Mahindra Rural Housing Finance Branch Credit Manager Interview Questions and Answers

Q1. Basic details of personals
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Q2. Details about existing company and product discussion
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Q3. Basic details about products
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Q4. Basic synergy within team
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The company administers an aptitude and psychometric test.

Q1. Salary discussion and again basic details
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All related to decision making,General questions all about decision making, simple arithmetic and reasoning question but you have answer maximum number of questions in very low time that's the main task

Q1. About credit based on your past assignments and related to PD, technical,legal,, CIBIL, other related to credit underwriting and etc.,
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Q2. Credit related questions
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Based on subject knowledge.

Practical questions regarding customer mindsets and various situations.

Q1. How would you approach dealing with a customer?
Ans. 
I would approach dealing with a customer by actively listening, empathizing, and finding solutions to their concerns.
• Listen actively to understand the customer's needs and concerns

• Empathize with the customer to show understanding and build rapport

• Find solutions to address the customer's concerns and provide excellent service

• Communicate clearly and effectively to ensure the customer feels heard and valued
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Q2. What are some practical questions related to policy or customer behavior?
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Q3. Tell me about your self
Ans. 
Experienced credit manager with a strong background in financial analysis and risk assessment.
• Over 5 years of experience in credit management

• Skilled in financial analysis and risk assessment

• Proven track record of improving credit processes and reducing risk

• Strong communication and negotiation skills

• Proficient in credit evaluation software such as Experian and Equifax
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Q4. Any experience on business or job or internship
Ans. 
Yes, I have experience in business through internships and previous job roles.
• Completed a business internship at XYZ Company, where I gained hands-on experience in credit analysis and risk assessment.

• Managed a small business as a side project, handling financial transactions and customer relations.

• Worked as a sales associate at ABC Company, where I developed strong communication and negotiation skills.

• Participated in a...read more
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Q1. What is your family background?
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Q2. Tell me about yourself.
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