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SMFG India Credit Operations Executive Interview Questions and Answers

Updated 3 Apr 2024

SMFG India Credit Operations Executive Interview Experiences

1 interview found

Interview experience
1
Bad
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Recruitment Consulltant and was interviewed in Mar 2024. There were 2 interview rounds.

Round 1 - HR 

(1 Question)

  • Q1. What are the types of loans
  • Ans. 

    Types of loans include personal loans, home loans, auto loans, student loans, and business loans.

    • Personal loans: Borrowed for personal use, such as debt consolidation or home improvements.

    • Home loans: Used to purchase a home or real estate property.

    • Auto loans: Used to finance the purchase of a vehicle.

    • Student loans: Borrowed to cover the cost of education and related expenses.

    • Business loans: Obtained for business purpos...

  • Answered by AI
Round 2 - HR 

(1 Question)

  • Q1. How many types of kyc
  • Ans. 

    There are three main types of KYC: Simplified Due Diligence (SDD), Basic KYC, and Enhanced Due Diligence (EDD).

    • Simplified Due Diligence (SDD) - for low-risk customers with minimal verification requirements.

    • Basic KYC - for regular customers with standard verification procedures.

    • Enhanced Due Diligence (EDD) - for high-risk customers with thorough verification and monitoring processes.

    • Examples: SDD for prepaid card users,...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Good job opportunity

Interview questions from similar companies

Interview experience
3
Average
Difficulty level
Moderate
Process Duration
More than 8 weeks
Result
Selected Selected
Round 1 - HR 

(2 Questions)

  • Q1. Basic questions
  • Q2. Understand about roles and responsibilities
Round 2 - One-on-one 

(2 Questions)

  • Q1. About pervious experience and family details are you okay extra work hours without pay
  • Q2. Banking process
Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(2 Questions)

  • Q1. What is the meaning of KYC
  • Ans. 

    KYC stands for Know Your Customer, a process used by businesses to verify the identity of their clients.

    • KYC is a regulatory requirement in many industries, including banking and finance.

    • It involves collecting personal information from customers to prevent fraud and money laundering.

    • Examples of KYC documents include government-issued IDs, utility bills, and bank statements.

  • Answered by AI
  • Q2. Known your customer

Interview Preparation Tips

Interview preparation tips for other job seekers - If you are interested then go
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed in Mar 2024. There was 1 interview round.

Round 1 - HR 

(3 Questions)

  • Q1. What is your name
  • Q2. What is your profession
  • Q3. Why you are interested in this job
  • Ans. Because I have gain good experience
  • Answered Anonymously

Interview Preparation Tips

Interview preparation tips for other job seekers - Good communication skills , reading books , good behavior
Interview experience
2
Poor
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Walk-in and was interviewed in Jul 2023. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(5 Questions)

  • Q1. Which other side working for me
  • Q2. Which experience for me
  • Q3. Mene mam 1 year experience for computer skills
  • Q4. Not over time work and good profit
  • Q5. After 1 years increment ur salary

Interview Preparation Tips

Interview preparation tips for other job seekers - Etc
Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Don’t add your photo or details such as gender, age, and address in your resume. These details do not add any value.
View all tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. All About the company
  • Q2. What is carat, why u join this company?

Interview Preparation Tips

Interview preparation tips for other job seekers - Reads all about the company like chairman ,ceo and minimum carat gold accept ,maximum carat gold acceptance
Interview experience
2
Poor
Difficulty level
-
Process Duration
-
Result
-

Interview Questionnaire 

2 Questions

  • Q1. What is more important knowledge or communication.
  • Ans. 

    Both knowledge and communication are important, but effective communication is crucial for successful operations.

    • Knowledge is essential for making informed decisions and solving complex problems.

    • Communication is key for coordinating teams, sharing information, and ensuring everyone is on the same page.

    • Without effective communication, even the most knowledgeable individuals may struggle to work together efficiently.

    • Exam...

  • Answered by AI
  • Q2. How your degree will help our company?
Interview experience
4
Good
Difficulty level
Hard
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed in Nov 2023. There was 1 interview round.

Round 1 - One-on-one 

(1 Question)

  • Q1. As per my experience

Interview Preparation Tips

Topics to prepare for HDB Financial Services Operations Executive interview:
  • Finance
Interview preparation tips for other job seekers - Financial services
Interview experience
2
Poor
Difficulty level
Moderate
Process Duration
4-6 weeks
Result
Selected Selected

I applied via Walk-in and was interviewed before Jun 2023. There was 1 interview round.

Round 1 - HR 

(2 Questions)

  • Q1. Bank reconciliation
  • Q2. Type of gst tax
  • Ans. 

    GST tax is a value-added tax levied on most goods and services sold for domestic consumption.

    • GST stands for Goods and Services Tax

    • It is a consumption tax imposed on the sale of goods and services

    • GST is levied at each stage of the production and distribution chain

    • It replaces multiple indirect taxes like VAT, service tax, etc.

    • Examples of countries with GST include India, Australia, Canada, and Singapore

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - No response from the company and work culture not good and senior not helpful
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Recruitment Consulltant and was interviewed before Nov 2023. There were 3 interview rounds.

Round 1 - Group Discussion 

Finance company terms and policies

Round 2 - HR 

(2 Questions)

  • Q1. My skill and education related
  • Q2. Past work and experience
Round 3 - Computer knowledge 

(3 Questions)

  • Q1. Computer degree
  • Q2. MS Office Knowledge
  • Q3. Computer experience

SMFG India Credit Interview FAQs

How many rounds are there in SMFG India Credit Operations Executive interview?
SMFG India Credit interview process usually has 2 rounds. The most common rounds in the SMFG India Credit interview process are HR.
How to prepare for SMFG India Credit Operations Executive interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at SMFG India Credit. The most common topics and skills that interviewers at SMFG India Credit expect are Operations, Branch Operations, Back Office Operations, Backend Operations and Bank Reconciliation.
What are the top questions asked in SMFG India Credit Operations Executive interview?

Some of the top questions asked at the SMFG India Credit Operations Executive interview -

  1. What are the types of lo...read more
  2. How many types of ...read more

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SMFG India Credit Operations Executive Salary
based on 127 salaries
₹1.4 L/yr - ₹4.2 L/yr
At par with the average Operations Executive Salary in India
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SMFG India Credit Operations Executive Reviews and Ratings

based on 33 reviews

3.8/5

Rating in categories

4.0

Skill development

3.6

Work-Life balance

3.3

Salary & Benefits

3.7

Job Security

3.9

Company culture

3.0

Promotions/Appraisal

3.8

Work Satisfaction

Explore 33 Reviews and Ratings
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