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SMFG India Credit Transaction Officer Interview Questions and Answers

Updated 14 Jun 2024

SMFG India Credit Transaction Officer Interview Experiences

4 interviews found

Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(2 Questions)

  • Q1. Self interview introduction
  • Q2. I'm traduced my self and my family education waise
Round 2 - One-on-one 

(2 Questions)

  • Q1. About the Experience
  • Q2. I worked 3 years different companies different departments
Round 3 - Training 

(2 Questions)

  • Q1. Do you have take new challenges and new department we are providing training
  • Q2. Yes I can do anything and self confidence must important never give up

Interview Preparation Tips

Interview preparation tips for other job seekers - Very good communication with ops department of SMFG India credit company Ltd and very good team work I'm pleasure working with company thanks for opportunity to give I glad to work and most happy
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - HR 

(3 Questions)

  • Q1. About job experience
  • Q2. Previous company job profiles
  • Q3. Education details and computer knowledge

Interview Preparation Tips

Interview preparation tips for other job seekers - Update your profile continuously. Check your recruiters actions.

Transaction Officer Interview Questions Asked at Other Companies

I applied via Walk-in and was interviewed in Feb 2022. There was 1 interview round.

Round 1 - One-on-one 

(2 Questions)

  • Q1. Computer typing test & behavior test
  • Q2. Education skill test & work experience

Interview Preparation Tips

Interview preparation tips for other job seekers - Excellent work from Fullerton and keep supporting your senior

I applied via Walk-in and was interviewed before Apr 2021. There were 2 interview rounds.

Round 1 - HR 

(7 Questions)

  • Q1. What are your salary expectations?
  • Q2. What is your family background?
  • Q3. Why should we hire you?
  • Q4. Share details of your previous job.
  • Q5. Why are you looking for a change?
  • Q6. What are your strengths and weaknesses?
  • Q7. Tell me about yourself.
Round 2 - Aptitude Test 

Typing test

Interview Preparation Tips

Interview preparation tips for other job seekers - First shortlisted resume and than typing test..And than finally discussion of salary package and some about questions..

SMFG India Credit interview questions for designations

 Credit Officer

 (1)

 Individual Relationship Officer

 (2)

 Financial Transaction Executive

 (2)

 Senior Individual Relationship Officer

 (1)

 Collection Officer

 (2)

 Group Credit Officer

 (2)

 Branch Credit Manager

 (13)

 Credit Manager

 (12)

Interview questions from similar companies

Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed before May 2022. There were 4 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. Working place and location
  • Q2. My experience credit team SME
Round 3 - One-on-one 

(2 Questions)

  • Q1. My job experience 6 years
  • Q2. On time job working
Round 4 - HR 

(2 Questions)

  • Q1. May notice period 2 month
  • Q2. Dehradun Vikasnagr
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed in Oct 2024. There was 1 interview round.

Round 1 - Technical 

(2 Questions)

  • Q1. Technical related questions
  • Q2. Product related questions

Interview Preparation Tips

Interview preparation tips for other job seekers - Excellent
Interview experience
4
Good
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Not Selected

I was interviewed in Jan 2025.

Round 1 - One-on-one 

(2 Questions)

  • Q1. Family background
  • Q2. Financial Knowledge
Interview experience
4
Good
Difficulty level
Easy
Process Duration
2-4 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed in May 2024. There was 1 interview round.

Round 1 - One-on-one 

(1 Question)

  • Q1. Previous job roles
  • Ans. 

    I have held various roles in credit management, including Credit Analyst, Collections Specialist, and Credit Supervisor.

    • Credit Analyst role involved assessing creditworthiness of customers and making recommendations for credit limits.

    • Collections Specialist role focused on contacting customers with overdue accounts and negotiating payment plans.

    • Credit Supervisor role involved overseeing a team of credit analysts and col...

  • Answered by AI
Interview experience
5
Excellent
Difficulty level
-
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Job Portal and was interviewed in Apr 2024. There were 2 interview rounds.

Round 1 - Aptitude Test 

Normal question about company and other things

Round 2 - HR 

(2 Questions)

  • Q1. Previous experience
  • Q2. Salary of previous organization
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
2-4 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed in Feb 2024. There was 1 interview round.

Round 1 - HR 

(2 Questions)

  • Q1. What's your work profile and CTS
  • Ans. 

    I have over 5 years of experience as a Credit Manager, specializing in risk assessment, credit analysis, and collections.

    • Managed credit risk by analyzing financial statements and credit reports

    • Developed and implemented credit policies to minimize bad debt

    • Negotiated payment terms with customers to ensure timely payments

    • Worked closely with sales team to evaluate creditworthiness of new customers

  • Answered by AI
  • Q2. Business Underwriting for Unsecured secured business loan and my current CTC **** and expected ****

Interview Preparation Tips

Interview preparation tips for other job seekers - Must be prepare for ratio and having knowledge about Financial like, balance sheet different between Manufacturing Co and trading Co. Etc

SMFG India Credit Interview FAQs

How many rounds are there in SMFG India Credit Transaction Officer interview?
SMFG India Credit interview process usually has 2 rounds. The most common rounds in the SMFG India Credit interview process are One-on-one Round, HR and Aptitude Test.
How to prepare for SMFG India Credit Transaction Officer interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at SMFG India Credit. The most common topics and skills that interviewers at SMFG India Credit expect are Cashier Activities, Back Office Operations, Banking Operations, Branch Operations and Cash Management.
What are the top questions asked in SMFG India Credit Transaction Officer interview?

Some of the top questions asked at the SMFG India Credit Transaction Officer interview -

  1. Yes I can do anything and self confidence must important never give...read more
  2. I worked 3 years different companies different departme...read more
  3. I'm traduced my self and my family education wa...read more

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SMFG India Credit Transaction Officer Interview Process

based on 7 interviews

Interview experience

4.9
  
Excellent
View more

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SMFG India Credit Transaction Officer Salary
based on 198 salaries
₹1.4 L/yr - ₹3.6 L/yr
At par with the average Transaction Officer Salary in India
View more details

SMFG India Credit Transaction Officer Reviews and Ratings

based on 99 reviews

4.1/5

Rating in categories

3.9

Skill development

3.6

Work-life balance

4.0

Salary

4.1

Job security

3.6

Company culture

3.4

Promotions

3.6

Work satisfaction

Explore 99 Reviews and Ratings
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