400+ SMFG India Credit Interview Questions & Answers | Complete Prep Guide 2025

SMFG India Credit Interview Experiences

Popular Designations

157 interviews found

Collections Executive Interview Questions & Answers

Vinaykumar Vinay

posted on 16 May 2024

Interview experience

Good

Difficulty level

Moderate

Process Duration

2-4 weeks

Result

Selected

I applied via Referral and was interviewed in Apr 2024. There was 1 interview round.

Round 1 - HR

(1 Question)

Q1. Ask previous experience

Add your answer

Collections Executive Interview Questions asked at other Companies

Q1. Company rules and regulations an how to handle customer

View answer (7)

Branch Sales Manager Interview Questions & Answers

Anonymous

posted on 30 Mar 2022

Interview experience

Poor

Difficulty level

Easy

Process Duration

Less than 2 weeks

Result

Selected

I applied via Referral and was interviewed before Mar 2021. There were 2 interview rounds.

Round 1 - Resume Shortlist

Pro Tip by AmbitionBox:

Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.

View all Resume tips

Round 2 - HR

(1 Question)

Q1. About myself and other about experience

Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Product policy very poor and system also very very poor

Branch Sales Manager Interview Questions asked at other Companies

Q1. How do the target complete in previous organisations monthly basis..

View answer (22)

SMFG India Credit Interview Questions and Answers for Freshers

Operations Executive Interview Questions & Answers

Anonymous

posted on 3 Apr 2024

Interview experience

Bad

Difficulty level

Moderate

Process Duration

Less than 2 weeks

Result

Selected

I applied via Recruitment Consulltant and was interviewed in Mar 2024. There were 2 interview rounds.

Round 1 - HR

(1 Question)

Q1. What are the types of loans

Ans.

Types of loans include personal loans, home loans, auto loans, student loans, and business loans.

Personal loans: Borrowed for personal use, such as debt consolidation or home improvements.
Home loans: Used to purchase a home or real estate property.
Auto loans: Used to finance the purchase of a vehicle.
Student loans: Borrowed to cover the cost of education and related expenses.
Business loans: Obtained for business purpos...

Answered by AI

Add your answer

Round 2 - HR

(1 Question)

Q1. How many types of kyc

Ans.

There are three main types of KYC: Simplified Due Diligence (SDD), Basic KYC, and Enhanced Due Diligence (EDD).

Simplified Due Diligence (SDD) - for low-risk customers with minimal verification requirements.
Basic KYC - for regular customers with standard verification procedures.
Enhanced Due Diligence (EDD) - for high-risk customers with thorough verification and monitoring processes.
Examples: SDD for prepaid card users,...

Answered by AI

Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Good job opportunity

Operations Executive Interview Questions asked at other Companies

Q1. What is the electric current? How is works ?

View answer (29)

Credit Manager Interview Questions & Answers

Anonymous

posted on 28 Feb 2024

Interview experience

Bad

Difficulty level

Hard

Process Duration

4-6 weeks

Result

No response

I was interviewed in Aug 2023.

Round 1 - One-on-one

(1 Question)

Q1. All Unnecessary Questions

Add your answer

Round 2 - One-on-one

(1 Question)

Q1. Again and Again same questions by same persons on phone and physical round and nothing new and all on notice period still repeating everything without any interest

Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Majority of Staff were on Notice period and doing time pass by taking several rounds of interview physical and telephonic and repeating the questions. I have given 6 rounds of interview and now none of the employee who has taken my interview is associated with company. Disnt received any call back. When i called back, simply told me that they had left the organisation

Top SMFG India Credit Credit Manager Interview Questions and Answers

Q1. How do u understand cibil and it's description like dpd dbt sub standard Dbr ratio Foir ratio

View answer (1)

Credit Manager Interview Questions asked at other Companies

Q1. If a client comes to take a loan & he haven't got any type of documents with him (primary or secondary), how will you deal with him? & Tell me first 5 things comes to your mind.

View answer (21)

Group Credit Officer Interview Questions & Answers

Anonymous

posted on 25 Jun 2024

Interview experience

Excellent

Difficulty level

Process Duration

Result

Selected

I applied via Referral and was interviewed in May 2024. There was 1 interview round.

Round 1 - HR

(2 Questions)

Q1. Company ke baare me kya jante ho

Add your answer

Q2. Long distance work

Add your answer

Get interview-ready with Top SMFG India Credit Interview Questions

Collections Manager Interview Questions & Answers

Anonymous

posted on 4 Feb 2024

Interview experience

Excellent

Difficulty level

Easy

Process Duration

Less than 2 weeks

Result

Selected

I applied via Approached by Company and was interviewed in Jan 2024. There was 1 interview round.

Round 1 - One-on-one

(1 Question)

Q1. Job Description and knowledge only review

Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Common knowledge of job requirement

Collections Manager Interview Questions asked at other Companies

Q1. Collection efficiency and how will do the collection, plan for the month, repossession etc

View answer (9)

Jobs at SMFG India Credit

View all

Officer - Customer Relationship/Retention (0-5 yrs)

0-5 Yrs

Not Disclosed

Team Leader - Sales - Loan (3-5 yrs)

3-5 Yrs

Not Disclosed

Relationship Manager - Business Loan, Dehradun

Dehradun

4-9 Yrs

Not Disclosed

Cluster Collection Manager - Mass Loan Against Property, Lucknow

Lucknow

8-13 Yrs

Not Disclosed

Sales Officer Interview Questions & Answers

Anonymous

posted on 1 Dec 2024

Interview experience

Excellent

Difficulty level

Easy

Process Duration

Less than 2 weeks

Result

Selected

I applied via Referral and was interviewed before Dec 2023. There was 1 interview round.

Round 1 - One-on-one

(2 Questions)

Q1. Self Introduction

Add your answer

Q2. About previous experience and business

Add your answer

Sales Officer Interview Questions asked at other Companies

Q1. Amit What is Cross sale tell me The Types of Cross sales

View answer (29)

BPO Associate Interview Questions & Answers

Anonymous

posted on 2 Apr 2024

Interview experience

Average

Difficulty level

Moderate

Process Duration

Less than 2 weeks

Result

Selected

I applied via Recruitment Consulltant and was interviewed in Mar 2024. There was 1 interview round.

Round 1 - HR

(1 Question)

Q1. What are the types of loans

Ans.

Types of loans include personal loans, home loans, auto loans, student loans, and business loans.

Personal loans
Home loans
Auto loans
Student loans
Business loans

Answered by AI

Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Good company

BPO Associate Interview Questions asked at other Companies

Q1. 1) what is bpo? 2) what is customer service? 3) why you want to join in this company?

View answer (1)

Executive Interview Questions & Answers

Anonymous

posted on 15 Mar 2024

Interview experience

Average

Difficulty level

Moderate

Process Duration

Less than 2 weeks

Result

Selected

I applied via Walk-in and was interviewed in Feb 2024. There were 2 interview rounds.

Round 1 - Assignment

Apotitude based having logical resoning and

Round 2 - Group Discussion

Women empowerment of today's world growing raoidl

Executive Interview Questions asked at other Companies

Q1. How will you start RS method Development for known drug product?

View answer (16)

Management Trainee Interview Questions & Answers

Anonymous

posted on 22 Dec 2024

Interview experience

Good

Difficulty level

Moderate

Process Duration

2-4 weeks

Result

Selected

I applied via Campus Placement and was interviewed before Dec 2023. There were 2 interview rounds.

Round 1 - Resume Shortlist

Pro Tip by AmbitionBox:

Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.

View all Resume tips

Round 2 - One-on-one

(1 Question)

Q1. Asked about my experience in collection

Add your answer

Management Trainee Interview Questions asked at other Companies

Q1. What do you mean by balance sheet reconciliation could you explain briefly?

View answer (45)

Top trending discussions

View All

Interview Tips & Stories

I have been shortlisted for an interview at Bloomberg for the investment / real estate reporter role. How can I prepare for the interview? What all do I need to keep in mind for my prep? Please help, I am very nervous! Thank you

Got a question about SMFG India Credit?

Ask anonymously on communities.

SMFG India Credit Interview FAQs

How many rounds are there in SMFG India Credit interview?

SMFG India Credit interview process usually has 1-2 rounds. The most common rounds in the SMFG India Credit interview process are HR, One-on-one Round and Resume Shortlist.

How to prepare for SMFG India Credit interview?

Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at SMFG India Credit. The most common topics and skills that interviewers at SMFG India Credit expect are Sales, Personal Loans, Microfinance, Rural Finance and Collections.

What are the top questions asked in SMFG India Credit interview?

Some of the top questions asked at the SMFG India Credit interview -

What is underwriting and what you have to do for getting good customer to our f...read more
What's is deference of normal Collection and Bucket collecti...read more
What is Collection ??.. How to Collect the Money From Customer??.. Do You Have ...read more

How long is the SMFG India Credit interview process?

The duration of SMFG India Credit interview process can vary, but typically it takes about less than 2 weeks to complete.

Tell us how to improve this page.

SMFG India Credit Interviews By Designations

Interview Questions for Popular Designations

SMFG India Credit Interview Process

based on 267 interviews

Interview experience

4.3

Good

ICICI Bank Interview Questions

4.0

• 2.4k Interviews

HDFC Bank Interview Questions

3.9

• 2.1k Interviews

Shriram Finance Interview Questions

4.1

• 341 Interviews

Bajaj Finance Interview Questions

4.0

• 302 Interviews

Aditya Birla Capital Interview Questions

3.9

• 152 Interviews

L&T Finance Interview Questions

3.9

• 152 Interviews

Mahindra Finance Interview Questions

4.1

• 150 Interviews

Tata Capital Interview Questions

4.1

• 136 Interviews

Edelweiss Interview Questions

3.9

• 58 Interviews

Reliance Capital Interview Questions

3.7

• 18 Interviews

View all

Jobs at SMFG India Credit

Officer - Customer Relationship/Retention (0-5 yrs)

0-5 Yrs

Not Disclosed

Team Leader - Sales - Loan (3-5 yrs)

3-5 Yrs

Not Disclosed

Relationship Manager - Business Loan, Dehradun

Dehradun

4-9 Yrs

Not Disclosed

Explore more jobs

SMFG India Credit Salaries in India

Credit Manager 345 salaries	₹0 L/yr - ₹0 L/yr
Relationship Manager 331 salaries	₹0 L/yr - ₹0 L/yr
Branch Sales Manager 331 salaries	₹0 L/yr - ₹0 L/yr
Branch Credit Manager 241 salaries	₹0 L/yr - ₹0 L/yr
Sales Manager 227 salaries	₹0 L/yr - ₹0 L/yr