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Aavas Financiers Credit Manager Interview Questions and Answers
Aavas Financiers Credit Manager Interview Experiences
6 interviews found
Selected
I applied via Referral and was interviewed in Jun 2022. There was 1 interview round.
(2 Questions)
- Q1. Say something about HL and Lap loan
- Ans.
HL stands for Home Loan and LAP stands for Loan Against Property.
HL is a type of loan specifically for purchasing a home or property.
LAP is a loan where a property is mortgaged to secure a loan for various purposes.
HL typically has lower interest rates compared to LAP.
LAP allows borrowers to leverage the value of their property for additional funds.
Both HL and LAP require thorough evaluation of the borrower's creditwor
- Q2. You know about Technical and legal process say something
Selected
I applied via Walk-in and was interviewed before Aug 2023. There was 1 interview round.
(2 Questions)
- Q1. About role of credit mqnager
- Q2. Legal knowledge
Interview Preparation Tips
Interview Questionnaire
3 Questions
- Q1. How you justify credit of customer
- Ans.
Credit of a customer can be justified by evaluating their credit history, financial stability, and repayment capacity.
Evaluate the customer's credit history, including their payment patterns, outstanding debts, and any previous defaults.
Assess the customer's financial stability by analyzing their income, assets, and liabilities.
Consider the customer's repayment capacity by reviewing their cash flow, debt-to-income rati...
- Q2. What you do when you know you given wrong loan
- Q3. Customer can't provide proper justification of his income source
Interview Questionnaire
1 Question
- Q1. Working culture in ISFC
- Ans.
ISFC has a positive and collaborative working culture that values teamwork and employee growth.
ISFC promotes a culture of transparency and open communication.
The company encourages employees to take ownership of their work and provides opportunities for professional development.
Teamwork is highly valued at ISFC, and employees are encouraged to collaborate and support each other.
The company also recognizes and rewards e...
Interview Preparation Tips
Aavas Financiers interview questions for designations
I applied via Referral and was interviewed before Aug 2021. There were 3 interview rounds.
(1 Question)
- Q1. About personal discussion with clients
(1 Question)
- Q1. Questions regarding Legal report
Interview Preparation Tips
I applied via Naukri.com and was interviewed in Dec 2020. There was 1 interview round.
Interview Questionnaire
1 Question
- Q1. They asked about prior experience, few question of Financial Analysis. About how to check credit worthiness of Customer.
Interview Preparation Tips
Credit Manager Jobs at Aavas Financiers
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Selected
I applied via Referral and was interviewed in Nov 2024. There were 2 interview rounds.
A train running at the speed of 60 km/hr crosses a pole in 9 seconds. What is the length of the train
(1 Question)
- Q1. . Can you tell me more about yourself?
Selected
I applied via Naukri.com and was interviewed in May 2024. There was 1 interview round.
(1 Question)
- Q1. Previous job roles
- Ans.
I have held various roles in credit management, including Credit Analyst, Collections Specialist, and Credit Supervisor.
Credit Analyst role involved assessing creditworthiness of customers and making recommendations for credit limits.
Collections Specialist role focused on contacting customers with overdue accounts and negotiating payment plans.
Credit Supervisor role involved overseeing a team of credit analysts and col...
Credit Manager Interview Questions & Answers
Mahindra Rural Housing Finance
Anonymous
posted on 24 Oct 2023
(6 Questions)
- Q1. Comfortable discuss his education, family and his genral knowledge, and after privious experience
- Ans. Comfortable given answer self, family and his education and current job
- Q2. If interviewer are not eligible then say go otherwise if he is comfortable then we are trying his body language and his capacity for workload
- Ans. Dress code was good formal dress with formal shoes and no any stress about work
- Q3. We want an educated underwriting and expert person for as a credit manager
- Ans. He/she answered to us is experts in underwriting with PD and income calculation
- Q4. Asking about team handling and branch handling
- Ans. Yes I am very comfortable with my team and my team also very comfort with me and we are solve any issues branch end and we are discussing in our joint group
- Q5. Any privious case discussion wherever face problems he is solve it
- Ans. Any last case disburse who can your biggest case
- Q6. Asking about our company
Interview Preparation Tips
Selected
I applied via Naukri.com and was interviewed in Feb 2024. There was 1 interview round.
(2 Questions)
- Q1. What's your work profile and CTS
- Ans.
I have over 5 years of experience as a Credit Manager, specializing in risk assessment, credit analysis, and collections.
Managed credit risk by analyzing financial statements and credit reports
Developed and implemented credit policies to minimize bad debt
Negotiated payment terms with customers to ensure timely payments
Worked closely with sales team to evaluate creditworthiness of new customers
- Q2. Business Underwriting for Unsecured secured business loan and my current CTC **** and expected ****
Interview Preparation Tips
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Aavas Financiers Interviews By Designations
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Aavas Financiers Credit Manager Reviews and Ratings
based on 77 reviews
Rating in categories
Shamli,
Baghpat
+15-10 Yrs
₹ 4-5.25 LPA
|
Relationship Officer
361
salaries
|  ₹1.1 L/yr - ₹3.6 L/yr |
|
Branch Head
283
salaries
| ₹3 L/yr - ₹12 L/yr |
|
Credit Manager
265
salaries
| ₹3 L/yr - ₹8.5 L/yr |
|
Disbursement Officer
230
salaries
| ₹1.3 L/yr - ₹3.2 L/yr |
|
Assistant Manager
222
salaries
| ₹2.2 L/yr - ₹7.7 L/yr |
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