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Mahindra Rural Housing Finance Area Credit Manager Interview Questions and Answers

Updated 7 Jun 2024

Mahindra Rural Housing Finance Area Credit Manager Interview Experiences

2 interviews found

Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
Selected Selected
Round 1 - One-on-one 

(2 Questions)

  • Q1. About work history
  • Q2. About domain knowledge
Round 2 - HR 

(1 Question)

  • Q1. About Salary and others
Interview experience
3
Average
Difficulty level
Hard
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed before Sep 2022. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(1 Question)

  • Q1. Question about Previous work experience and understanding of credit vertical.
Round 3 - One-on-one 

(1 Question)

  • Q1. Interview taken by National Heas

Area Credit Manager Interview Questions Asked at Other Companies

Q1. What are the financial parameters check while file approval for s ... read more
Q2. What's is the profit margin trading ,service ,manufacturing unit
Q3. How will you assess the customer with low cibil score
Q4. Bylaws of local mortgages, Equitable Mortgage and registered mort ... read more
Q5. Volume of files handled and approval to login ratio

Area Credit Manager Jobs at Mahindra Rural Housing Finance

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Interview questions from similar companies

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(1 Question)

  • Q1. Job related questions
Round 3 - HR 

(1 Question)

  • Q1. Salary related questions

Interview Preparation Tips

Interview preparation tips for other job seekers - Built confidence and answer all questions aaa aaaa aaaa
Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Assignment 

Giving Situation - process handling & solutions

I applied via Walk-in and was interviewed in Mar 2022. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Group Discussion 

Interview with department

Interview Preparation Tips

Interview preparation tips for other job seekers - Good job but no life balance due work culture

I applied via Referral and was interviewed in Dec 2020. There was 1 interview round.

Interview Questionnaire 

3 Questions

  • Q1. 1.my present job role
  • Ans. 

    I am currently working as a Senior Relationship Manager at XYZ Bank.

    • Managing a portfolio of high net worth clients

    • Providing personalized financial advice and solutions

    • Building and maintaining strong relationships with clients

    • Meeting sales targets and revenue goals

    • Leading a team of Relationship Managers

    • Analyzing market trends and competitor activities

    • Developing and implementing strategies to increase market share

  • Answered by AI
  • Q2. 2.product specific knowledge
  • Q3. Planning for new assignment
  • Ans. 

    Planning for a new assignment

    • Identify the objectives and goals of the new assignment

    • Create a detailed timeline and action plan

    • Allocate resources and assign responsibilities

    • Monitor progress and make necessary adjustments

    • Communicate and collaborate with team members

    • Evaluate the success of the assignment

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - be specific about your answer

I applied via Naukri.com and was interviewed before May 2021. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(1 Question)

  • Q1. Be confident on gold loan and health insurance... Speak more on cross selling.

Interview Preparation Tips

Interview preparation tips for other job seekers - Gold loan and health insurance... Be confident on these products...

I applied via Referral and was interviewed in Mar 2021. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. Tell your self and brief your work experience
  • Ans. I have told my self and all things of what my work in previous organization and how to manage or improve business
  • Answered Anonymously

Interview Preparation Tips

Interview preparation tips for other job seekers - At time of interview everyone should be confident in what he / she speak.

I applied via Recruitment Consultant and was interviewed in Aug 2017. There were 3 interview rounds.

Interview Questionnaire 

2 Questions

  • Q1. Basic background questions and candidate suitability
  • Q2. To check your business acumen in retail loan segment and your plan of action to achieve the desired results

Interview Preparation Tips

General Tips: Put as much stress as possible on your experience in retail loans and small ticket size secured loans.
Skills: Problem Solving, Leadership, Decision Making Skills
Duration: 1-4 weeks

I applied via Naukri.com and was interviewed before Oct 2019. There were 6 interview rounds.

Interview Questionnaire 

4 Questions

  • Q1. Can you do gold valuation?
  • Ans. 

    Yes, I have experience in gold valuation.

    • I have completed a course in gold valuation and have experience in assessing the purity and value of gold.

    • I am familiar with the different methods of gold valuation such as acid test, XRF analysis, and fire assay.

    • In my previous role, I have conducted gold valuation for customers and provided them with accurate assessments.

    • I keep myself updated with the current market trends and ...

  • Answered by AI
  • Q2. Which carat can we accept for gold loan?
  • Ans. 

    We can accept gold loans of any carat.

    • We accept gold loans of all carats, including 24 carat, 22 carat, 18 carat, etc.

    • The carat of gold determines its purity, with 24 carat being the purest form.

    • Different carats of gold have different levels of purity and value.

    • We assess the value of the gold based on its carat and weight.

    • Customers can avail gold loans regardless of the carat of their gold.

  • Answered by AI
  • Q3. Do you know hallmarks?
  • Ans. 

    Yes, hallmarks are distinctive characteristics or features that are used to identify or recognize something.

    • Hallmarks are often used in the context of identifying or recognizing the quality, authenticity, or origin of a product or item.

    • In the jewelry industry, hallmarks are small marks or stamps on precious metal items that indicate the metal's purity or quality.

    • In the legal field, hallmarks can refer to significant or...

  • Answered by AI
  • Q4. How will you do team management for gold loan marketing?
  • Ans. 

    I will ensure effective communication, set clear goals, provide training and support, and recognize and reward achievements.

    • Regular team meetings to discuss progress and challenges

    • Setting individual and team targets and monitoring progress

    • Providing training and support to team members to improve their skills

    • Recognizing and rewarding achievements to motivate the team

    • Encouraging teamwork and collaboration among team memb...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Knowledge needed about gold loan and process

Mahindra Rural Housing Finance Interview FAQs

How many rounds are there in Mahindra Rural Housing Finance Area Credit Manager interview?
Mahindra Rural Housing Finance interview process usually has 2-3 rounds. The most common rounds in the Mahindra Rural Housing Finance interview process are One-on-one Round, Resume Shortlist and HR.
How to prepare for Mahindra Rural Housing Finance Area Credit Manager interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at Mahindra Rural Housing Finance. The most common topics and skills that interviewers at Mahindra Rural Housing Finance expect are Credit Underwriting, Credit Analysis, Credit Management, Credit Operations and Credit Processing.
What are the top questions asked in Mahindra Rural Housing Finance Area Credit Manager interview?

Some of the top questions asked at the Mahindra Rural Housing Finance Area Credit Manager interview -

  1. Interview taken by National H...read more
  2. About domain knowle...read more

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Mahindra Rural Housing Finance Area Credit Manager Interview Process

based on 2 interviews

Interview experience

4
  
Good
View more
Mahindra Rural Housing Finance Area Credit Manager Salary
based on 42 salaries
₹5.6 L/yr - ₹14.8 L/yr
24% less than the average Area Credit Manager Salary in India
View more details

Mahindra Rural Housing Finance Area Credit Manager Reviews and Ratings

based on 12 reviews

3.4/5

Rating in categories

3.8

Skill development

4.0

Work-life balance

3.0

Salary

3.7

Job security

3.9

Company culture

2.9

Promotions

3.7

Work satisfaction

Explore 12 Reviews and Ratings
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