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SMFG India Credit Interview Questions, Process, and Tips
Top SMFG India Credit Interview Questions and Answers
- Q1. How would you sale the Personal loans in high ratesasked in Sales Manager interview
- Q2. How do u understand cibil and it's description like dpd dbt sub standard Dbr ratio Foir ratioasked in Credit Manager interview
- Q3. What is underwriting and what you have to do for getting good customer to our finance?asked in Branch Credit Manager interview
SMFG India Credit Interview Experiences
157 interviews found
Anonymous
Selected
I applied via Referral and was interviewed in Nov 2023. There were 4 interview rounds.
(2 Questions)
- Q1. Personal details
- Q2. Product details
(2 Questions)
- Q1. Product details
- Q2. Lap loan details
(1 Question)
- Q1. Document verification
Interview Preparation Tips
Branch Credit Manager Interview Questions asked at other Companies
Selected
I applied via Recruitment Consulltant
(2 Questions)
- Q1. Different types of SQL joins
- Ans.
SQL joins are used to combine rows from two or more tables based on a related column between them.
Types of SQL joins include INNER JOIN, LEFT JOIN, RIGHT JOIN, and FULL JOIN.
INNER JOIN returns rows when there is at least one match in both tables.
LEFT JOIN returns all rows from the left table and the matched rows from the right table.
RIGHT JOIN returns all rows from the right table and the matched rows from the left tab...
- Q2. Questions from projects I did in my previous company
Interview Preparation Tips
Skills evaluated in this interview
Manager Interview Questions asked at other Companies
Selected
(2 Questions)
- Q1. EXPLAIN ABOUT DSCR?
- Ans.
DSCR stands for Debt Service Coverage Ratio, a financial metric used to evaluate a company's ability to repay its debt.
DSCR is calculated by dividing a company's operating income by its total debt service obligations.
A DSCR of 1 or higher indicates that a company is generating enough income to cover its debt payments.
Lenders typically look for a DSCR of 1.25 or higher to consider a company financially healthy.
For examp...
- Q2. CURRENT RATIO AND QUICK RATIO?
Interview Preparation Tips
Top SMFG India Credit Credit Manager Interview Questions and Answers
Credit Manager Interview Questions asked at other Companies
Selected
I applied via Job Portal and was interviewed in Apr 2024. There was 1 interview round.
(5 Questions)
- Q1. Tell me about your self
- Ans.
My self Vahid dundge. I have 1 brother and 1 sister both are married. I have married.I have 1 son. My Father work Farmar. I have small family and joint family.
- Q2. Salary requirements
- Q3. Compeny Culture
- Q4. Job Permotion this company
- Ans.
I have as working collection Officer and I am looking for new opportunities.I am waiting for new opportunities.
- Q5. Hiring process interview
- Ans.
I am mention my all details waiting for next process for hiring process. Current my CTC 4.30 and I am looking for 30% hike. I am currently collection Officer and looking for as cluster collection manager opportunity.
Collection Officer Interview Questions asked at other Companies
SMFG India Credit interview questions for popular designations
(2 Questions)
- Q1. They are ask about Excel
- Q2. Ask about PL recovery knowledge
Interview Preparation Tips
Senior Executive Interview Questions asked at other Companies
Get interview-ready with Top SMFG India Credit Interview Questions
(2 Questions)
- Q1. What is experience
- Ans.
Experience is the knowledge and skills acquired through participation in events or activities over a period of time.
Experience is gained through hands-on involvement in various tasks and situations.
It involves learning from successes and failures.
Experience helps in developing expertise and judgment in decision-making.
It can be gained through work, education, training, or personal life experiences.
- Q2. Field experience
Interview Preparation Tips
Assistant Branch Manager Interview Questions asked at other Companies
Jobs at SMFG India Credit
Selected
I applied via Naukri.com and was interviewed in Apr 2024. There was 1 interview round.
(2 Questions)
- Q1. Though concept of HRs industry best practices recruitment and employee connect, attrition control measures
- Q2. Na na na na
Interview Preparation Tips
HR Manager Interview Questions asked at other Companies
Selected
I applied via Referral and was interviewed in Aug 2023. There were 2 interview rounds.
(2 Questions)
- Q1. Discussion on very basics
- Q2. Practical and executions experience discussed
(2 Questions)
- Q1. Discuss on RCU Role
- Q2. Just about current role
Interview Preparation Tips
State Manager Interview Questions asked at other Companies
Selected
I was interviewed in Dec 2023.
(2 Questions)
- Q1. What do you know about Personal loan
- Ans.
A personal loan is a type of unsecured loan that individuals can borrow from a bank or financial institution.
Personal loans are typically used for various purposes such as debt consolidation, home improvement, or medical expenses.
They are unsecured loans, meaning they do not require collateral.
Interest rates on personal loans can vary based on factors such as credit score and repayment term.
The loan amount and repaymen...
- Q2. What is code of contuct
- Ans.
A code of conduct is a set of guidelines that outlines acceptable behavior and ethical standards for individuals or organizations.
A code of conduct helps establish a positive work culture and promotes ethical decision-making.
It provides guidelines for employees on how to interact with customers, colleagues, and stakeholders.
Examples of code of conduct principles include honesty, respect, integrity, and confidentiality.
...
(2 Questions)
- Q1. What do you know about SMFG
- Ans.
SMFG stands for Sumitomo Mitsui Financial Group, a leading Japanese financial institution.
SMFG is one of the largest banking groups in Japan.
It offers a wide range of financial services including banking, leasing, securities, and asset management.
SMFG has a strong presence both domestically and internationally.
The group operates through various subsidiaries such as Sumitomo Mitsui Banking Corporation (SMBC) and SMBC Ni...
- Q2. How would you sale the Personal loans in high rates
- Ans.
To sell personal loans at high rates, emphasize the benefits of quick access to funds, flexible repayment options, and the potential to improve credit scores.
Highlight the speed and convenience of obtaining funds
Emphasize the flexibility in repayment terms to suit individual needs
Explain how timely repayment can positively impact credit scores
Provide examples of how personal loans can be used for various purposes such ...
Top SMFG India Credit Sales Manager Interview Questions and Answers
Sales Manager Interview Questions asked at other Companies
Selected
I applied via Recruitment Consulltant and was interviewed in Sep 2023. There were 3 interview rounds.
(1 Question)
- Q1. Knowledge of product
(1 Question)
- Q1. Technical questions based on resume
(1 Question)
- Q1. Rbi circulat, AI
AVP Interview Questions asked at other Companies
Top trending discussions
SMFG India Credit Interview FAQs
Some of the top questions asked at the SMFG India Credit interview -
The duration of SMFG India Credit interview process can vary, but typically it takes about less than 2 weeks to complete.
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SMFG India Credit Interviews By Designations
- SMFG India Credit Sales Manager Interview Questions
- SMFG India Credit Branch Credit Manager Interview Questions
- SMFG India Credit Credit Manager Interview Questions
- SMFG India Credit Branch Collection Incharge Interview Questions
- SMFG India Credit Branch Manager Interview Questions
- SMFG India Credit Collections Manager Interview Questions
- SMFG India Credit Transaction Officer Interview Questions
- SMFG India Credit Assistant Manager Interview Questions
- Show more
Interview Questions for Popular Designations
- Sales Manager Interview Questions
- Branch Credit Manager Interview Questions
- Credit Manager Interview Questions
- Branch Collection Incharge Interview Questions
- Branch Manager Interview Questions
- Collections Manager Interview Questions
- Transaction Officer Interview Questions
- Team Lead Interview Questions
- Show more
SMFG India Credit Interview Process
based on 265 interviews
Interview experience
Interview Questions from Similar Companies
SMFG India Credit Reviews and Ratings
based on 4.2k reviews
Rating in categories
0-5 Yrs
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3-5 Yrs
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|
Credit Manager
345
salaries
|  ₹2.3 L/yr - ₹11.2 L/yr |
|
Relationship Manager
334
salaries
| ₹2.3 L/yr - ₹6.6 L/yr |
|
Branch Sales Manager
331
salaries
| ₹2.8 L/yr - ₹10 L/yr |
|
Branch Credit Manager
241
salaries
| ₹2 L/yr - ₹9.2 L/yr |
|
Sales Manager
226
salaries
| ₹1.8 L/yr - ₹10 L/yr |
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