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CreditAccess Grameen Branch Credit Manager Interview Questions and Answers

Updated 19 Feb 2024

CreditAccess Grameen Branch Credit Manager Interview Experiences

1 interview found

Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Recruitment Consulltant and was interviewed in Jan 2024. There was 1 interview round.

Round 1 - Technical 

(1 Question)

  • Q1. Wat is FSI AND WHY 13 YEARS TRACE REQUIRED
  • Ans. 

    FSI stands for Financial Stress Index. 13 years trace is required to analyze long-term financial trends.

    • FSI is a measure of financial stress in the economy, taking into account various indicators such as interest rates, credit spreads, and market volatility.

    • Analyzing a 13-year trace allows for a comprehensive understanding of long-term financial trends and patterns.

    • This long-term data helps in identifying potential ris...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Good

Interview questions from similar companies

I applied via Recruitment Consultant and was interviewed in Aug 2017. There were 3 interview rounds.

Interview Questionnaire 

2 Questions

  • Q1. Basic background questions and candidate suitability
  • Q2. To check your business acumen in retail loan segment and your plan of action to achieve the desired results

Interview Preparation Tips

General Tips: Put as much stress as possible on your experience in retail loans and small ticket size secured loans.
Skills: Problem Solving, Leadership, Decision Making Skills
Duration: 1-4 weeks

I applied via Referral and was interviewed before Dec 2019. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. How to canvas gold loans and other products
  • Ans. 

    To canvas gold loans and other products, we need to identify potential customers and offer them personalized solutions.

    • Identify potential customers through market research and customer profiling

    • Offer personalized solutions based on their needs and preferences

    • Leverage existing customer base for referrals and word-of-mouth marketing

    • Use digital marketing channels to reach a wider audience

    • Train and motivate sales team to e...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Good

I applied via Referral and was interviewed in Dec 2019. There were 5 interview rounds.

Interview Questionnaire 

4 Questions

  • Q1. My previous job experience?
  • Ans. 

    I have over 5 years of experience in banking, with a focus on customer service and team management.

    • Managed a team of 10 customer service representatives

    • Implemented new sales strategies that increased branch revenue by 15%

    • Responsible for daily operations, including cash management and compliance

  • Answered by AI
  • Q2. Why am resigning from my current job?
  • Q3. Why i wanna join this company?
  • Q4. My Communication & Confidence?

Interview Preparation Tips

Interview preparation tips for other job seekers - In this interview the interviewer checked my confidence & communication skills. Most of the questions he asked on my previous experience in detail i.e how was i sourcing leads from where & what documents i required & on which products i was working. It was not my first interview but i was quite nervous but all questions which were asked i gave their answers with examples & more important i was confident, specific & positive.

I applied via Referral and was interviewed in Dec 2020. There was 1 interview round.

Interview Questionnaire 

3 Questions

  • Q1. 1.my present job role
  • Ans. 

    I am currently working as a Senior Relationship Manager at XYZ Bank.

    • Managing a portfolio of high net worth clients

    • Providing personalized financial advice and solutions

    • Building and maintaining strong relationships with clients

    • Meeting sales targets and revenue goals

    • Leading a team of Relationship Managers

    • Analyzing market trends and competitor activities

    • Developing and implementing strategies to increase market share

  • Answered by AI
  • Q2. 2.product specific knowledge
  • Q3. Planning for new assignment
  • Ans. 

    Planning for a new assignment

    • Identify the objectives and goals of the new assignment

    • Create a detailed timeline and action plan

    • Allocate resources and assign responsibilities

    • Monitor progress and make necessary adjustments

    • Communicate and collaborate with team members

    • Evaluate the success of the assignment

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - be specific about your answer

I applied via Approached by Company and was interviewed before Nov 2021. There were 5 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all Resume tips
Round 2 - Group Discussion 

Team handling and good leadership

Round 3 - One-on-one 

(1 Question)

  • Q1. Leadership skill and how to do customer service
Round 4 - Case Study 

If any problem is come how to handle smoothly

Round 5 - One-on-one 

(1 Question)

  • Q1. How to do profit making in branch
  • Ans. 

    Profit making in a branch requires effective management of resources and maximizing revenue streams.

    • Identify and prioritize profitable products/services

    • Reduce unnecessary expenses and optimize resource allocation

    • Increase customer base through effective marketing and customer service

    • Encourage cross-selling and upselling to existing customers

    • Regularly analyze financial statements and adjust strategies accordingly

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Good communication
Profit making
Accountability
Team management

I applied via Recruitment Consultant and was interviewed before Jan 2019. There were 4 interview rounds.

Interview Questionnaire 

6 Questions

  • Q1. What are you strengths and weaknesses?
  • Q2. Where do you see yourself 5 year down the line?
  • Q3. Has there been a point in your life when you have been weak or depressed?
  • Q4. What has been your greatest achievement?
  • Q5. What was your last rating?
  • Q6. What is the expected salary?

Interview Preparation Tips

Interview preparation tips for other job seekers - Your EQ ie Emotional Quotient should be high.

I applied via Company Website and was interviewed before Nov 2021. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all Resume tips
Round 2 - Aptitude Test 

For management trainee there will be 100 questions and you have to correct atleast 50 questions to qualify the aptitude test.

Round 3 - Interview 

(5 Questions)

  • Q1. In which year Shriram Group found
  • Ans. 

    Shriram Group was founded in 1974.

    • Shriram Group is a financial services conglomerate based in India.

    • It was founded by R. Thyagarajan, AVS Raja and T. Jayaraman.

    • The group has businesses in areas such as commercial vehicle financing, consumer finance, life insurance, and more.

    • It has over 40,000 employees and serves over 9 million customers.

    • The group's flagship company is Shriram Transport Finance Company (STFC), which wa

  • Answered by AI
  • Q2. Basic simple interest rates questions
  • Q3. How to do collection for a default case
  • Ans. 

    Collection for a default case involves following up with the customer and negotiating a payment plan.

    • Contact the customer to understand the reason for default

    • Negotiate a payment plan that suits both parties

    • Follow up with the customer regularly to ensure payments are made on time

    • Consider legal action as a last resort

  • Answered by AI
  • Q4. How we can source a vehicle loan from market
  • Ans. 

    To source a vehicle loan from the market, we can follow these pointers:

    • Identify potential lenders such as banks, credit unions, and online lenders

    • Compare interest rates, loan terms, and fees offered by different lenders

    • Check eligibility criteria and required documents for loan application

    • Submit loan application with necessary documents and wait for approval

    • Negotiate terms and conditions with the lender to get the best ...

  • Answered by AI
  • Q5. Difference between private number and comercial number plate
  • Ans. 

    Private number plates are personalized plates for personal vehicles while commercial number plates are for business vehicles.

    • Private number plates are chosen by individuals and are often personalized with names, initials, or special numbers.

    • Commercial number plates are issued to vehicles used for business purposes such as delivery trucks or taxis.

    • Private number plates are not allowed to be used on commercial vehicles a...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Do your own research about comercial vehicle. Type of vehicle. As it's a comercial vehicle loans company so you have to study accordingly.

I applied via Referral and was interviewed before Nov 2020. There were 3 interview rounds.

Interview Questionnaire 

4 Questions

  • Q1. Do you have exp... or no exp...?
  • Q2. Are you ready to join our organisation ?
  • Q3. We give any where in your district are you ready to go ?
  • Q4. Ok you can go you will get offer letter

Interview Preparation Tips

Interview preparation tips for other job seekers - Good, Job location also,

I applied via Referral and was interviewed before Aug 2021. There were 2 interview rounds.

Round 1 - Aptitude Test 

Returns test given by myself

Round 2 - One-on-one 

(2 Questions)

  • Q1. Face to face round taken by Regional Business Head
  • Q2. What is 2515? Wis difference between commercial car and private car?
  • Ans. 

    Commercial cars are used for business purposes, while private cars are for personal use.

    • Commercial cars are typically owned by companies and used for transportation of goods or services.

    • Private cars are owned by individuals and used for personal transportation.

    • Commercial cars may have special features like cargo space or signage for advertising.

    • Private cars are usually smaller and designed for passenger comfort.

    • Commerc...

  • Answered by AI

Interview Preparation Tips

Topics to prepare for Shriram Finance Branch Manager interview:
  • About all segment know
Interview preparation tips for other job seekers - Fast growing industry
Good learning industry
RBH's behavior might be rude somewhere to Frontline sales executive or hierarchy exists under him
Shriram transport company is good organization
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CreditAccess Grameen Interview FAQs

How many rounds are there in CreditAccess Grameen Branch Credit Manager interview?
CreditAccess Grameen interview process usually has 1 rounds. The most common rounds in the CreditAccess Grameen interview process are Technical.
How to prepare for CreditAccess Grameen Branch Credit Manager interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at CreditAccess Grameen. The most common topics and skills that interviewers at CreditAccess Grameen expect are Credit Appraisal, Credit Underwriting, Lap and Mortgage Loans.

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CreditAccess Grameen Branch Credit Manager Interview Process

based on 2 interviews

Interview experience

4.5
  
Good
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CreditAccess Grameen Branch Credit Manager Salary
based on 33 salaries
₹3 L/yr - ₹5.5 L/yr
26% less than the average Branch Credit Manager Salary in India
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CreditAccess Grameen Branch Credit Manager Reviews and Ratings

based on 9 reviews

4.2/5

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3.7

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4.3

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4.3

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4.0

Job security

4.2

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4.0

Promotions

4.2

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