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Profectus Capital Area Credit Manager Interview Questions and Answers
Profectus Capital Area Credit Manager Interview Experiences
2 interviews found
Selected
I was interviewed in Feb 2023.
(3 Questions)
- Q1. What are the financial parameters check while file approval for sme.
- Ans.
Financial parameters checked for SME file approval include credit score, cash flow, collateral, and industry risk.
Credit score of the business owner
Cash flow analysis to ensure ability to repay
Collateral value to mitigate risk
Industry risk assessment for sector-specific challenges
- Q2. What is key financial ratio
- Ans.
Key financial ratios are metrics used to evaluate a company's financial performance and health.
Key financial ratios include profitability ratios, liquidity ratios, leverage ratios, and efficiency ratios.
Examples of key financial ratios include return on assets (ROA), current ratio, debt-to-equity ratio, and inventory turnover ratio.
These ratios help investors, creditors, and management assess the financial strength and
- Q3. Your knowledge about your existence company
Selected
I applied via Recruitment Consulltant and was interviewed before Jan 2023. There was 1 interview round.
(1 Question)
- Q1. Financial understanding
Interview Preparation Tips
Interview questions from similar companies
Area Credit Manager Interview Questions & Answers
Reliance Capital
Ankur Singh
posted on 16 Feb 2023
Selected
I applied via Naukri.com and was interviewed in Aug 2022. There were 2 interview rounds.
(2 Questions)
- Q1. Knowledge about the sector you are working in and what were the responsibilities handled by you in your previous organisation?
- Ans. Talk what you know with confidence and incase you dont know something, dont keep on blabbering something off topic. Tell them you dont know that and you are eager to learn these things with them.
- Q2. What do you offer that others dont ?
Interview Preparation Tips
Always try to find what employer is looking for and reply accordingly.
Always give examples if someone asks you a question and you are not able to answer it appropriately. Try to Explain them with the examples. Always works for me.
Area Credit Manager Interview Questions & Answers
Aditya Birla Capital
Anonymous
posted on 1 Mar 2025
Selected
I was interviewed in Sep 2024.
(2 Questions)
- Q1. Previous work experience.
- Ans.
I have over 10 years of experience in credit management, including overseeing credit analysis, risk assessment, and collections.
Managed a team of credit analysts to assess customer creditworthiness
Implemented strategies to reduce bad debt and improve cash flow
Negotiated payment plans with delinquent customers to minimize losses
- Q2. Financial statement analysis
I applied via Approached by Company and was interviewed in May 2022. There were 2 interview rounds.
(1 Question)
- Q1. Related to your work profile
Interview Preparation Tips
Area Credit Manager Interview Questions & Answers
Aditya Birla Capital
Anonymous
posted on 13 Jun 2021
Interview Questionnaire
2 Questions
- Q1. Justification of any GAP in the career
- Q2. Always mention the actual reason of the gap in career. Do not try to manipulate the interviewer or any recruiter. Please be short any specific in your answer unless and untill not asked for any elobrtion.
Selected
I applied via Approached by Company and was interviewed before Jan 2022. There were 3 interview rounds.
Basic details about yourself, about various types of loan, why banking industry?
(2 Questions)
- Q1. Hr round is not there.
- Q2. He round not there only first round
Interview Preparation Tips
(2 Questions)
- Q1. Basic knowledge
- Q2. Personal discussion
(2 Questions)
- Q1. Salary discussions
- Q2. Experience and all
Interview Preparation Tips
Selected
I applied via Naukri.com and was interviewed in Aug 2023. There were 2 interview rounds.
(1 Question)
- Q1. Why bank Current Banking ratios What is crr and slr
- Ans.
Banking offers stability, growth opportunities, and a chance to contribute to the economy.
Banks provide stability and security for individuals and businesses by safeguarding their money.
Working in a bank offers opportunities for career growth and advancement.
Banks play a crucial role in the economy by providing loans and financing for businesses and individuals.
Banking offers a chance to contribute to financial inclusi...
Interview Preparation Tips
I applied via Naukri.com and was interviewed before Oct 2021. There was 1 interview round.
(2 Questions)
- Q1. Tell me about yourself?
- Ans. Confidently answer and you will be through
- Q2. Can u do sells if yess sell me a savings account
- Ans.
Yes, I can sell savings accounts. Our savings account offers competitive interest rates and no monthly fees.
I would start by asking the customer about their current savings account and if they are happy with it.
Then, I would highlight the benefits of our savings account such as the competitive interest rates and no monthly fees.
I would also mention any additional perks such as online banking and mobile app access.
Final...
Interview Preparation Tips
- Banking
Profectus Capital Interview FAQs
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Profectus Capital Area Credit Manager Interview Process
based on 2 interviews
Interview experience
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Profectus Capital Area Credit Manager Reviews and Ratings
based on 7 reviews
Rating in categories
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Branch Sales Manager
107
salaries
|  ₹0 L/yr - ₹0 L/yr |
|
Area Credit Manager
52
salaries
| ₹0 L/yr - ₹0 L/yr |
|
Relationship Manager
45
salaries
| ₹0 L/yr - ₹0 L/yr |
|
Area Sales Manager
30
salaries
| ₹0 L/yr - ₹0 L/yr |
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Relationship Officer
20
salaries
| ₹0 L/yr - ₹0 L/yr |
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