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Mahindra Rural Housing Finance Credit Officer Interview Questions and Answers
Mahindra Rural Housing Finance Credit Officer Interview Experiences
5 interviews found
YOGESH KUMAR KUMAWAT
I applied via Referral and was interviewed in Jun 2023. There were 2 interview rounds.
(1 Question)
- Q1. Self and profile
Interview Preparation Tips
- Greduated
Rupesh Kushwah
(2 Questions)
- Q1. What is your experience
- Q2. Which organisation
- Ans. 1.Manappuram finance limited 3year A. 2 year gold loan opretion B. 1 year micro home finance ( sales) 2. Mahindra rural housing finance Opretion ( cashier account)
rajkumar
I applied via Referral
(2 Questions)
- Q1. Where do you see yourself in 5 years?
- Q2. Tell me about yourself.
Interview Preparation Tips
I applied via Recruitment Consultant and was interviewed in Jun 2021. There was 1 interview round.
Interview Questionnaire
14 Questions
- Q1. The first question was, tell me about yourself.
- Q2. Then where you used to work what was the work that you used to work according to the policy
- Q3. Fir aap agr gramin me loan kro ge to waha kese log hote h un ki income ka koi docoment nhi hota h to aap kese us ki income dekho ge or aap kin kin bato ka dhyan rkho ge
- Q4. If a farmer does farming, then how will you get his income, then I told that he will take the value of the crop which is harvested from his land and then he sold it in the market.
- Q5. If his crop comes in 6 months, after seeing the bill of 1 year, he will take out that confeda and then give loan to him.
- Ans.
The statement is unclear and needs clarification.
The question needs to be rephrased for better understanding.
It is unclear what 'confeda' means in this context.
More information is needed about the borrower's creditworthiness and repayment history.
The loan officer should assess the borrower's ability to repay the loan based on their income and expenses.
The loan officer should also consider the risks associated with lend
- Q6. Rest of the general information you should know about the department in which you are applying.
- Q7. And you need to be confident
- Q8. How to answer your question Question: Answering you the same way: Do not add something to B:
- Q9. You must have that Confidence and Attitude in your voice for the post you are applying for.
- Q10. That's my only advice
- Q11. The rest of the field you are going to be aware of.
- Q12. And I told you that you have to go to another branch for some reason, so I did not say yes because it happens in very less chance.
- Q13. Mahindra good company
- Q14. I am looking for job in mahindra
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Mahindra Rural Housing Finance interview questions for designations
Interview Questionnaire
1 Question
- Q1. What is your ambition
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Selected
I applied via Naukri.com and was interviewed before May 2022. There were 4 interview rounds.
(2 Questions)
- Q1. Working place and location
- Q2. My experience credit team SME
(2 Questions)
- Q1. My job experience 6 years
- Q2. On time job working
(2 Questions)
- Q1. May notice period 2 month
- Q2. Dehradun Vikasnagr
Selected
I applied via Referral and was interviewed in Oct 2024. There was 1 interview round.
(2 Questions)
- Q1. Technical related questions
- Q2. Product related questions
Interview Preparation Tips
(1 Question)
- Q1. What is group loans
- Ans.
Group loans are loans provided to a group of individuals who are jointly responsible for repayment.
Group loans are typically provided to a group of individuals who know each other and are willing to support each other in repayment.
Each member of the group is responsible for the repayment of the loan, and if one member defaults, the others are expected to cover the payment.
Group loans are commonly used in microfinance i...
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Credit Officer Interview Questions & Answers
Spandana Sphoorty Financial
T RAGHAVENDRA
posted on 9 Oct 2024
I applied via Walk-in and was interviewed before Oct 2023. There was 1 interview round.
(5 Questions)
- Q1. Good awesome Awareness
- Q2. Lastly Punch in Option Process
- Q3. Lastly personmet
- Q4. Feeld working process Complete awareness
- Q5. Collection working process Complete awareness
Interview Preparation Tips
Selected
I applied via LinkedIn and was interviewed before Sep 2022. There were 2 interview rounds.
(3 Questions)
- Q1. What is the Credit job profile
- Q2. What is the experience in credit
- Q3. Self discussion
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Mahindra Rural Housing Finance Interview FAQs
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Mahindra Rural Housing Finance Interviews By Designations
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Mahindra Rural Housing Finance Credit Officer Reviews and Ratings
based on 71 reviews
Rating in categories
|
Branch Manager
419
salaries
|  ₹1.9 L/yr - ₹8 L/yr |
|
Customer Manager
344
salaries
| ₹1.3 L/yr - ₹4 L/yr |
|
Credit Officer
206
salaries
| ₹1.5 L/yr - ₹4.5 L/yr |
|
Territory Manager
184
salaries
| ₹3.5 L/yr - ₹13.5 L/yr |
|
Credit Executive
144
salaries
| ₹1.4 L/yr - ₹3.5 L/yr |
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