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Aavas Financiers Credit Manager Interview Questions and Answers

Updated 9 Feb 2025

Aavas Financiers Credit Manager Interview Experiences

7 interviews found

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I was interviewed before Feb 2024.

Round 1 - Group Discussion 

Case study on finance and marketing

Round 2 - One-on-one 

(2 Questions)

  • Q1. Interview about finance knowledge
  • Q2. Self introduction
Round 3 - HR 

(2 Questions)

  • Q1. Salary expectation and flexibility
  • Q2. Location

Interview Preparation Tips

Interview preparation tips for other job seekers - Confidence and keep motivating
Interview experience
4
Good
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed in Jun 2022. There was 1 interview round.

Round 1 - One-on-one 

(2 Questions)

  • Q1. Say something about HL and Lap loan
  • Ans. 

    HL stands for Home Loan and LAP stands for Loan Against Property.

    • HL is a type of loan specifically for purchasing a home or property.

    • LAP is a loan where a property is mortgaged to secure a loan for various purposes.

    • HL typically has lower interest rates compared to LAP.

    • LAP allows borrowers to leverage the value of their property for additional funds.

    • Both HL and LAP require thorough evaluation of the borrower's creditwor

  • Answered by AI
  • Q2. You know about Technical and legal process say something

Credit Manager Interview Questions Asked at Other Companies

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Q1. If a client comes to take a loan & he haven't got any type of ... read more
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Q2. What are the most important ratios to analyse the balance sheet a ... read more
asked in HDFC Bank
Q3. A client comes & he wants a big loan to fund his long-term pr ... read more
asked in ICICI Bank
Q4. Which clauses are important in 3CD while sanctioning loan
asked in ICICI Bank
Q5. What are the key skills of credit manager?
Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
6-8 weeks
Result
Selected Selected

I applied via Walk-in and was interviewed before Aug 2023. There was 1 interview round.

Round 1 - HR 

(2 Questions)

  • Q1. About role of credit mqnager
  • Q2. Legal knowledge

Interview Preparation Tips

Interview preparation tips for other job seekers - Good company

Interview Questionnaire 

3 Questions

  • Q1. How you justify credit of customer
  • Ans. 

    Credit of a customer can be justified by evaluating their credit history, financial stability, and repayment capacity.

    • Evaluate the customer's credit history, including their payment patterns, outstanding debts, and any previous defaults.

    • Assess the customer's financial stability by analyzing their income, assets, and liabilities.

    • Consider the customer's repayment capacity by reviewing their cash flow, debt-to-income rati...

  • Answered by AI
  • Q2. What you do when you know you given wrong loan
  • Q3. Customer can't provide proper justification of his income source

Aavas Financiers interview questions for designations

 Area Credit Manager

 (3)

 Branch Credit Manager

 (2)

 Credit Officer

 (1)

 Credit/Control Executive

 (1)

 Branch Manager

 (3)

 Relationship Manager

 (2)

 Collections Manager

 (1)

 Senior Relationship Manager

 (2)

Interview Questionnaire 

1 Question

  • Q1. Working culture in ISFC
  • Ans. 

    ISFC has a positive and collaborative working culture that values teamwork and employee growth.

    • ISFC promotes a culture of transparency and open communication.

    • The company encourages employees to take ownership of their work and provides opportunities for professional development.

    • Teamwork is highly valued at ISFC, and employees are encouraged to collaborate and support each other.

    • The company also recognizes and rewards e...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Good experience and knowledge of work

I applied via Referral and was interviewed before Aug 2021. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all Resume tips
Round 2 - One-on-one 

(1 Question)

  • Q1. About personal discussion with clients
Round 3 - One-on-one 

(1 Question)

  • Q1. Questions regarding Legal report

Interview Preparation Tips

Interview preparation tips for other job seekers - Basic knowledge of pd legal and technical report

Credit Manager Jobs at Aavas Financiers

View all

I applied via Naukri.com and was interviewed in Dec 2020. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. They asked about prior experience, few question of Financial Analysis. About how to check credit worthiness of Customer.

Interview Preparation Tips

Interview preparation tips for other job seekers - Good Interaction with Interviewer as all they asked I simple answer which I know and what I don’t know I just asked they kindly give answer to me for future prospects.

Interview questions from similar companies

I applied via Campus Placement and was interviewed before Jun 2020. There were 6 interview rounds.

Interview Questionnaire 

1 Question

  • Q1. All financial ratios

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident and have good financial knowledge

I applied via Referral and was interviewed before Sep 2020. There were 3 interview rounds.

Interview Questionnaire 

2 Questions

  • Q1. Financial analysis related questions
  • Q2. Just answer what you have learnt during the course of your studies

Interview Preparation Tips

Interview preparation tips for other job seekers - Be honest in your answers. If you dont know dont fluke

I applied via Referral and was interviewed before Nov 2020. There were 3 interview rounds.

Interview Questionnaire 

1 Question

  • Q1. Regarding previous experience with organisation. Things related to same.

Interview Preparation Tips

Interview preparation tips for other job seekers - Before hand get some idea about the job role ask you refrences. Do your homework and dont be shy for asking questions beforehand to maximise the knowlegdge.
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Aavas Financiers Interview FAQs

How many rounds are there in Aavas Financiers Credit Manager interview?
Aavas Financiers interview process usually has 2 rounds. The most common rounds in the Aavas Financiers interview process are One-on-one Round, HR and Resume Shortlist.
How to prepare for Aavas Financiers Credit Manager interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at Aavas Financiers . The most common topics and skills that interviewers at Aavas Financiers expect are Credit Underwriting, Lap, Home Loans, Credit Policy and Credit Management.
What are the top questions asked in Aavas Financiers Credit Manager interview?

Some of the top questions asked at the Aavas Financiers Credit Manager interview -

  1. How you justify credit of custo...read more
  2. Say something about HL and Lap l...read more
  3. Working culture in I...read more

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Aavas Financiers Credit Manager Interview Process

based on 4 interviews

Interview experience

4.5
  
Good
View more
Aavas Financiers Credit Manager Salary
based on 291 salaries
₹2.5 L/yr - ₹8.5 L/yr
24% less than the average Credit Manager Salary in India
View more details

Aavas Financiers Credit Manager Reviews and Ratings

based on 80 reviews

3.7/5

Rating in categories

3.8

Skill development

3.4

Work-life balance

3.4

Salary

3.8

Job security

3.3

Company culture

3.2

Promotions

3.3

Work satisfaction

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