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SMFG India Credit Interview Questions, Process, and Tips

Updated 1 Mar 2025

Top SMFG India Credit Interview Questions and Answers

View all 48 questions

SMFG India Credit Interview Experiences

Popular Designations

157 interviews found

Interview experience
3
Average
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed in Jul 2023. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Don’t add your photo or details such as gender, age, and address in your resume. These details do not add any value.
View all Resume tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. Previous experience in industry
  • Q2. What is experience in BSFI INDUSTRY
  • Ans. 

    I have 5 years of experience in the BSFI industry, including roles in sales, customer service, and account management.

    • Worked as a Sales Executive at XYZ Bank for 2 years

    • Managed a portfolio of high net-worth clients at ABC Financial Services

    • Implemented successful sales strategies to increase revenue by 20%

    • Stayed updated on industry trends and regulations to provide informed advice to clients

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Please check all internal verification for nature of work and what effect on your face value in Market

Top SMFG India Credit Sales Manager Interview Questions and Answers

Q1. How would you sale the Personal loans in high rates
View answer (3)

Sales Manager Interview Questions asked at other Companies

Q1. If you're in Cold areas like Kashmir or Himachal Pradesh. & You have to sell an AC which is having only Cold option. How would you do that?
View answer (17)
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed in Sep 2023. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Double-check your resume for any spelling mistakes. The recruiter may consider spelling mistakes as careless behavior or poor communication skills.
View all Resume tips
Round 2 - Technical 

(2 Questions)

  • Q1. Credit, Underwriting
  • Q2. Credit questions

Branch Credit Manager Interview Questions asked at other Companies

Q1. why 13yr legal search report is required in mortgage
View answer (6)
SMFG India Credit Interview Questions and Answers for Freshers
illustration image
Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
4-6 weeks
Result
Selected Selected

I applied via Walk-in and was interviewed in Nov 2023. There was 1 interview round.

Round 1 - HR 

(2 Questions)

  • Q1. Speak about cibil
  • Ans. 

    CIBIL is a credit information company that maintains credit records of individuals and businesses.

    • CIBIL stands for Credit Information Bureau (India) Limited.

    • It collects and maintains credit information of individuals and businesses.

    • Lenders use CIBIL reports to assess the creditworthiness of borrowers.

    • A good CIBIL score (above 750) increases the chances of loan approval.

    • Late payments and defaults can negatively impact C

  • Answered by AI
  • Q2. Tell about dpd days
  • Ans. 

    DPD days refer to the number of days a payment is past due.

    • DPD stands for Days Past Due

    • It is used to measure the number of days a payment is overdue

    • For example, if a payment is due on January 1st and it is paid on January 10th, the DPD would be 9 days

  • Answered by AI

Branch Credit Manager Interview Questions asked at other Companies

Q1. why 13yr legal search report is required in mortgage
View answer (6)

Sales Manager Interview Questions & Answers

user image Anonymous

posted on 19 Apr 2024

Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
2-4 weeks
Result
Selected Selected

I was interviewed in Oct 2023.

Round 1 - Group Discussion 

Working planning and development for. Company.

Round 2 - HR 

(1 Question)

  • Q1. Privious organisation details and salary structure.
Round 3 - HR 

(1 Question)

  • Q1. Salary Hike and other clients clarification.

Interview Preparation Tips

Interview preparation tips for other job seekers - Convince you manager work and planing.

Top SMFG India Credit Sales Manager Interview Questions and Answers

Q1. How would you sale the Personal loans in high rates
View answer (3)

Sales Manager Interview Questions asked at other Companies

Q1. If you're in Cold areas like Kashmir or Himachal Pradesh. & You have to sell an AC which is having only Cold option. How would you do that?
View answer (17)

SMFG India Credit interview questions for popular designations

 Sales Manager

 (15)

 Branch Credit Manager

 (13)

 Credit Manager

 (12)

 Branch Collection Incharge

 (6)

 Branch Manager

 (5)

 Collections Manager

 (5)

 Transaction Officer

 (4)

 Management Trainee

 (3)

Miro Interview Questions & Answers

user image Anonymous

posted on 16 Nov 2023

Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Walk-in and was interviewed in Oct 2023. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all Resume tips
Round 2 - HR 

(3 Questions)

  • Q1. About Work Experience
  • Q2. Skills and Experience
  • Q3. How to Generate
  • Ans. 

    Generating ideas requires creativity, brainstorming, research, and collaboration.

    • Start by brainstorming ideas individually or in a group

    • Research similar concepts or solutions to gain inspiration

    • Collaborate with others to combine different perspectives and expertise

    • Use tools like mind mapping, SWOT analysis, or design thinking to organize and develop ideas

  • Answered by AI

Skills evaluated in this interview

Miro Interview Questions asked at other Companies

Q1. How to Generate
View answer (1)

Get interview-ready with Top SMFG India Credit Interview Questions

Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-

I applied via Approached by Company

Round 1 - Interview 

(1 Question)

  • Q1. Work Experience Working scenarios Real corporate challenge scenarios Technologies and their relationship with organisations Team Handling experience

Assistant Vice President Interview Questions asked at other Companies

Q1. What measurements previous employer taken after infamous Cobra Post operation?
View answer (1)
Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - HR 

(1 Question)

  • Q1. My experience and knowledge
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all Resume tips
Round 2 - One-on-one 

(3 Questions)

  • Q1. 15 years plus experience in various companies and banks
  • Ans. Keen eyes on each step of collection
  • Answered Anonymously
  • Q2. Experience about your work knowledge
  • Q3. Tell them various companies you work. How you handle critical situation

Interview Preparation Tips

Interview preparation tips for other job seekers - Keep cool and calm. Down to earth
Interview experience
3
Average
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Recruitment Consulltant and was interviewed in Oct 2023. There was 1 interview round.

Round 1 - HR 

(1 Question)

  • Q1. What are the types of loans
  • Ans. 

    Types of loans include personal loans, student loans, mortgage loans, and business loans.

    • Personal loans

    • Student loans

    • Mortgage loans

    • Business loans

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Don't forget to take care of yourself during the job search. Take breaks, eat well, exercise, and make time for activities you enjoy.

Operations Associate Interview Questions asked at other Companies

Q1. How do you get use to bulk of invoices comes at a time and how do you work on it
View answer (7)
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
2-4 weeks
Result
Selected Selected

I applied via Referral and was interviewed in Jul 2023. There were 2 interview rounds.

Round 1 - HR 

(1 Question)

  • Q1. Regarding Pas Experiences
Round 2 - One-on-one 

(1 Question)

  • Q1. Regarding Your total experience and performance

Interview Preparation Tips

Interview preparation tips for other job seekers - Need to clear Job Role and Responsibilities clearly before finalise the decision.

Territory Collection Manager Interview Questions asked at other Companies

Q1. What you will do if customer break his EMI
View answer (4)
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SMFG India Credit Interview FAQs

How many rounds are there in SMFG India Credit interview?
SMFG India Credit interview process usually has 1-2 rounds. The most common rounds in the SMFG India Credit interview process are HR, One-on-one Round and Resume Shortlist.
How to prepare for SMFG India Credit interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at SMFG India Credit. The most common topics and skills that interviewers at SMFG India Credit expect are Sales, Personal Loans, Microfinance, Rural Finance and Collections.
What are the top questions asked in SMFG India Credit interview?

Some of the top questions asked at the SMFG India Credit interview -

  1. What is underwriting and what you have to do for getting good customer to our f...read more
  2. What's is deference of normal Collection and Bucket collecti...read more
  3. What is Collection ??.. How to Collect the Money From Customer??.. Do You Have ...read more
How long is the SMFG India Credit interview process?

The duration of SMFG India Credit interview process can vary, but typically it takes about less than 2 weeks to complete.

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SMFG India Credit Interview Process

based on 267 interviews

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4.0/5

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