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SMFG India Credit Operations Executive Interview Questions and Answers

Updated 3 Apr 2024

SMFG India Credit Operations Executive Interview Experiences

1 interview found

Interview experience
1
Bad
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Recruitment Consulltant and was interviewed in Mar 2024. There were 2 interview rounds.

Round 1 - HR 

(1 Question)

  • Q1. What are the types of loans
  • Ans. 

    Types of loans include personal loans, home loans, auto loans, student loans, and business loans.

    • Personal loans: Borrowed for personal use, such as debt consolidation or home improvements.

    • Home loans: Used to purchase a home or real estate property.

    • Auto loans: Used to finance the purchase of a vehicle.

    • Student loans: Borrowed to cover the cost of education and related expenses.

    • Business loans: Obtained for business purpos...

  • Answered by AI
Round 2 - HR 

(1 Question)

  • Q1. How many types of kyc
  • Ans. 

    There are three main types of KYC: Simplified Due Diligence (SDD), Basic KYC, and Enhanced Due Diligence (EDD).

    • Simplified Due Diligence (SDD) - for low-risk customers with minimal verification requirements.

    • Basic KYC - for regular customers with standard verification procedures.

    • Enhanced Due Diligence (EDD) - for high-risk customers with thorough verification and monitoring processes.

    • Examples: SDD for prepaid card users,...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Good job opportunity

Interview questions from similar companies

Interview Questionnaire 

6 Questions

  • Q1. Briefing of resume
  • Q2. Familiarity with accounts
  • Q3. Tell me all the sources of money for an organization
  • Q4. Tell me about yourself
  • Ans. 

    I am a relationship manager with 5 years of experience in managing client relationships and providing financial advice.

    • I have a Bachelor's degree in Finance from XYZ University.

    • I have worked with ABC Bank for 3 years and gained experience in managing high net worth clients.

    • I am skilled in financial analysis, risk management, and investment planning.

    • I have a proven track record of achieving sales targets and building lo...

  • Answered by AI
  • Q5. Why bank?
  • Ans. 

    Banking offers a dynamic and challenging work environment with opportunities for growth and development.

    • Banking is a constantly evolving industry with new technologies and products being introduced regularly.

    • Working in a bank provides exposure to a wide range of clients and industries.

    • Banking offers opportunities for career growth and development through training and mentorship programs.

    • The role of a relationship manag...

  • Answered by AI
  • Q6. Why should we hire you?
  • Ans. 

    I have the necessary skills, experience, and passion to excel in this role.

    • I have a proven track record of building and maintaining strong relationships with clients.

    • I am highly organized and able to manage multiple tasks and priorities effectively.

    • I am a skilled communicator and able to effectively convey complex information to clients.

    • I am passionate about helping clients achieve their financial goals and am committe...

  • Answered by AI

Interview Preparation Tips

Round: Test
Experience: It was overall a simple test, some difficult questions were there to check the patience of student. Otherwise the questions were of moderate level.
Tips: Prepare basic things, work on fast calculation & anlytical skills. For sales competency section no need to give ideal answers, be realistic.
Duration: 120 minutes aprox minutes

Round: Technical Interview
Experience: It was a 10-15 minute interview. He asked basic things & the interviewer was focusing on my financial knowledge
Tips: If you are planning to appear in hdfc interview, work on your accounting, frame some stories of your life, try to find out your skills so that they can hire you.

Round: HR Interview
Experience: The questions were simple, they were looking for relative experience & person suitable for their profile.
Tips: Sales experience of internship will add some weightage to your performance. Try to share experience of projects you have worked on.

Round: FLIP Online training program
Experience: They detailed us about the profile, gave us relavant information & took the test for the same. There were online ppts on types of loan, balance sheet, credit note etc.
Tips: You have to work seriously to crack this part of process. Once you clear this you will become a member of hdfc bank. All the best

General Tips: If you are looking for a profile in banking sector, then work on accounting balance shhets & generate your interest in the same field. It is not always about financial selling. You may have to give advice to your customers, prepare credit note.
Skills: sales, financial knowledge, communication skills, grasping power, commen sense
College Name: IMDR
Motivation: Name of the company, profile was a mixture of sales & finance & I was confused about my interest whether lies in sales or office work (analysis). So i applied
Funny Moments: waiting time. We spent a great time in Indira college that day.

Interview Preparation Tips

Round: Test
Experience: I scored 42 out of 60 and 60 people were selecred out of 300
Tips: First attempt those questions which you know to save time.
Duration: 1 hour
Total Questions: 60

College Name: IBS Gurgaon

I applied via Walk-in and was interviewed in Mar 2020. There was 1 interview round.

Interview Questionnaire 

3 Questions

  • Q1. Why do you want to be a banker?
  • Q2. Tell me about yourself?
  • Q3. If you are having family business then why do want to job?

Interview Preparation Tips

Interview preparation tips for other job seekers - Guys wherever you are going for interview in whichever company just be confident even if u realised that you said something wrong then also stay confident bcz thts wt recruiters see at first. And secondly be honest about everything bcz if u answer everything honestly it will boost your confidence level. And just be prepared for the results tht wtever will hpn I will accept in tht way you will scared bcz you are not sacred for loosing.. rest work on content frame the sentences first before speaking.

I applied via Referral and was interviewed before Jul 2021. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all Resume tips
Round 2 - Aptitude Test 

Banking knowledge test

Round 3 - HR 

(1 Question)

  • Q1. Attitude related questions

Interview Preparation Tips

Interview preparation tips for other job seekers - All the best to you for cracking the all interview round

Interview Questionnaire 

1 Question

  • Q1. Working Capital

I applied via Referral and was interviewed before Nov 2019. There were 3 interview rounds.

Interview Questionnaire 

1 Question

  • Q1. Previous experience and market servey

Interview Preparation Tips

Interview preparation tips for other job seekers - Positive answers and bold attitude

Interview Questionnaire 

4 Questions

  • Q1. My skills
  • Q2. My experience
  • Q3. My hobby
  • Q4. My job

I applied via Recruitment Consultant and was interviewed in May 2021. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. Tell me about yourself

Interview Preparation Tips

Interview preparation tips for other job seekers - Communication is must
Nice bank to grow

I applied via LinkedIn and was interviewed before Dec 2020. There were 7 interview rounds.

Interview Questionnaire 

2 Questions

  • Q1. What is your expectation
  • Q2. What is you current ctc

Interview Preparation Tips

Interview preparation tips for other job seekers - Nice interview was there
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SMFG India Credit Interview FAQs

How many rounds are there in SMFG India Credit Operations Executive interview?
SMFG India Credit interview process usually has 2 rounds. The most common rounds in the SMFG India Credit interview process are HR.
How to prepare for SMFG India Credit Operations Executive interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at SMFG India Credit. The most common topics and skills that interviewers at SMFG India Credit expect are Operations, Branch Operations, Back Office Operations, Backend Operations and Bank Reconciliation.
What are the top questions asked in SMFG India Credit Operations Executive interview?

Some of the top questions asked at the SMFG India Credit Operations Executive interview -

  1. What are the types of lo...read more
  2. How many types of ...read more

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SMFG India Credit Operations Executive Interview Process

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SMFG India Credit Operations Executive Salary
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₹1.6 L/yr - ₹4.3 L/yr
11% more than the average Operations Executive Salary in India
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SMFG India Credit Operations Executive Reviews and Ratings

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3.8/5

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4.0

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3.5

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3.3

Salary

3.7

Job security

3.9

Company culture

3.0

Promotions

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Work satisfaction

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