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Profectus Capital Credit Manager Interview Questions and Answers

Updated 17 Feb 2022

Profectus Capital Credit Manager Interview Experiences

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Credit Manager Interview Questions & Answers

user image Shivam pandey

posted on 17 Feb 2022

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all Resume tips
Round 2 - Technical 

(1 Question)

  • Q1. What is your name and give us a snapshot of career

Interview Preparation Tips

Interview preparation tips for other job seekers - Be cool and composed and try to give straight and honest answer

Interview questions from similar companies

Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
2-4 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed in Aug 2022. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Double-check your resume for any spelling mistakes. The recruiter may consider spelling mistakes as careless behavior or poor communication skills.
View all Resume tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. Knowledge about the sector you are working in and what were the responsibilities handled by you in your previous organisation?
  • Ans. Talk what you know with confidence and incase you dont know something, dont keep on blabbering something off topic. Tell them you dont know that and you are eager to learn these things with them.
  • Answered by Ankur Singh
  • Q2. What do you offer that others dont ?

Interview Preparation Tips

Interview preparation tips for other job seekers - Confidence is the Key.
Always try to find what employer is looking for and reply accordingly.
Always give examples if someone asks you a question and you are not able to answer it appropriately. Try to Explain them with the examples. Always works for me.

Interview Questionnaire 

2 Questions

  • Q1. Justification of any GAP in the career
  • Q2. Always mention the actual reason of the gap in career. Do not try to manipulate the interviewer or any recruiter. Please be short any specific in your answer unless and untill not asked for any elobrtion.
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I was interviewed in Sep 2024.

Round 1 - One-on-one 

(2 Questions)

  • Q1. Previous work experience.
  • Ans. 

    I have over 10 years of experience in credit management, including overseeing credit analysis, risk assessment, and collections.

    • Managed a team of credit analysts to assess customer creditworthiness

    • Implemented strategies to reduce bad debt and improve cash flow

    • Negotiated payment plans with delinquent customers to minimize losses

  • Answered by AI
  • Q2. Financial statement analysis

I applied via Approached by Company and was interviewed in May 2022. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all Resume tips
Round 2 - Behavioral 

(1 Question)

  • Q1. Related to your work profile

Interview Preparation Tips

Interview preparation tips for other job seekers - Prepare according your job profile which you applied. Be honest & confident.
Interview experience
1
Bad
Difficulty level
Easy
Process Duration
2-4 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed in Aug 2023. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all Resume tips
Round 2 - Technical 

(1 Question)

  • Q1. Why bank Current Banking ratios What is crr and slr
  • Ans. 

    Banking offers stability, growth opportunities, and a chance to contribute to the economy.

    • Banks provide stability and security for individuals and businesses by safeguarding their money.

    • Working in a bank offers opportunities for career growth and advancement.

    • Banks play a crucial role in the economy by providing loans and financing for businesses and individuals.

    • Banking offers a chance to contribute to financial inclusi...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Consider this as a last resort
Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(2 Questions)

  • Q1. Basic knowledge
  • Q2. Personal discussion
Round 2 - HR 

(2 Questions)

  • Q1. Salary discussions
  • Q2. Experience and all

Interview Preparation Tips

Interview preparation tips for other job seekers - Good for freshers
Interview experience
3
Average
Difficulty level
Easy
Process Duration
2-4 weeks
Result
Selected Selected

I applied via Approached by Company and was interviewed before Jan 2022. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all Resume tips
Round 2 - Aptitude Test 

Basic details about yourself, about various types of loan, why banking industry?

Round 3 - Nothing 

(2 Questions)

  • Q1. Hr round is not there.
  • Q2. He round not there only first round

Interview Preparation Tips

Interview preparation tips for other job seekers - Icici bank is better with regards to pay , hr policies, pressure is high but better than nbfc and other bank. It has digitization which saves time.

I applied via Referral and was interviewed before Sep 2020. There were 3 interview rounds.

Interview Questionnaire 

2 Questions

  • Q1. Financial analysis related questions
  • Q2. Just answer what you have learnt during the course of your studies

Interview Preparation Tips

Interview preparation tips for other job seekers - Be honest in your answers. If you dont know dont fluke

I applied via Referral and was interviewed before Nov 2020. There were 3 interview rounds.

Interview Questionnaire 

1 Question

  • Q1. Regarding previous experience with organisation. Things related to same.

Interview Preparation Tips

Interview preparation tips for other job seekers - Before hand get some idea about the job role ask you refrences. Do your homework and dont be shy for asking questions beforehand to maximise the knowlegdge.
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Profectus Capital Interview FAQs

How many rounds are there in Profectus Capital Credit Manager interview?
Profectus Capital interview process usually has 2 rounds. The most common rounds in the Profectus Capital interview process are Resume Shortlist and Technical.
How to prepare for Profectus Capital Credit Manager interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at Profectus Capital. The most common topics and skills that interviewers at Profectus Capital expect are Alternate Sourcing, Area Sales, Branch Sales, Management and Penetration.

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Profectus Capital Credit Manager Salary
based on 18 salaries
₹8 L/yr - ₹15 L/yr
48% more than the average Credit Manager Salary in India
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Profectus Capital Credit Manager Reviews and Ratings

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5.0/5

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5.0

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5.0

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