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Annapurna Finance Credit Appraisal Interview Questions and Answers

Updated 26 Sep 2024

Annapurna Finance Credit Appraisal Interview Experiences

1 interview found

Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via AmbitionBox and was interviewed in Aug 2024. There was 1 interview round.

Round 1 - HR 

(2 Questions)

  • Q1. Your working experience
  • Ans. 

    I have 5 years of experience in credit appraisal at a leading financial institution.

    • Performed detailed analysis of financial statements to assess creditworthiness of clients

    • Evaluated risk factors and determined appropriate loan terms

    • Collaborated with cross-functional teams to make informed lending decisions

    • Developed strong relationships with clients to understand their financial needs

    • Stayed updated on industry trends a

  • Answered by AI
  • Q2. Your qualification knowledge

Interview Preparation Tips

Interview preparation tips for other job seekers - Selected

Interview questions from similar companies

Interview experience
4
Good
Difficulty level
Moderate
Process Duration
2-4 weeks
Result
Selected Selected

I applied via Walk-in and was interviewed in Feb 2024. There were 4 interview rounds.

Round 1 - Aptitude Test 

Normaly check the employes exprince

Round 2 - Group Discussion 

Check the abelity of employe

Round 3 - One-on-one 

(4 Questions)

  • Q1. Regional manager theliphonic enterview asking how to working after selection
  • Q2. Tell me about your self
  • Q3. How does it working in gold loan
  • Ans. 

    Working in gold loan involves assessing the value of gold items provided as collateral and determining the loan amount based on the value.

    • Assess the purity and weight of the gold items provided by the customer

    • Use current market rates to determine the value of the gold

    • Calculate the loan amount based on the value of the gold and the loan-to-value ratio set by the company

    • Ensure proper documentation and security measures a...

  • Answered by AI
  • Q4. How to enter in Gold loan profesion
  • Ans. 

    To enter the gold loan profession, one must have knowledge of gold appraisal, customer service skills, and understanding of loan processes.

    • Gain knowledge of gold appraisal techniques and market trends

    • Develop strong customer service skills to interact with clients

    • Understand the loan processes and regulations related to gold loans

    • Consider obtaining relevant certifications or training in the field

    • Build a network within th...

  • Answered by AI
Round 4 - HR 

(5 Questions)

  • Q1. Tell me about your,s self
  • Q2. Salery discussion
  • Q3. Asking the hike of salery
  • Q4. What is the resion of job change
  • Ans. 

    Seeking new opportunities for growth and development in a challenging environment.

    • Looking for career advancement

    • Seeking new challenges

    • Interested in learning new skills

    • Exploring better opportunities

  • Answered by AI
  • Q5. Salery negotiation

Interview Preparation Tips

Interview preparation tips for other job seekers - Do not narvesh to any type
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Aptitude Test 

Product knowledge test about Gold Appraisal

Round 2 - Group Discussion 

Group discussion about nature of works

I applied via Recruitment Consulltant and was interviewed in May 2022. There were 4 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Aptitude Test 
Round 3 - One-on-one 

(1 Question)

  • Q1. Gk , current affairs,
Round 4 - Aptitude Test 

Gold regarding basic questions

Interview Preparation Tips

Interview preparation tips for other job seekers - All the best and good luck for your bright future

I applied via Referral and was interviewed in Mar 2022. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Don’t add your photo or details such as gender, age, and address in your resume. These details do not add any value.
View all tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. Basic knowledge of excel
  • Q2. Good knowledge of kyc

Interview Preparation Tips

Interview preparation tips for other job seekers - You need basic knowledge of excel and financial. Should able to maintain MIS

Gold Appraiser Interview Questions & Answers

IIFL Finance user image Shivshankar Gavandgave

posted on 24 Jun 2024

Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-

I applied via Referral and was interviewed in May 2024. There were 2 interview rounds.

Round 1 - Case Study 

What is the process of gold testing

Round 2 - HR 

(2 Questions)

  • Q1. Existing experience
  • Q2. What do you work our current company

I applied via Approached by Company and was interviewed before Jun 2021. There were 2 interview rounds.

Round 1 - One-on-one 

(3 Questions)

  • Q1. What's your past experience
  • Q2. How many time do past job
  • Q3. What's your gold line experience
Round 2 - One-on-one 

(1 Question)

  • Q1. No any type ask questions

Interview Preparation Tips

Interview preparation tips for other job seekers - This application very good, very first answer
Interview experience
1
Bad
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed before Dec 2023. There was 1 interview round.

Round 1 - HR 

(2 Questions)

  • Q1. How much business you give to the company
  • Q2. Work on sunday as well or not

Interview Preparation Tips

Interview preparation tips for other job seekers - Seven days working open office on sunday as well and if anyone not coming give warming for termination and also HR services are not Good. They changes their words every time
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
-
Result
Selected Selected

I applied via Referral and was interviewed in Jan 2023. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Properly align and format text in your resume. A recruiter will have to spend more time reading poorly aligned text, leading to high chances of rejection.
View all tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. Work Experience,personal Details
  • Q2. About business, Scoping of business
Round 3 - HR 

(1 Question)

  • Q1. Ctc,location,job profile
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
2-4 weeks
Result
Selected Selected

I applied via Referral and was interviewed in Oct 2022. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Double-check your resume for any spelling mistakes. The recruiter may consider spelling mistakes as careless behavior or poor communication skills.
View all tips
Round 2 - One-on-one 

(1 Question)

  • Q1. Strengths weakness
Round 3 - One-on-one 

(1 Question)

  • Q1. About yourself qualifications experience in detail

Annapurna Finance Interview FAQs

How many rounds are there in Annapurna Finance Credit Appraisal interview?
Annapurna Finance interview process usually has 1 rounds. The most common rounds in the Annapurna Finance interview process are HR.

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Annapurna Finance Credit Appraisal Interview Process

based on 1 interview

Interview experience

5
  
Excellent
View more

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Annapurna Finance Credit Appraisal Salary
based on 5 salaries
₹1.8 L/yr - ₹4 L/yr
53% less than the average Credit Appraisal Salary in India
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