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Aavas Financiers Branch Credit Manager Interview Questions and Answers

Updated 20 Nov 2024

Aavas Financiers Branch Credit Manager Interview Experiences

2 interviews found

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed before Nov 2023. There was 1 interview round.

Round 1 - One-on-one 

(2 Questions)

  • Q1. Income assessment done by me ?
  • Ans. 

    Income assessment is a crucial part of my role as a Branch Credit Manager.

    • I assess income through pay stubs, tax returns, bank statements, and employment verification.

    • I analyze the consistency and stability of income to determine creditworthiness.

    • I consider sources of income, such as salary, bonuses, commissions, and rental income.

    • I calculate debt-to-income ratios to assess the borrower's ability to repay loans.

    • I may a...

  • Answered by AI
  • Q2. How to do income assessment of Vada Pav Vendor ?
  • Ans. 

    Assessing income of a Vada Pav vendor involves evaluating daily sales, expenses, location, customer base, and competition.

    • Calculate average daily sales by observing customer traffic and pricing.

    • Consider expenses such as ingredients, rent, utilities, and labor costs.

    • Evaluate the location's foot traffic and potential for growth.

    • Assess the vendor's customer base and loyalty.

    • Analyze competition in the area and pricing stra...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Nice Interview got selected.
Interview experience
4
Good
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed in Aug 2022. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all Resume tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. All credit common questions
  • Q2. My self, Experience, About ur profile, physical PD, CAM preparation and disbursement process. Salary expectations Why leave current job.

Interview Preparation Tips

Interview preparation tips for other job seekers - Pls go through credit policies.
U can do it.
Best wishes.

Branch Credit Manager Interview Questions Asked at Other Companies

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Q4. What kind of product to handle?
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Interview questions from similar companies

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed before Oct 2022. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all Resume tips
Round 2 - Group Discussion 

Specific knowledge about department

Round 3 - HR 

(2 Questions)

  • Q1. Salary and other questions
  • Q2. How much salar you expecting

Interview Preparation Tips

Interview preparation tips for other job seekers - You have to know atleast basic knowledge of field or department your are applied for
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed in Jun 2024. There were 2 interview rounds.

Round 1 - One-on-one 

(2 Questions)

  • Q1. Self introduction and previous experience details
  • Q2. Salary details and expectations in from employer
Round 2 - HR 

(1 Question)

  • Q1. Salary discussion

Interview Preparation Tips

Interview preparation tips for other job seekers - Be positive and stay very strong, don't afraid, be cool when you're going to face interview
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - HR 

(3 Questions)

  • Q1. Branch credit manager muthoot finance work process
  • Q2. Credit policy analysis
  • Q3. Team management
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - HR 

(2 Questions)

  • Q1. About experience
  • Q2. About process in deep

Interview Preparation Tips

Interview preparation tips for other job seekers - Good place to work
Interview experience
5
Excellent
Difficulty level
-
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed before Nov 2023. There was 1 interview round.

Round 1 - One-on-one 

(2 Questions)

  • Q1. Regarding LAP product
  • Q2. Regarding work expeience
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I was interviewed before Dec 2023.

Round 1 - HR 

(1 Question)

  • Q1. What is last CTC
  • Ans. 

    My last CTC was $60,000 per annum.

    • My last CTC was $60,000 per annum

    • I received a salary of $5,000 per month in my previous job

    • My last CTC included a bonus component of $10,000

  • Answered by AI
Round 2 - HR 

(1 Question)

  • Q1. How much you are expecting salary
  • Ans. 

    I am expecting a competitive salary based on my experience, skills, and the responsibilities of the role.

    • I am looking for a salary that is in line with industry standards for a Branch Credit Manager position.

    • I have researched the average salary range for similar roles in the region.

    • I am open to negotiation based on the overall compensation package offered by the company.

    • I am more focused on finding the right opportunit...

  • Answered by AI
Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - HR 

(2 Questions)

  • Q1. What kind of process you will do in Previous working sector
  • Q2. Why skip the Previous organisation
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Approached by Company and was interviewed before Dec 2023. There was 1 interview round.

Round 1 - One-on-one 

(2 Questions)

  • Q1. Based on previous experience questions and subject knowledge questions
  • Q2. Family background questions
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Aavas Financiers Interview FAQs

How many rounds are there in Aavas Financiers Branch Credit Manager interview?
Aavas Financiers interview process usually has 1-2 rounds. The most common rounds in the Aavas Financiers interview process are One-on-one Round and Resume Shortlist.
How to prepare for Aavas Financiers Branch Credit Manager interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at Aavas Financiers . The most common topics and skills that interviewers at Aavas Financiers expect are Credit Appraisal, Home Loans, Credit Underwriting, Underwriting and Credit Processing.
What are the top questions asked in Aavas Financiers Branch Credit Manager interview?

Some of the top questions asked at the Aavas Financiers Branch Credit Manager interview -

  1. How to do income assessment of Vada Pav Vendo...read more
  2. Income assessment done by m...read more
  3. All credit common questi...read more

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Aavas Financiers Branch Credit Manager Interview Process

based on 2 interviews

Interview experience

4.5
  
Good
View more
Aavas Financiers Branch Credit Manager Salary
based on 87 salaries
₹3.5 L/yr - ₹7.9 L/yr
12% more than the average Branch Credit Manager Salary in India
View more details

Aavas Financiers Branch Credit Manager Reviews and Ratings

based on 18 reviews

3.7/5

Rating in categories

3.7

Skill development

2.7

Work-life balance

3.5

Salary

3.5

Job security

3.2

Company culture

3.3

Promotions

3.2

Work satisfaction

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