Annapurna Finance Interview Questions, Process, and Tips

Q1. Introduce yourself
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Q2. Why you want to join the company?
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Q3. How many years of experience you have in this sector?
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Q1. What is microfinance?
Ans. 
Microfinance is a type of financial service that provides small loans and other financial services to low-income individuals or groups who lack access to traditional banking services.
• Microfinance aims to help alleviate poverty by providing financial services to those who are unable to access traditional banking services.

• It typically involves small loans, savings accounts, insurance, and other financial products tailore...read more
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Q2. Do you have any experience or understanding in finance?
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Q3. How will you deal with the customers?
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I will deal with customers by actively listening to their concerns, providing solutions, and ensuring their satisfaction.
• Listen actively to understand their needs and concerns

• Provide prompt and effective solutions to their issues

• Ensure their satisfaction by following up on their feedback

• Maintain a positive and professional attitude at all times

• Handle difficult customers with patience and empathy
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Q4. How will you manage team and branches?
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Q1. Good salary or good opportunity
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Q2. Good still good skirt
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Q1. Sales management
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Q1. Phone Interaction after Shortlisting Profile
Ans. 
Phone interaction after shortlisting profile is crucial for assessing communication skills and confirming interest in the role.
• Prepare a list of questions to ask the candidate about their experience and interest in the role.

• Listen actively to the candidate's responses and ask follow-up questions to clarify any points.

• Provide information about the next steps in the hiring process and answer any questions the candidate m...read more
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Industry related Question

Q1. Physical round to judge the candidate
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Mind testing and small maths test

Q1. Aptitude test and plas minas
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Q2. Very low intentionally
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Q3. Bat karne ka tarika and very silly questions
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Q4. Good and bad tarika manrce
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Q1. Personal details and last experience details
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Q2. What you know about credit manager
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A credit manager is responsible for assessing and managing the creditworthiness of individuals or businesses.
• They evaluate credit applications and determine the risk involved in lending money or extending credit.

• They set credit limits and terms of payment.

• They monitor credit accounts and ensure timely payments.

• They work closely with sales teams to ensure credit policies are followed.

• They may also negotiate payment plan...read more
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Q3. What was the role at last job
Ans. 
I was responsible for managing credit operations and ensuring the branch's credit portfolio was in line with company policies.
• Managed credit operations at the branch

• Ensured compliance with company credit policies

• Analyzed credit applications and made credit decisions

• Monitored and reviewed the branch's credit portfolio

• Worked closely with sales and customer service teams to address credit-related issues

• Implemented strateg...read more
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Q1. Last salary details
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Q2. I am interested in tha job
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