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IIFL Finance Branch Credit Manager Interview Questions and Answers
IIFL Finance Branch Credit Manager Interview Experiences
2 interviews found
Anonymous
Selected
Basic maths and common science exam
(2 Questions)
- Q1. Inroduce urself
- Q2. What is loan procurement
- Ans.
Loan procurement is the process of obtaining a loan from a financial institution or lender.
Involves submitting an application for a loan
Includes providing necessary documentation such as income verification and credit history
May require meeting certain eligibility criteria set by the lender
Can involve negotiating loan terms and interest rates
Examples: applying for a mortgage, car loan, or personal loan
Interview Preparation Tips
Shailendra Singh
I applied via Recruitment Consulltant
(2 Questions)
- Q1. What is this CIBIL in customer
- Ans.
CIBIL is a credit information company that collects and maintains records of individuals' credit behavior.
CIBIL stands for Credit Information Bureau (India) Limited.
It provides credit scores and reports to lenders to help them assess the creditworthiness of potential borrowers.
CIBIL scores range from 300 to 900, with higher scores indicating better creditworthiness.
Lenders use CIBIL reports to make informed decisions o...
- Q2. What is this pramiry kyc and customer
- Ans.
Primary KYC (Know Your Customer) is the initial process of verifying the identity of a customer before providing financial services.
Primary KYC involves collecting basic information such as name, address, date of birth, and identification documents.
It is a mandatory process for financial institutions to prevent money laundering and fraud.
Customer due diligence is also conducted during primary KYC to assess the risk ass...
Interview questions from similar companies
I applied via Recruitment Consultant and was interviewed in Aug 2017. There were 3 interview rounds.
Interview Questionnaire
2 Questions
- Q1. Basic background questions and candidate suitability
- Q2. To check your business acumen in retail loan segment and your plan of action to achieve the desired results
Interview Preparation Tips
Skills: Problem Solving, Leadership, Decision Making Skills
Duration: 1-4 weeks
I applied via Referral and was interviewed in Dec 2020. There was 1 interview round.
Interview Questionnaire
3 Questions
- Q1. 1.my present job role
- Ans.
I am currently working as a Senior Relationship Manager at XYZ Bank.
Managing a portfolio of high net worth clients
Providing personalized financial advice and solutions
Building and maintaining strong relationships with clients
Meeting sales targets and revenue goals
Leading a team of Relationship Managers
Analyzing market trends and competitor activities
Developing and implementing strategies to increase market share
- Q2. 2.product specific knowledge
- Q3. Planning for new assignment
- Ans.
Planning for a new assignment
Identify the objectives and goals of the new assignment
Create a detailed timeline and action plan
Allocate resources and assign responsibilities
Monitor progress and make necessary adjustments
Communicate and collaborate with team members
Evaluate the success of the assignment
Interview Preparation Tips
I applied via Referral and was interviewed before Feb 2020. There was 1 interview round.
Interview Questionnaire
2 Questions
- Q1. Knowledge about team management
- Q2. About gold loan
Interview Preparation Tips
I applied via Naukri.com and was interviewed before Apr 2021. There were 2 interview rounds.
(1 Question)
- Q1. Tell me about yourself.
Interview Preparation Tips
I applied via Company Website and was interviewed in Jun 2020. There was 1 interview round.
Interview Questionnaire
1 Question
- Q1. About account
Interview Preparation Tips
I applied via Company Website and was interviewed before Dec 2020. There was 1 interview round.
Interview Questionnaire
3 Questions
- Q1. What is finance Company
- Ans.
A finance company is a financial institution that provides loans, investments, and other financial services to individuals and businesses.
Finance companies specialize in providing loans and credit to customers who may not qualify for traditional bank loans.
They may also offer leasing and financing options for businesses to acquire equipment and vehicles.
Examples of finance companies include American Express, Capital On...
- Q2. What is your work in this company
- Q3. To whom will you give loan on what terms?
- Ans.
I will give loans to individuals and businesses with good credit history and stable income on reasonable terms.
I will consider credit score and payment history of the borrower
I will also look at the borrower's income and employment stability
For businesses, I will consider their financial statements and business plan
I will offer reasonable interest rates and repayment terms based on the borrower's creditworthiness
I will...
Interview Preparation Tips
I applied via Recruitment Consultant and was interviewed in Nov 2019. There were 3 interview rounds.
Interview Questionnaire
1 Question
- Q1. About My Self , My Last Company Job profile , About Team Management And Working Style etc.
Interview Preparation Tips
I applied via Walk-in and was interviewed before Apr 2021. There were 2 interview rounds.
After Joining confirmation
(1 Question)
- Q1. Normal credit norms and policy
- Ans.
Normal credit norms and policy refer to the standard guidelines followed by a company while extending credit to its customers.
Credit limit is set based on the customer's creditworthiness
Payment terms are agreed upon between the company and the customer
Late payment fees and interest rates are charged for delayed payments
Credit checks are conducted before extending credit to new customers
Credit policies are reviewed peri...
Interview Preparation Tips
IIFL Finance Interview FAQs
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IIFL Finance Interviews By Designations
- IIFL Finance Branch Manager Interview Questions
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IIFL Finance Branch Credit Manager Interview Process
based on 2 interviews
Interview experience
Branch Credit Manager Interview Questions from Similar Companies
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IIFL Finance Branch Credit Manager Reviews and Ratings
based on 28 reviews
Rating in categories
|
Branch Manager
1k
salaries
|  ₹2.2 L/yr - ₹8 L/yr |
|
Gold Appraiser
794
salaries
| ₹1.8 L/yr - ₹4.7 L/yr |
|
Assistant Manager
696
salaries
| ₹2.2 L/yr - ₹6.5 L/yr |
|
Customer Care Executive
607
salaries
| ₹0.9 L/yr - ₹3.8 L/yr |
|
Relationship Manager
452
salaries
| ₹1.2 L/yr - ₹6 L/yr |
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