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I applied via Referral and was interviewed before May 2022. There were 2 interview rounds.
I have 5 years of experience as a Credit Manager in a leading financial institution.
Managed a portfolio of over 500 clients, ensuring timely collection of payments
Analyzed creditworthiness of potential clients and recommended appropriate credit limits
Implemented credit control procedures to minimize risk and reduce bad debt
Negotiated payment terms and settlements with delinquent customers
Collaborated with sales and fin...
Yes
Yes, I am ready and comfortable to work on extreme hours.
I understand that the role of a Credit Manager may require working long hours to meet deadlines or handle urgent situations.
I have previous experience working on flexible schedules and have successfully managed high-pressure situations.
I am committed to delivering results and ensuring the smooth functioning of credit operations, even if it means working outsid...
I applied via Campus Placement and was interviewed before Oct 2022. There were 2 interview rounds.
First round I was given assignment of financial statements
I applied via Referral and was interviewed in Nov 2021. There were 3 interview rounds.
I applied via Company Website and was interviewed before Dec 2021. There were 2 interview rounds.
Market risk is the risk of financial loss due to changes in market conditions, while business risk is the risk of financial loss due to factors specific to a company's operations.
Market risk is external and beyond the control of the company, while business risk is internal and can be managed by the company.
Market risk includes factors such as interest rates, inflation, and currency fluctuations, while business risk inc...
CIBIL is a credit information company that maintains credit records of individuals and businesses to help lenders assess creditworthiness.
CIBIL stands for Credit Information Bureau (India) Limited
It collects and maintains credit information of individuals and businesses
Lenders use CIBIL reports to assess the creditworthiness of borrowers
CIBIL score ranges from 300 to 900, with higher scores indicating better creditwort...
Bajaj Finance interview questions for designations
Top trending discussions
I was interviewed before Apr 2016.
Important clauses in 3CD for loan sanctioning
Clause 4 - Purpose of loan
Clause 5 - Amount of loan
Clause 6 - Repayment terms
Clause 7 - Security for loan
Clause 8 - Interest rate
Clause 9 - Default and consequences
Profit and loss ratios are financial metrics used to assess the profitability of a company.
Profit ratio measures the percentage of profit earned on sales.
Gross profit ratio is calculated by dividing gross profit by net sales.
Net profit ratio indicates the percentage of net profit earned on sales.
Operating profit ratio measures the profitability of core operations.
Return on investment (ROI) is a common profitability rat
Concurrent audit is conducted during the course of business operations, while statutory audit is conducted at the end of the financial year.
Concurrent audit is performed concurrently with the operations of the organization.
Statutory audit is conducted to ensure compliance with legal and regulatory requirements.
Concurrent audit helps in detecting and preventing frauds and errors in real-time.
Statutory audit provides an ...
No, someone earning less than EMI should not take a loan.
Taking a loan when earning less than the EMI can lead to financial strain and difficulty in repayment.
It is important to have a stable income that can comfortably cover the loan repayment.
If someone is already struggling to meet their financial obligations, taking on additional debt can worsen their situation.
It is advisable to explore alternative options such as...
I applied via Referral and was interviewed before Sep 2020. There were 3 interview rounds.
I applied via Referral and was interviewed before Nov 2020. There were 3 interview rounds.
I applied via Campus Placement and was interviewed before May 2021. There was 1 interview round.
posted on 16 Sep 2020
I have 5 years of experience as a Credit Manager at XYZ Company.
Managed credit risk assessment for new and existing clients
Analyzed financial statements and credit reports to determine creditworthiness
Negotiated payment terms and conditions with clients
Implemented credit policies and procedures to minimize risk
Collaborated with sales and finance teams to optimize credit decisions
based on 4 interviews
1 Interview rounds
based on 87 reviews
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