
HDB Financial Services

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About HDB Financial Services

HDB Financial Services (HDBFS) is a leading Non-Banking Financial Company (NBFC) that caters to the growing needs of an Aspirational India, serving both Individual & Business Clients. Incorporated in 2007, we are a well-established business with strong capitalization. HDBFS is accredited with CARE AAA & CRISIL AAA ratings for its long-term debt & Bank facilities and an A1+ rating for its short-term debt & commercial papers, making it a strong and reliable financial institution. HDBFS maintains a strong commitment to ethical conduct. Transparency is ingrained in the structure of our Code of Ethics and our compliance policies to ensure that the highest standards of professional conduct are consistently reinforced and embedded in every corner of the organisation.

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Overall Rating | 3.9/5 based on 22.6k reviews | 4.5/5 based on 8.1k reviews | 4.0/5 based on 7.9k reviews ![]() | 4.0/5 based on 7.7k reviews |
Highly Rated for | Skill development Work-life balance Job security | Skill development Work-life balance Job security | Job security Skill development Work-life balance | Salary Skill development Job security |
Critically Rated for | Promotions | ![]() No critically rated category | ![]() No critically rated category | ![]() No critically rated category |
Primary Work Policy | Work from office 84% employees reported | Work from office 91% employees reported | Work from office 84% employees reported | Work from office 76% employees reported |
Rating by Women Employees | 3.8 Good rated by 4.6k women | 4.5 Good rated by 2.7k women | 3.9 Good rated by 839 women | 3.8 Good rated by 694 women |
Rating by Men Employees | 3.9 Good rated by 16.6k men | 4.5 Good rated by 5.1k men | 4.0 Good rated by 6.6k men | 4.0 Good rated by 6.6k men |
Job security | 3.8 Good | 4.4 Good | 4.0 Good | 3.8 Good |
HDB Financial Services Salaries
Sales Executive

Junior Officer

Sales Officer

Senior Sales Officer

Senior Telecalling Officer

Relationship Manager

Credit Relationship Manager

Sales Manager

Relationship Officer

Collection Officer

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HDB Financial Services News
HDFC Bank Q1 Results Review: Systematix Maintains 'Buy', Revises Target Price — Here's Why
- Systematix revises its target price for HDFC Bank to Rs 2290 and maintains a Buy rating based on revised estimates.
- HDFC Bank made a contingency provision of Rs 17 billion, with higher slippages during the quarter attributed to seasonally high agri slippages.
- HDFC Bank divested around 135 billion shares of HDB Financials during its IPO in June 2025, resulting in a net gain of Rs. 91.28 billion accounted as other income during the quarter.

HDB Financial shares down 4% after Q1 earnings
- HDB Financial, the NBFC arm of HDFC Bank, reported an 18% growth in net interest income (NII) to ₹2,092 crore with a stable net interest margin (NIM) of 7.7% in the first quarter.
- The company's assets under management (AUM) surged nearly 15% to ₹1,09,690 crore, expressing confidence in growth and profitability fueled by a strong macro environment and rural recovery.
- Despite higher credit costs, management is adjusting their loan mix, particularly in the commercial vehicle (CV) and unsecured small business loan (USL) segments, aiming for a lift in overall credit performance in future quarters.
- Emkay Global maintains a buy rating on HDB Financial at a target price of ₹900, making slight adjustments to AUM growth estimates and credit cost forecasts. The stock traded 2.72% lower on the BSE, closing at ₹818.20 on July 16, 2025.
Indian IPOs Set To Raise Up To $18 Billion In Second-Half Surge
- India's primary market is expected to raise up to $18 billion through IPOs in the second half of 2025, with companies like Tata Capital Ltd., ICICI Prudential Asset Management Co., and others planning to go public.
- The surge in IPO offerings follows a slow start in the first half of the year, with $5.3 billion raised from IPOs. The rebound is attributed to a buoyant stock market and strong performances of companies like HDB Financial Services Ltd.
- Investor confidence is on the rise due to foreign inflows and aggressive monetary easing by the central bank, despite initial market volatility. More than 50 IPOs are expected to tap the market by year-end.
- Among the notable IPOs anticipated in the second half are e-commerce company Meesho Ltd., stock broking firm Groww Invest Tech Pvt., and eyewear-maker Lenskart Solutions Ltd.

HDB Financial Services IPO Listing on NSE: Everything Investors Should Know
- HDB Financial Services, a subsidiary of HDFC Bank, is set to launch its Initial Public Offering (IPO) on the National Stock Exchange (NSE), generating buzz in the Indian stock market.
- The company is a prominent non-banking financial company (NBFC) in India, offering various financial products such as personal loans, business loans, asset finance, and insurance services.
- Investors have been eagerly watching the IPO, considering it a significant market event due to its association with HDFC Bank and the range of financial services it provides.
- As of now, there is no information provided if the article qualifies for web story generation

Buy, Sell Or Hold: Nykaa, Exide Industries, Shilchar Tech, HDB Financial — Ask Profit
- Market analysts provided buy, sell, and hold recommendations for various stocks on NDTV Profit's 'Ask Profit' show.
- Exide Industries: Analyst suggests waiting due to increased competition and underperformance despite strong demand. Investors should monitor the company's strategic plans.
- Nykaa: Cautious approach advised as the stock trades at a high price-to-earnings ratio with foreign portfolio investors reducing holdings. Revenue performance does not justify the valuation.
- Shilchar Technologies Ltd.: Recommended to remain invested due to fair valuation and strong long-term growth potential. Technical strength is needed as the stock is trading below key indicators.
- HDB Financial Services: Potential seen with a projected price-to-book ratio and growth potential. Stock value could reach Rs 900 based on assumptions.

All eyes on listing of HDB Financial Services
- HDB Financial Services' IPO witnessed strong demand, with QIBs subscribing 55.47 times the reserved portion and the IPO being the largest in 2025.
- The IPO garnered over ₹1.61 lakh crore in bids, reflecting massive institutional and retail interest, but fell short of surpassing the record-breaking Bajaj Housing Finance IPO.
- The listing of HDB Financial Services is expected to see a healthy 8–10 per cent gain, signaling market confidence in its business model and long-term growth potential in the NBFC space.
- The IPO proceeds are intended for on-lending, growth, and strengthening the NBFC's capital base, with plans to utilize the funds for Tier—I Capital base augmentation and meeting offer expenses.
Sensex crosses 84,000 mark; Jio, IndusInd lead gainers, paint stocks Asian Paints & Akzo Nobel soar
- Sensex crossed the 84,000 mark, climbing 244.92 points to 84,000.79.
- Gainers in Nifty 50 included Jio Financial, IndusInd, and Asian Paints, while Bajaj Finance and Dr. Reddy’s Laboratories were among the major laggards.
- Asian shares rose following US stocks nearing record highs.
- Stocks like HDB's $1.5 billion IPO selling out and companies like Wakefit filing for a significant IPO were highlighted among market movements.

Nifty Prediction today – Jun 27, 2025: Index may moderate before next upswing
- The market sentiment is bullish with a 33/17 advance/decline ratio within Nifty 50 index. Adani Ports and Power Grid Corporation are top gainers, whereas SBI Life and Bajaj Finserv are leading in losses.
- Crude oil prices are on the rise due to economic and supply considerations. Mid- and small-cap indices are up, and most sectoral indices have seen gains, with Nifty Metal and Nifty Media performing well.
- Wakefit has filed for a ₹468-crore IPO and plans to open 118 new stores. Nifty futures for July expiry opened higher at 25,695 and are currently trading around 25,690, showing a bullish trend with intraday support at 25,640.
- JSW Paints is set to acquire a majority stake in Akzo Nobel India for ₹9,000 crore. Meanwhile, the HDB Financial IPO closes today, with the issue being subscribed 1.16 times so far. Nifty futures are expected to rally to 25,800 and 26,000 while maintaining support levels at 25,640 and 25,580.

Should you subscribe to HDB Financial Services’ IPO?
- HDB Financial Services is a diversified NBFC with a loan book of ₹1.07 lakh crore, categorized into Enterprise lending, Asset finance, and consumer finance.
- Majority of HDB's loan book is secured, and its largest 20 borrowers account for just 0.3% of the overall book.
- HDB enjoys a strong market presence in tier-4 towns, has a high credit rating, and is backed by HDFC Bank, with independent transaction dealings between the two.
- While HDB belongs to the fast-growing NBFC sector, investors are advised to wait and watch due to profit decline in FY25, pricing concerns, and potential regulatory implications requiring HDFC Bank to reduce stake in HDB.
Globe Civil Projects enters day 2 on strong note
- Globe Civil Projects' IPO is set to raise ₹119 crore with a price band of ₹67 to ₹71 per share.
- HDB Financial's ₹12,500 crore IPO is currently open at ₹700–740 per share.
- The Globe Civil Projects IPO has received bids for 8/18 crore shares against 1.17 crore shares offered.
- Retail portion was oversubscribed by 5.83 times, and NII quota by 8.16 times.
- Globe Civil Projects raised ₹35.70 crore through an anchor book with participation from various entities.
- Ellenbarrie Industrial Gases IPO is also on day 2 of its proceedings.
- Globe Civil Projects plans to utilize the funds for capital expenditures and general corporate purposes.
- MEFCOM Capital Markets and Kfin Technologies are associated with Globe Civil Projects' IPO.
- The IPO is open until Thursday for subscription and shares will be listed on BSE and NSE.
- The minimum lot size for an application is 211 shares.


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