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based on 6.7k Reviews

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Muthoot Fincorp Branch Credit Manager Interview Questions and Answers

Updated 23 Dec 2024

Muthoot Fincorp Branch Credit Manager Interview Experiences

7 interviews found

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed in Jun 2024. There were 2 interview rounds.

Round 1 - One-on-one 

(2 Questions)

  • Q1. Self introduction and previous experience details
  • Q2. Salary details and expectations in from employer
Round 2 - HR 

(1 Question)

  • Q1. Salary discussion

Interview Preparation Tips

Interview preparation tips for other job seekers - Be positive and stay very strong, don't afraid, be cool when you're going to face interview
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - HR 

(3 Questions)

  • Q1. Branch credit manager muthoot finance work process
  • Q2. Credit policy analysis
  • Q3. Team management

Branch Credit Manager Interview Questions Asked at Other Companies

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Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Approached by Company and was interviewed before Dec 2023. There was 1 interview round.

Round 1 - One-on-one 

(2 Questions)

  • Q1. Based on previous experience questions and subject knowledge questions
  • Q2. Family background questions

Branch Credit Manager Interview Questions & Answers

user image Bharatesh Sultannavar

posted on 7 Nov 2024

Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - HR 

(2 Questions)

  • Q1. About experience
  • Q2. About process in deep

Interview Preparation Tips

Interview preparation tips for other job seekers - Good place to work

Muthoot Fincorp interview questions for designations

 Credit Manager

 (2)

 Senior Manager Credit

 (1)

 Credit Officer

 (6)

 Branch Manager

 (73)

 Senior Branch Credit Manager

 (1)

 Senior Branch Manager

 (15)

 Deputy Branch Manager

 (4)

 Chief Branch Manager

 (2)

Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I was interviewed before Dec 2023.

Round 1 - HR 

(1 Question)

  • Q1. What is last CTC
  • Ans. 

    My last CTC was $60,000 per annum.

    • My last CTC was $60,000 per annum

    • I received a salary of $5,000 per month in my previous job

    • My last CTC included a bonus component of $10,000

  • Answered by AI
Round 2 - HR 

(1 Question)

  • Q1. How much you are expecting salary
  • Ans. 

    I am expecting a competitive salary based on my experience, skills, and the responsibilities of the role.

    • I am looking for a salary that is in line with industry standards for a Branch Credit Manager position.

    • I have researched the average salary range for similar roles in the region.

    • I am open to negotiation based on the overall compensation package offered by the company.

    • I am more focused on finding the right opportunit...

  • Answered by AI
Interview experience
1
Bad
Difficulty level
Moderate
Process Duration
2-4 weeks
Result
No response

I applied via Referral and was interviewed before Apr 2023. There was 1 interview round.

Round 1 - One-on-one 

(4 Questions)

  • Q1. Legal and technical knowledge,
  • Q2. What is title flow
  • Ans. 

    Title flow refers to the process of changing the title of a vehicle from one owner to another.

    • Title flow involves transferring ownership of a vehicle from one party to another

    • It typically includes completing paperwork, paying fees, and obtaining a new title in the new owner's name

    • Examples of title flow include selling a car and transferring the title to the new owner, or inheriting a vehicle and updating the title acco

  • Answered by AI
  • Q3. Most important part of technical report
  • Ans. 

    The most important part of a technical report is the executive summary.

    • Provides a concise overview of the report's key findings and recommendations

    • Helps busy stakeholders quickly understand the main points without reading the entire report

    • Should be written last after the rest of the report is completed

  • Answered by AI
  • Q4. Pre and post legal documents

Interview Preparation Tips

Topics to prepare for Muthoot Fincorp Branch Credit Manager interview:
  • Sales Support
Interview preparation tips for other job seekers - Sale oriented company not future in credit in Muthoot.loss of knowledge and work through under pressure policy vilance.

Branch Credit Manager Jobs at Muthoot Fincorp

View all
Interview experience
5
Excellent
Difficulty level
-
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed before Nov 2023. There was 1 interview round.

Round 1 - One-on-one 

(2 Questions)

  • Q1. Regarding LAP product
  • Q2. Regarding work expeience

Interview questions from similar companies

Interview experience
4
Good
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected
Round 1 - Aptitude Test 

Basic maths and common science exam

Round 2 - interview 

(2 Questions)

  • Q1. Inroduce urself
  • Q2. What is loan procurement
  • Ans. 

    Loan procurement is the process of obtaining a loan from a financial institution or lender.

    • Involves submitting an application for a loan

    • Includes providing necessary documentation such as income verification and credit history

    • May require meeting certain eligibility criteria set by the lender

    • Can involve negotiating loan terms and interest rates

    • Examples: applying for a mortgage, car loan, or personal loan

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - be ur best
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed before Nov 2023. There was 1 interview round.

Round 1 - One-on-one 

(2 Questions)

  • Q1. Income assessment done by me ?
  • Ans. 

    Income assessment is a crucial part of my role as a Branch Credit Manager.

    • I assess income through pay stubs, tax returns, bank statements, and employment verification.

    • I analyze the consistency and stability of income to determine creditworthiness.

    • I consider sources of income, such as salary, bonuses, commissions, and rental income.

    • I calculate debt-to-income ratios to assess the borrower's ability to repay loans.

    • I may a...

  • Answered by AI
  • Q2. How to do income assessment of Vada Pav Vendor ?
  • Ans. 

    Assessing income of a Vada Pav vendor involves evaluating daily sales, expenses, location, customer base, and competition.

    • Calculate average daily sales by observing customer traffic and pricing.

    • Consider expenses such as ingredients, rent, utilities, and labor costs.

    • Evaluate the location's foot traffic and potential for growth.

    • Assess the vendor's customer base and loyalty.

    • Analyze competition in the area and pricing stra...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Nice Interview got selected.
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed in May 2024. There was 1 interview round.

Round 1 - Case Study 

Simple case study of maths apptitude percentage etc

Interview Preparation Tips

Interview preparation tips for other job seekers - All were good supportive team.

Muthoot Fincorp Interview FAQs

How many rounds are there in Muthoot Fincorp Branch Credit Manager interview?
Muthoot Fincorp interview process usually has 1-2 rounds. The most common rounds in the Muthoot Fincorp interview process are HR and One-on-one Round.
How to prepare for Muthoot Fincorp Branch Credit Manager interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at Muthoot Fincorp. The most common topics and skills that interviewers at Muthoot Fincorp expect are Credit Assessment, Credit Appraisal, Credit Underwriting, Dentistry and Business Loan.
What are the top questions asked in Muthoot Fincorp Branch Credit Manager interview?

Some of the top questions asked at the Muthoot Fincorp Branch Credit Manager interview -

  1. Most important part of technical rep...read more
  2. What is title f...read more
  3. What is last ...read more

Tell us how to improve this page.

Muthoot Fincorp Branch Credit Manager Interview Process

based on 7 interviews in last 1 year

1 Interview rounds

  • One-on-one Round
View more

People are getting interviews through

based on 4 Muthoot Fincorp interviews
Referral
75%
25% candidates got the interview through other sources.
Moderate Confidence
?
Moderate Confidence means the data is based on a sufficient number of responses received from the candidates
Muthoot Fincorp Branch Credit Manager Salary
based on 50 salaries
₹2.7 L/yr - ₹7 L/yr
8% less than the average Branch Credit Manager Salary in India
View more details

Muthoot Fincorp Branch Credit Manager Reviews and Ratings

based on 54 reviews

4.4/5

Rating in categories

4.3

Skill development

4.1

Work-Life balance

4.2

Salary & Benefits

4.4

Job Security

4.3

Company culture

4.1

Promotions/Appraisal

4.2

Work Satisfaction

Explore 54 Reviews and Ratings
Branch Credit Manager

Bangalore / Bengaluru

5-8 Yrs

₹ 3.5-5.5 LPA

Branch Credit Manager

Metpalle,

Vikarabad

3-8 Yrs

₹ 3-5 LPA

Branch Credit Manager

Medchal,

Vikarabad

3-8 Yrs

₹ 3-5 LPA

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