Icl Fincorp Interview Questions, Process, and Tips

Q1. How about gold loan
Ans. 
Gold loan is a type of secured loan where gold jewelry is used as collateral.
• Gold loan is a popular form of financing in many countries, especially in India.

• The loan amount is usually a percentage of the gold's market value.

• If the borrower fails to repay the loan, the lender has the right to sell the gold to recover the loan amount.

• Interest rates for gold loans are typically lower compared to unsecured loans.

• Gold loans...read more
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Q2. How about ICL self intaraction
Ans. 
ICL self interaction refers to the interaction between ions and charged molecules in an ion chromatography system.
• ICL self interaction can affect the separation efficiency and resolution of ions in the chromatography system.

• It is important to consider the impact of ICL self interaction when optimizing ion chromatography methods.

• Examples of ICL self interaction include ion pairing and ion exchange processes within the c
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Q1. Are you interested to do marketing...?
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Q1. Previous experience related queries
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Q1. Are you interested in sales job?
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Q2. Will you achieve the targets assigned to you?
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Q3. Do you have NBFC background
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Q1. You have to pay one month salary as security deposit, are you ready?
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Q2. Else you have to sign bond or submit your original certificate, are you ready?
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Q1. Knowledge of company profile
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Q2. Sales knowledge
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Q1. Product knowledge
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Q2. Demonstration of product
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Q3. Selection process
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Q1. How many businesses can do in a month?
Ans. 
The number of businesses that can be done in a month depends on various factors such as resources, market demand, and competition.
• The number of businesses that can be done in a month varies depending on the type of business and the resources available.

• Market demand and competition also play a crucial role in determining the number of businesses that can be done in a month.

• For example, a small retail store may be able t...read more
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Q2. How much experience in you job profile?
Ans. 
I have 5 years of experience in assistant branch management.
• I have worked as an assistant branch manager for 5 years.

• During this time, I have gained experience in managing daily operations, supervising staff, and ensuring customer satisfaction.

• I have also developed skills in sales, marketing, and financial management.

• For example, I successfully implemented a new sales strategy that increased revenue by 20% in my previo...read more
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Normal test arithmetical logic and gk

Q1. Salary expectations job nature
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Q2. Experience banking and nbfc Experience preferred
Ans. 
Yes, I have experience in both banking and NBFC sectors.
• I have worked as a Branch Manager in a leading bank for 5 years.

• I have also worked as a Relationship Manager in an NBFC for 2 years.

• During my tenure, I have gained expertise in managing customer relationships, loan processing, and credit analysis.

• I have a thorough understanding of the regulatory framework governing both banking and NBFC sectors.
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