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Aavas Financiers Branch Credit Manager Interview Questions and Answers

Updated 20 Nov 2024

Aavas Financiers Branch Credit Manager Interview Experiences

2 interviews found

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed before Nov 2023. There was 1 interview round.

Round 1 - One-on-one 

(2 Questions)

  • Q1. Income assessment done by me ?
  • Ans. 

    Income assessment is a crucial part of my role as a Branch Credit Manager.

    • I assess income through pay stubs, tax returns, bank statements, and employment verification.

    • I analyze the consistency and stability of income to determine creditworthiness.

    • I consider sources of income, such as salary, bonuses, commissions, and rental income.

    • I calculate debt-to-income ratios to assess the borrower's ability to repay loans.

    • I may a...

  • Answered by AI
  • Q2. How to do income assessment of Vada Pav Vendor ?
  • Ans. 

    Assessing income of a Vada Pav vendor involves evaluating daily sales, expenses, location, customer base, and competition.

    • Calculate average daily sales by observing customer traffic and pricing.

    • Consider expenses such as ingredients, rent, utilities, and labor costs.

    • Evaluate the location's foot traffic and potential for growth.

    • Assess the vendor's customer base and loyalty.

    • Analyze competition in the area and pricing stra...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Nice Interview got selected.
Interview experience
4
Good
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed in Aug 2022. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. All credit common questions
  • Q2. My self, Experience, About ur profile, physical PD, CAM preparation and disbursement process. Salary expectations Why leave current job.

Interview Preparation Tips

Interview preparation tips for other job seekers - Pls go through credit policies.
U can do it.
Best wishes.

Branch Credit Manager Interview Questions Asked at Other Companies

Q1. why 13yr legal search report is required in mortgage
Q2. What is underwriting and what you have to do for getting good cus ... read more
Q3. what is a difference between lease hold property and free hold pr ... read more
Q4. What kind of product to handle?
asked in ICICI Bank
Q5. What will you check in tax audit report when someone applies for ... read more

Interview questions from similar companies

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
2-4 weeks
Result
Selected Selected

I applied via Referral and was interviewed in Jan 2024. There was 1 interview round.

Round 1 - Technical 

(1 Question)

  • Q1. Basic about Profile work

Interview Preparation Tips

Interview preparation tips for other job seekers - Logical question only on basic credit profile
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
Selected Selected
Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(1 Question)

  • Q1. About credit Annalise and underwrite
Round 3 - HR 

(1 Question)

  • Q1. About my current salary and offered salary and experience
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Company Website

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Group Discussion 

Focus on financial management topic

Round 3 - Case Study 

In which our knowledge put as per situation

Round 4 - HR 

(1 Question)

  • Q1. Previous year skills and salary
  • Ans. 

    The candidate should discuss their skills and salary from the previous year.

    • Discuss the relevant skills acquired in the previous year.

    • Mention any certifications or training completed.

    • Highlight achievements or projects completed.

    • Discuss the salary range from the previous year.

    • Explain any salary increments or bonuses received.

  • Answered by AI
Round 5 - One-on-one 

(2 Questions)

  • Q1. Skills and knowledge of product
  • Q2. Grip on work and product also team handles

Interview Preparation Tips

Interview preparation tips for other job seekers - If you have freshers plz knowledge of financial line and system
Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. Only business related
  • Q2. Credit Related questions

Interview Preparation Tips

Interview preparation tips for other job seekers - Good
Interview experience
4
Good
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Approached by Company and was interviewed before Dec 2022. There were 4 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. Asked about past experience
  • Q2. Post related questions and Knowledge
Round 3 - One-on-one 

(1 Question)

  • Q1. Knowledge test about product and Cibil
Round 4 - HR 

(1 Question)

  • Q1. Salary Negotiation
Interview experience
5
Excellent
Difficulty level
-
Process Duration
More than 8 weeks
Result
-

I applied via Recruitment Consulltant

Round 1 - One-on-one 

(2 Questions)

  • Q1. What is this CIBIL in customer
  • Ans. 

    CIBIL is a credit information company that collects and maintains records of individuals' credit behavior.

    • CIBIL stands for Credit Information Bureau (India) Limited.

    • It provides credit scores and reports to lenders to help them assess the creditworthiness of potential borrowers.

    • CIBIL scores range from 300 to 900, with higher scores indicating better creditworthiness.

    • Lenders use CIBIL reports to make informed decisions o...

  • Answered by AI
  • Q2. What is this pramiry kyc and customer
  • Ans. 

    Primary KYC (Know Your Customer) is the initial process of verifying the identity of a customer before providing financial services.

    • Primary KYC involves collecting basic information such as name, address, date of birth, and identification documents.

    • It is a mandatory process for financial institutions to prevent money laundering and fraud.

    • Customer due diligence is also conducted during primary KYC to assess the risk ass...

  • Answered by AI
Interview experience
4
Good
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected
Round 1 - Aptitude Test 

Basic maths and common science exam

Round 2 - interview 

(2 Questions)

  • Q1. Inroduce urself
  • Q2. What is loan procurement
  • Ans. 

    Loan procurement is the process of obtaining a loan from a financial institution or lender.

    • Involves submitting an application for a loan

    • Includes providing necessary documentation such as income verification and credit history

    • May require meeting certain eligibility criteria set by the lender

    • Can involve negotiating loan terms and interest rates

    • Examples: applying for a mortgage, car loan, or personal loan

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - be ur best
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - HR 

(2 Questions)

  • Q1. About experience
  • Q2. About process in deep

Interview Preparation Tips

Interview preparation tips for other job seekers - Good place to work

Aavas Financiers Interview FAQs

How many rounds are there in Aavas Financiers Branch Credit Manager interview?
Aavas Financiers interview process usually has 1-2 rounds. The most common rounds in the Aavas Financiers interview process are One-on-one Round and Resume Shortlist.
How to prepare for Aavas Financiers Branch Credit Manager interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at Aavas Financiers . The most common topics and skills that interviewers at Aavas Financiers expect are Credit Appraisal, Home Loans, Credit Underwriting, Underwriting and Credit Processing.
What are the top questions asked in Aavas Financiers Branch Credit Manager interview?

Some of the top questions asked at the Aavas Financiers Branch Credit Manager interview -

  1. How to do income assessment of Vada Pav Vendo...read more
  2. Income assessment done by m...read more
  3. All credit common questi...read more

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Aavas Financiers Branch Credit Manager Interview Process

based on 2 interviews

Interview experience

4.5
  
Good
View more
Aavas Financiers Branch Credit Manager Salary
based on 74 salaries
₹3.5 L/yr - ₹7.8 L/yr
5% more than the average Branch Credit Manager Salary in India
View more details

Aavas Financiers Branch Credit Manager Reviews and Ratings

based on 18 reviews

3.7/5

Rating in categories

3.6

Skill development

2.6

Work-life balance

3.5

Salary

3.5

Job security

3.2

Company culture

3.3

Promotions

3.2

Work satisfaction

Explore 18 Reviews and Ratings
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