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IDFC FIRST Bank
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I applied via Referral and was interviewed in Dec 2019. There were 3 interview rounds.
A 13-year legal search report is required in mortgage to ensure the property's legal status and minimize risks.
A 13-year legal search report provides a comprehensive overview of the property's legal history.
It helps identify any potential legal issues or encumbrances on the property.
Lenders require this report to assess the risk associated with the mortgage.
It ensures that the property has a clear title and is free fro...
Leasehold property is leased for a specific period while freehold property is owned indefinitely.
Leasehold property is leased for a specific period of time, usually decades.
Freehold property is owned indefinitely by the owner.
Leasehold property may require payment of ground rent to the freeholder.
Freehold property does not require payment of ground rent.
Leasehold property may have restrictions on alterations or use.
Fre...
Suit filed refers to a legal action taken by a plaintiff against a defendant in a court of law.
It is a formal legal complaint filed by a plaintiff against a defendant.
It initiates a civil lawsuit and sets the legal process in motion.
The plaintiff must provide evidence to support their claim.
The defendant has the opportunity to respond and defend themselves.
Examples include breach of contract, personal injury, and prope
Penal interest is an additional interest charged by lenders on overdue payments.
Penal interest is a penalty charged by lenders on overdue payments.
It is an additional interest rate that is added to the original interest rate.
The purpose of penal interest is to encourage borrowers to make timely payments.
Penal interest rates vary depending on the lender and the type of loan.
For example, credit card companies may charge ...
DPD, STD, SMA, LSS are different categories of overdue payments in CIBIL credit report.
DPD stands for Days Past Due and indicates the number of days a payment is overdue.
STD means Standard and indicates that the payment is being made on time.
SMA stands for Special Mention Account and indicates that the payment is overdue for 1-90 days.
LSS means Loss and indicates that the payment is overdue for more than 180 days and i
Ownership documents are legal papers that prove ownership of a property or asset.
Ownership documents can include deeds, titles, and certificates of ownership.
These documents are important for establishing ownership and transferring ownership to another party.
Examples of ownership documents include a car title, a property deed, and a stock certificate.
Ownership documents may also include information about any liens or m...
Audited financials are verified by an external auditor while unaudited financials are not.
Audited financials are reviewed and verified by an external auditor while unaudited financials are not.
Audited financials provide more credibility and assurance to stakeholders while unaudited financials may be viewed as less reliable.
Audited financials are required for publicly traded companies while privately held companies may ...
I applied via Recruitment Consulltant and was interviewed in Nov 2024. There were 4 interview rounds.
I am currently responsible for leading a team of data scientists, developing and implementing data-driven strategies, and ensuring the quality and accuracy of data analysis.
Leading a team of data scientists
Developing and implementing data-driven strategies
Ensuring quality and accuracy of data analysis
Developed a predictive model for customer churn using machine learning algorithms.
Used Python for data preprocessing and model building
Applied techniques like feature engineering and hyperparameter tuning
Evaluated model performance using metrics like accuracy, precision, and recall
The loss function used in XGBoost is typically the gradient boosting algorithm.
XGBoost uses the gradient boosting algorithm to minimize the loss function
Common loss functions include regression loss functions like squared error and logistic loss for classification
Users can also define custom loss functions in XGBoost
My professional aspiration is to lead a team of data scientists to drive impactful insights and innovations.
Lead a team of data scientists to tackle complex problems
Drive impactful insights and innovations through data analysis
Continuously learn and stay updated on the latest trends in data science
Collaborate with cross-functional teams to implement data-driven solutions
Seeking new challenges and growth opportunities in a more innovative environment.
Desire for new challenges and growth opportunities
Seeking a more innovative work environment
Looking to expand skill set and knowledge in data science
I am excited about the opportunity to contribute my data science skills to IDFC's innovative projects and make a meaningful impact.
Excited about contributing data science skills to innovative projects at IDFC
Opportunity to make a meaningful impact through data-driven solutions
Interested in working with a reputable organization like IDFC
My strengths include strong analytical skills and attention to detail. My weaknesses include a tendency to overthink and difficulty delegating tasks.
Strengths: strong analytical skills
Strengths: attention to detail
Weaknesses: tendency to overthink
Weaknesses: difficulty delegating tasks
I have over 10 years of experience in financial management and strategic planning.
Managed budgeting and forecasting processes
Led cross-functional teams to achieve financial goals
Implemented cost-saving initiatives
Developed long-term financial strategies
Worked closely with senior leadership to drive business growth
The bank is a leading financial institution with a strong reputation for customer service and innovative products.
The bank offers a wide range of financial services including savings accounts, loans, and investment options.
It has a network of branches and ATMs across the country for convenient access to banking services.
The bank is known for its commitment to community involvement and corporate social responsibility.
It...
I have 5 years of experience working in the finance industry, specializing in risk management and investment analysis.
Worked in finance industry for 5 years
Specialized in risk management and investment analysis
Managed portfolios for high net-worth clients
Conducted market research and analysis
Collaborated with cross-functional teams on projects
IDFC FIRST Bank interview questions for popular designations
I was interviewed in Jan 2025.
Very radiculus very poor
Good easy and nice perfect aptitude
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Life insurance for business perspective is crucial for protecting the financial stability of the company and its employees.
Life insurance can provide financial protection to the business in case of the death of a key employee or owner.
It can help cover expenses related to finding and training a replacement, as well as potential loss of revenue.
Life insurance can also be used as a benefit to attract and retain top talen...
Get interview-ready with Top IDFC FIRST Bank Interview Questions
I have over 5 years of experience in management roles, leading teams and implementing strategies to drive business growth.
Managed a team of 15 employees, overseeing their performance and providing guidance for improvement
Implemented new sales strategies which resulted in a 20% increase in revenue within the first year
Developed and executed training programs for staff to enhance their skills and productivity
I set revenue achievement targets based on historical sales data, market trends, and individual sales team performance.
Analyze historical sales data to identify trends and patterns
Consider market conditions and competition to set realistic targets
Set individual targets for sales team members based on their past performance and potential
Regularly monitor progress towards targets and adjust strategies as needed
Provide in...
Basically 4 section
1) Numerical Ability
2) Reasoning
3) English Comprehensive
4) Banking Knowledge
My major sales qualities include strong communication skills, ability to build relationships, and strategic thinking.
Strong communication skills - able to effectively convey information and persuade clients
Ability to build relationships - establish trust and rapport with clients to foster long-term partnerships
Strategic thinking - able to analyze market trends and competitor strategies to develop effective sales plans
To tackle organization pressure, I believe in effective communication, delegation, time management, and prioritization.
Effective communication with team members and superiors to address issues and find solutions
Delegation of tasks to ensure workload is evenly distributed and deadlines are met
Time management techniques such as setting priorities, creating schedules, and avoiding procrastination
Prioritization of tasks ba...
I have 5 years of experience in financial planning and wealth management at a reputable firm.
Worked as a financial planner at XYZ Wealth Management for 3 years
Managed client portfolios and provided investment advice
Assisted clients in retirement planning and tax optimization
Conducted financial analysis and created customized financial plans
Collaborated with team members to achieve client goals
I applied via Walk-in
Financial related. Banking related questions.
The minimum civil score should be at least 700 for a Relationship Wealth Manager.
Minimum civil score should demonstrate financial responsibility and trustworthiness
Higher scores indicate better creditworthiness and lower risk for lenders
Some financial institutions may require a score of 720 or above for certain services
I am comfortable paying up to 20% of my monthly income as EMI for the top up.
Consider your monthly income before deciding on the EMI amount
Ensure that the EMI amount does not exceed 20% of your monthly income
Factor in other financial commitments before finalizing the EMI amount
I applied via Recruitment Consulltant and was interviewed in Sep 2024. There were 4 interview rounds.
Basic hacker rank problem
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The duration of IDFC FIRST Bank interview process can vary, but typically it takes about less than 2 weeks to complete.
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Deputy Manager
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