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IDFC FIRST Bharat

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based on 2.5k Reviews

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IDFC FIRST Bharat Branch Credit Manager Interview Questions and Answers

Updated 11 Feb 2025

IDFC FIRST Bharat Branch Credit Manager Interview Experiences

15 interviews found

Branch Credit Manager Interview Questions & Answers

user image Anonymous

posted on 3 Jun 2024

Interview experience
4
Good
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Company Website and was interviewed in May 2024. There were 2 interview rounds.

Round 1 - Credit team interview 

(4 Questions)

  • Q1. Job duties and responsibility in previous company and overall experience in credit?
    • Add your answer
  • Q2. Education qualification?
    • Add your answer
  • Q3. Reason for looking new job?
    • Add your answer
  • Q4. Family details?
    • Add your answer
Round 2 - HR 

(3 Questions)

  • Q1. Previous employment and salary?
    • Add your answer
  • Q2. Education qualification?
    • Add your answer
  • Q3. Previous Net salary and expectation?
    • Add your answer

Branch Credit Manager Interview Questions & Answers

user image Dinesh Vel

posted on 4 Dec 2023

Interview experience
4
Good
Difficulty level
Moderate
Process Duration
-
Result
Selected Selected
Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. Expectation and reason for leaving the previous job
  • Ans. 

    I left my previous job due to limited growth opportunities and a desire for a new challenge.

    • Limited growth opportunities in my previous role

    • Seeking a new challenge and professional growth

    • Desire to explore new industry or company

    • Looking for a better work-life balance

    • Relocation or personal reasons

    • Answered by AI
    Add your answer
  • Q2. Product and process explained
    • Add your answer
Round 3 - HR 

(1 Question)

  • Q1. Salary expectation and working location
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Working atmosphere look like MNC setup.

Branch Credit Manager Interview Questions Asked at Other Companies

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Branch Credit Manager Interview Questions & Answers

user image MANIKANDAN M

posted on 20 Jul 2023

Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Aptitude Test 

Product wise policy and process flow

Round 2 - Group Discussion 

Recent senario of competitors actions

Round 3 - One-on-one 

(3 Questions)

  • Q1. Suprior will analysis your team handling skill and communications
    • Add your answer
  • Q2. Tell about your career path struggle and handling method ?
    • Add your answer
  • Q3. How you handle the tea at the down trend scenarios?
  • Ans. 

    I handle the tea at down trend scenarios by closely monitoring the situation, analyzing the root causes, and implementing strategic solutions.

    • Monitor key performance indicators to identify trends

    • Analyze the root causes of the down trend

    • Implement strategic solutions to address the issues

    • Communicate effectively with team members and stakeholders

    • Answered by AI
    Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Be the confident while interview .

Branch Credit Manager Interview Questions & Answers

user image Anonymous

posted on 6 Dec 2023

Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
2-4 weeks
Result
Selected Selected

I applied via Referral and was interviewed in Nov 2023. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Don’t add your photo or details such as gender, age, and address in your resume. These details do not add any value.
View all tips
Round 2 - HR 

(4 Questions)

  • Q1. Interview process is good
    • Add your answer
  • Q2. Employer cibil score verification
    • Add your answer
  • Q3. Salary discussion
    • Add your answer
  • Q4. Employer Benefits
    • Add your answer
Round 3 - HR 

(1 Question)

  • Q1. All original documents verification
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Good

IDFC FIRST Bharat interview questions for designations

 Cluster Credit Manager

 (2)

 Credit Analyst

 (1)

 Branch Manager

 (1)

 Senior Credit Analyst

 (1)

 Credit Processing Associate

 (1)

 Branch Mortgages Credit Manager

 (1)

 Assistant Branch Manager

 (3)

 Assistant Manager Branch Banking

 (1)

Branch Credit Manager Interview Questions & Answers

user image Anonymous

posted on 29 Nov 2023

Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Properly align and format text in your resume. A recruiter will have to spend more time reading poorly aligned text, leading to high chances of rejection.
View all tips
Round 2 - One-on-one 

(3 Questions)

  • Q1. Current job details
    • Add your answer
  • Q2. Salar details ,
  • Ans. Previous salary and current salary details
    • Answered Anonymously
    Add your answer
  • Q3. How to proceed cov
  • Ans. 

    Proceeding with the credit evaluation process by analyzing financial documents and assessing creditworthiness.

    • Review financial statements and credit reports

    • Assess credit risk and determine credit limits

    • Verify income and employment information

    • Consider past credit history and payment behavior

    • Communicate with applicants to gather additional information

    • Answered by AI
    Add your answer
Round 3 - HR 

(1 Question)

  • Q1. Salary details discussion
  • Ans. Previous salary and new hike salary discussion
    • Answered Anonymously
    Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Personal and family details

Branch Credit Manager Interview Questions & Answers

user image Anonymous

posted on 11 Feb 2025

Interview experience
5
Excellent
Difficulty level
Hard
Process Duration
Less than 2 weeks
Result
Selected Selected

I was interviewed before Feb 2024.

Round 1 - Aptitude Test 

Product knowledge and Patience, Ready to take responsibility

Round 2 - HR 

(2 Questions)

  • Q1. Credit Experience
    • Add your answer
  • Q2. Previous credit Experience
    • Add your answer
Round 3 - Case Study 

Mortgage experience -All product knowledge About Credit Underwriting

Round 4 - One-on-one 

(2 Questions)

  • Q1. 3 round interview
    • Add your answer
  • Q2. Reference
    • Add your answer
Round 5 - Case Study 

Brief strong product knowledge

Branch Credit Manager Interview Questions & Answers

user image Anonymous

posted on 29 Nov 2023

Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
2-4 weeks
Result
Selected Selected

I applied via Referral and was interviewed before Nov 2022. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Double-check your resume for any spelling mistakes. The recruiter may consider spelling mistakes as careless behavior or poor communication skills.
View all tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. About the process and product
    • Add your answer
  • Q2. Good and well structured
    • Add your answer
Round 3 - HR 

(1 Question)

  • Q1. About the salary package .And the hike %
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Very good concern .Having a very good employment benefit.

Branch Credit Manager Interview Questions & Answers

user image Anonymous

posted on 16 Apr 2023

Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Group Discussion 

About experience and product knowledge and CIBIL

Round 2 - Group Discussion 

About CTC AND working location

Round 3 - HR 

(1 Question)

  • Q1. Joining process and CTC related
    • Add your answer

Branch Credit Manager Interview Questions & Answers

user image Vijay Antony

posted on 15 Apr 2023

Interview experience
4
Good
Difficulty level
Moderate
Process Duration
4-6 weeks
Result
Selected Selected

I applied via Walk-in and was interviewed before Apr 2022. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Do not use an unprofessional email address such as cool_boy@email.com. It shows a lack of professionalism by the candidate.
View all tips
Round 2 - One-on-one 

(1 Question)

  • Q1. They will ask about your resume education & experience details.Then mainly about your previous experience in old company,what you learned,what's the reason for switch over, Financial knowledge,Willing to w...
    • Add your answer
Round 3 - HR 

(1 Question)

  • Q1. Salary expectation, Willing to work in remote locations,Reason for job change,What you will be in next 5 years!
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Be crispy in your points & willing to work in remote locations.

Branch Credit Manager Interview Questions & Answers

user image Murasu Murasu

posted on 29 Nov 2023

Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
More than 8 weeks
Result
Selected Selected

I was interviewed before Nov 2022.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Be truthful in your resume. It is very easy to catch false or lies during the interview by asking basic questions.
View all tips
Round 2 - One-on-one 

(3 Questions)

  • Q1. 1to1question raise
    • Add your answer
  • Q2. Finance related and general question and native area
    • Add your answer
  • Q3. Finance related and general question family details
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Good

Top trending discussions

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Career Advice
1w
an application support engineer
I just recently joined Australia based company as sql support with 3.5lpa. My previous company was small with salary 2.2 lpa and 1 year experience. In just pobation period in my new company I found out they don't care about work life balance. Unofficially they want every employee to work minimum 10 hours per day. I want to ask 1. Does every company want this from their employee. 2. This job used my 13 hours (job + travel) per day and it's getting hard for my personal growth as I want to switch into Business analyst. 3. Need your suggestion is I have to switch to another company in probation period or get experience for atleast 1 year. 4. My current total work experience is 1.5 year if I switch into BA what I expect from salary.
Need advice on new job
Switch Job in probation period
0%
Work atleast 1 year
0%
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More about working at IDFC FIRST Bharat

IDFC FIRST Bharat Interview FAQs

How many rounds are there in IDFC FIRST Bharat Branch Credit Manager interview?
IDFC FIRST Bharat interview process usually has 3-4 rounds. The most common rounds in the IDFC FIRST Bharat interview process are HR, Resume Shortlist and One-on-one Round.
How to prepare for IDFC FIRST Bharat Branch Credit Manager interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at IDFC FIRST Bharat . The most common topics and skills that interviewers at IDFC FIRST Bharat expect are Management, Sales, Supervision, Retail Banking and Business Loan.
What are the top questions asked in IDFC FIRST Bharat Branch Credit Manager interview?

Some of the top questions asked at the IDFC FIRST Bharat Branch Credit Manager interview -

  1. How you handle the tea at the down trend scenari...read more
  2. How to proceed ...read more
  3. Related to property chain title,income document,about knowledge of area ,market...read more

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IDFC FIRST Bharat Interviews By Designations

Interview Questions for Popular Designations

IDFC FIRST Bharat Branch Credit Manager Interview Process

based on 18 interviews

3 Interview rounds

  • Resume Shortlist Round
  • One-on-one Round
  • HR Round
View more

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IDFC FIRST Bharat Branch Credit Manager Salary
based on 263 salaries
₹3 L/yr - ₹7.2 L/yr
5% less than the average Branch Credit Manager Salary in India
View more details

IDFC FIRST Bharat Branch Credit Manager Reviews and Ratings

based on 106 reviews

4.4/5

Rating in categories

4.2

Skill development

4.4

Work-life balance

4.3

Salary

4.4

Job security

4.3

Company culture

4.0

Promotions

4.3

Work satisfaction

Explore 106 Reviews and Ratings
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