on 4.3k reviews
Overall Rating
4.0/5
How AmbitionBox ratings work?
5
2.3k
4
985
3
491
2
180
1
360
Category Ratings
4.1
Salary
3.8
Company culture
3.8
Job security
3.8
Skill development
3.7
Work-life balance
3.6
Promotions
3.6
Work satisfaction
SMFG India Credit is rated 4.0 out of 5 stars on AmbitionBox, based on 4.3k company reviews. This rating reflects a generally positive employee experience, indicating satisfaction with the company’s work culture, benefits, and career growth opportunities. AmbitionBox gathers authentic employee reviews and ratings, making it a trusted platform for job seekers and employees in India.
Read more
Gender Based Ratings at SMFG India Credit
based on 4.1k reviews
3.6
Rated by 298 Women
Rated 3.7 for Salary and 3.5 for Job security
4.0
Rated by 3.8k Men
Rated 4.1 for Salary and 3.9 for Job security
Work Policy at SMFG India Credit
based on 717 reviews in last 6 months
Work from office
87%
Hybrid
9%
Permanent work from home
4%
SMFG India Credit Reviews
Top mentions in SMFG India Credit Reviews
+ 5 more
Compare SMFG India Credit with Similar Companies
Change Company | Change Company | Change Company | ||
|---|---|---|---|---|
Overall Rating | 4.0/5 based on 4.3k reviews | 3.9/5 based on 20.8k reviews | 4.5/5 based on 7k reviews | 4.1/5 based on 7.3k reviews |
Highly Rated for | Salary Skill development Job security | Skill development Job security Company culture | Skill development Work-life balance Job security | Job security Work-life balance Skill development |
Critically Rated for | No critically rated category | Promotions | No critically rated category | No critically rated category |
Primary Work Policy | Work from office 87% employees reported | Work from office 85% employees reported | Work from office 92% employees reported | Work from office 87% employees reported |
Rating by Women Employees | 3.6 Good rated by 298 women | 3.8 Good rated by 4.3k women | 4.5 Good rated by 2.3k women | 3.9 Good rated by 739 women |
Rating by Men Employees | 4.0 Good rated by 3.8k men | 4.0 Good rated by 15.2k men | 4.5 Good rated by 4.4k men | 4.1 Good rated by 6.1k men |
Job security | 3.8 Good | 3.8 Good | 4.4 Good | 4.0 Good |
View more
SMFG India Credit Salaries
SMFG India Credit salaries have received with an average score of 4.1 out of 5 by 4.3k employees.
Credit Manager
(340 salaries)
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₹2.4 L/yr - ₹10.9 L/yr
Branch Credit Manager
(253 salaries)
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₹1.9 L/yr - ₹9.3 L/yr
Sales Manager
(221 salaries)
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₹1.8 L/yr - ₹9.4 L/yr
Branch Sales Manager
(203 salaries)
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₹2.8 L/yr - ₹10 L/yr
Transaction Officer
(199 salaries)
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₹1.4 L/yr - ₹3.8 L/yr
Branch Collection Incharge
(192 salaries)
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₹1.9 L/yr - ₹4.2 L/yr
Collections Manager
(190 salaries)
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₹2 L/yr - ₹7.7 L/yr
Branch Manager
(177 salaries)
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₹4 L/yr - ₹15 L/yr
Agency Manager
(165 salaries)
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₹2.1 L/yr - ₹6.3 L/yr
Individual Relationship Officer
(164 salaries)
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₹1.3 L/yr - ₹3.6 L/yr
SMFG India Credit Interview Questions
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Top SMFG India Credit interview questions and answers
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SMFG India Credit Jobs
Popular Designations SMFG India Credit Hires for
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Current Openings
SMFG India Credit News
Temasek backed Fullerton acquires majority stake in Lendingkart
- Temasek-backed Fullerton has acquired a majority stake in Lendingkart as part of the Series E fundraise.
- Fullerton infused a total of ₹252 Crores to support Lendingkart's growth and enhance its technology-driven credit underwriting processes.
- Lendingkart has raised around ₹1,050 crore in equity from investors such as Fullerton, Bertelsmann, and Mayfield India.
- The valuation at which Lendingkart raised the fresh funds was not disclosed.
HinduBusinessLine | 28 Mar, 2025
SMFG India Credit Raises $175 Million Via Foreign Loan
- Non-bank finance company SMFG India Credit has raised $175 million foreign loan through a syndicated loan.
- The funds will be used for regular lending operations and the facility has been fully hedged to mitigate risks.
- The loan was jointly arranged by Standard Chartered Bank and CTBC Bank.
- Accessing funds through the ECB route has become common for non-bank finance companies due to regulatory changes and slower deposit growth.
Bloomberg Quint | 25 Mar, 2025
SMFG India Credit Sets Guinness World Record For Largest Cattle Welfare Lesson
- SMFG India Credit has achieved a Guinness World Record for the ‘Largest Cattle Welfare Lesson (Multiple Venues)' with 517 participants across six locations in India.
- The event, held as part of the company's 7th edition of Pashu Vikas Day, involved simultaneous cattle care camps in 500 locations across 16 states benefiting around 1,90,000 beneficiaries.
- Under the theme 'Mera Pashu Mera Parivar', SMFG India Credit highlighted the importance of livestock in the lives of rural families.
- The annual event also demonstrated the company's dedication to rural welfare, with active participation from more than 6,000 employees.
Bloomberg Quint | 18 Feb, 2025
Sumitomo Mitsui To Infuse Rs 3,000 Crore Into Indian Subsidiary SMFG India Credit
- Sumitomo Mitsui Financial Group will infuse Rs 3,000 crore into its Indian subsidiary, SMFG India Credit Co. Ltd.
- The investment also includes Rs 300 crore allocated to its wholly-owned subsidiary, SMFG India Home Finance Co. Ltd.
- The total fund infusion for fiscal 2024 amounts to Rs 4,300 crore, marking the highest ever annual capital support since the company's inception.
- This investment is part of SMFG's focus on supporting SMFG India Credit's growth trajectory and advancing financial inclusion across the country.
Bloomberg Quint | 26 Dec, 2024
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SMFG India Credit FAQs
When was SMFG India Credit founded?
SMFG India Credit was founded in 2007. The company has been operating for 18 years primarily in the NBFC sector.
Where is the SMFG India Credit headquarters located?
SMFG India Credit is headquartered in Mumbai and has an office in Mumbai
How many employees does SMFG India Credit have in India?
SMFG India Credit currently has more than 22,000+ employees in India. BFSI, Investments & Trading department appears to have the highest employee count in SMFG India Credit based on the number of reviews submitted on AmbitionBox.
Does SMFG India Credit have good work-life balance?
SMFG India Credit has a Work-Life Balance Rating of 3.7 out of 5 based on 4,300+ employee reviews on AmbitionBox. 76% employees rated SMFG India Credit 4 or above, while 24% employees rated it 3 or below on work-life balance. This indicates that the majority of employees feel a generally balanced work-life experience, with some opportunities for improvement based on the feedback. We encourage you to read SMFG India Credit work-life balance reviews for more details
Is SMFG India Credit good for career growth?
Career growth at SMFG India Credit is rated fairly well, with a promotions and appraisal rating of 3.6. 76% employees rated SMFG India Credit 4 or above, while 24% employees rated it 3 or below on promotions/appraisal. Though the sentiment is mixed for career growth, majority employees have rated it positively. We recommend reading SMFG India Credit promotions/appraisals reviews for more detailed insights.
What are the pros of working in SMFG India Credit?
Working at SMFG India Credit offers several advantages that make it an appealing place for employees. The company is highly rated for salary & benefits, company culture and job security, based on 4,300+ employee reviews on AmbitionBox.
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