20+ Mahindra Rural Housing Finance Credit Officer Interview Questions & Answers | Complete Prep Guide 2025

Mahindra Rural Housing Finance Credit Officer Interview Experiences

5 interviews found

Credit Officer Interview Questions & Answers

posted on 23 Sep 2022

Interview experience

Good

Difficulty level

Process Duration

Result

I applied via Referral and was interviewed in Jun 2023. There were 2 interview rounds.

Round 1 - Resume Shortlist

Pro Tip by AmbitionBox:

Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.

View all Resume tips

Round 2 - One-on-one

(1 Question)

Q1. Self and profile

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Interview Preparation Tips

Topics to prepare for Mahindra Rural Housing Finance Credit Officer interview:

Greduated

Interview preparation tips for other job seekers - Good company

Credit Officer Interview Questions & Answers

Rupesh Kushwah

posted on 17 Jul 2023

Interview experience

Excellent

Difficulty level

Process Duration

Result

Round 1 - Resume Shortlist

Pro Tip by AmbitionBox:

Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.

View all Resume tips

Round 2 - HR

(2 Questions)

Q1. What is your experience

Add your answer

Q2. Which organisation

Ans. 1.Manappuram finance limited 3year A. 2 year gold loan opretion B. 1 year micro home finance ( sales) 2. Mahindra rural housing finance Opretion ( cashier account)

Answered by Rupesh Kushwah

Add your answer

Credit Officer Interview Questions & Answers

posted on 10 Apr 2022

I applied via Referral

Round 1 - Resume Shortlist

Pro Tip by AmbitionBox:

Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.

View all Resume tips

Round 2 - HR

(2 Questions)

Q1. Where do you see yourself in 5 years?

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Q2. Tell me about yourself.

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Interview Preparation Tips

Interview preparation tips for other job seekers - This is a good company good salary and Bonas, over all this is good company

Credit Officer Interview Questions & Answers

Anonymous

posted on 14 Dec 2021

I applied via Recruitment Consultant and was interviewed in Jun 2021. There was 1 interview round.

Interview Questionnaire

14 Questions

Q1. The first question was, tell me about yourself.

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Q2. Then where you used to work what was the work that you used to work according to the policy

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Q3. Fir aap agr gramin me loan kro ge to waha kese log hote h un ki income ka koi docoment nhi hota h to aap kese us ki income dekho ge or aap kin kin bato ka dhyan rkho ge

Add your answer

Q4. If a farmer does farming, then how will you get his income, then I told that he will take the value of the crop which is harvested from his land and then he sold it in the market.

Add your answer

Q5. If his crop comes in 6 months, after seeing the bill of 1 year, he will take out that confeda and then give loan to him.

Ans.

The statement is unclear and needs clarification.

The question needs to be rephrased for better understanding.
It is unclear what 'confeda' means in this context.
More information is needed about the borrower's creditworthiness and repayment history.
The loan officer should assess the borrower's ability to repay the loan based on their income and expenses.
The loan officer should also consider the risks associated with lend

Answered by AI

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Q6. Rest of the general information you should know about the department in which you are applying.

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Q7. And you need to be confident

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Q8. How to answer your question Question: Answering you the same way: Do not add something to B:

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Q9. You must have that Confidence and Attitude in your voice for the post you are applying for.

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Q10. That's my only advice

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Q11. The rest of the field you are going to be aware of.

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Q12. And I told you that you have to go to another branch for some reason, so I did not say yes because it happens in very less chance.

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Q13. Mahindra good company

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Q14. I am looking for job in mahindra

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Interview Preparation Tips

Interview preparation tips for other job seekers - Whether your video is calling or face to face, take care of dressing

Credit Officer Interview Questions & Answers

Anonymous

posted on 11 Oct 2020

Interview Questionnaire

1 Question

Q1. What is your ambition

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Top trending discussions

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Interview Tips & Stories

1d (edited)

timepasstiwari

A Digital Markter

Got Rejected In an Interview, Just Because I Didn’t Answer a Personal Question

So, I got invited for this interview, and they told me to be there at 9 AM. Of course, I get there early, like 8:30, because I don't want to be late. But then I end up waiting for 1.5 hours... read more

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Interview questions from similar companies

Credit Officer Interview Questions & Answers

HDFC Bank

Anonymous

posted on 3 Apr 2022

I applied via Approached by Company and was interviewed before Apr 2021. There were 3 interview rounds.

Round 1 - Resume Shortlist

Pro Tip by AmbitionBox:

Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.

View all Resume tips

Round 2 - HR

(5 Questions)

Q1. What is your family background?

Add your answer

Q2. Share details of your previous job.

Add your answer

Q3. Why are you looking for a change?

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Q4. What are your strengths and weaknesses?

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Q5. Tell me about yourself.

Add your answer

Round 3 - HR

(1 Question)

Q1. What are your salary expectations?

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Interview Preparation Tips

Interview preparation tips for other job seekers - Offer emotional support. One of the first thing that can do to help a job seeker is to emotional support

Credit Officer Interview Questions & Answers

Aavas Financiers

Anonymous

posted on 16 Aug 2022

I applied via Referral and was interviewed in Feb 2022. There were 3 interview rounds.

Round 1 - Resume Shortlist

Pro Tip by AmbitionBox:

Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.

View all Resume tips

Round 2 - Technical

(2 Questions)

Q1. Core question of financial work.

Add your answer

Q2. Loan related norms like LTV FOIR

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Round 3 - HR

(1 Question)

Q1. Same as was in technical.

Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - At least related qualifications, Basic knowledge of loan and banking, all other aspect of knowledge like tax, account, auditing etc.

Credit Officer Interview Questions & Answers

Muthoot Fincorp

Anonymous

posted on 1 Nov 2023

Interview experience

Average

Difficulty level

Easy

Process Duration

Less than 2 weeks

Result

Selected

I applied via Referral and was interviewed in May 2023. There were 2 interview rounds.

Round 1 - Resume Shortlist

Pro Tip by AmbitionBox:

Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.

View all Resume tips

Round 2 - One-on-one

(2 Questions)

Q1. What is FOIR meaning

Ans.

FOIR stands for Fixed Obligation to Income Ratio, a measure used by lenders to assess a borrower's ability to repay a loan.

FOIR is calculated by dividing the total fixed obligations of a borrower by their gross monthly income.
Lenders use FOIR to determine if a borrower can afford the loan repayment based on their income.
For example, if a borrower has fixed obligations of $500 and a gross monthly income of $2000, the FO

Answered by AI

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Q2. Fixed obligation income ratio

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Interview Preparation Tips

Interview preparation tips for other job seekers - Good

Credit Officer Interview Questions & Answers

Muthoot Fincorp

Anonymous

posted on 14 Jul 2024

Interview experience

Good

Difficulty level

Easy

Process Duration

Less than 2 weeks

Result

Not Selected

I applied via Walk-in and was interviewed in Jun 2024. There were 2 interview rounds.

Round 1 - HR

(2 Questions)

Q1. Credit officer skills

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Q2. And about the project

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Round 2 - Only one round

(2 Questions)

Q1. About location where u want to choose

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Q2. Self introduction

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Interview Preparation Tips

Interview preparation tips for other job seekers - If you want to decided to give interview in Muthoot fincrop Vanasthalipuram above Ramraz ‘ pls notice one thing . I want to tell you one thing it’s my experience they are selecting only consultancy stundents . M going that interview like a walkin but they did not focus on skills and knowledge they selected only consultancy students . How I know this I clearly explains you . Me and my Frd both are going that interview he coming from consultancy iam walkin so he explained me after his selection so I feel very bad bcz I gave best interview and I have hope on that job so pls who want to go that Muthoot fincrop interview pls understand and notice all things after that gave interview. This is my advice to you than you . This is my experience but interviewers are Gud .

Credit Officer Interview Questions & Answers

Muthoot Fincorp

Anonymous

posted on 20 Dec 2024

Interview experience

Good

Difficulty level

Hard

Process Duration

Less than 2 weeks

Result

Selected

I applied via Naukri.com and was interviewed in Nov 2024. There was 1 interview round.

Round 1 - HR

(2 Questions)

Q1. Tell me about your self

Add your answer

Q2. Credit officer role in secured and unsecured landing business

Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident and be positive

Mahindra Rural Housing Finance Interview FAQs

How many rounds are there in Mahindra Rural Housing Finance Credit Officer interview?

Mahindra Rural Housing Finance interview process usually has 2 rounds. The most common rounds in the Mahindra Rural Housing Finance interview process are Resume Shortlist, HR and One-on-one Round.

What are the top questions asked in Mahindra Rural Housing Finance Credit Officer interview?

Some of the top questions asked at the Mahindra Rural Housing Finance Credit Officer interview -

If his crop comes in 6 months, after seeing the bill of 1 year, he will take ou...read more
If a farmer does farming, then how will you get his income, then I told that he...read more
Fir aap agr gramin me loan kro ge to waha kese log hote h un ki income ka koi d...read more

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Mahindra Rural Housing Finance Interviews By Designations

Interview Questions for Popular Designations

Mahindra Rural Housing Finance Credit Officer Interview Process

based on 3 interviews

1 Interview rounds

Resume Shortlist Round

Tesco

Secure your future with a company that values your job stability.

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Mahindra Rural Housing Finance Credit Officer Salary

based on 199 salaries

₹1.1 L/yr - ₹4 L/yr

25% less than the average Credit Officer Salary in India

View more details

Mahindra Rural Housing Finance Salaries in India

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