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SMFG India Credit Interview Questions, Process, and Tips

Updated 1 Mar 2025

Top SMFG India Credit Interview Questions and Answers

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SMFG India Credit Interview Experiences

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157 interviews found

Sales Manager Interview Questions & Answers

user image Anonymous

posted on 29 Dec 2023

Interview experience
4
Good
Difficulty level
Moderate
Process Duration
2-4 weeks
Result
-

I applied via Referral and was interviewed in Jul 2023. There were 2 interview rounds.

Round 1 - One-on-one 

(4 Questions)

  • Q1. How many years work in this industry
  • Q2. Salary regarding questions
  • Q3. How many years work experience
  • Q4. Family members related questions
Round 2 - Last company regards questions  

(4 Questions)

  • Q1. Why switch last company
  • Q2. Some job regarding questions
  • Q3. If customer want Business loan 5lakh what u check
  • Ans. 

    To determine eligibility for a business loan of 5 lakh, I would check the customer's credit score, financial statements, business plan, and collateral.

    • Check the customer's credit score to assess their creditworthiness

    • Review the customer's financial statements to evaluate their financial stability and ability to repay the loan

    • Assess the customer's business plan to understand their goals, strategies, and potential for su...

  • Answered by AI
  • Q4. Loan required loan which documents required?

Interview Preparation Tips

Interview preparation tips for other job seekers - Job very nice 👍

Top SMFG India Credit Sales Manager Interview Questions and Answers

Q1. How would you sale the Personal loans in high rates
View answer (3)

Sales Manager Interview Questions asked at other Companies

Q1. If you're in Cold areas like Kashmir or Himachal Pradesh. & You have to sell an AC which is having only Cold option. How would you do that?
View answer (15)

Collections Executive Interview Questions & Answers

user image Vinaykumar Vinay

posted on 16 May 2024

Interview experience
4
Good
Difficulty level
Moderate
Process Duration
2-4 weeks
Result
Selected Selected

I applied via Referral and was interviewed in Apr 2024. There was 1 interview round.

Round 1 - HR 

(1 Question)

  • Q1. Ask previous experience

Collections Executive Interview Questions asked at other Companies

Q1. Company rules and regulations an how to handle customer
View answer (7)
Interview experience
1
Bad
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Recruitment Consulltant and was interviewed in Mar 2024. There were 2 interview rounds.

Round 1 - HR 

(1 Question)

  • Q1. What are the types of loans
  • Ans. 

    Types of loans include personal loans, home loans, auto loans, student loans, and business loans.

    • Personal loans: Borrowed for personal use, such as debt consolidation or home improvements.

    • Home loans: Used to purchase a home or real estate property.

    • Auto loans: Used to finance the purchase of a vehicle.

    • Student loans: Borrowed to cover the cost of education and related expenses.

    • Business loans: Obtained for business purpos...

  • Answered by AI
Round 2 - HR 

(1 Question)

  • Q1. How many types of kyc
  • Ans. 

    There are three main types of KYC: Simplified Due Diligence (SDD), Basic KYC, and Enhanced Due Diligence (EDD).

    • Simplified Due Diligence (SDD) - for low-risk customers with minimal verification requirements.

    • Basic KYC - for regular customers with standard verification procedures.

    • Enhanced Due Diligence (EDD) - for high-risk customers with thorough verification and monitoring processes.

    • Examples: SDD for prepaid card users,...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Good job opportunity

Operations Executive Interview Questions asked at other Companies

Q1. What is the electric current? How is works ?
View answer (29)
Interview experience
2
Poor
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed before Mar 2021. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - HR 

(1 Question)

  • Q1. About myself and other about experience

Interview Preparation Tips

Interview preparation tips for other job seekers - Product policy very poor and system also very very poor

Branch Sales Manager Interview Questions asked at other Companies

Q1. How do the target complete in previous organisations monthly basis..
View answer (21)

SMFG India Credit interview questions for popular designations

 Sales Manager

 (15)

 Branch Credit Manager

 (13)

 Credit Manager

 (12)

 Branch Collection Incharge

 (6)

 Branch Manager

 (5)

 Collections Manager

 (5)

 Transaction Officer

 (4)

 Assistant Manager

 (3)

Interview experience
1
Bad
Difficulty level
Hard
Process Duration
4-6 weeks
Result
No response

I was interviewed in Aug 2023.

Round 1 - One-on-one 

(1 Question)

  • Q1. All Unnecessary Questions
Round 2 - One-on-one 

(1 Question)

  • Q1. Again and Again same questions by same persons on phone and physical round and nothing new and all on notice period still repeating everything without any interest

Interview Preparation Tips

Interview preparation tips for other job seekers - Majority of Staff were on Notice period and doing time pass by taking several rounds of interview physical and telephonic and repeating the questions. I have given 6 rounds of interview and now none of the employee who has taken my interview is associated with company. Disnt received any call back. When i called back, simply told me that they had left the organisation

Top SMFG India Credit Credit Manager Interview Questions and Answers

Q1. How do u understand cibil and it's description like dpd dbt sub standard Dbr ratio Foir ratio
View answer (1)

Credit Manager Interview Questions asked at other Companies

Q1. If a client comes to take a loan & he haven't got any type of documents with him (primary or secondary), how will you deal with him? & Tell me first 5 things comes to your mind.
View answer (21)

Get interview-ready with Top SMFG India Credit Interview Questions

Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
Selected Selected

I applied via Referral and was interviewed in May 2024. There was 1 interview round.

Round 1 - HR 

(2 Questions)

  • Q1. Company ke baare me kya jante ho
  • Q2. Long distance work
Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Approached by Company and was interviewed in Jan 2024. There was 1 interview round.

Round 1 - One-on-one 

(1 Question)

  • Q1. Job Description and knowledge only review

Interview Preparation Tips

Interview preparation tips for other job seekers - Common knowledge of job requirement

Collections Manager Interview Questions asked at other Companies

Q1. Collection efficiency and how will do the collection, plan for the month, repossession etc
View answer (9)
Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed before Dec 2023. There was 1 interview round.

Round 1 - One-on-one 

(2 Questions)

  • Q1. Self Introduction
  • Q2. About previous experience and business

Sales Officer Interview Questions asked at other Companies

Q1. Amit What is Cross sale tell me The Types of Cross sales
View answer (29)
Interview experience
3
Average
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Recruitment Consulltant and was interviewed in Mar 2024. There was 1 interview round.

Round 1 - HR 

(1 Question)

  • Q1. What are the types of loans
  • Ans. 

    Types of loans include personal loans, home loans, auto loans, student loans, and business loans.

    • Personal loans

    • Home loans

    • Auto loans

    • Student loans

    • Business loans

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Good company

BPO Associate Interview Questions asked at other Companies

Q1. 1) what is bpo? 2) what is customer service? 3) why you want to join in this company?
View answer (1)

Executive Interview Questions & Answers

user image Anonymous

posted on 15 Mar 2024

Interview experience
3
Average
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Walk-in and was interviewed in Feb 2024. There were 2 interview rounds.

Round 1 - Assignment 

Apotitude based having logical resoning and

Round 2 - Group Discussion 

Women empowerment of today's world growing raoidl

Executive Interview Questions asked at other Companies

Q1. How will you start RS method Development for known drug product?
View answer (16)

SMFG India Credit Interview FAQs

How many rounds are there in SMFG India Credit interview?
SMFG India Credit interview process usually has 1-2 rounds. The most common rounds in the SMFG India Credit interview process are HR, One-on-one Round and Resume Shortlist.
How to prepare for SMFG India Credit interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at SMFG India Credit. The most common topics and skills that interviewers at SMFG India Credit expect are Sales, Personal Loans, Microfinance, Rural Finance and Collections.
What are the top questions asked in SMFG India Credit interview?

Some of the top questions asked at the SMFG India Credit interview -

  1. What is underwriting and what you have to do for getting good customer to our f...read more
  2. What's is deference of normal Collection and Bucket collecti...read more
  3. What is Collection ??.. How to Collect the Money From Customer??.. Do You Have ...read more
How long is the SMFG India Credit interview process?

The duration of SMFG India Credit interview process can vary, but typically it takes about less than 2 weeks to complete.

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SMFG India Credit Interview Process

based on 265 interviews

Interview experience

4.3
  
Good
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SMFG India Credit Reviews and Ratings

based on 4.2k reviews

4.0/5

Rating in categories

3.8

Skill development

3.7

Work-life balance

4.1

Salary

3.9

Job security

3.8

Company culture

3.6

Promotions

3.7

Work satisfaction

Explore 4.2k Reviews and Ratings
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