Annapurna Finance Interview Questions, Process, and Tips

Research is conducted by defining a research question, gathering relevant data, analyzing the data, and drawing conclusions.

• Define a clear research question or objective

• Gather relevant data through literature review, experiments, surveys, etc.

• Analyze the data using statistical methods or other tools

• Draw conclusions based on the analysis

Different methods of sampling include random sampling, stratified sampling, cluster sampling, and convenience sampling.

• Random sampling: Each member of the population has an equal chance of being selected.

• Stratified sampling: Population is divided into subgroups and a random sample is taken from each subgroup.

• Cluster sampling: Population is divided into clusters and a random sample of clusters is selected.

• Convenience sa...read more

Dealing with customers involves active listening, empathy, problem-solving, and effective communication.

• Listen actively to understand customer needs and concerns

• Show empathy and understanding towards customer's situation

• Offer solutions or alternatives to address customer issues

• Communicate clearly and professionally at all times

• Follow up to ensure customer satisfaction

I have 5 years of experience in credit appraisal at a leading financial institution.

• Performed detailed analysis of financial statements to assess creditworthiness of clients

• Evaluated risk factors and determined appropriate loan terms

• Collaborated with cross-functional teams to make informed lending decisions

• Developed strong relationships with clients to understand their financial needs

• Stayed updated on industry trends a

Microfinance is a type of financial service that provides small loans and other financial services to low-income individuals or groups who lack access to traditional banking services.

• Microfinance aims to help alleviate poverty by providing financial services to those who are unable to access traditional banking services.

• It typically involves small loans, savings accounts, insurance, and other financial products tailore...read more

I will deal with customers by actively listening to their concerns, providing solutions, and ensuring their satisfaction.

• Listen actively to understand their needs and concerns

• Provide prompt and effective solutions to their issues

• Ensure their satisfaction by following up on their feedback

• Maintain a positive and professional attitude at all times

• Handle difficult customers with patience and empathy