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Aavas Financiers
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Aavas Financiers Credit Manager Interview Questions and Answers
Aavas Financiers Credit Manager Interview Experiences
7 interviews found
Selected
I was interviewed before Feb 2024.
Case study on finance and marketing
(2 Questions)
- Q1. Interview about finance knowledge
- Q2. Self introduction
(2 Questions)
- Q1. Salary expectation and flexibility
- Q2. Location
Interview Preparation Tips
Selected
I applied via Referral and was interviewed in Jun 2022. There was 1 interview round.
(2 Questions)
- Q1. Say something about HL and Lap loan
- Ans.
HL stands for Home Loan and LAP stands for Loan Against Property.
HL is a type of loan specifically for purchasing a home or property.
LAP is a loan where a property is mortgaged to secure a loan for various purposes.
HL typically has lower interest rates compared to LAP.
LAP allows borrowers to leverage the value of their property for additional funds.
Both HL and LAP require thorough evaluation of the borrower's creditwor
- Q2. You know about Technical and legal process say something
Selected
I applied via Walk-in and was interviewed before Aug 2023. There was 1 interview round.
(2 Questions)
- Q1. About role of credit mqnager
- Q2. Legal knowledge
Interview Preparation Tips
Interview Questionnaire
3 Questions
- Q1. How you justify credit of customer
- Ans.
Credit of a customer can be justified by evaluating their credit history, financial stability, and repayment capacity.
Evaluate the customer's credit history, including their payment patterns, outstanding debts, and any previous defaults.
Assess the customer's financial stability by analyzing their income, assets, and liabilities.
Consider the customer's repayment capacity by reviewing their cash flow, debt-to-income rati...
- Q2. What you do when you know you given wrong loan
- Q3. Customer can't provide proper justification of his income source
Aavas Financiers interview questions for designations
Interview Questionnaire
1 Question
- Q1. Working culture in ISFC
- Ans.
ISFC has a positive and collaborative working culture that values teamwork and employee growth.
ISFC promotes a culture of transparency and open communication.
The company encourages employees to take ownership of their work and provides opportunities for professional development.
Teamwork is highly valued at ISFC, and employees are encouraged to collaborate and support each other.
The company also recognizes and rewards e...
Interview Preparation Tips
I applied via Referral and was interviewed before Aug 2021. There were 3 interview rounds.
(1 Question)
- Q1. About personal discussion with clients
(1 Question)
- Q1. Questions regarding Legal report
Interview Preparation Tips
Credit Manager Jobs at Aavas Financiers
I applied via Naukri.com and was interviewed in Dec 2020. There was 1 interview round.
Interview Questionnaire
1 Question
- Q1. They asked about prior experience, few question of Financial Analysis. About how to check credit worthiness of Customer.
Interview Preparation Tips
Top trending discussions
Interview questions from similar companies
Selected
I applied via Referral and was interviewed in Nov 2024. There were 2 interview rounds.
A train running at the speed of 60 km/hr crosses a pole in 9 seconds. What is the length of the train
(1 Question)
- Q1. . Can you tell me more about yourself?
Selected
I applied via Naukri.com and was interviewed in May 2024. There was 1 interview round.
(1 Question)
- Q1. Previous job roles
- Ans.
I have held various roles in credit management, including Credit Analyst, Collections Specialist, and Credit Supervisor.
Credit Analyst role involved assessing creditworthiness of customers and making recommendations for credit limits.
Collections Specialist role focused on contacting customers with overdue accounts and negotiating payment plans.
Credit Supervisor role involved overseeing a team of credit analysts and col...
Credit Manager Interview Questions & Answers
Mahindra Rural Housing Finance
Anonymous
posted on 24 Oct 2023
(6 Questions)
- Q1. Comfortable discuss his education, family and his genral knowledge, and after privious experience
- Ans. Comfortable given answer self, family and his education and current job
- Q2. If interviewer are not eligible then say go otherwise if he is comfortable then we are trying his body language and his capacity for workload
- Ans. Dress code was good formal dress with formal shoes and no any stress about work
- Q3. We want an educated underwriting and expert person for as a credit manager
- Ans. He/she answered to us is experts in underwriting with PD and income calculation
- Q4. Asking about team handling and branch handling
- Ans. Yes I am very comfortable with my team and my team also very comfort with me and we are solve any issues branch end and we are discussing in our joint group
- Q5. Any privious case discussion wherever face problems he is solve it
- Ans. Any last case disburse who can your biggest case
- Q6. Asking about our company
Interview Preparation Tips
Aavas Financiers Interview FAQs
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Aavas Financiers Interviews By Designations
- Aavas Financiers Credit Manager Interview Questions
- Aavas Financiers Relationship Officer Interview Questions
- Aavas Financiers Branch Head Interview Questions
- Aavas Financiers Area Credit Manager Interview Questions
- Aavas Financiers Branch Manager Interview Questions
- Aavas Financiers Portfolio Manager Interview Questions
- Aavas Financiers Senior Relationship Officer Interview Questions
- Aavas Financiers Assistant Business Manager Interview Questions
- Show more
Interview Questions for Popular Designations
- Credit Officer Interview Questions
- Branch Credit Manager Interview Questions
- Credit Analyst Interview Questions
- Credit Risk Analyst Interview Questions
- Area Credit Manager Interview Questions
- Senior Credit Analyst Interview Questions
- Credit Processing Associate Interview Questions
- Senior Manager Credit Interview Questions
- Show more
Aavas Financiers Credit Manager Interview Process
based on 4 interviews
Interview experience
Credit Manager Interview Questions from Similar Companies
Aavas Financiers Credit Manager Reviews and Ratings
based on 80 reviews
Rating in categories
|
Credit Manager
291
salaries
|  ₹2.5 L/yr - ₹8.5 L/yr |
|
Branch Head
278
salaries
| ₹3 L/yr - ₹11 L/yr |
|
Business Manager
231
salaries
| ₹2.5 L/yr - ₹7.8 L/yr |
|
Relationship Officer
227
salaries
| ₹1.1 L/yr - ₹3.5 L/yr |
|
Disbursement Officer
225
salaries
| ₹1.3 L/yr - ₹3 L/yr |
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