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based on 7.3k Reviews

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Shriram Finance Credit Officer Interview Questions and Answers

Updated 14 Feb 2025

Shriram Finance Credit Officer Interview Experiences

4 interviews found

Credit Officer Interview Questions & Answers

user image Anonymous

posted on 14 Feb 2025

Interview experience
4
Good
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Not Selected

I appeared for an interview in Jan 2025.

Round 1 - One-on-one 

(2 Questions)

  • Q1. Family background
    • Add your answer
  • Q2. Financial Knowledge
    • Add your answer

Credit Officer Interview Questions & Answers

user image Anonymous

posted on 31 Jul 2022

I applied via Naukri.com and was interviewed in Jul 2022. There were 2 interview rounds.

Round 1 - Coding Test 

Reasoning all types of reasoning subject and also I can solve also aptitude

Round 2 - Aptitude Test 

Alle types of aptitude

Interview Preparation Tips

Topics to prepare for Shriram Finance Credit Officer interview:
  • SQL
Interview preparation tips for other job seekers - Lol ... As dependency on candidates,. I will advise to candidates those who are interested purpose of these categories.

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Credit Officer Interview Questions & Answers

user image Anonymous

posted on 9 Apr 2022

I applied via Approached by Company and was interviewed in Oct 2021. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Aptitude Test 

About credit

Round 3 - Assignment 

Test of credit

Interview Preparation Tips

Interview preparation tips for other job seekers - Good and its nyc experience and thank you

Credit Officer Interview Questions & Answers

user image Anonymous

posted on 17 Aug 2021

I applied via Referral and was interviewed in Jul 2021. There was 1 interview round.

Interview Questionnaire 

5 Questions

  • Q1. Self introduction
    • Add your answer
  • Q2. Typing
    • Add your answer
  • Q3. English knowledge
    • Add your answer
  • Q4. Computer knowledge
    • Add your answer
  • Q5. House address
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Be frank

Shriram Finance interview questions for designations

 Senior Credit Executive

 (2)

 Credit Risk Analyst

 (1)

 Credit Executive

 (3)

 Collection Officer

 (1)

 Internal Audit Officer

 (1)

 Senior Credit Operations Executive

 (2)

 Branch Manager

 (8)

 Assistant Branch Manager

 (3)

Top trending discussions

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Interview Tips & Stories
2w (edited)
timepasstiwari
·
A Digital Markter
Got Rejected In an Interview, Just Because I Didn’t Answer a Personal Question
So, I got invited for this interview, and they told me to be there at 9 AM. Of course, I get there early, like 8:30, because I don't want to be late. But then I end up waiting for 1.5 hours. Seriously, they didn't even acknowledge me until 10. Then this HR lady calls me in, and she's totally unprofessional. She's like, on her phone, making personal calls while I'm sitting right there. And then she starts asking me these really weird questions, like what my nickname is, and what my dad does for a living. It got really uncomfortable when she started pressing for details about where my dad works. I mean, what does that have to do with anything? So I politely told her I didn't want to answer, and she actually said, "Then we can't continue this interview." I was honestly shocked. But instead of arguing, I just stood up and said, “Alright then.” And walked out. I left feeling pissed. Not only did they waste an hour of my time, but the HR rep was also rude and unprofessional..
Got a question about Shriram Finance?
Ask anonymously on communities.

Interview questions from similar companies

Credit Officer Interview Questions & Answers

Muthoot Fincorp user image Anonymous

posted on 3 Mar 2021

I applied via Referral and was interviewed before Mar 2020. There was 1 interview round.

Interview Questionnaire 

4 Questions

  • Q1. About financial statements analysis.
    • Add your answer
  • Q2. Importance of critical thinking process in unsecured lending.
  • Ans. 

    Critical thinking is crucial in unsecured lending as it helps in assessing the borrower's creditworthiness and mitigating risks.

    • Critical thinking helps in analyzing the borrower's financial history and identifying any red flags.

    • It enables the credit officer to make informed decisions based on the borrower's creditworthiness and ability to repay the loan.

    • It helps in identifying potential risks and developing strategies ...

    • Answered by AI
    Add your answer
  • Q3. What are the mandatory documents for Unsecured and secured lending?
  • Ans. 

    Mandatory documents for unsecured and secured lending.

    • For unsecured lending, mandatory documents include identity proof, address proof, income proof, bank statements, and credit score.

    • For secured lending, mandatory documents include property documents, identity proof, address proof, income proof, bank statements, and credit score.

    • Additional documents may be required based on the type of loan and lender's policies.

    • Docum...

    • Answered by AI
    Add your answer
  • Q4. What are the types of property documents in Deeds?
  • Ans. 

    There are various types of property documents in Deeds, including title deeds, sale deeds, gift deeds, mortgage deeds, lease deeds, and power of attorney deeds.

    • Title deeds establish ownership of the property.

    • Sale deeds transfer ownership from the seller to the buyer.

    • Gift deeds transfer ownership as a gift.

    • Mortgage deeds are used to secure a loan against the property.

    • Lease deeds establish a lease agreement between the o...

    • Answered by AI
    Add your answer

Credit Officer Interview Questions & Answers

Kogta Financial India Limited user image Anonymous

posted on 13 Dec 2023

Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Walk-in and was interviewed in Nov 2023. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Properly align and format text in your resume. A recruiter will have to spend more time reading poorly aligned text, leading to high chances of rejection.
View all tips
Round 2 - One-on-one 

(5 Questions)

  • Q1. One on one round to be clear.
    • Add your answer
  • Q2. Personal details discussed.
    • Add your answer
  • Q3. Educational qualification discussed.
    • Add your answer
  • Q4. Field activities discussed.
    • Add your answer
  • Q5. Area knowledge discussed.
    • Add your answer
Round 3 - Aptitude Test 

Nothing every thing is good.

Interview Preparation Tips

Interview preparation tips for other job seekers - Nothing every thing is excellence.

Credit Officer Interview Questions & Answers

Muthoot Fincorp user image Anonymous

posted on 20 Dec 2024

Interview experience
4
Good
Difficulty level
Hard
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed in Nov 2024. There was 1 interview round.

Round 1 - HR 

(2 Questions)

  • Q1. Tell me about your self
    • Add your answer
  • Q2. Credit officer role in secured and unsecured landing business
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident and be positive

Credit Officer Interview Questions & Answers

Muthoot Fincorp user image Anonymous

posted on 14 Jul 2024

Interview experience
4
Good
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Not Selected

I applied via Walk-in and was interviewed in Jun 2024. There were 2 interview rounds.

Round 1 - HR 

(2 Questions)

  • Q1. Credit officer skills
    • Add your answer
  • Q2. And about the project
    • Add your answer
Round 2 - Only one round 

(2 Questions)

  • Q1. About location where u want to choose
    • Add your answer
  • Q2. Self introduction
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - If you want to decided to give interview in Muthoot fincrop Vanasthalipuram above Ramraz ‘ pls notice one thing . I want to tell you one thing it’s my experience they are selecting only consultancy stundents . M going that interview like a walkin but they did not focus on skills and knowledge they selected only consultancy students . How I know this I clearly explains you . Me and my Frd both are going that interview he coming from consultancy iam walkin so he explained me after his selection so I feel very bad bcz I gave best interview and I have hope on that job so pls who want to go that Muthoot fincrop interview pls understand and notice all things after that gave interview. This is my advice to you than you . This is my experience but interviewers are Gud .

Credit Officer Interview Questions & Answers

Muthoot Fincorp user image Anonymous

posted on 6 Nov 2024

Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(2 Questions)

  • Q1. Work experience discussion
    • Add your answer
  • Q2. Salary exceptions
    • Add your answer
Round 2 - Aptitude Test 

Working natur and how to do the work operations and work policy and process

Credit Officer Interview Questions & Answers

IIFL Finance user image Anonymous

posted on 11 Apr 2022

I applied via Walk-in and was interviewed in Mar 2022. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - HR 

(1 Question)

  • Q1. Tell me about yourself.
  • Ans. 

    I am an experienced Credit Officer with a strong background in financial analysis and risk assessment.

    • I have worked in the banking industry for over 5 years, specializing in credit analysis and loan underwriting.

    • I have a deep understanding of financial statements, credit scoring models, and risk management techniques.

    • I have successfully managed a portfolio of corporate clients, evaluating their creditworthiness and rec...

    • Answered by AI
    Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Hi sir good morning I am interested job solapur district location Maharashtra
More about working at Shriram Finance

Shriram Finance Interview FAQs

How many rounds are there in Shriram Finance Credit Officer interview?
Shriram Finance interview process usually has 2 rounds. The most common rounds in the Shriram Finance interview process are Aptitude Test, Assignment and Coding Test.
What are the top questions asked in Shriram Finance Credit Officer interview?

Some of the top questions asked at the Shriram Finance Credit Officer interview -

  1. English knowle...read more
  2. Computer knowle...read more
  3. Financial Knowle...read more

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Shriram Finance Interviews By Designations

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Shriram Finance Credit Officer Interview Process

based on 1 interview

Interview experience

4
  
Good
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Shriram Finance Credit Officer Salary
based on 159 salaries
₹1.2 L/yr - ₹4.5 L/yr
24% less than the average Credit Officer Salary in India
View more details

Shriram Finance Credit Officer Reviews and Ratings

based on 38 reviews

3.9/5

Rating in categories

3.1

Skill development

3.6

Work-life balance

3.1

Salary

4.0

Job security

3.7

Company culture

2.9

Promotions

3.2

Work satisfaction

Explore 38 Reviews and Ratings
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