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IDFC FIRST Bank Interview Questions, Process, and Tips

Updated 1 Mar 2025

Top IDFC FIRST Bank Interview Questions and Answers

View all 173 questions

IDFC FIRST Bank Interview Experiences

Popular Designations

642 interviews found

I applied via Referral and was interviewed in Dec 2019. There were 3 interview rounds.

Interview Questionnaire 

8 Questions

  • Q1. Why 13yr legal search report is required in mortgage
  • Ans. 

    A 13-year legal search report is required in mortgage to ensure the property's legal status and minimize risks.

    • A 13-year legal search report provides a comprehensive overview of the property's legal history.

    • It helps identify any potential legal issues or encumbrances on the property.

    • Lenders require this report to assess the risk associated with the mortgage.

    • It ensures that the property has a clear title and is free fro...

  • Answered by AI
  • Q2. What is a difference between lease hold property and free hold property
  • Ans. 

    Leasehold property is leased for a specific period while freehold property is owned indefinitely.

    • Leasehold property is leased for a specific period of time, usually decades.

    • Freehold property is owned indefinitely by the owner.

    • Leasehold property may require payment of ground rent to the freeholder.

    • Freehold property does not require payment of ground rent.

    • Leasehold property may have restrictions on alterations or use.

    • Fre...

  • Answered by AI
  • Q3. What is suit filed
  • Ans. 

    Suit filed refers to a legal action taken by a plaintiff against a defendant in a court of law.

    • It is a formal legal complaint filed by a plaintiff against a defendant.

    • It initiates a civil lawsuit and sets the legal process in motion.

    • The plaintiff must provide evidence to support their claim.

    • The defendant has the opportunity to respond and defend themselves.

    • Examples include breach of contract, personal injury, and prope

  • Answered by AI
  • Q4. What is penal interest
  • Ans. 

    Penal interest is an additional interest charged by lenders on overdue payments.

    • Penal interest is a penalty charged by lenders on overdue payments.

    • It is an additional interest rate that is added to the original interest rate.

    • The purpose of penal interest is to encourage borrowers to make timely payments.

    • Penal interest rates vary depending on the lender and the type of loan.

    • For example, credit card companies may charge ...

  • Answered by AI
  • Q5. What is DPD STD SMA LSS In cibil
  • Ans. 

    DPD, STD, SMA, LSS are different categories of overdue payments in CIBIL credit report.

    • DPD stands for Days Past Due and indicates the number of days a payment is overdue.

    • STD means Standard and indicates that the payment is being made on time.

    • SMA stands for Special Mention Account and indicates that the payment is overdue for 1-90 days.

    • LSS means Loss and indicates that the payment is overdue for more than 180 days and i

  • Answered by AI
  • Q6. Explain Ownership documents
  • Ans. 

    Ownership documents are legal papers that prove ownership of a property or asset.

    • Ownership documents can include deeds, titles, and certificates of ownership.

    • These documents are important for establishing ownership and transferring ownership to another party.

    • Examples of ownership documents include a car title, a property deed, and a stock certificate.

    • Ownership documents may also include information about any liens or m...

  • Answered by AI
  • Q7. What is difference between Audited Financial and unaudited Financial
  • Ans. 

    Audited financials are verified by an external auditor while unaudited financials are not.

    • Audited financials are reviewed and verified by an external auditor while unaudited financials are not.

    • Audited financials provide more credibility and assurance to stakeholders while unaudited financials may be viewed as less reliable.

    • Audited financials are required for publicly traded companies while privately held companies may ...

  • Answered by AI
  • Q8. How to give loan to those customer not having any Documented income prof business continuity prof

Interview Preparation Tips

Interview preparation tips for other job seekers - Mortgage and Non mortgage loan having high difference of documentation before applying Please get some basic things about Product you going to face in New job that you wanted to join.

Top IDFC FIRST Bank Branch Credit Manager Interview Questions and Answers

Q1. why 13yr legal search report is required in mortgage
View answer (6)

Branch Credit Manager Interview Questions asked at other Companies

Q1. why 13yr legal search report is required in mortgage
View answer (6)
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
6-8 weeks
Result
Selected Selected

I applied via Recruitment Consulltant and was interviewed in Nov 2024. There were 4 interview rounds.

Round 1 - One-on-one 

(2 Questions)

  • Q1. Can you describe your current roles and responsibilities?
  • Ans. 

    I am currently responsible for leading a team of data scientists, developing and implementing data-driven strategies, and ensuring the quality and accuracy of data analysis.

    • Leading a team of data scientists

    • Developing and implementing data-driven strategies

    • Ensuring quality and accuracy of data analysis

  • Answered by AI
  • Q2. What are the technical details of one of your projects?
  • Ans. 

    Developed a predictive model for customer churn using machine learning algorithms.

    • Used Python for data preprocessing and model building

    • Applied techniques like feature engineering and hyperparameter tuning

    • Evaluated model performance using metrics like accuracy, precision, and recall

  • Answered by AI
Round 2 - Technical 

(2 Questions)

  • Q1. What is the loss function used in XGBoost?
  • Ans. 

    The loss function used in XGBoost is typically the gradient boosting algorithm.

    • XGBoost uses the gradient boosting algorithm to minimize the loss function

    • Common loss functions include regression loss functions like squared error and logistic loss for classification

    • Users can also define custom loss functions in XGBoost

  • Answered by AI
  • Q2. Logical puzzle question
Round 3 - One-on-one 

(3 Questions)

  • Q1. What are your professional aspirations?
  • Ans. 

    My professional aspiration is to lead a team of data scientists to drive impactful insights and innovations.

    • Lead a team of data scientists to tackle complex problems

    • Drive impactful insights and innovations through data analysis

    • Continuously learn and stay updated on the latest trends in data science

    • Collaborate with cross-functional teams to implement data-driven solutions

  • Answered by AI
  • Q2. Puzzle question
  • Q3. Mathematical series question
Round 4 - HR 

(3 Questions)

  • Q1. What is the reason for leaving your current organization?
  • Ans. 

    Seeking new challenges and growth opportunities in a more innovative environment.

    • Desire for new challenges and growth opportunities

    • Seeking a more innovative work environment

    • Looking to expand skill set and knowledge in data science

  • Answered by AI
  • Q2. What are your reasons for wanting to join IDFC?
  • Ans. 

    I am excited about the opportunity to contribute my data science skills to IDFC's innovative projects and make a meaningful impact.

    • Excited about contributing data science skills to innovative projects at IDFC

    • Opportunity to make a meaningful impact through data-driven solutions

    • Interested in working with a reputable organization like IDFC

  • Answered by AI
  • Q3. What are your strengths and weaknesses?
  • Ans. 

    My strengths include strong analytical skills and attention to detail. My weaknesses include a tendency to overthink and difficulty delegating tasks.

    • Strengths: strong analytical skills

    • Strengths: attention to detail

    • Weaknesses: tendency to overthink

    • Weaknesses: difficulty delegating tasks

  • Answered by AI

Data Science Lead Interview Questions asked at other Companies

Q1. What is the architecture of Transformers in machine learning?
View answer (1)
IDFC FIRST Bank Interview Questions and Answers for Freshers
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Senior Officer Interview Questions & Answers

user image Chaitali Kulkarni

posted on 19 Feb 2025

Interview experience
4
Good
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Not Selected
Round 1 - HR 

(2 Questions)

  • Q1. Previous work experience
  • Ans. 

    I have over 10 years of experience in financial management and strategic planning.

    • Managed budgeting and forecasting processes

    • Led cross-functional teams to achieve financial goals

    • Implemented cost-saving initiatives

    • Developed long-term financial strategies

    • Worked closely with senior leadership to drive business growth

  • Answered by AI
  • Q2. Salary.discussion
Round 2 - One-on-one 

(2 Questions)

  • Q1. What do you know about the bank
  • Ans. 

    The bank is a leading financial institution with a strong reputation for customer service and innovative products.

    • The bank offers a wide range of financial services including savings accounts, loans, and investment options.

    • It has a network of branches and ATMs across the country for convenient access to banking services.

    • The bank is known for its commitment to community involvement and corporate social responsibility.

    • It...

  • Answered by AI
  • Q2. What was your previous work experience
  • Ans. 

    I have 5 years of experience working in the finance industry, specializing in risk management and investment analysis.

    • Worked in finance industry for 5 years

    • Specialized in risk management and investment analysis

    • Managed portfolios for high net-worth clients

    • Conducted market research and analysis

    • Collaborated with cross-functional teams on projects

  • Answered by AI

Top IDFC FIRST Bank Senior Officer Interview Questions and Answers

Q1. In cheque, what is the number beside cheque number
View answer (11)

Senior Officer Interview Questions asked at other Companies

Q1. How you can Increase Selling of Banks Products and how you can connect more and more persons With Bank.????
View answer (7)
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
2-4 weeks
Result
Selected Selected
Round 1 - Technical 

(1 Question)

  • Q1. Case studies, puzzle , Sql, guesstimate, projects
Round 2 - Technical 

(1 Question)

  • Q1. Puzzles, probability, work experience
Round 3 - Technical 

(1 Question)

  • Q1. Python, pyspark
Round 4 - HR 

(1 Question)

  • Q1. Behavioral round

Senior Data Analyst Interview Questions asked at other Companies

Q1. What is the difference between Least Squares Method and the maximum likelihood
View answer (1)

IDFC FIRST Bank interview questions for popular designations

 Relationship Manager

 (28)

 Branch Manager

 (25)

 Sales Officer

 (20)

 Assistant Manager

 (20)

 Deputy Manager

 (17)

 Senior Officer

 (15)

 Credit Manager

 (15)

 Senior Banking Officer

 (15)

Interview experience
1
Bad
Difficulty level
Moderate
Process Duration
2-4 weeks
Result
No response

I was interviewed in Jan 2025.

Round 1 - Assignment 

Very radiculus very poor

Round 2 - Aptitude Test 

Good easy and nice perfect aptitude

Round 3 - Case Study 

Na na na na nana na na na na

Round 4 - One-on-one 

(2 Questions)

  • Q1. Talking about About myself
  • Q2. How much you give Life insurance for business perspective
  • Ans. 

    Life insurance for business perspective is crucial for protecting the financial stability of the company and its employees.

    • Life insurance can provide financial protection to the business in case of the death of a key employee or owner.

    • It can help cover expenses related to finding and training a replacement, as well as potential loss of revenue.

    • Life insurance can also be used as a benefit to attract and retain top talen...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - This is not a banking job. It's a life insurance sales job

Personal Banker Interview Questions asked at other Companies

Q1. Could you open an account of chai wala and how
View answer (44)

Get interview-ready with Top IDFC FIRST Bank Interview Questions

Deputy Manager Interview Questions & Answers

user image GAURAV SHARMA

posted on 30 Jan 2025

Interview experience
3
Average
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(2 Questions)

  • Q1. Explain your Professional Experience
  • Ans. 

    I have over 5 years of experience in management roles, leading teams and implementing strategies to drive business growth.

    • Managed a team of 15 employees, overseeing their performance and providing guidance for improvement

    • Implemented new sales strategies which resulted in a 20% increase in revenue within the first year

    • Developed and executed training programs for staff to enhance their skills and productivity

  • Answered by AI
  • Q2. Explain your Revenue Achievement Target specially for Sales Division
  • Ans. 

    I set revenue achievement targets based on historical sales data, market trends, and individual sales team performance.

    • Analyze historical sales data to identify trends and patterns

    • Consider market conditions and competition to set realistic targets

    • Set individual targets for sales team members based on their past performance and potential

    • Regularly monitor progress towards targets and adjust strategies as needed

    • Provide in...

  • Answered by AI
Round 2 - Aptitude Test 

Basically 4 section
1) Numerical Ability
2) Reasoning
3) English Comprehensive
4) Banking Knowledge

Round 3 - HR 

(2 Questions)

  • Q1. Tell me about your Major Sales Qualities
  • Ans. 

    My major sales qualities include strong communication skills, ability to build relationships, and strategic thinking.

    • Strong communication skills - able to effectively convey information and persuade clients

    • Ability to build relationships - establish trust and rapport with clients to foster long-term partnerships

    • Strategic thinking - able to analyze market trends and competitor strategies to develop effective sales plans

  • Answered by AI
  • Q2. Tackle our organization pressure
  • Ans. 

    To tackle organization pressure, I believe in effective communication, delegation, time management, and prioritization.

    • Effective communication with team members and superiors to address issues and find solutions

    • Delegation of tasks to ensure workload is evenly distributed and deadlines are met

    • Time management techniques such as setting priorities, creating schedules, and avoiding procrastination

    • Prioritization of tasks ba...

  • Answered by AI

Deputy Manager Interview Questions asked at other Companies

Q1. 1.WHAT IS SPECIAL OF UR HOME TOWN 2.Who is Main compitetor with us and which products...3.what is main business in your area and its functions...4 Previous comoany achevements 5.Your strengts and weakness.
View answer (69)

Jobs at IDFC FIRST Bank

View all
Interview experience
1
Bad
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(2 Questions)

  • Q1. Can you tell me about yourself?
  • Q2. What is your past work experience?
  • Ans. 

    I have 5 years of experience in financial planning and wealth management at a reputable firm.

    • Worked as a financial planner at XYZ Wealth Management for 3 years

    • Managed client portfolios and provided investment advice

    • Assisted clients in retirement planning and tax optimization

    • Conducted financial analysis and created customized financial plans

    • Collaborated with team members to achieve client goals

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - This organization is the worst place to work, characterized by high pressure; I do not recommend anyone to join.

Wealth Manager Interview Questions asked at other Companies

Q1. What is wealth? How will you source business in new place or metro? Why Bihar state is less developed compared to other state of India? Recent news regardind RBI? How is your experience reading SBI services?
View answer (5)
Interview experience
5
Excellent
Difficulty level
-
Process Duration
2-4 weeks
Result
Selected Selected

I applied via Walk-in

Round 1 - One-on-one 

(3 Questions)

  • Q1. What were you looking last organisation.
  • Q2. Banking products knowledge
  • Q3. Customer handling, sales Banking products.
Round 2 - Assignment 

Financial related. Banking related questions.

Interview Preparation Tips

Interview preparation tips for other job seekers - Firstly we should have proper knowledge where we are doing currently working. Product knowledge is must . Communication skills is must. Customer quarry resolve within tat . Focus on Business . Softly behaviour like that stretchable with customers. Thanks

Top IDFC FIRST Bank Relationship Manager Interview Questions and Answers

Q1. What all are the products that you are aware of
View answer (1)

Relationship Manager Interview Questions asked at other Companies

Q1. How will you market banking products ? Are you willing to work at the ground level ? What are the challenges of marketing at ground level ? How different is it from other kinds of marketing? What did you learn in mba with respect to marketi... read more
View answer (47)
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Technical 

(2 Questions)

  • Q1. What should be the minimum civil score?
  • Ans. 

    The minimum civil score should be at least 700 for a Relationship Wealth Manager.

    • Minimum civil score should demonstrate financial responsibility and trustworthiness

    • Higher scores indicate better creditworthiness and lower risk for lenders

    • Some financial institutions may require a score of 720 or above for certain services

  • Answered by AI
  • Q2. How much EMI do you want to pay for the top up?
  • Ans. 

    I am comfortable paying up to 20% of my monthly income as EMI for the top up.

    • Consider your monthly income before deciding on the EMI amount

    • Ensure that the EMI amount does not exceed 20% of your monthly income

    • Factor in other financial commitments before finalizing the EMI amount

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - I am Rahul Kumar Singh working in IDFC First Bank.

I have 3 years of experience in mortgage.

Relationship Wealth Manager Interview Questions asked at other Companies

Q1. HOW DOES YOUR EXPERIENCE TRANSLATES TO BANKING
View answer (1)
Interview experience
4
Good
Difficulty level
Hard
Process Duration
2-4 weeks
Result
Not Selected

I applied via Recruitment Consulltant and was interviewed in Sep 2024. There were 4 interview rounds.

Round 1 - Technical 

(1 Question)

  • Q1. Basic Java and react question
Round 2 - Technical 

(1 Question)

  • Q1. Little technical and project oriented question
Round 3 - Coding Test 

Basic hacker rank problem

Round 4 - CTO round 

(1 Question)

  • Q1. Asked few questions on react and java

Senior Software Engineer Interview Questions asked at other Companies

Q1. K Largest Elements Problem Statement You are given an integer k and an array of integers that contain numbers in random order. Write a program to find the k largest numbers from the given array. You need to save them in an array and return ... read more
View answer (1)
Interview experience
4
Good
Difficulty level
Easy
Process Duration
2-4 weeks
Result
Selected Selected
Round 1 - One-on-one 

(2 Questions)

  • Q1. About previous project
  • Q2. Python code and some sql quries

Business Analyst Interview Questions asked at other Companies

Q1. You have 10 boxes of balls (each ball weighing exactly10 gm) with one box with defective balls (each one of the defective balls weigh 9 gm). You are given an electronic weighing machine and only one chance at it. How will you find out which... read more
View answer (9)
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IDFC FIRST Bank Interview FAQs

How many rounds are there in IDFC FIRST Bank interview?
IDFC FIRST Bank interview process usually has 2-3 rounds. The most common rounds in the IDFC FIRST Bank interview process are One-on-one Round, Resume Shortlist and HR.
How to prepare for IDFC FIRST Bank interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at IDFC FIRST Bank. The most common topics and skills that interviewers at IDFC FIRST Bank expect are Retail Banking, Banking, Management, Sales and Customer Service.
What are the top questions asked in IDFC FIRST Bank interview?

Some of the top questions asked at the IDFC FIRST Bank interview -

  1. How to handle Customers and how to convince Customer's...read more
  2. Difference b/w current and saving acc Why banking What is repo rate Services o...read more
  3. why 13yr legal search report is required in mortg...read more
How long is the IDFC FIRST Bank interview process?

The duration of IDFC FIRST Bank interview process can vary, but typically it takes about less than 2 weeks to complete.

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IDFC FIRST Bank Interview Process

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IDFC FIRST Bank Reviews and Ratings

based on 10.2k reviews

3.9/5

Rating in categories

3.7

Skill development

3.7

Work-life balance

3.9

Salary

3.7

Job security

3.6

Company culture

3.5

Promotions

3.6

Work satisfaction

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1-5 Yrs

₹ 2.75-4.75 LPA

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Mumbai

10-18 Yrs

₹ 18-15 LPA

Recruitment Drive - Rural - Multiple Openings - Punjab

Kharar,

Jagraon

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1-6 Yrs

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