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Documents required for processing a Home loan include proof of identity, address, income, property documents, and bank statements.
Proof of identity (e.g. Aadhar card, passport, driver's license)
Proof of address (e.g. utility bills, rental agreement)
Income documents (e.g. salary slips, income tax returns)
Property documents (e.g. sale deed, NOC from builder)
Bank statements (e.g. last 6 months)
No, a housing loan cannot be processed with a document being waived off with oral communication.
Documents are legally required for processing a housing loan to ensure accuracy and compliance.
Oral communication is not considered a valid form of documentation in the loan processing.
Waiving off a document without proper written approval can lead to legal issues and risks for the lender.
Examples: income verification docume...
Housing loan is a type of loan provided by financial institutions to individuals for purchasing or constructing a house.
Housing loans typically have lower interest rates compared to other types of loans.
The loan amount is usually based on the applicant's income, credit score, and the value of the property.
Repayment of the loan is done through monthly installments over a specified period of time.
Defaulting on housing lo...
I was interviewed in Jan 2025.
Based on product eise
I have worked in the banking industry for the past 5 years, primarily focusing on client relationship management and financial advisory services.
Managed a portfolio of high net-worth clients, providing personalized financial solutions
Analyzed financial data to assess client needs and recommend appropriate products and services
Developed and maintained strong relationships with clients to ensure satisfaction and retentio...
I was interviewed before Mar 2024.
I am a dedicated and experienced professional with a strong background in leadership and team management.
Over 5 years of experience in management roles
Proven track record of successfully leading teams to achieve goals
Strong communication and interpersonal skills
Ability to problem-solve and make strategic decisions
Passionate about developing and mentoring team members
IDFC FIRST Bharat interview questions for popular designations
I applied via Naukri.com and was interviewed in Aug 2024. There were 2 interview rounds.
This test is check for ur knowledge and previous working experience
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I applied via Walk-in and was interviewed in Oct 2024. There was 1 interview round.
I applied via Job Fair and was interviewed in Feb 2024. There was 1 interview round.
Seeking new challenges and growth opportunities
Desire for career advancement
Looking for new challenges
Seeking a more dynamic work environment
I applied via Walk-in and was interviewed in Jan 2024. There were 4 interview rounds.
Personal and Job related test
I applied via Company Website and was interviewed in May 2024. There were 2 interview rounds.
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The duration of IDFC FIRST Bharat interview process can vary, but typically it takes about less than 2 weeks to complete.
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