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Mahindra Rural Housing Finance Credit Manager Interview Questions and Answers
Mahindra Rural Housing Finance Credit Manager Interview Experiences
2 interviews found
(6 Questions)
- Q1. Comfortable discuss his education, family and his genral knowledge, and after privious experience
- Ans. Comfortable given answer self, family and his education and current job
- Q2. If interviewer are not eligible then say go otherwise if he is comfortable then we are trying his body language and his capacity for workload
- Ans. Dress code was good formal dress with formal shoes and no any stress about work
- Q3. We want an educated underwriting and expert person for as a credit manager
- Ans. He/she answered to us is experts in underwriting with PD and income calculation
- Q4. Asking about team handling and branch handling
- Ans. Yes I am very comfortable with my team and my team also very comfort with me and we are solve any issues branch end and we are discussing in our joint group
- Q5. Any privious case discussion wherever face problems he is solve it
- Ans.
As a Credit Manager, I faced challenges in credit assessment and collection, which I resolved through strategic communication and analysis.
Implemented a new credit scoring system that reduced default rates by 15%.
Faced a situation where a major client was late on payments; negotiated a payment plan that worked for both parties.
Analyzed customer payment histories to identify trends, leading to proactive credit limit adj...
- Q6. Asking about our company
Interview Preparation Tips
Shivshankar Gupta
Selected
I appeared for an interview before Apr 2024, where I was asked the following questions.
- Q1. Credit underwriting related questions
- Q2. Experience vintage
Top trending discussions
Interview questions from similar companies
I applied via Walk-in and was interviewed before Apr 2021. There were 2 interview rounds.
After Joining confirmation
(1 Question)
- Q1. Normal credit norms and policy
- Ans.
Normal credit norms and policy refer to the standard guidelines followed by a company while extending credit to its customers.
Credit limit is set based on the customer's creditworthiness
Payment terms are agreed upon between the company and the customer
Late payment fees and interest rates are charged for delayed payments
Credit checks are conducted before extending credit to new customers
Credit policies are reviewed peri...
Interview Preparation Tips
I applied via Company Website and was interviewed before Dec 2020. There was 1 interview round.
Interview Questionnaire
3 Questions
- Q1. What is finance Company
- Q2. What is your work in this company
- Q3. To whom will you give loan on what terms?
Interview Preparation Tips
Interview Questionnaire
1 Question
- Q1. There are asking to me first .me & my family background, also checking my work experience stability of job ,company detail where you go for interview products knowledge most important thing your body lang...
I applied via Referral and was interviewed before Feb 2021. There were 3 interview rounds.
(2 Questions)
- Q1. Basic policy test of underwriting and brief introduction of self at starting
- Q2. Market Knowledge, altitude test, case study based discussion, financial formulae check.
(3 Questions)
- Q1. What are your salary expectations?
- Ans.
I expect a competitive salary that reflects my experience and the industry standards for a Credit Manager role.
Research industry standards: For example, the average salary for a Credit Manager in my region is around $80,000 to $100,000.
Consider my experience: With over 5 years in credit management, I believe a salary in the upper range is justified.
Include benefits: I value a comprehensive benefits package, including h...
- Q2. What is your family background?
- Q3. Share details of your previous job.
Interview Preparation Tips
No problem if reporting Manager finaalizes you.
Deputy Manager Interview Questions & Answers
Piramal Capital Housing Finance
Anonymous
posted on 25 Aug 2022
I applied via Naukri.com and was interviewed before Aug 2021. There were 3 interview rounds.
A simple discussion on a given general topic
(2 Questions)
- Q1. Tell me something about yourself?
- Q2. Explain how will you deal with a given case
Interview Preparation Tips
Selected
I applied via Recruitment Consulltant and was interviewed before Dec 2023. There were 2 interview rounds.
Who to start PD with customer.
Specific questions related to working experience.
(2 Questions)
- Q1. Salary, self, family background and benefits discussion
- Q2. Tell me about yourself
Interview Preparation Tips
Selected
(2 Questions)
- Q1. EXPLAIN ABOUT DSCR?
- Ans.
DSCR stands for Debt Service Coverage Ratio, a financial metric used to evaluate a company's ability to repay its debt.
DSCR is calculated by dividing a company's operating income by its total debt service obligations.
A DSCR of 1 or higher indicates that a company is generating enough income to cover its debt payments.
Lenders typically look for a DSCR of 1.25 or higher to consider a company financially healthy.
For examp...
- Q2. CURRENT RATIO AND QUICK RATIO?
Interview Preparation Tips
(2 Questions)
- Q1. Explain about DSCR?
- Ans.
DSCR stands for Debt Service Coverage Ratio, a financial ratio used to measure a company's ability to pay its debts.
DSCR is calculated by dividing a company's operating income by its total debt service obligations.
A DSCR of 1 or higher indicates that a company is generating enough income to cover its debt payments.
Lenders typically look for a DSCR of 1.25 or higher when considering a loan application.
For example, if a ...
- Q2. Debt Equity Ratio?
- Ans.
The Debt Equity Ratio measures a company's financial leverage by comparing its total debt to shareholders' equity.
Indicates the proportion of debt and equity used to finance a company's assets.
A ratio greater than 1 suggests more debt than equity, indicating higher financial risk.
Example: A company with $500,000 in debt and $300,000 in equity has a Debt Equity Ratio of 1.67.
Used by investors to assess the risk of inves...
Interview Preparation Tips
Skills evaluated in this interview
Mahindra Rural Housing Finance Interview FAQs
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Mahindra Rural Housing Finance Interviews By Designations
- Mahindra Rural Housing Finance Customer Manager Interview Questions
- Mahindra Rural Housing Finance Branch Manager Interview Questions
- Mahindra Rural Housing Finance Credit Officer Interview Questions
- Mahindra Rural Housing Finance Branch Credit Manager Interview Questions
- Mahindra Rural Housing Finance Territory Manager Interview Questions
- Mahindra Rural Housing Finance Area Credit Manager Interview Questions
- Mahindra Rural Housing Finance Accountant Cashier Interview Questions
- Mahindra Rural Housing Finance HR Executive Interview Questions
- Show more
Interview Questions for Popular Designations
Overall Interview Experience Rating
based on 3 interview experiences
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Credit Manager Interview Questions from Similar Companies
Mahindra Rural Housing Finance Credit Manager Reviews and Ratings
based on 34 reviews
Rating in categories
|
Branch Manager
398
salaries
|  ₹3.3 L/yr - ₹7.2 L/yr |
|
Customer Manager
327
salaries
| ₹1.6 L/yr - ₹4 L/yr |
|
Credit Officer
199
salaries
| ₹1.1 L/yr - ₹4 L/yr |
|
Territory Manager
186
salaries
| ₹3.5 L/yr - ₹13.4 L/yr |
|
Branch Credit Manager
139
salaries
| ₹2.5 L/yr - ₹8 L/yr |
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