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SMFG India Credit Interview Questions, Process, and Tips

Updated 1 Mar 2025

Top SMFG India Credit Interview Questions and Answers

View all 47 questions

SMFG India Credit Interview Experiences

Popular Designations

157 interviews found

Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I was interviewed before Mar 2024.

Round 1 - HR 

(2 Questions)

  • Q1. Can you tell me about yourself?
  • Q2. What is your understanding of procurement?
Round 2 - Technical 

(4 Questions)

  • Q1. Tell me about yourself.
  • Q2. What is your understanding of procurement?
  • Q3. What are your key qualifications that make you a suitable candidate for this position?
  • Q4. How do you manage pressure in the workplace?

Assistant Manager Interview Questions asked at other Companies

Q1. You are Handling cash operations then how you manage operations with sales ?
View answer (87)
Interview experience
3
Average
Difficulty level
Moderate
Process Duration
4-6 weeks
Result
Selected Selected

I applied via Walk-in and was interviewed in May 2024. There was 1 interview round.

Round 1 - One-on-one 

(8 Questions)

  • Q1. Tell me about yourself
  • Q2. Do you know excel
  • Q3. How to make PPT
  • Ans. 

    To make a PPT, use a software like PowerPoint, organize content logically, use visuals, and practice presenting.

    • Use a software like PowerPoint to create slides

    • Organize content logically with an introduction, main points, and conclusion

    • Use visuals such as images, charts, and graphs to enhance understanding

    • Practice presenting the PPT to ensure smooth delivery

  • Answered by AI
  • Q4. Would you work in night shift if needed
  • Q5. What do you want in life
  • Q6. What would you contribute here in the job
  • Q7. What are your salary expectations
  • Q8. Tell me about your family background

Interview Preparation Tips

Interview preparation tips for other job seekers - In excel one should know vlookup and hlookup and pivot tables thats what they need.

Assistant General Manager Operations Interview Questions asked at other Companies

Q1. What are basic Roles & Responsibilities in Stores & Warehouse Management
View answer (2)
SMFG India Credit Interview Questions and Answers for Freshers
illustration image
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(2 Questions)

  • Q1. Self interview introduction
  • Q2. I'm traduced my self and my family education waise
Round 2 - One-on-one 

(2 Questions)

  • Q1. About the Experience
  • Q2. I worked 3 years different companies different departments
Round 3 - Training 

(2 Questions)

  • Q1. Do you have take new challenges and new department we are providing training
  • Q2. Yes I can do anything and self confidence must important never give up

Interview Preparation Tips

Interview preparation tips for other job seekers - Very good communication with ops department of SMFG India credit company Ltd and very good team work I'm pleasure working with company thanks for opportunity to give I glad to work and most happy
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(2 Questions)

  • Q1. Previous experience questions
  • Q2. Previous work please experience
Round 2 - One-on-one 

(2 Questions)

  • Q1. Knowledge related questions
  • Q2. Proces related questions
Round 3 - HR 

(2 Questions)

  • Q1. Any reason to get the new job
  • Q2. Any other questions for personal or business related

Senior Executive Operations Interview Questions asked at other Companies

Q1. In 1 day how many veh can be loaded and unloaded with dock man power count of 14.
View answer (5)

SMFG India Credit interview questions for popular designations

 Sales Manager

 (15)

 Branch Credit Manager

 (13)

 Credit Manager

 (12)

 Branch Collection Incharge

 (6)

 Branch Manager

 (5)

 Collections Manager

 (5)

 Transaction Officer

 (4)

 Assistant Manager

 (3)

Project Interview Questions & Answers

user image Bhoopendra Pathak

posted on 6 Sep 2024

Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(3 Questions)

  • Q1. WhatsApp you can do
  • Ans. 

    WhatsApp allows you to send messages, make voice and video calls, share media, and create group chats.

    • Send messages to individuals or groups

    • Make voice and video calls

    • Share photos, videos, documents, and contacts

    • Create and participate in group chats

    • Set status updates and share stories

  • Answered by AI
  • Q2. Sbhss hshshs hshshs hshshsh shshhs
  • Q3. Dedff ff rrf fff fff.

Get interview-ready with Top SMFG India Credit Interview Questions

Credit Manager Interview Questions & Answers

user image Shivaraja K

posted on 6 Aug 2024

Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(2 Questions)

  • Q1. What is meaning of CBIL
  • Ans. 

    CBIL stands for Credit Bureau India Limited, which is a credit information company in India.

    • CBIL is a credit information company that collects and maintains credit information of individuals and businesses.

    • It provides credit reports and scores to lenders to help them make informed lending decisions.

    • CBIL helps in reducing the risk of default by providing accurate credit information.

    • It plays a crucial role in the credit ...

  • Answered by AI
  • Q2. What are the metrics used to evaluate risk
  • Ans. 

    Metrics used to evaluate risk include credit score, debt-to-income ratio, payment history, and credit utilization.

    • Credit score: A numerical representation of a borrower's creditworthiness based on their credit history.

    • Debt-to-income ratio: The percentage of a borrower's monthly income that goes towards paying debts.

    • Payment history: A record of a borrower's past payments on credit accounts.

    • Credit utilization: The amount

  • Answered by AI
Round 2 - HR 

(2 Questions)

  • Q1. Why your leaving privious company
  • Ans. 

    Seeking new challenges and growth opportunities in a different work environment.

    • Desire for career advancement

    • Looking for new challenges

    • Seeking better work-life balance

    • Company restructuring or downsizing

    • Relocation to a different city

  • Answered by AI
  • Q2. What was salary expectation
  • Ans. 

    My salary expectation is in line with industry standards and based on my experience and qualifications.

    • Research industry standards for Credit Manager salaries

    • Consider my experience and qualifications when determining salary expectation

    • Be open to negotiation based on the overall compensation package offered

  • Answered by AI

Top SMFG India Credit Credit Manager Interview Questions and Answers

Q1. How do u understand cibil and it's description like dpd dbt sub standard Dbr ratio Foir ratio
View answer (1)

Credit Manager Interview Questions asked at other Companies

Q1. If a client comes to take a loan & he haven't got any type of documents with him (primary or secondary), how will you deal with him? & Tell me first 5 things comes to your mind.
View answer (21)
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Walk-in and was interviewed in Oct 2024. There was 1 interview round.

Round 1 - One-on-one 

(1 Question)

  • Q1. Last company designation and work

Interview Preparation Tips

Interview preparation tips for other job seekers - Good Interview questions and physical

Collections Manager Interview Questions asked at other Companies

Q1. Collection efficiency and how will do the collection, plan for the month, repossession etc
View answer (8)
Interview experience
2
Poor
Difficulty level
Moderate
Process Duration
4-6 weeks
Result
Selected Selected

I was interviewed before Feb 2024.

Round 1 - One-on-one 

(4 Questions)

  • Q1. Tell me about yourself?
  • Q2. What is excel?
  • Q3. What is presentation?
  • Q4. How would you contribute to this company?
Round 2 - One-on-one 

(2 Questions)

  • Q1. Tell me about yourself?
  • Q2. What are your expectations from this company?

Interview Preparation Tips

Interview preparation tips for other job seekers - 1. Please practice excel well enough to explain what all you know and understand about excel. (Vlookups , pivot tables)
2. Know about this company well enough so that you can ask questions from your side.
3. Know what exactly is an nbfc

Senior Executive Interview Questions asked at other Companies

Q1. If oneday the men power is very less due to some problem and lode is more that day as a senior Exucative, how will u handle your team ?
View answer (56)
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(2 Questions)

  • Q1. Please, tell me about yourself
  • Q2. Please, tell me about previous profile

Interview Preparation Tips

Interview preparation tips for other job seekers - Onboarding process was too easy and friendly

Branch Credit Manager Interview Questions asked at other Companies

Q1. why 13yr legal search report is required in mortgage
View answer (4)
Interview experience
4
Good
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed before Jan 2022. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all Resume tips
Round 2 - HR 

(2 Questions)

  • Q1. Package discussion
  • Q2. Market awareness

Top SMFG India Credit Sales Manager Interview Questions and Answers

Q1. How would you sale the Personal loans in high rates
View answer (3)

Sales Manager Interview Questions asked at other Companies

Q1. If you're in Cold areas like Kashmir or Himachal Pradesh. & You have to sell an AC which is having only Cold option. How would you do that?
View answer (15)
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SMFG India Credit Interview FAQs

How many rounds are there in SMFG India Credit interview?
SMFG India Credit interview process usually has 1-2 rounds. The most common rounds in the SMFG India Credit interview process are HR, One-on-one Round and Resume Shortlist.
How to prepare for SMFG India Credit interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at SMFG India Credit. The most common topics and skills that interviewers at SMFG India Credit expect are Sales, Personal Loans, Microfinance, Rural Finance and Collections.
What are the top questions asked in SMFG India Credit interview?

Some of the top questions asked at the SMFG India Credit interview -

  1. What is underwriting and what you have to do for getting good customer to our f...read more
  2. What's is deference of normal Collection and Bucket collecti...read more
  3. What is Collection ??.. How to Collect the Money From Customer??.. Do You Have ...read more
How long is the SMFG India Credit interview process?

The duration of SMFG India Credit interview process can vary, but typically it takes about less than 2 weeks to complete.

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SMFG India Credit Interview Process

based on 265 interviews

Interview experience

4.3
  
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SMFG India Credit Reviews and Ratings

based on 4.2k reviews

4.0/5

Rating in categories

3.8

Skill development

3.7

Work-life balance

4.1

Salary

3.9

Job security

3.8

Company culture

3.6

Promotions

3.7

Work satisfaction

Explore 4.2k Reviews and Ratings
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