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Documents required for processing a Home loan include proof of identity, address, income, property documents, and bank statements.
Proof of identity (e.g. Aadhar card, passport, driver's license)
Proof of address (e.g. utility bills, rental agreement)
Income documents (e.g. salary slips, income tax returns)
Property documents (e.g. sale deed, NOC from builder)
Bank statements (e.g. last 6 months)
No, a housing loan cannot be processed with a document being waived off with oral communication.
Documents are legally required for processing a housing loan to ensure accuracy and compliance.
Oral communication is not considered a valid form of documentation in the loan processing.
Waiving off a document without proper written approval can lead to legal issues and risks for the lender.
Examples: income verification docume...
Housing loan is a type of loan provided by financial institutions to individuals for purchasing or constructing a house.
Housing loans typically have lower interest rates compared to other types of loans.
The loan amount is usually based on the applicant's income, credit score, and the value of the property.
Repayment of the loan is done through monthly installments over a specified period of time.
Defaulting on housing lo...
I applied via Naukri.com and was interviewed in Aug 2024. There were 2 interview rounds.
This test is check for ur knowledge and previous working experience
I applied via Walk-in and was interviewed in Oct 2024. There was 1 interview round.
I applied via Job Fair and was interviewed in Feb 2024. There was 1 interview round.
IDFC FIRST Bharat interview questions for popular designations
Get interview-ready with Top IDFC FIRST Bharat Interview Questions
I applied via Walk-in and was interviewed in Jan 2024. There were 4 interview rounds.
Personal and Job related test
I applied via Company Website and was interviewed in May 2024. There were 2 interview rounds.
Monitoring how individuals use recovery resources and tools to ensure effectiveness and compliance.
Regularly check usage statistics of recovery tools and resources
Analyze feedback and engagement levels to gauge effectiveness
Implement surveys or interviews to gather user insights
Track progress and outcomes of individuals in recovery programs
I applied via Referral and was interviewed in Dec 2023. There was 1 interview round.
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The duration of IDFC FIRST Bharat interview process can vary, but typically it takes about less than 2 weeks to complete.
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