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State Bank of India Credit Relationship Manager Interview Questions and Answers

Updated 12 Jan 2024

State Bank of India Credit Relationship Manager Interview Experiences

1 interview found

Credit Relationship Manager Interview Questions & Answers

user image Niranjan Devasthale

posted on 12 Jan 2024

Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I was interviewed before Jan 2023.

Round 1 - One-on-one 

(2 Questions)

  • Q1. How do you feel abouy working in SME Credit
  • Q2. How does fluctuations in ratios for the company affect credit decisions in Bank
  • Ans. 

    Fluctuations in ratios for a company can significantly impact credit decisions in a bank.

    • Fluctuations in ratios provide insights into the financial health and stability of a company.

    • Negative fluctuations in key ratios such as debt-to-equity ratio or interest coverage ratio may indicate increased credit risk.

    • Positive fluctuations in profitability ratios like return on assets or return on equity may enhance creditworthin...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident.
Prepare well regarding what role you are applying for and what the role requires you to do. There is lots of reference material in place to study and understand about SME and Corporate Credit in the Bank

Interview questions from similar companies

I applied via Referral and was interviewed in Apr 2020. There were 3 interview rounds.

Interview Questionnaire 

2 Questions

  • Q1. Insurance and it’s products
  • Q2. NRI services

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident, accurate and keep Check on your communication and words you use during interview

Interview Questionnaire 

2 Questions

  • Q1. Strengh and weakness
  • Q2. Regarding sales

I applied via Referral and was interviewed in May 2021. There was 1 interview round.

Interview Questionnaire 

2 Questions

  • Q1. Why should we hire you?
  • Q2. Just keep your answer simple and show confidence

Interview Preparation Tips

Interview preparation tips for other job seekers - My advice is to be confident and I think confidence is the only strategy too crack any interview

I applied via Campus Placement and was interviewed before Nov 2020. There were 3 interview rounds.

Interview Questionnaire 

1 Question

  • Q1. Very simple but please do not join axis bank it is a worst organization to work and HR Policy is also very very burst if you join doesn't matter in which department you are you have to do hard core sales t...

Interview Preparation Tips

Interview preparation tips for other job seekers - Any 12th class student crack that interviews

I applied via Company Website and was interviewed before Jun 2020. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. What is customer handling the request
  • Ans. 

    Customer handling the request refers to the process of addressing and resolving customer inquiries, complaints, and requests.

    • Listening actively to the customer's concern

    • Empathizing with the customer's situation

    • Offering solutions or alternatives to resolve the issue

    • Following up with the customer to ensure satisfaction

    • Maintaining a positive and professional demeanor throughout the interaction

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Interview is ok

I applied via Company Website and was interviewed in Feb 2021. There were 4 interview rounds.

Interview Questionnaire 

1 Question

  • Q1. What's is your role in previous organization

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident and don't loose self beleive

I applied via Naukri.com and was interviewed before Sep 2020. There were 4 interview rounds.

Interview Questionnaire 

1 Question

  • Q1. There will be More challenging work so will i get support from here to learn

Interview Preparation Tips

Interview preparation tips for other job seekers - It was tremendous work environment i ever worked anywhere , very professional colleagues , they always ready to teach you support you , i don't wanted to left the organisation but i lost my few family members during covid so decided to take care of my few family members 🙂

I applied via Referral and was interviewed before May 2020. There were 4 interview rounds.

Interview Questionnaire 

2 Questions

  • Q1. Your business achievements and products knowledge based the questions
  • Q2. Explain clearly and answering boldly

Interview Preparation Tips

Interview preparation tips for other job seekers - Smooth and knowledgeable

I applied via Walk-in and was interviewed before Jun 2021. There were 3 interview rounds.

Round 1 - Aptitude Test 

Questions regarding current affairs and financial products.

Round 2 - Aptitude Test 

Questions regarding reasoning, mathematics and English

Round 3 - HR 

(1 Question)

  • Q1. Normal discussion and one to one explanation of roles and responsibilities.

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident and prepare in advance, because prepration automatically gives confidence.
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State Bank of India Interview FAQs

How many rounds are there in State Bank of India Credit Relationship Manager interview?
State Bank of India interview process usually has 1 rounds. The most common rounds in the State Bank of India interview process are One-on-one Round.

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State Bank of India Credit Relationship Manager Interview Process

based on 1 interview

Interview experience

4
  
Good
View more

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State Bank of India Credit Relationship Manager Salary
based on 5 salaries
₹12 L/yr - ₹18 L/yr
280% more than the average Credit Relationship Manager Salary in India
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2.9/5

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3.0

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2.9

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