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SMFG India Credit Group Credit Officer Interview Questions and Answers

Updated 25 Jun 2024

SMFG India Credit Group Credit Officer Interview Experiences

2 interviews found

Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
Selected Selected

I applied via Referral and was interviewed in May 2024. There was 1 interview round.

Round 1 - HR 

(2 Questions)

  • Q1. Company ke baare me kya jante ho
  • Q2. Long distance work
Interview experience
3
Average
Difficulty level
Easy
Process Duration
2-4 weeks
Result
Selected Selected

I applied via Referral and was interviewed in Jun 2023. There was 1 interview round.

Round 1 - HR 

(2 Questions)

  • Q1. Nominal interview
  • Q2. Work related interview

Interview Preparation Tips

Interview preparation tips for other job seekers - Rural knowledge customer handling

Group Credit Officer Interview Questions Asked at Other Companies

Interview questions from similar companies

Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed before May 2022. There were 4 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. Working place and location
  • Q2. My experience credit team SME
Round 3 - One-on-one 

(2 Questions)

  • Q1. My job experience 6 years
  • Q2. On time job working
Round 4 - HR 

(2 Questions)

  • Q1. May notice period 2 month
  • Q2. Dehradun Vikasnagr
Interview experience
4
Good
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Not Selected

I was interviewed in Jan 2025.

Round 1 - One-on-one 

(2 Questions)

  • Q1. Family background
  • Q2. Financial Knowledge
Interview experience
4
Good
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Not Selected

I applied via Walk-in and was interviewed in Jun 2024. There were 2 interview rounds.

Round 1 - HR 

(2 Questions)

  • Q1. Credit officer skills
  • Q2. And about the project
Round 2 - Only one round 

(2 Questions)

  • Q1. About location where u want to choose
  • Q2. Self introduction

Interview Preparation Tips

Interview preparation tips for other job seekers - If you want to decided to give interview in Muthoot fincrop Vanasthalipuram above Ramraz ‘ pls notice one thing . I want to tell you one thing it’s my experience they are selecting only consultancy stundents . M going that interview like a walkin but they did not focus on skills and knowledge they selected only consultancy students . How I know this I clearly explains you . Me and my Frd both are going that interview he coming from consultancy iam walkin so he explained me after his selection so I feel very bad bcz I gave best interview and I have hope on that job so pls who want to go that Muthoot fincrop interview pls understand and notice all things after that gave interview. This is my advice to you than you . This is my experience but interviewers are Gud .
Interview experience
3
Average
Difficulty level
Moderate
Process Duration
-
Result
Selected Selected
Round 1 - HR 

(3 Questions)

  • Q1. Tell me about yourself.
  • Q2. What motivates you to want to join BFIL?
  • Q3. Basic questions about previous employers and reasons of leaving previous job.

Interview Preparation Tips

Interview preparation tips for other job seekers - Avoid joining microfinance unless you have an urgent need for a job.
Interview experience
4
Good
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected
Round 1 - Aptitude Test 

Basic maths and common science exam

Round 2 - interview 

(2 Questions)

  • Q1. Inroduce urself
  • Q2. What is loan procurement
  • Ans. 

    Loan procurement is the process of obtaining a loan from a financial institution or lender.

    • Involves submitting an application for a loan

    • Includes providing necessary documentation such as income verification and credit history

    • May require meeting certain eligibility criteria set by the lender

    • Can involve negotiating loan terms and interest rates

    • Examples: applying for a mortgage, car loan, or personal loan

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - be ur best
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(2 Questions)

  • Q1. About Ratio Analysis specifically DSCR , Leverage , Quasi equity
  • Q2. About product knowledge and industry knowledge
Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
No response

I applied via Job Portal and was interviewed in Nov 2023. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Don’t add your photo or details such as gender, age, and address in your resume. These details do not add any value.
View all tips
Round 2 - One-on-one 

(3 Questions)

  • Q1. When was microfinance established
  • Ans. 

    Microfinance was established in the 1970s as a way to provide financial services to low-income individuals and communities.

    • Microfinance originated in the 1970s as an initiative to alleviate poverty and promote financial inclusion.

    • The Grameen Bank in Bangladesh, founded by Muhammad Yunus in 1976, is often credited as the pioneer of modern microfinance.

    • Microfinance institutions offer small loans, savings accounts, and ot...

  • Answered by AI
  • Q2. Muthoot MICROFIN CEO
  • Q3. The company was set up muthoot
  • Ans. MR N. Mathai Muthoot) in 1887 at Kozhencherry
  • Answered Anonymously

Interview Preparation Tips

Interview preparation tips for other job seekers - Good job
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Recruitment Consulltant and was interviewed in Jan 2024. There was 1 interview round.

Round 1 - Technical 

(1 Question)

  • Q1. Wat is FSI AND WHY 13 YEARS TRACE REQUIRED
  • Ans. 

    FSI stands for Financial Stress Index. 13 years trace is required to analyze long-term financial trends.

    • FSI is a measure of financial stress in the economy, taking into account various indicators such as interest rates, credit spreads, and market volatility.

    • Analyzing a 13-year trace allows for a comprehensive understanding of long-term financial trends and patterns.

    • This long-term data helps in identifying potential ris...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Good

SMFG India Credit Interview FAQs

How many rounds are there in SMFG India Credit Group Credit Officer interview?
SMFG India Credit interview process usually has 1 rounds. The most common rounds in the SMFG India Credit interview process are HR.
How to prepare for SMFG India Credit Group Credit Officer interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at SMFG India Credit. The most common topics and skills that interviewers at SMFG India Credit expect are Rural Finance, Microfinance, Field Work, Field Sales and Sales.
What are the top questions asked in SMFG India Credit Group Credit Officer interview?

Some of the top questions asked at the SMFG India Credit Group Credit Officer interview -

  1. Company ke baare me kya jante...read more
  2. Nominal interv...read more

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SMFG India Credit Group Credit Officer Interview Process

based on 4 interviews

Interview experience

4.5
  
Good
View more

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SMFG India Credit Group Credit Officer Salary
based on 115 salaries
₹1 L/yr - ₹3.5 L/yr
8% more than the average Group Credit Officer Salary in India
View more details

SMFG India Credit Group Credit Officer Reviews and Ratings

based on 84 reviews

3.8/5

Rating in categories

3.9

Skill development

3.9

Work-life balance

4.3

Salary

3.7

Job security

3.8

Company culture

3.7

Promotions

3.8

Work satisfaction

Explore 84 Reviews and Ratings
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