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CreditAccess Grameen Branch Credit Manager Interview Questions and Answers

Updated 19 Feb 2024

CreditAccess Grameen Branch Credit Manager Interview Experiences

1 interview found

Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Recruitment Consulltant and was interviewed in Jan 2024. There was 1 interview round.

Round 1 - Technical 

(1 Question)

  • Q1. Wat is FSI AND WHY 13 YEARS TRACE REQUIRED
  • Ans. 

    FSI stands for Financial Stress Index. 13 years trace is required to analyze long-term financial trends.

    • FSI is a measure of financial stress in the economy, taking into account various indicators such as interest rates, credit spreads, and market volatility.

    • Analyzing a 13-year trace allows for a comprehensive understanding of long-term financial trends and patterns.

    • This long-term data helps in identifying potential ris...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Good

Interview questions from similar companies

I applied via Company Website and was interviewed before Jun 2020. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. About my portfolio and communication skill in pitching products

Interview Preparation Tips

Interview preparation tips for other job seekers - Speak bold motivated and practical

I applied via Naukri.com and was interviewed in Oct 2020. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. Where we are found my CV .
  • Ans. Yes I am trakle allready 24 employees so no problem I trakle the branch.
  • Answered by RATHIN PAUL

Interview Preparation Tips

Interview preparation tips for other job seekers - Very nice Company Very short process and nice cooperation of HR.

I applied via Naukri.com and was interviewed in Dec 2020. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. Questions about experience ,gold checking, branch exposure and team handling

Interview Preparation Tips

Interview preparation tips for other job seekers - All interview taken through VC it was great experience

Interview Questionnaire 

2 Questions

  • Q1. What is important to increase the business ?
  • Ans. 

    To increase business, it is important to focus on customer satisfaction, marketing strategies, and employee training.

    • Prioritize customer satisfaction by providing excellent service and addressing their needs

    • Implement effective marketing strategies to attract new customers and retain existing ones

    • Invest in employee training and development to enhance productivity and customer experience

    • Analyze market trends and competit...

  • Answered by AI
  • Q2. How much achievement will you give to the company?

Interview Preparation Tips

Interview preparation tips for other job seekers - Don't be panic by the questions of the requiter, always be confident and give proper and clear answer. Always be loyal with your profession and boss, every person teach us a lesson which called job experience.

Interview Questionnaire 

1 Question

  • Q1. Tell me about your selfe and other

I applied via Recruitment Consultant and was interviewed in Aug 2017. There were 3 interview rounds.

Interview Questionnaire 

2 Questions

  • Q1. Basic background questions and candidate suitability
  • Q2. To check your business acumen in retail loan segment and your plan of action to achieve the desired results

Interview Preparation Tips

General Tips: Put as much stress as possible on your experience in retail loans and small ticket size secured loans.
Skills: Problem Solving, Leadership, Decision Making Skills
Duration: 1-4 weeks

I applied via Referral and was interviewed before Dec 2019. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. How to canvas gold loans and other products
  • Ans. 

    To canvas gold loans and other products, we need to identify potential customers and offer them personalized solutions.

    • Identify potential customers through market research and customer profiling

    • Offer personalized solutions based on their needs and preferences

    • Leverage existing customer base for referrals and word-of-mouth marketing

    • Use digital marketing channels to reach a wider audience

    • Train and motivate sales team to e...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Good

I applied via Recruitment Consultant and was interviewed in Nov 2019. There were 3 interview rounds.

Interview Questionnaire 

1 Question

  • Q1. About My Self , My Last Company Job profile , About Team Management And Working Style etc.

Interview Preparation Tips

Interview preparation tips for other job seekers - I wanna say that if are confident about yourself and about your job role then you can crack any type of interview without any reference or jack.

I applied via Naukri.com and was interviewed before Oct 2019. There were 6 interview rounds.

Interview Questionnaire 

4 Questions

  • Q1. Can you do gold valuation?
  • Ans. 

    Yes, I have experience in gold valuation.

    • I have completed a course in gold valuation and have experience in assessing the purity and value of gold.

    • I am familiar with the different methods of gold valuation such as acid test, XRF analysis, and fire assay.

    • In my previous role, I have conducted gold valuation for customers and provided them with accurate assessments.

    • I keep myself updated with the current market trends and ...

  • Answered by AI
  • Q2. Which carat can we accept for gold loan?
  • Ans. 

    We can accept gold loans of any carat.

    • We accept gold loans of all carats, including 24 carat, 22 carat, 18 carat, etc.

    • The carat of gold determines its purity, with 24 carat being the purest form.

    • Different carats of gold have different levels of purity and value.

    • We assess the value of the gold based on its carat and weight.

    • Customers can avail gold loans regardless of the carat of their gold.

  • Answered by AI
  • Q3. Do you know hallmarks?
  • Ans. 

    Yes, hallmarks are distinctive characteristics or features that are used to identify or recognize something.

    • Hallmarks are often used in the context of identifying or recognizing the quality, authenticity, or origin of a product or item.

    • In the jewelry industry, hallmarks are small marks or stamps on precious metal items that indicate the metal's purity or quality.

    • In the legal field, hallmarks can refer to significant or...

  • Answered by AI
  • Q4. How will you do team management for gold loan marketing?
  • Ans. 

    I will ensure effective communication, set clear goals, provide training and support, and recognize and reward achievements.

    • Regular team meetings to discuss progress and challenges

    • Setting individual and team targets and monitoring progress

    • Providing training and support to team members to improve their skills

    • Recognizing and rewarding achievements to motivate the team

    • Encouraging teamwork and collaboration among team memb...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Knowledge needed about gold loan and process

CreditAccess Grameen Interview FAQs

How many rounds are there in CreditAccess Grameen Branch Credit Manager interview?
CreditAccess Grameen interview process usually has 1 rounds. The most common rounds in the CreditAccess Grameen interview process are Technical.
How to prepare for CreditAccess Grameen Branch Credit Manager interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at CreditAccess Grameen. The most common topics and skills that interviewers at CreditAccess Grameen expect are Credit Appraisal, Credit Underwriting, Lap and Mortgage Loans.

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CreditAccess Grameen Branch Credit Manager Interview Process

based on 2 interviews

Interview experience

4.5
  
Good
View more
CreditAccess Grameen Branch Credit Manager Salary
based on 33 salaries
₹3 L/yr - ₹5.5 L/yr
27% less than the average Branch Credit Manager Salary in India
View more details

CreditAccess Grameen Branch Credit Manager Reviews and Ratings

based on 9 reviews

4.2/5

Rating in categories

3.7

Skill development

4.3

Work-life balance

4.3

Salary

4.0

Job security

4.2

Company culture

4.0

Promotions

4.2

Work satisfaction

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