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IDFC FIRST Bank Branch Credit Manager Interview Questions, Process, and Tips

Updated 25 Jan 2025

Top IDFC FIRST Bank Branch Credit Manager Interview Questions and Answers

View all 7 questions

IDFC FIRST Bank Branch Credit Manager Interview Experiences

14 interviews found

Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I was interviewed before Jan 2024.

Round 1 - Aptitude Test 

Reasoning and aptitude tests.

Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
Selected Selected
Round 1 - Assignment 

Good business assignment

Round 2 - Group Discussion 

Good group discussion

Round 3 - Case Study 

Good working case study

Round 4 - Coding Test 

Good working coding

Round 5 - Technical 

(5 Questions)

  • Q1. Good technical support and good support
  • Q2. Good working support
  • Q3. Good working experience
  • Q4. Good working development experience
  • Q5. Good working growth my self

Interview Preparation Tips

Interview preparation tips for other job seekers - Good company good benifit

Branch Credit Manager Interview Questions Asked at Other Companies

Q1. why 13yr legal search report is required in mortgage
Q2. What is underwriting and what you have to do for getting good cus ... read more
Q3. what is a difference between lease hold property and free hold pr ... read more
Q4. What kind of product to handle?
asked in ICICI Bank
Q5. What will you check in tax audit report when someone applies for ... read more
Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
2-4 weeks
Result
Selected Selected

I applied via Referral and was interviewed in Nov 2023. There were 4 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. Personal details
  • Q2. Family members details
Round 3 - Technical 

(1 Question)

  • Q1. Product details
Round 4 - HR 

(2 Questions)

  • Q1. Document verification
  • Q2. Company benifits

Interview Preparation Tips

Interview preparation tips for other job seekers - Good
Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Aptitude Test 

Decision making questions

Round 2 - HR 

(1 Question)

  • Q1. Decision making questions and situational awareness

IDFC FIRST Bank interview questions for designations

 Credit Manager

 (13)

 Assistant Credit Manager

 (1)

 Cluster Credit Manager

 (1)

 Credit Analyst

 (2)

 Credit Officer

 (1)

 Branch Manager

 (25)

 Credit Processing Assistant

 (1)

 Branch Relationship Manager

 (9)

Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed in May 2023. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Don’t add your photo or details such as gender, age, and address in your resume. These details do not add any value.
View all tips
Round 2 - Aptitude Test 

Asusual credit norms

Round 3 - HR 

(5 Questions)

  • Q1. Job location and salary discussion
  • Q2. Family details and background
  • Q3. Basic details and education
  • Q4. Previous employment details
  • Ans. 

    I have worked in the banking industry for the past 5 years, with experience in credit management.

    • Worked as a Credit Manager at XYZ Bank for 3 years

    • Managed a portfolio of corporate clients and assessed their creditworthiness

    • Analyzed financial statements, credit reports, and other relevant documents

    • Made recommendations for credit approvals or rejections based on risk assessment

    • Implemented credit policies and procedures t...

  • Answered by AI
  • Q5. Referal details

Interview Preparation Tips

Interview preparation tips for other job seekers - Good to choose this concern

Get interview-ready with Top IDFC FIRST Bank Interview Questions

Interview experience
4
Good
Difficulty level
Moderate
Process Duration
2-4 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed in Aug 2022. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Properly align and format text in your resume. A recruiter will have to spend more time reading poorly aligned text, leading to high chances of rejection.
View all tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. Tell us about yourself
  • Ans. 

    I am an experienced credit manager with a strong background in branch operations and risk assessment.

    • Over 5 years of experience in credit management

    • Proficient in analyzing financial statements and assessing creditworthiness

    • Successfully managed a portfolio of high-value clients

    • Implemented strategies to minimize credit risk and improve collection efficiency

    • Strong leadership and team management skills

    • Excellent communicati

  • Answered by AI
  • Q2. Job description about current work profile
  • Ans. 

    My current work profile as a Branch Credit Manager involves managing credit operations and ensuring timely loan disbursements.

    • Managing credit operations and loan disbursements

    • Assessing creditworthiness of borrowers

    • Analyzing financial statements and credit reports

    • Evaluating loan applications and making recommendations

    • Monitoring loan portfolios and ensuring timely repayments

    • Collaborating with sales teams to achieve branc

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Know well about what you do and indepth knowledge of what you do

Branch Credit Manager Interview Questions & Answers

user image Krushna Nerkar

posted on 11 Jun 2024

Interview experience
4
Good
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed before Jun 2023. There was 1 interview round.

Round 1 - Case Study 

Case study about to check decision making power

Branch Credit Manager Interview Questions & Answers

user image Dayanand Harikant

posted on 26 Oct 2023

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Walk-in and was interviewed before Oct 2022. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Double-check your resume for any spelling mistakes. The recruiter may consider spelling mistakes as careless behavior or poor communication skills.
View all tips
Round 2 - Aptitude Test 

General aptitude and reasoning

Round 3 - Personal Interview 

(1 Question)

  • Q1. Basic details of education and family background

Interview Preparation Tips

Interview preparation tips for other job seekers - Need to learn Credit bureau report and it's advantages.
Financial analysis like cash flow and Income tax return based.

I applied via Recruitment Consulltant and was interviewed in Mar 2022. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Do not use an unprofessional email address such as cool_boy@email.com. It shows a lack of professionalism by the candidate.
View all tips
Round 2 - Aptitude Test 

Good

Round 3 - HR 

(1 Question)

  • Q1. Where do you see yourself in 5 years?

Interview Preparation Tips

Interview preparation tips for other job seekers - Punctuality always for everyone here they help to good energy.

I applied via LinkedIn and was interviewed in Dec 2021. There were 2 interview rounds.

Round 1 - Assignment 
Round 2 - Aptitude Test 

Interview Preparation Tips

Interview preparation tips for other job seekers - I did aptitude test the banker given the job role related questions it will easily Cleared the test.

IDFC FIRST Bank Interview FAQs

How many rounds are there in IDFC FIRST Bank Branch Credit Manager interview?
IDFC FIRST Bank interview process usually has 2-3 rounds. The most common rounds in the IDFC FIRST Bank interview process are Resume Shortlist, Aptitude Test and HR.
How to prepare for IDFC FIRST Bank Branch Credit Manager interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at IDFC FIRST Bank. The most common topics and skills that interviewers at IDFC FIRST Bank expect are Retail Banking, Underwriting, Microfinance, Front End and Loans.
What are the top questions asked in IDFC FIRST Bank Branch Credit Manager interview?

Some of the top questions asked at the IDFC FIRST Bank Branch Credit Manager interview -

  1. why 13yr legal search report is required in mortg...read more
  2. what is a difference between lease hold property and free hold property...read more
  3. what is difference between Audited Financial and unaudited Financi...read more

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IDFC FIRST Bank Branch Credit Manager Interview Process

based on 10 interviews

2 Interview rounds

  • Resume Shortlist Round
  • Aptitude Test Round
View more
IDFC FIRST Bank Branch Credit Manager Salary
based on 240 salaries
₹2.8 L/yr - ₹8.3 L/yr
At par with the average Branch Credit Manager Salary in India
View more details

IDFC FIRST Bank Branch Credit Manager Reviews and Ratings

based on 99 reviews

4.2/5

Rating in categories

3.9

Skill development

3.9

Work-life balance

4.2

Salary

4.0

Job security

3.9

Company culture

3.9

Promotions

3.9

Work satisfaction

Explore 99 Reviews and Ratings
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