5 Mahindra Rural Housing Finance Area Credit Manager Interview Questions & Answers | Complete Prep Guide 2025

Mahindra Rural Housing Finance Area Credit Manager Interview Experiences

2 interviews found

Area Credit Manager Interview Questions & Answers

Anonymous

posted on 7 Jun 2024

Interview experience

Excellent

Difficulty level

Process Duration

Result

Selected

Round 1 - One-on-one

(2 Questions)

Q1. About work history

Add your answer

Q2. About domain knowledge

Add your answer

Round 2 - HR

(1 Question)

Q1. About Salary and others

Add your answer

Area Credit Manager Interview Questions & Answers

Anonymous

posted on 26 Sep 2023

Interview experience

Average

Difficulty level

Hard

Process Duration

Less than 2 weeks

Result

Selected

I applied via Referral and was interviewed before Sep 2022. There were 3 interview rounds.

Round 1 - Resume Shortlist

Pro Tip by AmbitionBox:

Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.

View all Resume tips

Round 2 - One-on-one

(1 Question)

Q1. Question about Previous work experience and understanding of credit vertical.

Add your answer

Round 3 - One-on-one

(1 Question)

Q1. Interview taken by National Heas

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Top trending discussions

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Interview Tips & Stories

4d (edited)

timepasstiwari

A Digital Markter

Got Rejected In an Interview, Just Because I Didn’t Answer a Personal Question

So, I got invited for this interview, and they told me to be there at 9 AM. Of course, I get there early, like 8:30, because I don't want to be late. But then I end up waiting for 1.5 hours... read more

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Interview questions from similar companies

Area Credit Manager Interview Questions & Answers

Aavas Financiers

posted on 13 Apr 2021

I applied via Naukri.com and was interviewed before Apr 2020. There was 1 interview round.

Interview Questionnaire

1 Question

Q1. About previous company portfolio behaviour

Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Educate yourself with previous organization police's and thier portfolio behaviour

Area Credit Manager Interview Questions & Answers

Aavas Financiers

Anonymous

posted on 22 Mar 2024

Interview experience

Excellent

Difficulty level

Easy

Process Duration

Less than 2 weeks

Result

Selected

I applied via Recruitment Consulltant

Round 1 - HR

(5 Questions)

Q1. Salary expectation

Add your answer

Q2. It is everyone's job to increase the salary and post of the employees after seeing their hard work

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Q3. Work experience

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Q4. Income analysis

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Q5. How to settle income FOIR

Ans.

FOIR can be settled by ensuring the borrower's total fixed obligations do not exceed a certain percentage of their income.

Calculate the borrower's total fixed obligations, including existing loan EMIs, rent, and other fixed expenses.
Calculate the borrower's income, including salary, rental income, and any other sources of income.
Divide the total fixed obligations by the borrower's income to get the FOIR.
Ensure the FOIR...

Answered by AI

Add your answer

Round 2 - Case Study

The work of the credit team is to provide loan after doing income analytics after studying the case and whether EMI can be given to the customer and my work in case study is to find out by doing local inquiry whether the customer is showing fake business or not and in sales, I keep getting to know what is the problem in the case

Interview Preparation Tips

Interview preparation tips for other job seekers - Ok

Area Credit Manager Interview Questions & Answers

Aavas Financiers

Kheta ram

posted on 12 May 2024

Interview experience

Excellent

Difficulty level

Moderate

Process Duration

Less than 2 weeks

Result

Selected

I applied via LinkedIn and was interviewed in Apr 2024. There was 1 interview round.

Round 1 - HR

(1 Question)

Q1. Credit understanding and team handling experience related questions asked by HR

Add your answer

Area Credit Manager Interview Questions & Answers

HDB Financial Services

Anonymous

posted on 23 Nov 2022

Round 1 - Resume Shortlist

Pro Tip by AmbitionBox:

Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.

View all Resume tips

Round 2 - One-on-one

(1 Question)

Q1. Job related questions

Add your answer

Round 3 - HR

(1 Question)

Q1. Salary related questions

Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Built confidence and answer all questions aaa aaaa aaaa

Area Credit Manager Interview Questions & Answers

HDB Financial Services

Jitendra Nayak

posted on 26 Jan 2025

Interview experience

Good

Difficulty level

Process Duration

Result

Round 1 - Assignment

Giving Situation - process handling & solutions

Branch Manager Interview Questions & Answers

HDFC Bank

Anonymous

posted on 26 Jul 2022

I applied via Referral and was interviewed before Jul 2021. There were 3 interview rounds.

Round 1 - Resume Shortlist

Pro Tip by AmbitionBox:

Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.

View all Resume tips

Round 2 - Aptitude Test

General awareness and competitive test

Round 3 - HR

(1 Question)

Q1. Salary negotiation and job profile discussed

Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Ask for better ctc and allowance benifits

Branch Manager Interview Questions & Answers

Sammaan Capital Limited

Anonymous

posted on 13 May 2018

Interview Questionnaire

1 Question

Q1. Reason for job, difference between product & expected ctc

Ans.

The reason for applying for the Branch Manager position is to utilize my leadership skills and experience in managing a team and driving business growth.

I have a strong passion for leading and developing teams, and I believe that the Branch Manager role will provide me with the opportunity to do so.
I have a proven track record of successfully managing teams and achieving sales targets in my previous roles.
I am excited ...

Answered by AI

Add your answer

Interview Preparation Tips

Round: Resume Shortlist
Experience: experience

Branch Manager Interview Questions & Answers

HDFC Bank

Anonymous

posted on 15 Nov 2022

I applied via Naukri.com and was interviewed before Nov 2021. There were 2 interview rounds.

Round 1 - Resume Shortlist

Pro Tip by AmbitionBox:

Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.

View all Resume tips

Round 2 - One-on-one

(2 Questions)

Q1. Achievement and target

Add your answer

Q2. Awards and recognition

Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Ok to work as very pace speed growth if you do well. Process aligned company vast book and portfolio

Mahindra Rural Housing Finance Interview FAQs

How many rounds are there in Mahindra Rural Housing Finance Area Credit Manager interview?

Mahindra Rural Housing Finance interview process usually has 2-3 rounds. The most common rounds in the Mahindra Rural Housing Finance interview process are One-on-one Round, Resume Shortlist and HR.

How to prepare for Mahindra Rural Housing Finance Area Credit Manager interview?

Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at Mahindra Rural Housing Finance. The most common topics and skills that interviewers at Mahindra Rural Housing Finance expect are Credit Underwriting, Credit Analysis, Credit Management, Credit Operations and Credit Processing.

What are the top questions asked in Mahindra Rural Housing Finance Area Credit Manager interview?

Some of the top questions asked at the Mahindra Rural Housing Finance Area Credit Manager interview -

Interview taken by National H...read more
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Mahindra Rural Housing Finance Area Credit Manager Interview Process

based on 2 interviews

Interview experience

Good

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Mahindra Rural Housing Finance Area Credit Manager Salary

based on 38 salaries

₹5.6 L/yr - ₹14.8 L/yr

24% less than the average Area Credit Manager Salary in India

View more details

Mahindra Rural Housing Finance Salaries in India

Branch Manager 363 salaries	₹0 L/yr - ₹0 L/yr
Customer Manager 346 salaries	₹0 L/yr - ₹0 L/yr
Credit Officer 199 salaries	₹0 L/yr - ₹0 L/yr
Territory Manager 185 salaries	₹0 L/yr - ₹0 L/yr
Credit Executive 141 salaries	₹0 L/yr - ₹0 L/yr