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4.1

based on 763 Reviews

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SK Finance Limited Credit Officer Interview Questions and Answers

Updated 20 Nov 2024

SK Finance Limited Credit Officer Interview Experiences

1 interview found

Credit Officer Interview Questions & Answers

user image Anonymous

posted on 5 May 2023

Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed before May 2022. There were 4 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. Working place and location
    • Add your answer
  • Q2. My experience credit team SME
    • Add your answer
Round 3 - One-on-one 

(2 Questions)

  • Q1. My job experience 6 years
    • Add your answer
  • Q2. On time job working
    • Add your answer
Round 4 - HR 

(2 Questions)

  • Q1. May notice period 2 month
    • Add your answer
  • Q2. Dehradun Vikasnagr
    • Add your answer

Top trending discussions

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Interview Tips & Stories
2w (edited)
timepasstiwari
·
A Digital Markter
Got Rejected In an Interview, Just Because I Didn’t Answer a Personal Question
So, I got invited for this interview, and they told me to be there at 9 AM. Of course, I get there early, like 8:30, because I don't want to be late. But then I end up waiting for 1.5 hours. Seriously, they didn't even acknowledge me until 10. Then this HR lady calls me in, and she's totally unprofessional. She's like, on her phone, making personal calls while I'm sitting right there. And then she starts asking me these really weird questions, like what my nickname is, and what my dad does for a living. It got really uncomfortable when she started pressing for details about where my dad works. I mean, what does that have to do with anything? So I politely told her I didn't want to answer, and she actually said, "Then we can't continue this interview." I was honestly shocked. But instead of arguing, I just stood up and said, “Alright then.” And walked out. I left feeling pissed. Not only did they waste an hour of my time, but the HR rep was also rude and unprofessional..
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Interview questions from similar companies

Credit Manager Interview Questions & Answers

SMFG India Credit user image Anonymous

posted on 5 Apr 2022

I applied via Walk-in and was interviewed before Apr 2021. There were 2 interview rounds.

Round 1 - Aptitude Test 

After Joining confirmation

Round 2 - Common interview 

(1 Question)

  • Q1. Normal credit norms and policy
  • Ans. 

    Normal credit norms and policy refer to the standard guidelines followed by a company while extending credit to its customers.

    • Credit limit is set based on the customer's creditworthiness

    • Payment terms are agreed upon between the company and the customer

    • Late payment fees and interest rates are charged for delayed payments

    • Credit checks are conducted before extending credit to new customers

    • Credit policies are reviewed peri...

    • Answered by AI
    Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Good company and attractive salary and incentive.

Credit Manager Interview Questions & Answers

HDB Financial Services user image Anonymous

posted on 8 Apr 2022

I applied via Naukri.com and was interviewed before Apr 2021. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - HR 

(1 Question)

  • Q1. Tell me about yourself.
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Total 2 round HR and product head

Credit Manager Interview Questions & Answers

HDB Financial Services user image Anonymous

posted on 29 Dec 2021

I applied via Company Website and was interviewed before Dec 2020. There was 1 interview round.

Interview Questionnaire 

3 Questions

  • Q1. What is finance Company
  • Ans. 

    A finance company is a financial institution that provides loans, investments, and other financial services to individuals and businesses.

    • Finance companies specialize in providing loans and credit to customers who may not qualify for traditional bank loans.

    • They may also offer leasing and financing options for businesses to acquire equipment and vehicles.

    • Examples of finance companies include American Express, Capital On...

    • Answered by AI
    View 1 more answer
  • Q2. What is your work in this company
    • Add your answer
  • Q3. To whom will you give loan on what terms?
  • Ans. 

    I will give loans to individuals and businesses with good credit history and stable income on reasonable terms.

    • I will consider credit score and payment history of the borrower

    • I will also look at the borrower's income and employment stability

    • For businesses, I will consider their financial statements and business plan

    • I will offer reasonable interest rates and repayment terms based on the borrower's creditworthiness

    • I will...

    • Answered by AI
    View 1 more answer

Interview Preparation Tips

Interview preparation tips for other job seekers - I am properly experienced in this field .

Credit Manager Interview Questions & Answers

HDB Financial Services user image Anonymous

posted on 28 Jan 2021

Interview Questionnaire 

1 Question

  • Q1. There are asking to me first .me & my family background, also checking my work experience stability of job ,company detail where you go for interview products knowledge most important thing your body lang...
    • Add your answer

Credit Manager Interview Questions & Answers

SMFG India Credit user image Anonymous

posted on 2 Feb 2022

I applied via Referral and was interviewed before Feb 2021. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Technical 

(2 Questions)

  • Q1. Basic policy test of underwriting and brief introduction of self at starting
    • Add your answer
  • Q2. Market Knowledge, altitude test, case study based discussion, financial formulae check.
    • Add your answer
Round 3 - HR 

(3 Questions)

  • Q1. What are your salary expectations?
    • Add your answer
  • Q2. What is your family background?
    • Add your answer
  • Q3. Share details of your previous job.
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Nothing as such.
No problem if reporting Manager finaalizes you.

Credit Manager Interview Questions & Answers

Mahindra Finance user image Anonymous

posted on 5 Nov 2024

Interview experience
4
Good
Difficulty level
Easy
Process Duration
2-4 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed in May 2024. There was 1 interview round.

Round 1 - One-on-one 

(1 Question)

  • Q1. Previous job roles
  • Ans. 

    I have held various roles in credit management, including Credit Analyst, Collections Specialist, and Credit Supervisor.

    • Credit Analyst role involved assessing creditworthiness of customers and making recommendations for credit limits.

    • Collections Specialist role focused on contacting customers with overdue accounts and negotiating payment plans.

    • Credit Supervisor role involved overseeing a team of credit analysts and col...

    • Answered by AI
    Add your answer

Credit Manager Interview Questions & Answers

Muthoot Fincorp user image Anonymous

posted on 20 Dec 2024

Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(1 Question)

  • Q1. About experience. I did say clearly previously work experience details.
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - I working in Muthoot fincorp friendly job is doing as well.

Credit Manager Interview Questions & Answers

Bajaj Finance user image Anonymous

posted on 7 Dec 2021

I applied via Referral and was interviewed in Nov 2021. There were 3 interview rounds.

Interview Questionnaire 

1 Question

  • Q1. Ratio Analysis
  • Ans. Effects on financial ratio after addition of capital
    • Answered Anonymously
    Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Confident & self assessment with knowledge

Credit Manager Interview Questions & Answers

Muthoot Finance user image Anonymous

posted on 12 Feb 2024

Interview experience
2
Poor
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Campus Placement and was interviewed in Aug 2023. There were 3 interview rounds.

Round 1 - Aptitude Test 

Nothing , easy only logical and communication

Round 2 - Aptitude Test 

It was easy basic logical reasoning

Round 3 - HR 

(2 Questions)

  • Q1. Introduction of yourself
  • Ans. 

    I am an experienced Credit Manager with a strong background in financial analysis and risk assessment.

    • Over 5 years of experience in credit management

    • Proficient in financial analysis and risk assessment

    • Strong understanding of credit policies and procedures

    • Excellent communication and negotiation skills

    • Proven track record of reducing bad debt and improving cash flow

    • Answered by AI
    Add your answer
  • Q2. Document in credit
  • Ans. 

    Documenting credit information is crucial for assessing risk and making informed decisions.

    • Maintain detailed records of customer credit applications, approvals, and payment history

    • Include relevant financial statements, credit reports, and references in the documentation

    • Regularly update and review credit files to ensure accuracy and compliance with policies

    • Document any communication or agreements regarding credit terms ...

    • Answered by AI
    View 1 more answer
More about working at SK Finance Limited

SK Finance Limited Interview FAQs

How many rounds are there in SK Finance Limited Credit Officer interview?
SK Finance Limited interview process usually has 4 rounds. The most common rounds in the SK Finance Limited interview process are One-on-one Round, Resume Shortlist and HR.

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SK Finance Limited Interviews By Designations

Interview Questions for Popular Designations

SK Finance Limited Credit Officer Interview Process

based on 2 interviews

Interview experience

5
  
Excellent
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SK Finance Limited Credit Officer Salary
based on 47 salaries
₹1.6 L/yr - ₹4.5 L/yr
16% less than the average Credit Officer Salary in India
View more details

SK Finance Limited Credit Officer Reviews and Ratings

based on 16 reviews

4.0/5

Rating in categories

4.2

Skill development

4.0

Work-life balance

3.7

Salary

3.7

Job security

3.7

Company culture

3.6

Promotions

4.1

Work satisfaction

Explore 16 Reviews and Ratings
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