Mahindra Rural Housing Finance Interview Questions, Process, and Tips

Aptitude test It differs from a knowledge-based test in that it does not require familiarity with a particular subject

Evaluates your potential to succeed in a certain area by looking at your strengths and weaknesses in particular abilities

Q1. Why should we hire you?
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Q2. Evaluates the job knowledge and domain expertise of prospective hires.
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Q3. Domain knowledge is the collection of skills and expertise specific to a particular financial field or other industry.
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Q4. As a fresher I believe it is a great fit for my skills and interest. I'm excited about this opportunity in financial analyst.
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Q1. How would you describe yourself?
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Q2. Describe your communication skills
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Q1. What do you know about Home loan
Ans. 
Home loan is a type of loan specifically used to purchase a home or real estate property.
• Home loans are typically long-term loans with lower interest rates compared to other types of loans.

• Borrowers can choose between fixed-rate or adjustable-rate mortgages.

• Down payments are usually required for home loans, with the amount varying based on the lender and type of loan.

• Home loans can be obtained from banks, credit unions...read more
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Q2. What documents should in Home loan
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Documents required for a home loan application
• Proof of identity (e.g. driver's license, passport)

• Proof of income (e.g. pay stubs, tax returns)

• Proof of residence (e.g. utility bills, rental agreement)

• Property documents (e.g. sale deed, property tax receipts)

• Bank statements

• Credit history report
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Q3. Any customer what many percentage discount in i.t
Ans. 
The percentage discount in IT varies depending on the customer and the products/services being offered.
• Percentage discounts in IT can range from 5% to 50% or more, depending on the situation.

• Discounts may be higher for bulk purchases or long-term contracts.

• Some customers may negotiate for higher discounts based on their relationship with the company or their purchasing power.
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Q1. HAVE YOU EXPERIENCE IN SALES
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Yes, I have over 5 years of experience in sales.
• I have worked in sales for over 5 years, consistently meeting and exceeding targets.

• I have experience in both B2B and B2C sales.

• I have a proven track record of building and maintaining strong client relationships.

• I am skilled in sales techniques such as cold calling, networking, and negotiation.

• I have experience in creating and implementing sales strategies to drive reven
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Q2. DO YOU KNOW ABOUT CUSTOMER DOCUMENT
Ans. 
Customer document refers to any document related to a customer's account or transaction.
• Customer documents can include invoices, contracts, receipts, and statements.

• These documents are important for record-keeping and resolving any disputes or issues with customers.

• Customer documents should be stored securely and accessible when needed.

• Examples of customer documents include order forms, shipping labels, and payment con
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They take face to face interview in the office and have a discussion

Q1. Salary discussion
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Q2. Location discussion
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Q1. What's ur current CTC
Ans. 
My current CTC is $60,000 per year.
• My current CTC is $60,000 per year

• I am currently earning $5,000 per month

• My annual salary is $60,000
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Q2. How much EXPERIENCE u have in total HOME LOAN PRODUCT
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