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Profectus Capital Area Credit Manager Interview Questions and Answers
Profectus Capital Area Credit Manager Interview Experiences
2 interviews found
Selected
I appeared for an interview in Feb 2023.
(3 Questions)
- Q1. What are the financial parameters check while file approval for sme.
- Ans.
Financial parameters checked for SME file approval include credit score, cash flow, collateral, and industry risk.
Credit score of the business owner
Cash flow analysis to ensure ability to repay
Collateral value to mitigate risk
Industry risk assessment for sector-specific challenges
- Q2. What is key financial ratio
- Ans.
Key financial ratios are metrics used to evaluate a company's financial performance and health.
Key financial ratios include profitability ratios, liquidity ratios, leverage ratios, and efficiency ratios.
Examples of key financial ratios include return on assets (ROA), current ratio, debt-to-equity ratio, and inventory turnover ratio.
These ratios help investors, creditors, and management assess the financial strength and
- Q3. Your knowledge about your existence company
Selected
I applied via Recruitment Consulltant and was interviewed before Jan 2023. There was 1 interview round.
(1 Question)
- Q1. Financial understanding
Interview Preparation Tips
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Interview questions from similar companies
Selected
I applied via Approached by Company and was interviewed in Sep 2023. There were 3 interview rounds.
(1 Question)
- Q1. Are you interested to do marketing...?
(1 Question)
- Q1. Previous experience related queries
Interview Preparation Tips
Selected
I applied via Naukri.com and was interviewed before Jan 2022. There were 2 interview rounds.
(3 Questions)
- Q1. Self introduction and working history
- Q2. Tell about your work and educational history
- Q3. What is your educational background
Interview Preparation Tips
Selected
I applied via Newspaper Ad and was interviewed in Sep 2022. There were 3 interview rounds.
Normal test arithmetical logic and gk
(2 Questions)
- Q1. Salary expectations job nature
- Q2. Experience banking and nbfc Experience preferred
- Ans.
Yes, I have experience in both banking and NBFC sectors.
I have worked as a Branch Manager in a leading bank for 5 years.
I have also worked as a Relationship Manager in an NBFC for 2 years.
During my tenure, I have gained expertise in managing customer relationships, loan processing, and credit analysis.
I have a thorough understanding of the regulatory framework governing both banking and NBFC sectors.
Interview Preparation Tips
- Retail Banking
- NBFC
I applied via Company Website and was interviewed in Sep 2022. There were 2 interview rounds.
(2 Questions)
- Q1. How much experience in nbfc
- Q2. Please interduce your self
- Ans. My self gangadhar sahoo.I lives in puri and my educational Qualification is BA pass with economic honour.
Interview Preparation Tips
Selected
I applied via Apna Jobs and was interviewed in Nov 2024. There was 1 interview round.
(2 Questions)
- Q1. Can you tell me about yourself?
- Ans.
Experienced branch manager with a proven track record of driving sales and leading teams to success.
Over 10 years of experience in banking and financial services
Successfully managed a team of 20+ employees at previous branch
Implemented strategies that increased branch revenue by 15% in one year
Strong leadership and communication skills
Passionate about developing employees and fostering a positive work environment
- Q2. What were your achievements in your previous company?
- Ans.
I successfully led a team to exceed sales targets by 20% and implemented new strategies to improve customer satisfaction.
Exceeded sales targets by 20%
Implemented new strategies to improve customer satisfaction
Led a team to success
Analyst Interview Questions & Answers
Nomura Structured Finance Services
Anonymous
posted on 6 Apr 2015
Interview Preparation Tips
Experience: Students were shortlisted based on resume. Around twenty students were selected.
Round: Other Interview
Experience: Selected students for the first round of interview in which they asked puzzles/probability questions and tough HR questions.
Round: HR Interview
Experience: Four students were selected for the final round of interview out of which three landed the job. Final round was a very general HR round.
General Tips: No preparation is required but you could solve some common puzzles. It was very relaxed and the interviewers were very supportive. The main challenge was giving convincing answers to the HR questions.It's the best management job on campus!! Give your best! I'll be glad to help if any of you have queries.
Skill Tips: Make a very professional resume. Also for the interview, they do not expect you to know any finance so please do not claim to know finance and fumble when they question you (some guys were not selected because of this). I was upfront and told them that I lack any sort of knowledge in finance so I was asked only a few puzzles and some challenging HR questions.
College Name: NIT SURATHKAL
Analyst Interview Questions & Answers
Nomura Structured Finance Services
Anonymous
posted on 6 Apr 2015
Interview Questionnaire
1 Question
- Q1. Probability and Logical puzzles
Interview Preparation Tips
Experience: The company shortlisted based on resume and GPA. Around 20 were shortlisted.
Round: Technical Interview
Experience: After that they held a technical round wherein they asked mainly probability and logical puzzles. Theinterview was 10 to 15 mins long.
Round: HR Interview
Experience: The next round, for which five or so were shortlisted, was one in which they asked about your drive, your good and your bad, why finance, why this job, and other such questions. All the interviewers were present and this lasted for 15 minutes. Finally only 3 were given the offer.
General Tips: Look formal and energetic. Look them in the eye while answering, be courteous and practice thinking loudly. Think about what you would say when they ask you why you want to move to finance, and whythey should take you and not the others. It is not a tough one to crack. All you need is to be confident, polite and frank.
Skill Tips: Prepare your resume tailored to the company. Study up probability and tricky questions on it. They asked me a question on Russian roulette. Prepare for puzzles online.
College Name: NIT SURATHKAL
I applied via Indeed and was interviewed before Jun 2020. There were 5 interview rounds.
Interview Questionnaire
2 Questions
- Q1. Basic php and array functions
- Q2. Mysql basic, views, triggers
Interview Preparation Tips
Profectus Capital Interview FAQs
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Profectus Capital Area Credit Manager Interview Process
based on 2 interviews
Interview experience
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Profectus Capital Area Credit Manager Reviews and Ratings
based on 9 reviews
Rating in categories
|
Branch Sales Manager
111
salaries
|  ₹3.5 L/yr - ₹10.5 L/yr |
|
Area Credit Manager
52
salaries
| ₹10.1 L/yr - ₹23 L/yr |
|
Relationship Manager
45
salaries
| ₹2.6 L/yr - ₹5.5 L/yr |
|
Area Sales Manager
35
salaries
| ₹9 L/yr - ₹18 L/yr |
|
Relationship Officer
20
salaries
| ₹3 L/yr - ₹4.2 L/yr |
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