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HDB Financial Services Credit Relationship Manager Interview Questions, Process, and Tips

Updated 17 Mar 2025

Top HDB Financial Services Credit Relationship Manager Interview Questions and Answers

View all 9 questions

HDB Financial Services Credit Relationship Manager Interview Experiences

32 interviews found

Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Panel interview 

(4 Questions)

  • Q1. Tell me about yourself
  • Q2. Pass a journal entry
  • Ans. 

    Journal entry for Credit Relationship Manager position

    • Identify the accounts involved (e.g. Cash, Accounts Receivable, Sales)

    • Determine the type of transaction (e.g. sale of goods, payment of expenses)

    • Debit and credit the appropriate accounts based on the transaction

    • Ensure the accounting equation (Assets = Liabilities + Equity) remains balanced

  • Answered by AI
  • Q3. Where is a particular item found in balance sheet
  • Ans. 

    The particular item is found in the liabilities section of the balance sheet.

    • Liabilities section of the balance sheet

    • Opposite of assets

    • Includes debts and obligations

  • Answered by AI
  • Q4. Elaborate your internship/ training experiences

Interview Preparation Tips

Interview preparation tips for other job seekers - Review your resume thoroughly.
Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I appeared for an interview in Feb 2025, where I was asked the following questions.

  • Q1. Vehicle finance knowledge
  • Q2. Customer profiles and vehicle viability

Interview Preparation Tips

Interview preparation tips for other job seekers - Overall Good experience

Credit Relationship Manager Interview Questions Asked at Other Companies

Q1. What is pl and mortgage
Q2. How does fluctuations in ratios for the company affect credit dec ... read more
Q3. Where is a particular item found in balance sheet
Q5. What do you know about stock
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I appeared for an interview in Dec 2024.

Round 1 - HR 

(2 Questions)

  • Q1. About work profile
  • Q2. Current CTC
  • Ans. 

    My current CTC is $60,000 per year.

    • My current CTC is $60,000 per year

    • I am currently earning $5,000 per month

    • My annual salary is $60,000

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - No, I do not wish to provide any.
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(2 Questions)

  • Q1. Tell me about your self
  • Ans. 

    I am a dedicated and experienced Credit Relationship Manager with a strong background in financial analysis and risk assessment.

    • Over 5 years of experience in managing credit relationships with clients

    • Proficient in financial analysis and risk assessment

    • Strong communication and negotiation skills

    • Proven track record of successfully managing credit portfolios

    • Ability to develop and maintain strong client relationships

  • Answered by AI
  • Q2. What you know loan process?
  • Ans. 

    Loan process involves application, underwriting, approval, and funding stages.

    • Application: Borrower submits loan application with necessary documents.

    • Underwriting: Lender evaluates borrower's creditworthiness and risk.

    • Approval: Loan is approved or denied based on underwriting results.

    • Funding: Once approved, funds are disbursed to borrower.

    • Repayment: Borrower repays loan amount with interest according to agreed terms.

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Tell me about your self that's it ,most reference person only given important

HDB Financial Services interview questions for designations

 Credit Manager

 (10)

 Branch Credit Manager

 (11)

 Area Credit Manager

 (2)

 Assistant Credit Manager

 (1)

 Senior Manager Credit

 (1)

 Credit Officer

 (1)

 Credit Analyst

 (1)

 Relationship Manager

 (13)

Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Walk-in and was interviewed in Mar 2024. There were 2 interview rounds.

Round 1 - HR 

(2 Questions)

  • Q1. Tell me about your self ?
  • Ans. 

    Experienced credit relationship manager with a strong track record in managing client portfolios and driving revenue growth.

    • Over 5 years of experience in credit analysis and relationship management

    • Successfully managed a portfolio of high net worth clients, increasing revenue by 20%

    • Strong understanding of financial markets and risk assessment

    • Excellent communication and negotiation skills

    • Proven ability to build and maint

  • Answered by AI
  • Q2. What is your job rolls and responsibility ?
  • Ans. 

    As a Credit Relationship Manager, my job involves managing relationships with clients, assessing creditworthiness, and ensuring timely repayment of loans.

    • Assessing the creditworthiness of clients by analyzing financial statements and credit reports

    • Developing and maintaining relationships with clients to understand their financial needs and provide appropriate credit solutions

    • Monitoring loan portfolios to ensure timely ...

  • Answered by AI
Round 2 - One-on-one 

(2 Questions)

  • Q1. Tell me about your self ?
  • Ans. 

    I am a dedicated and experienced Credit Relationship Manager with a strong background in financial analysis and risk assessment.

    • Over 5 years of experience in credit analysis and relationship management

    • Proficient in financial statement analysis and risk assessment

    • Strong communication and negotiation skills

    • Proven track record of building and maintaining strong client relationships

    • Ability to work effectively in a fast-pac

  • Answered by AI
  • Q2. What is your job rolls and responsibilities?
  • Ans. 

    As a Credit Relationship Manager, my job involves managing client relationships, assessing creditworthiness, monitoring loan portfolios, and providing financial advice.

    • Managing client relationships to ensure customer satisfaction and retention

    • Assessing creditworthiness of clients by analyzing financial statements and credit reports

    • Monitoring loan portfolios to identify potential risks and opportunities for growth

    • Provid...

  • Answered by AI

Interview Preparation Tips

Topics to prepare for HDB Financial Services Credit Relationship Manager interview:
  • Credit

Get interview-ready with Top HDB Financial Services Interview Questions

Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I appeared for an interview in Jul 2024.

Round 1 - HR 

(2 Questions)

  • Q1. Tell you about yourself.
  • Q2. What is the experience and salary and salary expectation?
  • Ans. 

    I have 5 years of experience as a Credit Relationship Manager with a salary expectation of $80,000.

    • 5 years of experience in credit relationship management

    • Salary expectation of $80,000

    • Proven track record of successfully managing credit relationships

    • Strong understanding of financial analysis and risk assessment

    • Ability to negotiate and communicate effectively with clients

  • Answered by AI
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed in Mar 2024. There were 2 interview rounds.

Round 1 - HR 

(1 Question)

  • Q1. Ques1-about youe self and your working experience Ques2-your work profile
Round 2 - One-on-one 

(1 Question)

  • Q1. Question asked as per department and experience based
Interview experience
3
Average
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Walk-in and was interviewed in Mar 2024. There was 1 interview round.

Round 1 - HR 

(5 Questions)

  • Q1. Tell me about yourself??
  • Q2. Tell me about yourself
  • Q3. What you prefer
  • Q4. Tell me new about your beginning
  • Q5. Salary expectations

Interview Preparation Tips

Interview preparation tips for other job seekers - Knowledge
Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(1 Question)

  • Q1. Work done in previous organisation
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
2-4 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed in Dec 2023. There was 1 interview round.

Round 1 - HR 

(3 Questions)

  • Q1. They are asking about my self
  • Q2. They asking about my last job
  • Q3. Asking why I'm want to change my job?

HDB Financial Services Interview FAQs

How many rounds are there in HDB Financial Services Credit Relationship Manager interview?
HDB Financial Services interview process usually has 1-2 rounds. The most common rounds in the HDB Financial Services interview process are HR, Resume Shortlist and One-on-one Round.
How to prepare for HDB Financial Services Credit Relationship Manager interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at HDB Financial Services. The most common topics and skills that interviewers at HDB Financial Services expect are Credit Underwriting, Credit, Credit Appraisal, Credit Processing and Credit Analysis.
What are the top questions asked in HDB Financial Services Credit Relationship Manager interview?

Some of the top questions asked at the HDB Financial Services Credit Relationship Manager interview -

  1. What is pl and mortg...read more
  2. Where is a particular item found in balance sh...read more
  3. What is C...read more
How long is the HDB Financial Services Credit Relationship Manager interview process?

The duration of HDB Financial Services Credit Relationship Manager interview process can vary, but typically it takes about less than 2 weeks to complete.

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HDB Financial Services Credit Relationship Manager Interview Process

based on 35 interviews

3 Interview rounds

  • HR Round - 1
  • One-on-one Round
  • HR Round - 2
View more

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HDB Financial Services Credit Relationship Manager Salary
based on 1.2k salaries
₹1.8 L/yr - ₹5.1 L/yr
12% less than the average Credit Relationship Manager Salary in India
View more details

HDB Financial Services Credit Relationship Manager Reviews and Ratings

based on 390 reviews

3.8/5

Rating in categories

3.7

Skill development

3.3

Work-life balance

3.3

Salary

3.7

Job security

3.4

Company culture

3.2

Promotions

3.4

Work satisfaction

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