Zonal Credit Manager Interview Questions and Answers

Accessing micro Home loans and Lap for no income proof segment requires alternative methods compared to higher ticket size loans for formal income segment.

• Accessing micro Home loans and Lap for no income proof segment may involve assessing the applicant's assets and collateral instead of income proof.

• For higher ticket size loans for formal income segment, income proof and credit history are typically the main factors considered.

• Lenders may require additional security or highe...read more

Property papers in my state include title deed, sale deed, encumbrance certificate, and property tax receipts.

• Title deed is a legal document proving ownership of the property.

• Sale deed is a document showing the transfer of ownership from seller to buyer.

• Encumbrance certificate verifies that the property is free from any legal dues or liabilities.

• Property tax receipts show that all taxes related to the property are paid up to date.