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Mahindra Rural Housing Finance Credit Officer Interview Questions and Answers

Updated 18 Jun 2024

Mahindra Rural Housing Finance Credit Officer Interview Experiences

5 interviews found

Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-

I applied via Referral and was interviewed in Jun 2023. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all Resume tips
Round 2 - One-on-one 

(1 Question)

  • Q1. Self and profile

Interview Preparation Tips

Topics to prepare for Mahindra Rural Housing Finance Credit Officer interview:
  • Greduated
Interview preparation tips for other job seekers - Good company

Credit Officer Interview Questions & Answers

user image Rupesh Kushwah

posted on 17 Jul 2023

Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all Resume tips
Round 2 - HR 

(2 Questions)

  • Q1. What is your experience
  • Q2. Which organisation
  • Ans. 1.Manappuram finance limited 3year A. 2 year gold loan opretion B. 1 year micro home finance ( sales) 2. Mahindra rural housing finance Opretion ( cashier account)
  • Answered by Rupesh Kushwah

Credit Officer Interview Questions Asked at Other Companies

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I applied via Referral

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all Resume tips
Round 2 - HR 

(2 Questions)

  • Q1. Where do you see yourself in 5 years?
  • Q2. Tell me about yourself.

Interview Preparation Tips

Interview preparation tips for other job seekers - This is a good company good salary and Bonas, over all this is good company

I applied via Recruitment Consultant and was interviewed in Jun 2021. There was 1 interview round.

Interview Questionnaire 

14 Questions

  • Q1. The first question was, tell me about yourself.
  • Q2. Then where you used to work what was the work that you used to work according to the policy
  • Q3. Fir aap agr gramin me loan kro ge to waha kese log hote h un ki income ka koi docoment nhi hota h to aap kese us ki income dekho ge or aap kin kin bato ka dhyan rkho ge
  • Q4. If a farmer does farming, then how will you get his income, then I told that he will take the value of the crop which is harvested from his land and then he sold it in the market.
  • Q5. If his crop comes in 6 months, after seeing the bill of 1 year, he will take out that confeda and then give loan to him.
  • Ans. 

    The statement is unclear and needs clarification.

    • The question needs to be rephrased for better understanding.

    • It is unclear what 'confeda' means in this context.

    • More information is needed about the borrower's creditworthiness and repayment history.

    • The loan officer should assess the borrower's ability to repay the loan based on their income and expenses.

    • The loan officer should also consider the risks associated with lend

  • Answered by AI
  • Q6. Rest of the general information you should know about the department in which you are applying.
  • Q7. And you need to be confident
  • Q8. How to answer your question Question: Answering you the same way: Do not add something to B:
  • Q9. You must have that Confidence and Attitude in your voice for the post you are applying for.
  • Q10. That's my only advice
  • Q11. The rest of the field you are going to be aware of.
  • Q12. And I told you that you have to go to another branch for some reason, so I did not say yes because it happens in very less chance.
  • Q13. Mahindra good company
  • Q14. I am looking for job in mahindra

Interview Preparation Tips

Interview preparation tips for other job seekers - Whether your video is calling or face to face, take care of dressing

Mahindra Rural Housing Finance interview questions for designations

 Branch Credit Officer

 (1)

 Credit Manager

 (1)

 Branch Credit Manager

 (5)

 Area Credit Manager

 (2)

 Senior Credit Executive

 (1)

 Credit Executive

 (2)

 Executive Credit Officer

 (1)

 Collection Officer

 (1)

Interview Questionnaire 

1 Question

  • Q1. What is your ambition

Interview questions from similar companies

I applied via Approached by Company and was interviewed before Apr 2021. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all Resume tips
Round 2 - HR 

(5 Questions)

  • Q1. What is your family background?
  • Q2. Share details of your previous job.
  • Q3. Why are you looking for a change?
  • Q4. What are your strengths and weaknesses?
  • Q5. Tell me about yourself.
Round 3 - HR 

(1 Question)

  • Q1. What are your salary expectations?

Interview Preparation Tips

Interview preparation tips for other job seekers - Offer emotional support. One of the first thing that can do to help a job seeker is to emotional support

I applied via Referral and was interviewed in Feb 2022. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all Resume tips
Round 2 - Technical 

(2 Questions)

  • Q1. Core question of financial work.
  • Q2. Loan related norms like LTV FOIR
Round 3 - HR 

(1 Question)

  • Q1. Same as was in technical.

Interview Preparation Tips

Interview preparation tips for other job seekers - At least related qualifications, Basic knowledge of loan and banking, all other aspect of knowledge like tax, account, auditing etc.
Interview experience
3
Average
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed in May 2023. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all Resume tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. What is FOIR meaning
  • Ans. 

    FOIR stands for Fixed Obligation to Income Ratio, a measure used by lenders to assess a borrower's ability to repay a loan.

    • FOIR is calculated by dividing the total fixed obligations of a borrower by their gross monthly income.

    • Lenders use FOIR to determine if a borrower can afford the loan repayment based on their income.

    • For example, if a borrower has fixed obligations of $500 and a gross monthly income of $2000, the FO

  • Answered by AI
  • Q2. Fixed obligation income ratio

Interview Preparation Tips

Interview preparation tips for other job seekers - Good
Interview experience
4
Good
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Not Selected

I applied via Walk-in and was interviewed in Jun 2024. There were 2 interview rounds.

Round 1 - HR 

(2 Questions)

  • Q1. Credit officer skills
  • Q2. And about the project
Round 2 - Only one round 

(2 Questions)

  • Q1. About location where u want to choose
  • Q2. Self introduction

Interview Preparation Tips

Interview preparation tips for other job seekers - If you want to decided to give interview in Muthoot fincrop Vanasthalipuram above Ramraz ‘ pls notice one thing . I want to tell you one thing it’s my experience they are selecting only consultancy stundents . M going that interview like a walkin but they did not focus on skills and knowledge they selected only consultancy students . How I know this I clearly explains you . Me and my Frd both are going that interview he coming from consultancy iam walkin so he explained me after his selection so I feel very bad bcz I gave best interview and I have hope on that job so pls who want to go that Muthoot fincrop interview pls understand and notice all things after that gave interview. This is my advice to you than you . This is my experience but interviewers are Gud .
Interview experience
4
Good
Difficulty level
Hard
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed in Nov 2024. There was 1 interview round.

Round 1 - HR 

(2 Questions)

  • Q1. Tell me about your self
  • Q2. Credit officer role in secured and unsecured landing business

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident and be positive
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Mahindra Rural Housing Finance Interview FAQs

How many rounds are there in Mahindra Rural Housing Finance Credit Officer interview?
Mahindra Rural Housing Finance interview process usually has 2 rounds. The most common rounds in the Mahindra Rural Housing Finance interview process are Resume Shortlist, HR and One-on-one Round.
What are the top questions asked in Mahindra Rural Housing Finance Credit Officer interview?

Some of the top questions asked at the Mahindra Rural Housing Finance Credit Officer interview -

  1. If his crop comes in 6 months, after seeing the bill of 1 year, he will take ou...read more
  2. If a farmer does farming, then how will you get his income, then I told that he...read more
  3. Fir aap agr gramin me loan kro ge to waha kese log hote h un ki income ka koi d...read more

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Mahindra Rural Housing Finance Credit Officer Interview Process

based on 3 interviews

1 Interview rounds

  • Resume Shortlist Round
View more

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Mahindra Rural Housing Finance Credit Officer Salary
based on 199 salaries
₹1.1 L/yr - ₹4 L/yr
25% less than the average Credit Officer Salary in India
View more details

Mahindra Rural Housing Finance Credit Officer Reviews and Ratings

based on 72 reviews

3.9/5

Rating in categories

4.0

Skill development

3.9

Work-life balance

3.5

Salary

4.2

Job security

3.9

Company culture

3.5

Promotions

3.8

Work satisfaction

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