SMFG India Credit Interview Questions, Process, and Tips

Q1. They asked me my full details from my old company... and asked my work nature and my work there...
Ans. I answered most of them correctly
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Q1. Do you know about mortgage loan? And how will do it
Ans. 
Yes, I have knowledge of mortgage loans and their processes.
• I understand the different types of mortgage loans such as fixed-rate, adjustable-rate, and government-backed loans.

• I am familiar with the application process, including credit checks, income verification, and property appraisal.

• I know how to calculate mortgage payments and interest rates.

• I am aware of the importance of timely payments and the consequences of ...read more
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Q2. Yes i know. Based on the cibil score, property worth and source of income. We will scrutinize
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Q1. Asking certificate and experience letter then finalize salary
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Who to start PD with customer.
Specific questions related to working experience.

Q1. Salary, self, family background and benefits discussion
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Q2. Tell me about yourself
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Q1. Basic introduction and few work related questions
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Q2. Can you describe your experience?
Ans. 
I have 5 years of experience in recruiting for various industries, specializing in sourcing, interviewing, and onboarding.
• 5 years of experience in recruiting

• Specialize in sourcing, interviewing, and onboarding

• Worked with various industries
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Q3. Why should they hire you ?
Ans. 
I am a highly skilled and experienced Talent Acquisition Specialist with a proven track record of successfully sourcing and hiring top talent.
• I have a strong understanding of recruitment best practices and strategies

• I excel at building relationships with candidates and hiring managers

• I am results-driven and have consistently met or exceeded hiring goals

• I am adaptable and able to quickly adjust to changing priorities an
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Q4. Tell us something we don't have here in Cv
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One thing we don't have in Cv is a dedicated employee wellness program.
• Implementing a wellness program can improve employee morale and productivity

• Offering activities like yoga classes, healthy cooking workshops, and mental health resources

• Creating a supportive environment for employees to prioritize their well-being
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Q1. Job related and experience related
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Q1. Tell me about your self
Ans. 
I am a driven and experienced professional with a passion for helping others succeed.
• I have over 10 years of experience in the insurance industry, with a focus on recovery and claims management.

• I am skilled in building and leading high-performing teams, and have a track record of achieving exceptional results.

• I am a strategic thinker with excellent problem-solving skills, and am always looking for ways to improve proce...read more
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Q1. Tell me about your self
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I am a highly motivated and experienced Agency Manager with a proven track record of success.
• I have over 10 years of experience in the insurance industry

• I have a strong understanding of the recovery process and have successfully managed teams to achieve high recovery rates

• I am a skilled communicator and have a talent for building strong relationships with clients and colleagues

• I am results-driven and always strive to e
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Q2. Tell me about previous working experience
Ans. 
I have 5 years of experience in insurance sales and management.
• Worked as an insurance agent for 2 years, achieving 120% of sales target

• Promoted to sales manager and led a team of 10 agents for 3 years

• Implemented new sales strategies resulting in a 25% increase in revenue

• Trained new agents on product knowledge and sales techniques
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