Upload Button Icon Add office photos

HDB Financial Services

Compare button icon Compare button icon Compare
4.0

based on 19.9k Reviews

Proud winner of ABECA 2024 - AmbitionBox Employee Choice Awards

zig zag pattern zig zag pattern

Filter interviews by

HDB Financial Services Credit Manager Interview Questions, Process, and Tips

Updated 16 Jul 2024

Top HDB Financial Services Credit Manager Interview Questions and Answers

HDB Financial Services Credit Manager Interview Experiences

9 interviews found

Interview experience
5
Excellent
Difficulty level
-
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Job Portal and was interviewed in Apr 2024. There were 2 interview rounds.

Round 1 - Aptitude Test 

Normal question about company and other things

Round 2 - HR 

(2 Questions)

  • Q1. Previous experience
  • Q2. Salary of previous organization

Credit Manager Interview Questions & Answers

user image Satish Babu K

posted on 28 Apr 2024

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Not Selected

I applied via Naukri.com and was interviewed in Mar 2024. There was 1 interview round.

Round 1 - HR 

(3 Questions)

  • Q1. Work Experience in Credit
  • Q2. Current CTC now
  • Ans. 

    My current CTC is $70,000 per year.

    • My current CTC is $70,000 per year

    • I am currently earning $5,833 per month

    • I received a salary hike last year, bringing my CTC to $70,000

  • Answered by AI
  • Q3. Current company Notice period
  • Ans. 

    My current company has a notice period of 30 days.

    • Notice period at current company is 30 days

    • Standard notice period in the industry is usually 30-60 days

    • Some companies may have longer notice periods based on seniority or position

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Be prepare about your current job role

Credit Manager Interview Questions Asked at Other Companies

asked in HDFC Bank
Q1. If a client comes to take a loan & he haven't got any type of ... read more
asked in ICICI Bank
Q2. What are the most important ratios to analyse the balance sheet a ... read more
asked in HDFC Bank
Q3. A client comes & he wants a big loan to fund his long-term pr ... read more
asked in ICICI Bank
Q4. Which clauses are important in 3CD while sanctioning loan
asked in ICICI Bank
Q5. What are the key skills of credit manager?
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - HR 

(2 Questions)

  • Q1. Last expression of your company?
  • Q2. Why you want to join in this company?

Interview Preparation Tips

Interview preparation tips for other job seekers - Make yourself a " Smack _ in _ the Forehead " Obvious Fit............
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Not Selected

I applied via Campus Placement and was interviewed in Aug 2023. There were 3 interview rounds.

Round 1 - Aptitude Test 

The aptitude test was easy to moderate

Round 2 - Group Discussion 

The gd round was easy . be confident while speaking.

Round 3 - HR 

(1 Question)

  • Q1. Tell me about yourself

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident while speaking

HDB Financial Services interview questions for designations

 Credit Relationship Manager

 (28)

 Branch Credit Manager

 (10)

 Area Credit Manager

 (2)

 Assistant Credit Manager

 (1)

 Senior Manager Credit

 (1)

 Credit Analyst

 (1)

 Credit Officer

 (1)

 Assistant Manager Collections

 (1)

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via campus placement at Parul Institute of Management and Research, Vadodara and was interviewed before Feb 2023. There were 3 interview rounds.

Round 1 - Aptitude Test 

In aptitude there was some technical questions and field related questions was asked to me

Round 2 - Group Discussion 

GD was my best round out of 10 students only one student was selected and thats was me. In Gd one topic was given to us and also one minute was given to prepare.And i was the best in my group.

Round 3 - One-on-one 

(1 Question)

  • Q1. In one to one round the questions was asked is related to particular company and also some technical questions.

I applied via Campus Placement and was interviewed in Jan 2022. There were 3 interview rounds.

Round 1 - Aptitude Test 

Aptitude test and Credit manager test

Round 2 - Group Discussion 
Pro Tip by AmbitionBox:
Don’t treat group discussions as an argument. Group discussion is about reaching a meaningful conclusion.
View all tips
Round 3 - HR 

(2 Questions)

  • Q1. Tell me about yourself.
  • Q2. They asked me about what was the criteria to give a loan, and what is the minimum salary required for loan, what is the percentage of debt to income ratio, In last they asked senario based questions.

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident, get some knowledge about the credit manager this will definitely help you to crake the interview.

Interview Questionnaire 

1 Question

  • Q1. There are asking to me first .me & my family background, also checking my work experience stability of job ,company detail where you go for interview products knowledge most important thing your body lang...

I applied via Company Website and was interviewed before Dec 2020. There was 1 interview round.

Interview Questionnaire 

3 Questions

  • Q1. What is finance Company
  • Ans. 

    A finance company is a financial institution that provides loans, investments, and other financial services to individuals and businesses.

    • Finance companies specialize in providing loans and credit to customers who may not qualify for traditional bank loans.

    • They may also offer leasing and financing options for businesses to acquire equipment and vehicles.

    • Examples of finance companies include American Express, Capital On...

  • Answered by AI
  • Q2. What is your work in this company
  • Q3. To whom will you give loan on what terms?
  • Ans. 

    I will give loans to individuals and businesses with good credit history and stable income on reasonable terms.

    • I will consider credit score and payment history of the borrower

    • I will also look at the borrower's income and employment stability

    • For businesses, I will consider their financial statements and business plan

    • I will offer reasonable interest rates and repayment terms based on the borrower's creditworthiness

    • I will...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - I am properly experienced in this field .

I applied via Naukri.com and was interviewed before Apr 2021. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - HR 

(1 Question)

  • Q1. Tell me about yourself.

Interview Preparation Tips

Interview preparation tips for other job seekers - Total 2 round HR and product head

Interview questions from similar companies

Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed in Nov 2024. There were 2 interview rounds.

Round 1 - Aptitude Test 

A train running at the speed of 60 km/hr crosses a pole in 9 seconds. What is the length of the train

Round 2 - HR 

(1 Question)

  • Q1. . Can you tell me more about yourself?

HDB Financial Services Interview FAQs

How many rounds are there in HDB Financial Services Credit Manager interview?
HDB Financial Services interview process usually has 2-3 rounds. The most common rounds in the HDB Financial Services interview process are HR, Aptitude Test and Group Discussion.
How to prepare for HDB Financial Services Credit Manager interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at HDB Financial Services. The most common topics and skills that interviewers at HDB Financial Services expect are Credit Appraisal, Credit Underwriting, Credit Management, Credit Assessment and Credit.
What are the top questions asked in HDB Financial Services Credit Manager interview?

Some of the top questions asked at the HDB Financial Services Credit Manager interview -

  1. To whom will you give loan on what ter...read more
  2. What is finance Compa...read more
  3. Current company Notice per...read more

Tell us how to improve this page.

HDB Financial Services Credit Manager Interview Process

based on 11 interviews

2 Interview rounds

  • Aptitude Test Round
  • Group Discussion Round
View more
HDB Financial Services Credit Manager Salary
based on 466 salaries
₹2 L/yr - ₹7.6 L/yr
41% less than the average Credit Manager Salary in India
View more details

HDB Financial Services Credit Manager Reviews and Ratings

based on 154 reviews

3.9/5

Rating in categories

3.8

Skill development

3.6

Work-life balance

3.5

Salary

3.7

Job security

3.5

Company culture

3.5

Promotions

3.4

Work satisfaction

Explore 154 Reviews and Ratings
Sales Executive
4.5k salaries
unlock blur

₹1 L/yr - ₹6 L/yr

Junior Officer
2.7k salaries
unlock blur

₹0.9 L/yr - ₹4.5 L/yr

Sales Officer
1.9k salaries
unlock blur

₹0.9 L/yr - ₹6.5 L/yr

Credit Relationship Manager
1.5k salaries
unlock blur

₹1.8 L/yr - ₹5 L/yr

Relationship Manager
1.4k salaries
unlock blur

₹1.4 L/yr - ₹4.8 L/yr

Explore more salaries
Compare HDB Financial Services with

Bajaj Finance

4.0
Compare

Tata Capital

4.1
Compare

Aditya Birla Capital

3.9
Compare

ICICI Securities

3.9
Compare
Did you find this page helpful?
Yes No
write
Share an Interview