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Aavas Financiers
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Aavas Financiers Branch Credit Manager Interview Questions and Answers
Aavas Financiers Branch Credit Manager Interview Experiences
2 interviews found
Selected
I applied via Referral and was interviewed before Nov 2023. There was 1 interview round.
(2 Questions)
- Q1. Income assessment done by me ?
- Ans.
Income assessment is a crucial part of my role as a Branch Credit Manager.
I assess income through pay stubs, tax returns, bank statements, and employment verification.
I analyze the consistency and stability of income to determine creditworthiness.
I consider sources of income, such as salary, bonuses, commissions, and rental income.
I calculate debt-to-income ratios to assess the borrower's ability to repay loans.
I may a...
- Q2. How to do income assessment of Vada Pav Vendor ?
- Ans.
Assessing income of a Vada Pav vendor involves evaluating daily sales, expenses, location, customer base, and competition.
Calculate average daily sales by observing customer traffic and pricing.
Consider expenses such as ingredients, rent, utilities, and labor costs.
Evaluate the location's foot traffic and potential for growth.
Assess the vendor's customer base and loyalty.
Analyze competition in the area and pricing stra...
Interview Preparation Tips
Selected
I applied via Naukri.com and was interviewed in Aug 2022. There were 2 interview rounds.
(2 Questions)
- Q1. All credit common questions
- Q2. My self, Experience, About ur profile, physical PD, CAM preparation and disbursement process. Salary expectations Why leave current job.
Interview Preparation Tips
U can do it.
Best wishes.
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Interview questions from similar companies
Selected
I applied via Referral and was interviewed in Jun 2024. There were 2 interview rounds.
(2 Questions)
- Q1. Self introduction and previous experience details
- Q2. Salary details and expectations in from employer
(1 Question)
- Q1. Salary discussion
Interview Preparation Tips
Branch Credit Manager Interview Questions & Answers
Bharat Financial Inclusion
Anonymous
posted on 5 Feb 2025
Selected
(3 Questions)
- Q1. Tell me about yourself.
- Q2. What motivates you to want to join BFIL?
- Q3. Basic questions about previous employers and reasons of leaving previous job.
Interview Preparation Tips
Selected
Basic maths and common science exam
(2 Questions)
- Q1. Inroduce urself
- Q2. What is loan procurement
- Ans.
Loan procurement is the process of obtaining a loan from a financial institution or lender.
Involves submitting an application for a loan
Includes providing necessary documentation such as income verification and credit history
May require meeting certain eligibility criteria set by the lender
Can involve negotiating loan terms and interest rates
Examples: applying for a mortgage, car loan, or personal loan
Interview Preparation Tips
Branch Credit Manager Interview Questions & Answers
Capri Global Capital
Anonymous
posted on 1 Jun 2024
Selected
I applied via Referral and was interviewed in May 2024. There was 1 interview round.
Simple case study of maths apptitude percentage etc
Interview Preparation Tips
Branch Credit Manager Interview Questions & Answers
Mahindra Rural Housing Finance
Anonymous
posted on 18 Jan 2025
Selected
I applied via Referral and was interviewed before Jan 2024. There were 3 interview rounds.
(4 Questions)
- Q1. Basic details of personals
- Q2. Details about existing company and product discussion
- Q3. Basic details about products
- Q4. Basic synergy within team
The company administers an aptitude and psychometric test.
(1 Question)
- Q1. Salary discussion and again basic details
I applied via Naukri.com and was interviewed before Jan 2021. There were 2 interview rounds.
(3 Questions)
- Q1. What are your salary expectations?
- Ans.
I am open to discussing salary based on the responsibilities and requirements of the position.
I believe that compensation should be fair and competitive within the industry.
I am more interested in the overall package, including benefits and growth opportunities.
I am open to negotiation and would like to learn more about the company's compensation structure.
I am confident that my skills and experience justify a competit...
- Q2. What is your family background?
- Ans.
I come from a diverse family background with a mix of cultures and professions.
My father is a doctor and my mother is a lawyer, so I have been exposed to both the medical and legal fields.
My grandparents were immigrants from different countries, which has given me a multicultural perspective.
Growing up, I had siblings who pursued careers in engineering and arts, providing a wide range of interests within my family.
- Q3. Share details of your previous job.
- Ans.
I worked as a Credit Manager at XYZ Bank for 3 years.
Managed a team of 10 credit analysts and oversaw the credit approval process.
Analyzed financial statements and credit reports to assess the creditworthiness of borrowers.
Developed and implemented credit policies and procedures to mitigate risk.
Collaborated with sales teams to evaluate potential clients and negotiate credit terms.
Reduced delinquency rates by 15% throu...
Interview Preparation Tips
(3 Questions)
- Q1. Branch credit manager muthoot finance work process
- Q2. Credit policy analysis
- Q3. Team management
Branch Credit Manager Interview Questions & Answers
Bharat Financial Inclusion
Anonymous
posted on 10 Apr 2022
(4 Questions)
- Q1. Tell me about yourself.
- Q2. Tell me about self and education
- Q3. Details of job related questions
- Q4. About company information
Interview Preparation Tips
Aavas Financiers Interview FAQs
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Aavas Financiers Interviews By Designations
- Aavas Financiers Credit Manager Interview Questions
- Aavas Financiers Relationship Officer Interview Questions
- Aavas Financiers Branch Head Interview Questions
- Aavas Financiers Area Credit Manager Interview Questions
- Aavas Financiers Branch Manager Interview Questions
- Aavas Financiers Portfolio Manager Interview Questions
- Aavas Financiers Senior Relationship Officer Interview Questions
- Aavas Financiers Assistant Business Manager Interview Questions
- Show more
Interview Questions for Popular Designations
- Credit Manager Interview Questions
- Credit Officer Interview Questions
- Credit Analyst Interview Questions
- Credit Risk Analyst Interview Questions
- Area Credit Manager Interview Questions
- Branch Credit Officer Interview Questions
- Branch Manager Interview Questions
- Senior Credit Analyst Interview Questions
- Show more
Aavas Financiers Branch Credit Manager Interview Process
based on 2 interviews
Interview experience
Branch Credit Manager Interview Questions from Similar Companies
Aavas Financiers Branch Credit Manager Reviews and Ratings
based on 18 reviews
Rating in categories
|
Credit Manager
291
salaries
|  ₹2.5 L/yr - ₹8.5 L/yr |
|
Branch Head
278
salaries
| ₹3 L/yr - ₹11 L/yr |
|
Business Manager
231
salaries
| ₹2.5 L/yr - ₹7.8 L/yr |
|
Relationship Officer
227
salaries
| ₹1.1 L/yr - ₹3.5 L/yr |
|
Disbursement Officer
225
salaries
| ₹1.3 L/yr - ₹3 L/yr |
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