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Mahindra Rural Housing Finance Relationship Manager Interview Questions and Answers

Updated 6 Feb 2025

Mahindra Rural Housing Finance Relationship Manager Interview Experiences

1 interview found

Interview experience
4
Good
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I was interviewed before Feb 2024.

Round 1 - HR 

(3 Questions)

  • Q1. What does LTV stand for, and how is it calculated?
  • Ans. 

    LTV stands for Lifetime Value, and it is calculated by determining the total revenue a customer will generate over their entire relationship with a company.

    • LTV is calculated by multiplying the average value of a sale by the number of repeat transactions and the average retention time of a customer.

    • For example, if the average sale value is $100, a customer makes 5 repeat transactions, and the average retention time is 2...

  • Answered by AI
  • Q2. What does ROI refer to?
  • Ans. 

    ROI refers to Return on Investment, a financial metric used to evaluate the profitability of an investment.

    • ROI is calculated by dividing the net profit of an investment by the initial cost of the investment.

    • It is usually expressed as a percentage.

    • For example, if you invest $1000 in a project and it generates a profit of $200, the ROI would be 20%.

  • Answered by AI
  • Q3. What is a CIBIL score?
  • Ans. 

    CIBIL score is a 3-digit numerical representation of an individual's creditworthiness based on their credit history.

    • CIBIL score ranges from 300 to 900, with higher scores indicating better creditworthiness.

    • It is calculated based on an individual's credit history, including credit card usage, loan repayments, etc.

    • Lenders use CIBIL scores to assess the risk of lending money to an individual.

    • A good CIBIL score can help in

  • Answered by AI
Round 2 - HR 

(2 Questions)

  • Q1. What is your name?
  • Ans. 

    My name is John Smith.

    • Full name is John Smith

    • Common name

    • Easy to remember

  • Answered by AI
  • Q2. What did you study?
  • Ans. 

    I studied Business Administration with a focus on finance and marketing.

    • Bachelor's degree in Business Administration

    • Specialization in finance and marketing

    • Courses in financial analysis and market research

    • Internship at a financial institution

  • Answered by AI

Relationship Manager Jobs at Mahindra Rural Housing Finance

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Interview questions from similar companies

I applied via Company Website and was interviewed in Dec 2021. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all Resume tips
Round 2 - HR 

(1 Question)

  • Q1. What was your current profile

Interview Preparation Tips

Interview preparation tips for other job seekers - Be should Update with current profile.
Round 1 - One-on-one 

(4 Questions)

  • Q1. Tele phone interview at Branch. Q1 What's is process file?
  • Ans. Company policy we proceed file and recommend to seniors.
  • Answered by ASHISH V. PATEL
  • Q2. Q2 Brif your Experience?
  • Ans. 

    I have 10 years of experience in branch management, leading teams and driving business growth.

    • Managed a team of 20 employees and successfully achieved sales targets for 5 consecutive years.

    • Implemented cost-saving measures that resulted in a 15% reduction in operational expenses.

    • Developed and executed strategic plans to expand the branch's customer base, resulting in a 20% increase in revenue.

    • Implemented training progra...

  • Answered by AI
  • Q3. Q3 Can you leave your current City?
  • Ans. 

    Yes, I am open to leaving my current city for the Branch Manager position.

    • I am flexible and willing to relocate for the right opportunity.

    • I have experience adapting to new environments and working in different locations.

    • I understand the importance of being geographically mobile in a managerial role.

    • I am excited about the possibility of exploring new cities and cultures.

    • I am ready to embrace the challenges and opportuni

  • Answered by AI
  • Q4. Q4 what's is your Current CTC?
  • Ans. I disclose my CTC but they not give proper Hike in salary.
  • Answered by ASHISH V. PATEL

Interview Preparation Tips

Interview preparation tips for other job seekers - 2 years bond
Gross salary confirm
Which time transfer job
If others city transfer growth given or not given.
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Company Website and was interviewed in Jul 2022. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all Resume tips
Round 2 - Aptitude Test 

Its like IBPS exam...its tough exam

Round 3 - HR 

(2 Questions)

  • Q1. Family background and experience
  • Q2. Package discussion CIBIL check

Interview Preparation Tips

Interview preparation tips for other job seekers - Experienced person can apply on the official site.
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I was interviewed before Mar 2024.

Round 1 - HR 

(2 Questions)

  • Q1. What is your past experience in team handling?
  • Q2. How do you plan to manage the responsibilities of team leadership alongside the tasks of a Direct Sourcing Agent (DSA)?
Round 2 - Group Discussion 

Meeting of the HR team and the board.

Round 3 - One-on-one 

(1 Question)

  • Q1. Business discussion as well as about home loan and mortgage
Round 4 - Case Study 

Discussion on a case-by-case basis.

Interview Preparation Tips

Interview preparation tips for other job seekers - Must possess knowledge of the current organization.
Interview experience
4
Good
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I was interviewed in Jan 2025.

Round 1 - HR 

(2 Questions)

  • Q1. How many years Experiance.
  • Ans. 

    I have 10 years of experience in the banking industry, with 5 years specifically as a Branch Manager.

    • 10 years of overall banking industry experience

    • 5 years of experience as a Branch Manager

    • Managed a team of 15 employees and successfully increased branch revenue by 20% in the last year

  • Answered by AI
  • Q2. What the reason leave previous company
  • Ans. 

    Seeking new challenges and growth opportunities.

    • Desire for career advancement

    • Looking for new challenges

    • Seeking growth opportunities

    • Change in company culture or values

  • Answered by AI

Branch Manager Interview Questions & Answers

Truhome Finance user image THANNERU SHIVA PRASAD

posted on 17 May 2024

Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Recruitment Consulltant and was interviewed in Apr 2024. There was 1 interview round.

Round 1 - One-on-one 

(1 Question)

  • Q1. Branch Portfolio
Round 1 - One-on-one 

(1 Question)

  • Q1. What is your profile and your workings experience, Product knowledge, Location based policy and how to achieve target

Interview Preparation Tips

Interview preparation tips for other job seekers - Product knowledge, and your current profile share with good manner
Interview experience
1
Bad
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed in May 2023. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all Resume tips
Round 2 - HR 

(1 Question)

  • Q1. Previous work details and responsibilities
Round 3 - HR 

(1 Question)

  • Q1. What previous role and responsibilities

Interview Preparation Tips

Interview preparation tips for other job seekers - Please clear and tell job confirmation

Interview Questionnaire 

5 Questions

  • Q1. Experience in industry?
  • Q2. How amount you disbursed??
  • Ans. 

    I have disbursed a total of $2 million in loans to various clients.

    • I have disbursed loans to both individuals and businesses.

    • The loan amounts range from $10,000 to $500,000.

    • I have a track record of timely and efficient loan disbursement.

    • I ensure that all clients meet the necessary eligibility criteria before disbursing loans.

    • I maintain accurate records of all loan disbursements and repayments.

  • Answered by AI
  • Q3. No of login done ??
  • Ans. 

    I don't have the available data.

    • N/A

  • Answered by AI
  • Q4. Builder contact ??
  • Q5. Dsa contact ??
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Mahindra Rural Housing Finance Interview FAQs

How many rounds are there in Mahindra Rural Housing Finance Relationship Manager interview?
Mahindra Rural Housing Finance interview process usually has 2 rounds. The most common rounds in the Mahindra Rural Housing Finance interview process are HR.
How to prepare for Mahindra Rural Housing Finance Relationship Manager interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at Mahindra Rural Housing Finance. The most common topics and skills that interviewers at Mahindra Rural Housing Finance expect are Home Loans, Mortgage Loans, Sales, DSA and Housing.
What are the top questions asked in Mahindra Rural Housing Finance Relationship Manager interview?

Some of the top questions asked at the Mahindra Rural Housing Finance Relationship Manager interview -

  1. What does LTV stand for, and how is it calculat...read more
  2. What does ROI refer ...read more
  3. What is a CIBIL sco...read more

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Mahindra Rural Housing Finance Relationship Manager Interview Process

based on 2 interviews

Interview experience

4.5
  
Good
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Mahindra Rural Housing Finance Relationship Manager Salary
based on 35 salaries
₹2.6 L/yr - ₹4 L/yr
31% less than the average Relationship Manager Salary in India
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Mahindra Rural Housing Finance Relationship Manager Reviews and Ratings

based on 13 reviews

4.5/5

Rating in categories

4.5

Skill development

4.4

Work-life balance

4.6

Salary

4.3

Job security

4.6

Company culture

4.3

Promotions

4.3

Work satisfaction

Explore 13 Reviews and Ratings
Relationship Manager

Jalgaon,

Dhule

+1

2-5 Yrs

₹ 0.5-3 LPA

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