HDB Financial Services
Proud winner of ABECA 2024 - AmbitionBox Employee Choice Awards
Filter interviews by
I applied via Company Website and was interviewed before Dec 2020. There was 1 interview round.
A finance company is a financial institution that provides loans, investments, and other financial services to individuals and businesses.
Finance companies specialize in providing loans and credit to customers who may not qualify for traditional bank loans.
They may also offer leasing and financing options for businesses to acquire equipment and vehicles.
Examples of finance companies include American Express, Capital On...
I will give loans to individuals and businesses with good credit history and stable income on reasonable terms.
I will consider credit score and payment history of the borrower
I will also look at the borrower's income and employment stability
For businesses, I will consider their financial statements and business plan
I will offer reasonable interest rates and repayment terms based on the borrower's creditworthiness
I will...
I appeared for an interview in Jan 2025.
Need to discuss on self intro & need to speak on any one topic
HDB Financial Services interview questions for popular designations
I appeared for an interview in Feb 2025, where I was asked the following questions.
Banking services encompass a range of financial products and services provided by banks to facilitate transactions and manage money.
Deposit Accounts: Savings and checking accounts where customers can store and manage their money.
Loans: Personal, mortgage, and business loans that provide funds for various needs.
Payment Services: Facilitating transactions through checks, debit/credit cards, and electronic transfers.
Inves...
Smart banking leverages technology to enhance customer experience, streamline operations, and provide personalized financial services.
Utilizes mobile apps for seamless banking transactions, e.g., checking balances, transferring funds.
Employs AI-driven chatbots for 24/7 customer support, improving response times.
Offers personalized financial advice through data analytics, e.g., budgeting tools.
Integrates biometric secur...
Get interview-ready with Top HDB Financial Services Interview Questions
I applied via Referral and was interviewed before Nov 2022. There were 2 interview rounds.
posted on 19 Oct 2024
Dssa ldschf ksjxgh djfkuhw fjshf jhge uhywgh
It is learning for so many things
Group discussion process done
I applied via Walk-in and was interviewed in Oct 2024. There was 1 interview round.
I applied via Indeed and was interviewed in Oct 2024. There was 1 interview round.
AMC stands for Asset Management Company, which is a company that manages mutual funds by investing the pooled funds of investors.
AMCs manage mutual funds by investing in various securities such as stocks, bonds, and money market instruments.
They charge a fee for managing the funds, known as the expense ratio.
Examples of AMCs include Vanguard, Fidelity, and BlackRock.
Large cap, mid cap, and small cap refer to the market capitalization of companies, with large cap being the largest and small cap being the smallest.
Large cap companies have a market capitalization typically over $10 billion, such as Apple or Microsoft.
Mid cap companies have a market capitalization between $2 billion and $10 billion, such as Chipotle or Etsy.
Small cap companies have a market capitalization typically un...
A mutual fund is a professionally managed investment fund that pools money from many investors to purchase securities.
Mutual funds are managed by professional fund managers
Investors pool their money to invest in a diversified portfolio of securities
Mutual funds offer diversification, liquidity, and professional management
Types of mutual funds include equity funds, bond funds, and money market funds
Current to write off refers to the amount of debt that is deemed uncollectible and removed from the books.
Current to write off is typically determined based on the age of the debt and the likelihood of collection.
It is important for collection associates to regularly review and update the current to write off amount.
Examples of factors that may contribute to a debt being written off include bankruptcy of the debtor or
The duration of HDB Financial Services interview process can vary, but typically it takes about less than 2 weeks to complete.
based on 1.1k interviews
Interview experience
based on 20.8k reviews
Rating in categories
Hyderabad / Secunderabad,
Chennai
+13-8 Yrs
Not Disclosed
Sales Executive
4.4k
salaries
| ₹1 L/yr - ₹5.1 L/yr |
Junior Officer
2.6k
salaries
| ₹0.9 L/yr - ₹4.3 L/yr |
Sales Officer
2k
salaries
| ₹0.9 L/yr - ₹5 L/yr |
Senior Sales Officer
1.4k
salaries
| ₹1 L/yr - ₹5.5 L/yr |
Senior Telecalling Officer
1.3k
salaries
| ₹0.6 L/yr - ₹3.5 L/yr |
Shriram Finance
Muthoot Fincorp
Bajaj Finance
IIFL Finance