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Aavas Financiers
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Aavas Financiers Credit Manager Interview Questions and Answers
Aavas Financiers Credit Manager Interview Experiences
7 interviews found
Anonymous
Selected
I was interviewed before Feb 2024.
Case study on finance and marketing
(2 Questions)
- Q1. Interview about finance knowledge
- Q2. Self introduction
(2 Questions)
- Q1. Salary expectation and flexibility
- Q2. Location
Interview Preparation Tips
Selected
I applied via Referral and was interviewed in Jun 2022. There was 1 interview round.
(2 Questions)
- Q1. Say something about HL and Lap loan
- Ans.
HL stands for Home Loan and LAP stands for Loan Against Property.
HL is a type of loan specifically for purchasing a home or property.
LAP is a loan where a property is mortgaged to secure a loan for various purposes.
HL typically has lower interest rates compared to LAP.
LAP allows borrowers to leverage the value of their property for additional funds.
Both HL and LAP require thorough evaluation of the borrower's creditwor
- Q2. You know about Technical and legal process say something
Selected
I applied via Walk-in and was interviewed before Aug 2023. There was 1 interview round.
(2 Questions)
- Q1. About role of credit mqnager
- Q2. Legal knowledge
Interview Preparation Tips
Interview Questionnaire
3 Questions
- Q1. How you justify credit of customer
- Ans.
Credit of a customer can be justified by evaluating their credit history, financial stability, and repayment capacity.
Evaluate the customer's credit history, including their payment patterns, outstanding debts, and any previous defaults.
Assess the customer's financial stability by analyzing their income, assets, and liabilities.
Consider the customer's repayment capacity by reviewing their cash flow, debt-to-income rati...
- Q2. What you do when you know you given wrong loan
- Q3. Customer can't provide proper justification of his income source
Aavas Financiers interview questions for designations
Interview Questionnaire
1 Question
- Q1. Working culture in ISFC
- Ans.
ISFC has a positive and collaborative working culture that values teamwork and employee growth.
ISFC promotes a culture of transparency and open communication.
The company encourages employees to take ownership of their work and provides opportunities for professional development.
Teamwork is highly valued at ISFC, and employees are encouraged to collaborate and support each other.
The company also recognizes and rewards e...
Interview Preparation Tips
I applied via Referral and was interviewed before Aug 2021. There were 3 interview rounds.
(1 Question)
- Q1. About personal discussion with clients
(1 Question)
- Q1. Questions regarding Legal report
Interview Preparation Tips
Credit Manager Jobs at Aavas Financiers
I applied via Naukri.com and was interviewed in Dec 2020. There was 1 interview round.
Interview Questionnaire
1 Question
- Q1. They asked about prior experience, few question of Financial Analysis. About how to check credit worthiness of Customer.
Interview Preparation Tips
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Interview questions from similar companies
I applied via Campus Placement and was interviewed before Jun 2020. There were 6 interview rounds.
Interview Questionnaire
1 Question
- Q1. All financial ratios
Interview Preparation Tips
I applied via Referral and was interviewed before Sep 2020. There were 3 interview rounds.
Interview Questionnaire
2 Questions
- Q1. Financial analysis related questions
- Q2. Just answer what you have learnt during the course of your studies
Interview Preparation Tips
lostpanda
I applied via Referral and was interviewed before Nov 2020. There were 3 interview rounds.
Interview Questionnaire
1 Question
- Q1. Regarding previous experience with organisation. Things related to same.
Interview Preparation Tips
Aavas Financiers Interview FAQs
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Aavas Financiers Interviews By Designations
- Aavas Financiers Relationship Officer Interview Questions
- Aavas Financiers Credit Manager Interview Questions
- Aavas Financiers Branch Head Interview Questions
- Aavas Financiers Area Credit Manager Interview Questions
- Aavas Financiers Portfolio Manager Interview Questions
- Aavas Financiers Branch Manager Interview Questions
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- Aavas Financiers Relationship Manager Interview Questions
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Interview Questions for Popular Designations
- Credit Officer Interview Questions
- Branch Credit Manager Interview Questions
- Credit Analyst Interview Questions
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Aavas Financiers Credit Manager Interview Process
based on 4 interviews
Interview experience
Credit Manager Interview Questions from Similar Companies
Aavas Financiers Credit Manager Reviews and Ratings
based on 80 reviews
Rating in categories
|
Credit Manager
291
salaries
|  ₹0 L/yr - ₹0 L/yr |
|
Branch Head
278
salaries
| ₹0 L/yr - ₹0 L/yr |
|
Business Manager
231
salaries
| ₹0 L/yr - ₹0 L/yr |
|
Relationship Officer
227
salaries
| ₹0 L/yr - ₹0 L/yr |
|
Disbursement Officer
225
salaries
| ₹0 L/yr - ₹0 L/yr |
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