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67 Aavas Financiers Jobs

Credit Manager

3-6 years

₹ 2.95 - 7.25L/yr (AmbitionBox estimate)

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This is an estimate of the average salary range for this position. It has not been reviewed by the company, and the actual salary may differ.

Jajpur, Raipur

1 vacancy

Credit Manager

Aavas Financiers

posted 26d ago

Job Role Insights

Flexible timing

Job Description

Role & responsibilities


  • Evaluation of Proposals put up for recommendation /approval as per credit policy.
  • Customer visit and discussions to assess the loan requirement.
  • Customer business and income assessment.
  • Understanding the business thoroughly for self-employed non-professional profiles.
  • Ascertaining and Validating the revenue streams and expenditure of the business.
  • Should be able to see through the potential risks of the proposal.
  • Should have ability to do due diligence without sufficient and formal documents / data.
  • Files Checking as per Credit Policy.
  • Risk Analysis related to case & Client.
  • Maintaining quality of credit information, underwriting standards and presentation.


Preferred candidate profile

  • Proven work experience in Credit underwriting of Retail Asset Banking products, services and operations (preferably in private sector, HL & LAP/SME/Mortgages)
  • Understanding of local business and micro economy
  • Keen understanding and focus on risk, controls, compliance and regulatory framework
  • Strong analytical & communication skills (written & verbal)
  • Preferably CA/ ICWA/ MBA Finance / PG - Commerce)


Interested Candidate can share their CV's on below mentioned mail ID or Whats-app Number.


Mail ID: vikram.chalpe@aavas.in

Whatsapp: 8505045707


Employment Type: Full Time, Permanent

Read full job description

Aavas Financiers Interview Questions & Tips

Prepare for Aavas Financiers Credit Manager roles with real interview advice

Top Aavas Financiers Credit Manager Interview Questions

Q1. What is sales & Marketing? And difference between sales & Marketing?
Q2. How you justify credit of customer
Q3. Hom Many time Earn Incentive???
View all 35 questions

What people at Aavas Financiers are saying

3.7
 Rating based on 80 Credit Manager reviews

Likes

I've been working as a Credit Manager at Aavas Financiers Limited since May 2023, and it's been an incredible journey so far! The company's senior leadership team provides exceptional guidance and support, fostering a culture of growth and development. Our team's collaborative spirit and open communication make problem-solving effor..Read More

  • Salary - Good
  • +6 more
Dislikes

Nothing, but company can introduce 5 day week so employee can work more efficiently and maintain social relations also

Read 80 Credit Manager reviews

Credit Manager salary at Aavas Financiers

reported by 291 employees
₹2.5 L/yr - ₹8.5 L/yr
24% less than the average Credit Manager Salary in India
View more details

What Aavas Financiers employees are saying about work life

based on 1.8k employees
51%
80%
55%
98%
Flexible timing
Monday to Saturday
Within city
Day Shift
View more insights

Aavas Financiers Benefits

Submitted by Company
Health Insurance
Cafeteria
Work From Home
Team Outings
Education Assistance
Soft Skill Training
Submitted by Employees
Health Insurance
Job Training
Soft Skill Training
Team Outings
Work From Home
Free Transport +6 more
View more benefits

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