Upload Button Icon Add office photos

IDFC FIRST Bharat

Compare button icon Compare button icon Compare

Filter interviews by

Clear (1)

IDFC FIRST Bharat Credit Manager Interview Questions and Answers

Updated 28 Feb 2025

IDFC FIRST Bharat Credit Manager Interview Experiences

1 interview found

Credit Manager Interview Questions & Answers

user image MANIKANDAN M

posted on 28 Feb 2025

Interview experience
1
Bad
Difficulty level
Hard
Process Duration
Less than 2 weeks
Result
No response

I was interviewed in Jan 2025.

Round 1 - Aptitude Test 

Based on product eise

Round 2 - One-on-one 

(2 Questions)

  • Q1. Based on process
  • Q2. Testing of communication
  • Ans. 

    Effective communication is crucial for a Credit Manager to build relationships and manage credit risk efficiently.

    • Clear communication of credit policies to clients ensures understanding and compliance.

    • Regular follow-ups with clients can help in timely payments; for example, sending reminders before due dates.

    • Active listening during discussions can uncover client concerns, allowing for tailored credit solutions.

    • Using da...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Not recommended on this

Interview questions from similar companies

I applied via Campus Placement and was interviewed before Jul 2020. There were 3 interview rounds.

Interview Questionnaire 

1 Question

  • Q1. Psychometric test and sales questions

Interview Preparation Tips

Interview preparation tips for other job seekers - Prepare yourself for sales questions as it is pure sales job

I applied via Naukri.com and was interviewed before Mar 2021. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all Resume tips
Round 2 - HR 

(6 Questions)

  • Q1. What are your salary expectations?
  • Q2. Share details of your previous job.
  • Q3. What is your family background?
  • Q4. What are your strengths and weaknesses?
  • Q5. Where do you see yourself in 5 years?
  • Q6. Tell me about yourself.
Round 3 - Technical 

(1 Question)

  • Q1. About my profile related to work

Interview Preparation Tips

Interview preparation tips for other job seekers - Go with confidence and you have to knowledge about your product

I applied via Referral and was interviewed before Jun 2021. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all Resume tips
Round 2 - Group Discussion 

Higher level person took an interview

Round 3 - HR 

(1 Question)

  • Q1. Asking for my past jobs

Interview Preparation Tips

Interview preparation tips for other job seekers - All the best for interview and your future

I applied via Company Website and was interviewed in Mar 2021. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. About my job profile I worked with and relevant details

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident, no need to panic

I applied via Campus Placement and was interviewed before Jun 2021. There were 5 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all Resume tips
Round 2 - Aptitude Test 

Basic topics

Round 3 - Group Discussion 

Current affairs

Round 4 - Technical 

(1 Question)

  • Q1. About bank and products
Round 5 - HR 

(1 Question)

  • Q1. Salary ctc work ex details

Interview Preparation Tips

Interview preparation tips for other job seekers - simple and easy to crack but later politics is high management inclined towards female employees so i resigned recently

I applied via Campus Placement and was interviewed before Apr 2021. There was 1 interview round.

Round 1 - Personality Assessment 

(1 Question)

  • Q1. Situational questions were asked and about my self
  • Ans. Anybody who is spontaneous can crack this interview very easily. Little preparation required
  • Answered Anonymously

Interview Preparation Tips

Topics to prepare for ICICI Bank Deputy Manager interview:
  • Aptitude
  • Case Studies
  • Pitching
  • Negotiation
  • Busness acumen
Interview preparation tips for other job seekers - Be cool and be spontaneous you can crack interview. No rocket science

I applied via Newspaper Ad and was interviewed before Jan 2021. There were 4 interview rounds.

Round 1 - Group Discussion 
Pro Tip by AmbitionBox:
Don’t treat group discussions as an argument. Group discussion is about reaching a meaningful conclusion.
View all GD tips
Round 2 - Coding Test 
Round 3 - Aptitude Test 
Round 4 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all Resume tips

Interview Preparation Tips

Interview preparation tips for other job seekers - Nasysvshisbsgaisnsbshshsbshshsbshs

I applied via Campus Placement and was interviewed before Mar 2020. There was 1 interview round.

Interview Questionnaire 

2 Questions

  • Q1. Credit management
  • Q2. What is credit management
  • Ans. 

    Credit management involves managing the credit given to customers to ensure timely payment and minimize bad debt losses.

    • It involves setting credit policies and procedures

    • Evaluating the creditworthiness of customers

    • Establishing credit limits and terms

    • Monitoring and collecting payments

    • Minimizing bad debt losses through effective credit control

    • Examples include credit card companies, banks, and businesses extending credit

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Please dont choose this organisation. This is an organisation which will degrade the profession as a CA

I applied via Campus Placement and was interviewed before Jul 2020. There were 4 interview rounds.

Interview Questionnaire 

3 Questions

  • Q1. Full form of ICICI bank
  • Ans. 

    ICICI Bank stands for Industrial Credit and Investment Corporation of India Bank.

    • ICICI Bank is one of the largest private sector banks in India.

    • It was founded in 1994 and is headquartered in Mumbai.

    • ICICI Bank offers a wide range of banking and financial services to its customers.

    • The bank operates through a network of branches and ATMs across the country.

    • ICICI Bank is known for its innovative products and digital bankin...

  • Answered by AI
  • Q2. Share price of ICICI bank
  • Ans. 

    As of [date], the share price of ICICI bank is [price].

    • ICICI bank is listed on both the Bombay Stock Exchange and the National Stock Exchange of India.

    • The share price can fluctuate based on various factors such as market conditions, company performance, and economic indicators.

    • As of [date], the share price of ICICI bank was [price].

  • Answered by AI
  • Q3. Compare between iphone and OnePlus and convince to buy OnePlus against iphone
  • Ans. 

    OnePlus offers better value for money compared to iPhone.

    • OnePlus devices have similar or better specs than iPhones at a lower price point.

    • OnePlus devices have a longer battery life compared to iPhones.

    • OnePlus devices have a faster charging time compared to iPhones.

    • OnePlus devices have a larger screen-to-body ratio compared to iPhones.

    • OnePlus devices have a higher refresh rate display compared to iPhones.

    • OnePlus devices...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - If you have experience than you don't need to ans all those questions which I have been asked
I was an fresher so this questions were asked to me, but I was fresher for job not for market I was working in marketing since 8 years. Operating my own part time business so even my CV attracted the interview pannel attention. So I was been asked questions regarding sales expansion.
Contribute & help others!
anonymous
You can choose to be anonymous

IDFC FIRST Bharat Interview FAQs

How many rounds are there in IDFC FIRST Bharat Credit Manager interview?
IDFC FIRST Bharat interview process usually has 2 rounds. The most common rounds in the IDFC FIRST Bharat interview process are Aptitude Test and One-on-one Round.
How to prepare for IDFC FIRST Bharat Credit Manager interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at IDFC FIRST Bharat . The most common topics and skills that interviewers at IDFC FIRST Bharat expect are Underwriting, Management, Sales, Supervision and Front End.
What are the top questions asked in IDFC FIRST Bharat Credit Manager interview?

Some of the top questions asked at the IDFC FIRST Bharat Credit Manager interview -

  1. Testing of communicat...read more
  2. Based on proc...read more

Recently Viewed

DESIGNATION

JOBS

Airtel Payments Bank

No Jobs

JOBS

Motilal Oswal Financial Services

No Jobs

INTERVIEWS

Ojasvin Group

No Interviews

JOBS

Airtel Payments Bank

No Jobs

DESIGNATION

DESIGNATION

JOBS

Airtel Payments Bank

No Jobs

JOBS

Airtel Payments Bank

No Jobs

DESIGNATION

Tell us how to improve this page.

IDFC FIRST Bharat Credit Manager Interview Process

based on 2 interviews

Interview experience

3
  
Average
View more
IDFC FIRST Bharat Credit Manager Salary
based on 68 salaries
₹3.5 L/yr - ₹8.3 L/yr
35% less than the average Credit Manager Salary in India
View more details

IDFC FIRST Bharat Credit Manager Reviews and Ratings

based on 20 reviews

4.5/5

Rating in categories

4.4

Skill development

4.3

Work-life balance

4.4

Salary

4.5

Job security

4.3

Company culture

4.2

Promotions

4.3

Work satisfaction

Explore 20 Reviews and Ratings
Sales Officer
260 salaries
unlock blur

₹0 L/yr - ₹0 L/yr

Branch Credit Manager
258 salaries
unlock blur

₹0 L/yr - ₹0 L/yr

Assistant Manager
207 salaries
unlock blur

₹0 L/yr - ₹0 L/yr

Relationship Manager
159 salaries
unlock blur

₹0 L/yr - ₹0 L/yr

Brach Operation Manager
152 salaries
unlock blur

₹0 L/yr - ₹0 L/yr

Explore more salaries
Compare IDFC FIRST Bharat with

Bajaj Finance

4.0
Compare

HDFC Bank

3.9
Compare

ICICI Bank

4.0
Compare

Kotak Mahindra Bank

3.8
Compare
Did you find this page helpful?
Yes No
write
Share an Interview