4 Profectus Capital Area Credit Manager Interview Questions & Answers | Complete Prep Guide 2025

Profectus Capital Area Credit Manager Interview Experiences

2 interviews found

Area Credit Manager Interview Questions & Answers

Anonymous

posted on 24 Aug 2023

Interview experience

Average

Difficulty level

Process Duration

Result

Selected

I was interviewed in Feb 2023.

Round 1 - Resume Shortlist

Pro Tip by AmbitionBox:

Do not use an unprofessional email address such as cool_boy@email.com. It shows a lack of professionalism by the candidate.

View all Resume tips

Round 2 - One-on-one

(3 Questions)

Q1. What are the financial parameters check while file approval for sme.

Ans.

Financial parameters checked for SME file approval include credit score, cash flow, collateral, and industry risk.

Credit score of the business owner
Cash flow analysis to ensure ability to repay
Collateral value to mitigate risk
Industry risk assessment for sector-specific challenges

Answered by AI

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Q2. What is key financial ratio

Ans.

Key financial ratios are metrics used to evaluate a company's financial performance and health.

Key financial ratios include profitability ratios, liquidity ratios, leverage ratios, and efficiency ratios.
Examples of key financial ratios include return on assets (ROA), current ratio, debt-to-equity ratio, and inventory turnover ratio.
These ratios help investors, creditors, and management assess the financial strength and

Answered by AI

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Q3. Your knowledge about your existence company

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Area Credit Manager Interview Questions & Answers

Anonymous

posted on 8 Jan 2024

Interview experience

Excellent

Difficulty level

Moderate

Process Duration

Less than 2 weeks

Result

Selected

I applied via Recruitment Consulltant and was interviewed before Jan 2023. There was 1 interview round.

Round 1 - One-on-one

(1 Question)

Q1. Financial understanding

Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Good place to work

Area Credit Manager Jobs at Profectus Capital

View all

Area Credit Manager SCF

New Delhi

6-8 Yrs

Not Disclosed

Area Credit Manager - MEF/SFP loans

Mumbai

5-6 Yrs

₹ 14.5-14.6 LPA

Area Credit Manager - EML/ SME loans

Mumbai

5-6 Yrs

₹ 14.5-14.6 LPA

Top trending discussions

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Interview Tips & Stories

5d (edited)

timepasstiwari

A Digital Markter

Got Rejected In an Interview, Just Because I Didn’t Answer a Personal Question

So, I got invited for this interview, and they told me to be there at 9 AM. Of course, I get there early, like 8:30, because I don't want to be late. But then I end up waiting for 1.5 hours... read more

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Interview questions from similar companies

Area Credit Manager Interview Questions & Answers

Reliance Capital

Ankur Singh

posted on 16 Feb 2023

Interview experience

Excellent

Difficulty level

Easy

Process Duration

2-4 weeks

Result

Selected

I applied via Naukri.com and was interviewed in Aug 2022. There were 2 interview rounds.

Round 1 - Resume Shortlist

Pro Tip by AmbitionBox:

Double-check your resume for any spelling mistakes. The recruiter may consider spelling mistakes as careless behavior or poor communication skills.

View all Resume tips

Round 2 - One-on-one

(2 Questions)

Q1. Knowledge about the sector you are working in and what were the responsibilities handled by you in your previous organisation?

Ans. Talk what you know with confidence and incase you dont know something, dont keep on blabbering something off topic. Tell them you dont know that and you are eager to learn these things with them.

Answered by Ankur Singh

Add your answer

Q2. What do you offer that others dont ?

Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Confidence is the Key.
Always try to find what employer is looking for and reply accordingly.
Always give examples if someone asks you a question and you are not able to answer it appropriately. Try to Explain them with the examples. Always works for me.

Area Credit Manager Interview Questions & Answers

Aditya Birla Capital

Anonymous

posted on 13 Jun 2021

Interview Questionnaire

2 Questions

Q1. Justification of any GAP in the career

Add your answer

Q2. Always mention the actual reason of the gap in career. Do not try to manipulate the interviewer or any recruiter. Please be short any specific in your answer unless and untill not asked for any elobrtion.

Add your answer

Area Credit Manager Interview Questions & Answers

Aditya Birla Capital

Anonymous

posted on 1 Mar 2025

Interview experience

Excellent

Difficulty level

Moderate

Process Duration

Less than 2 weeks

Result

Selected

I was interviewed in Sep 2024.

Round 1 - One-on-one

(2 Questions)

Q1. Previous work experience.

Ans.

I have over 10 years of experience in credit management, including overseeing credit analysis, risk assessment, and collections.

Managed a team of credit analysts to assess customer creditworthiness
Implemented strategies to reduce bad debt and improve cash flow
Negotiated payment plans with delinquent customers to minimize losses

Answered by AI

Add your answer

Q2. Financial statement analysis

Add your answer

Area Credit Manager Interview Questions & Answers

Bajaj Finserv

posted on 14 Jun 2022

I applied via Approached by Company and was interviewed in May 2022. There were 2 interview rounds.

Round 1 - Resume Shortlist

Pro Tip by AmbitionBox:

Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.

View all Resume tips

Round 2 - Behavioral

(1 Question)

Q1. Related to your work profile

Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Prepare according your job profile which you applied. Be honest & confident.

Area Credit Manager Interview Questions & Answers

ICICI Bank

Anonymous

posted on 5 Oct 2023

Interview experience

Bad

Difficulty level

Easy

Process Duration

2-4 weeks

Result

Selected

I applied via Naukri.com and was interviewed in Aug 2023. There were 2 interview rounds.

Round 1 - Resume Shortlist

Pro Tip by AmbitionBox:

Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.

View all Resume tips

Round 2 - Technical

(1 Question)

Q1. Why bank Current Banking ratios What is crr and slr

Ans.

Banking offers stability, growth opportunities, and a chance to contribute to the economy.

Banks provide stability and security for individuals and businesses by safeguarding their money.
Working in a bank offers opportunities for career growth and advancement.
Banks play a crucial role in the economy by providing loans and financing for businesses and individuals.
Banking offers a chance to contribute to financial inclusi...

Answered by AI

Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Consider this as a last resort

Area Credit Manager Interview Questions & Answers

ICICI Bank

Anonymous

posted on 24 Jan 2023

Interview experience

Average

Difficulty level

Easy

Process Duration

2-4 weeks

Result

Selected

I applied via Approached by Company and was interviewed before Jan 2022. There were 3 interview rounds.

Round 1 - Resume Shortlist

Pro Tip by AmbitionBox:

Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.

View all Resume tips

Round 2 - Aptitude Test

Basic details about yourself, about various types of loan, why banking industry?

Round 3 - Nothing

(2 Questions)

Q1. Hr round is not there.

Add your answer

Q2. He round not there only first round

Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Icici bank is better with regards to pay , hr policies, pressure is high but better than nbfc and other bank. It has digitization which saves time.

Area Credit Manager Interview Questions & Answers

ICICI Bank

Anonymous

posted on 25 Jul 2024

Interview experience

Good

Difficulty level

Process Duration

Result

Round 1 - One-on-one

(2 Questions)

Q1. Basic knowledge

Add your answer

Q2. Personal discussion

Add your answer

Round 2 - HR

(2 Questions)

Q1. Salary discussions

Add your answer

Q2. Experience and all

Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Good for freshers

Assistant Manager Interview Questions & Answers

Edelweiss

Kathiresh K

posted on 13 Nov 2023

Interview experience

Excellent

Difficulty level

Moderate

Process Duration

Less than 2 weeks

Result

Selected

I applied via Recruitment Consulltant and was interviewed before Nov 2022. There were 5 interview rounds.

Round 1 - Resume Shortlist

Pro Tip by AmbitionBox:

Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.

View all Resume tips

Round 2 - One-on-one

(1 Question)

Q1. Introduction to know the candidate

Add your answer

Round 3 - Assignment

Adsignment based on JD

Round 4 - One-on-one

(1 Question)

Q1. Final interview round to present case and other questions

Add your answer

Round 5 - HR

(1 Question)

Q1. Questions on role and compensation

Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Prepare well on your resume and JD

Profectus Capital Interview FAQs

How many rounds are there in Profectus Capital Area Credit Manager interview?

Profectus Capital interview process usually has 1-2 rounds. The most common rounds in the Profectus Capital interview process are One-on-one Round and Resume Shortlist.

How to prepare for Profectus Capital Area Credit Manager interview?

Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at Profectus Capital. The most common topics and skills that interviewers at Profectus Capital expect are Credit Underwriting, Branch Sales, Sales, mortgage and Alternate Sourcing.

What are the top questions asked in Profectus Capital Area Credit Manager interview?

Some of the top questions asked at the Profectus Capital Area Credit Manager interview -

What are the financial parameters check while file approval for s...read more
What is key financial ra...read more
Financial understand...read more

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Profectus Capital Area Credit Manager Salary

based on 52 salaries

₹10.2 L/yr - ₹23 L/yr

27% more than the average Area Credit Manager Salary in India

View more details

Area Credit Manager Jobs at Profectus Capital

Area Credit Manager SCF

New Delhi

6-8 Yrs

Not Disclosed

Area Credit Manager - MEF/SFP loans

Mumbai

5-6 Yrs

₹ 14.5-14.6 LPA

Area Credit Manager - EML/ SME loans

Mumbai

5-6 Yrs

₹ 14.5-14.6 LPA

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Profectus Capital Salaries in India

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