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SMFG India Credit Sales Manager Interview Questions and Answers
12 Interview questions
Business development involves identifying opportunities, building relationships, and driving growth through strategic initiatives.
Market Research: Analyze market trends to identify potential clients and sectors. For example, using surveys to understand customer needs.
Networking: Attend industry events and conferences to connect with potential partners and clients. For instance, joining local business associations.
...
To successfully acquire business from the market, one must understand customer needs, build relationships, and leverage effective strategies.
Identify target audience: Research demographics and preferences to tailor your approach.
Build relationships: Networking and maintaining connections can lead to referrals and repeat business.
Utilize digital marketing: Leverage social media and online advertising to reach a bro...
The expected CTC for the Sales Manager position is negotiable based on experience and qualifications.
CTC expectations can vary depending on the company, industry, and location.
Candidates can research industry standards and salary ranges to have an idea of what to expect.
It is common for employers to discuss salary expectations during the interview process.
Candidates can also negotiate their CTC based on their skil...
I am currently working in the downtown area, focusing on expanding our client base and enhancing customer relationships.
Located in the heart of the city, which allows easy access to clients and networking opportunities.
Working in a vibrant business district that fosters collaboration and innovation.
Engaging with local businesses to understand their needs and tailor our sales strategies accordingly.
Utilizing techno...
Incentives for a Sales Manager can vary widely based on performance, company policies, and industry standards.
Incentives typically include a percentage of sales, e.g., 5-10% on total sales revenue.
Performance bonuses can be awarded for exceeding sales targets, e.g., $5,000 for surpassing a quarterly goal.
Some companies offer stock options or profit-sharing as part of the incentive package.
Incentives may also inclu...
To determine eligibility for a business loan of 5 lakh, I would check the customer's credit score, financial statements, business plan, and collateral.
Check the customer's credit score to assess their creditworthiness
Review the customer's financial statements to evaluate their financial stability and ability to repay the loan
Assess the customer's business plan to understand their goals, strategies, and potential f...
To secure a loan, specific documents are required to verify identity, income, and creditworthiness.
Proof of Identity: Government-issued ID like a passport or driver's license.
Income Verification: Recent pay stubs or tax returns to confirm income.
Credit Report: Lenders often require a credit report to assess creditworthiness.
Employment Verification: A letter from your employer confirming your job status.
Bank Statem...
To sell personal loans at high rates, emphasize the benefits of quick access to funds, flexible repayment options, and the potential to improve credit scores.
Highlight the speed and convenience of obtaining funds
Emphasize the flexibility in repayment terms to suit individual needs
Explain how timely repayment can positively impact credit scores
Provide examples of how personal loans can be used for various purposes ...
A code of conduct is a set of guidelines that outlines acceptable behavior and ethical standards for individuals or organizations.
A code of conduct helps establish a positive work culture and promotes ethical decision-making.
It provides guidelines for employees on how to interact with customers, colleagues, and stakeholders.
Examples of code of conduct principles include honesty, respect, integrity, and confidentia...
SMFG stands for Sumitomo Mitsui Financial Group, a leading Japanese financial institution.
SMFG is one of the largest banking groups in Japan.
It offers a wide range of financial services including banking, leasing, securities, and asset management.
SMFG has a strong presence both domestically and internationally.
The group operates through various subsidiaries such as Sumitomo Mitsui Banking Corporation (SMBC) and SM...
SMFG India Credit Sales Manager Interview Experiences
17 interviews found
Anonymous
Selected
I appeared for an interview in Jan 2025, where I was asked the following questions.
- Q1. What is your understanding of business strategy?
- Ans.
Business strategy involves long-term planning to achieve specific goals and gain a competitive advantage in the market.
Defines the company's vision and mission, guiding decision-making processes.
Involves market analysis to identify opportunities and threats, such as analyzing competitors.
Includes resource allocation to optimize operations, like investing in technology for efficiency.
Focuses on customer needs and prefer...
- Q2. Source contact to market
Interview Preparation Tips
Selected
I applied via Referral and was interviewed before Jan 2022. There were 2 interview rounds.
(2 Questions)
- Q1. Package discussion
- Q2. Market awareness
(2 Questions)
- Q1. How much incentive earn
- Ans.
Incentives for a Sales Manager can vary widely based on performance, company policies, and industry standards.
Incentives typically include a percentage of sales, e.g., 5-10% on total sales revenue.
Performance bonuses can be awarded for exceeding sales targets, e.g., $5,000 for surpassing a quarterly goal.
Some companies offer stock options or profit-sharing as part of the incentive package.
Incentives may also include no...
- Q2. What are your target and who much reach
Interview Preparation Tips
Dinesh Kumar
Selected
I applied via Walk-in and was interviewed in Mar 2024. There was 1 interview round.
(5 Questions)
- Q1. Salary package in hand
- Q2. What is currently profile
- Ans.
The current profile consists of a team of experienced sales professionals with a proven track record of exceeding targets.
Team consists of experienced sales professionals
Proven track record of exceeding targets
Possess strong communication and negotiation skills
- Q3. What is expected ctc
- Ans.
The expected CTC for the Sales Manager position is negotiable based on experience and qualifications.
CTC expectations can vary depending on the company, industry, and location.
Candidates can research industry standards and salary ranges to have an idea of what to expect.
It is common for employers to discuss salary expectations during the interview process.
Candidates can also negotiate their CTC based on their skills, e...
- Q4. Who whose first interview
- Q5. Which locationu are working
- Ans.
I am currently working in the downtown area, focusing on expanding our client base and enhancing customer relationships.
Located in the heart of the city, which allows easy access to clients and networking opportunities.
Working in a vibrant business district that fosters collaboration and innovation.
Engaging with local businesses to understand their needs and tailor our sales strategies accordingly.
Utilizing technology ...
Selected
I appeared for an interview in Dec 2023.
(2 Questions)
- Q1. What do you know about Personal loan
- Ans.
A personal loan is a type of unsecured loan that individuals can borrow from a bank or financial institution.
Personal loans are typically used for various purposes such as debt consolidation, home improvement, or medical expenses.
They are unsecured loans, meaning they do not require collateral.
Interest rates on personal loans can vary based on factors such as credit score and repayment term.
The loan amount and repaymen...
- Q2. What is code of contuct
- Ans.
A code of conduct is a set of guidelines that outlines acceptable behavior and ethical standards for individuals or organizations.
A code of conduct helps establish a positive work culture and promotes ethical decision-making.
It provides guidelines for employees on how to interact with customers, colleagues, and stakeholders.
Examples of code of conduct principles include honesty, respect, integrity, and confidentiality.
...
(2 Questions)
- Q1. What do you know about SMFG
- Ans.
SMFG stands for Sumitomo Mitsui Financial Group, a leading Japanese financial institution.
SMFG is one of the largest banking groups in Japan.
It offers a wide range of financial services including banking, leasing, securities, and asset management.
SMFG has a strong presence both domestically and internationally.
The group operates through various subsidiaries such as Sumitomo Mitsui Banking Corporation (SMBC) and SMBC Ni...
- Q2. How would you sale the Personal loans in high rates
- Ans.
To sell personal loans at high rates, emphasize the benefits of quick access to funds, flexible repayment options, and the potential to improve credit scores.
Highlight the speed and convenience of obtaining funds
Emphasize the flexibility in repayment terms to suit individual needs
Explain how timely repayment can positively impact credit scores
Provide examples of how personal loans can be used for various purposes such ...
I applied via Referral and was interviewed in Jul 2023. There were 2 interview rounds.
(4 Questions)
- Q1. How many years work in this industry
- Ans. 7to 8 years
- Q2. Salary regarding questions
- Ans. 20%hike
- Q3. How many years work experience
- Q4. Family members related questions
(4 Questions)
- Q1. Why switch last company
- Q2. Some job regarding questions
- Q3. If customer want Business loan 5lakh what u check
- Ans.
To determine eligibility for a business loan of 5 lakh, I would check the customer's credit score, financial statements, business plan, and collateral.
Check the customer's credit score to assess their creditworthiness
Review the customer's financial statements to evaluate their financial stability and ability to repay the loan
Assess the customer's business plan to understand their goals, strategies, and potential for su...
- Q4. Loan required loan which documents required?
- Ans.
To secure a loan, specific documents are required to verify identity, income, and creditworthiness.
Proof of Identity: Government-issued ID like a passport or driver's license.
Income Verification: Recent pay stubs or tax returns to confirm income.
Credit Report: Lenders often require a credit report to assess creditworthiness.
Employment Verification: A letter from your employer confirming your job status.
Bank Statements:...
Interview Preparation Tips
Selected
I applied via Naukri.com and was interviewed in Jan 2024. There was 1 interview round.
(1 Question)
- Q1. About your self
- Ans. I'm saranraj currently working smfg India Credit
Interview Preparation Tips
Selected
I applied via Referral and was interviewed in Jul 2023. There were 2 interview rounds.
(2 Questions)
- Q1. Previous experience in industry
- Q2. What is experience in BSFI INDUSTRY
- Ans.
I have 5 years of experience in the BSFI industry, including roles in sales, customer service, and account management.
Worked as a Sales Executive at XYZ Bank for 2 years
Managed a portfolio of high net-worth clients at ABC Financial Services
Implemented successful sales strategies to increase revenue by 20%
Stayed updated on industry trends and regulations to provide informed advice to clients
Interview Preparation Tips
Selected
I appeared for an interview in Oct 2023.
Working planning and development for. Company.
(1 Question)
- Q1. Privious organisation details and salary structure.
(1 Question)
- Q1. Salary Hike and other clients clarification.
Interview Preparation Tips
Selected
I appeared for an interview before Feb 2024.
(1 Question)
- Q1. My name,My future planing, Business development strategy etc.
(1 Question)
- Q1. Boss Inter view. All questions is Market perpus.
(1 Question)
- Q1. My total experience,Before company name , current CTC etc
Top trending discussions
SMFG India Credit Interview FAQs
The duration of SMFG India Credit Sales Manager interview process can vary, but typically it takes about less than 2 weeks to complete.
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SMFG India Credit Sales Manager Reviews and Ratings
based on 372 reviews
Rating in categories
|
Credit Manager
359
salaries
|  ₹4.5 L/yr - ₹10.5 L/yr |
|
Relationship Manager
291
salaries
| ₹2.4 L/yr - ₹6.6 L/yr |
|
Branch Sales Manager
286
salaries
| ₹4 L/yr - ₹9.2 L/yr |
|
Sales Manager
270
salaries
| ₹3.7 L/yr - ₹7.9 L/yr |
|
Senior Manager
254
salaries
| ₹15.8 L/yr - ₹28 L/yr |
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