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Aavas Financiers
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I applied via Referral and was interviewed before Nov 2023. There was 1 interview round.
Income assessment is a crucial part of my role as a Branch Credit Manager.
I assess income through pay stubs, tax returns, bank statements, and employment verification.
I analyze the consistency and stability of income to determine creditworthiness.
I consider sources of income, such as salary, bonuses, commissions, and rental income.
I calculate debt-to-income ratios to assess the borrower's ability to repay loans.
I may a...
Assessing income of a Vada Pav vendor involves evaluating daily sales, expenses, location, customer base, and competition.
Calculate average daily sales by observing customer traffic and pricing.
Consider expenses such as ingredients, rent, utilities, and labor costs.
Evaluate the location's foot traffic and potential for growth.
Assess the vendor's customer base and loyalty.
Analyze competition in the area and pricing stra...
I applied via Naukri.com and was interviewed in Aug 2022. There were 2 interview rounds.
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posted on 29 Feb 2024
I applied via Referral and was interviewed in Jan 2024. There was 1 interview round.
posted on 1 Dec 2023
posted on 1 Dec 2023
I applied via Company Website
Focus on financial management topic
In which our knowledge put as per situation
The candidate should discuss their skills and salary from the previous year.
Discuss the relevant skills acquired in the previous year.
Mention any certifications or training completed.
Highlight achievements or projects completed.
Discuss the salary range from the previous year.
Explain any salary increments or bonuses received.
posted on 31 Oct 2023
posted on 5 Dec 2023
I applied via Approached by Company and was interviewed before Dec 2022. There were 4 interview rounds.
posted on 17 Aug 2023
I applied via Recruitment Consulltant
CIBIL is a credit information company that collects and maintains records of individuals' credit behavior.
CIBIL stands for Credit Information Bureau (India) Limited.
It provides credit scores and reports to lenders to help them assess the creditworthiness of potential borrowers.
CIBIL scores range from 300 to 900, with higher scores indicating better creditworthiness.
Lenders use CIBIL reports to make informed decisions o...
Primary KYC (Know Your Customer) is the initial process of verifying the identity of a customer before providing financial services.
Primary KYC involves collecting basic information such as name, address, date of birth, and identification documents.
It is a mandatory process for financial institutions to prevent money laundering and fraud.
Customer due diligence is also conducted during primary KYC to assess the risk ass...
Basic maths and common science exam
Loan procurement is the process of obtaining a loan from a financial institution or lender.
Involves submitting an application for a loan
Includes providing necessary documentation such as income verification and credit history
May require meeting certain eligibility criteria set by the lender
Can involve negotiating loan terms and interest rates
Examples: applying for a mortgage, car loan, or personal loan
posted on 7 Nov 2024
based on 2 interviews
Interview experience
based on 18 reviews
Rating in categories
Relationship Officer
351
salaries
| ₹1.1 L/yr - ₹3.6 L/yr |
Credit Manager
273
salaries
| ₹2.5 L/yr - ₹8.5 L/yr |
Branch Head
245
salaries
| ₹3 L/yr - ₹12 L/yr |
Disbursement Officer
233
salaries
| ₹1.3 L/yr - ₹3.2 L/yr |
Assistant Manager
226
salaries
| ₹2.1 L/yr - ₹7.7 L/yr |
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