AmbitionBox
Interview Questions
- Reviews
- Salaries
- Interview Questions
- About Company
- Benefits
- Jobs
- Office Photos
- Community
Add office photos
Filter interviews by
SMFG India Credit Interview Questions, Process, and Tips
Top SMFG India Credit Interview Questions and Answers
- Q1. How would you sale the Personal loans in high ratesasked in Sales Manager interview
- Q2. How do u understand cibil and it's description like dpd dbt sub standard Dbr ratio Foir ratioasked in Credit Manager interview
- Q3. What is underwriting and what you have to do for getting good customer to our finance?asked in Branch Credit Manager interview
SMFG India Credit Interview Experiences
166 interviews found
Anonymous
Selected
I applied via Recruitment Consulltant and was interviewed in Mar 2024. There were 2 interview rounds.
(1 Question)
- Q1. What are the types of loans
- Ans.
Types of loans include personal loans, home loans, auto loans, student loans, and business loans.
Personal loans: Borrowed for personal use, such as debt consolidation or home improvements.
Home loans: Used to purchase a home or real estate property.
Auto loans: Used to finance the purchase of a vehicle.
Student loans: Borrowed to cover the cost of education and related expenses.
Business loans: Obtained for business purpos...
(1 Question)
- Q1. How many types of kyc
- Ans.
There are three main types of KYC: Simplified Due Diligence (SDD), Basic KYC, and Enhanced Due Diligence (EDD).
Simplified Due Diligence (SDD) - for low-risk customers with minimal verification requirements.
Basic KYC - for regular customers with standard verification procedures.
Enhanced Due Diligence (EDD) - for high-risk customers with thorough verification and monitoring processes.
Examples: SDD for prepaid card users,...
Interview Preparation Tips
Operations Executive Interview Questions asked at other Companies
Ankush arvind Kokate
I appeared for an interview before Mar 2024.
(2 Questions)
- Q1. Family Details and Education
- Q2. What is the Finance sector?
Interview Preparation Tips
Selected
I applied via Walk-in and was interviewed in May 2024. There was 1 interview round.
(8 Questions)
- Q1. Tell me about yourself
- Q2. Do you know excel
- Q3. How to make PPT
- Ans.
To make a PPT, use a software like PowerPoint, organize content logically, use visuals, and practice presenting.
Use a software like PowerPoint to create slides
Organize content logically with an introduction, main points, and conclusion
Use visuals such as images, charts, and graphs to enhance understanding
Practice presenting the PPT to ensure smooth delivery
- Q4. Would you work in night shift if needed
- Q5. What do you want in life
- Q6. What would you contribute here in the job
- Q7. What are your salary expectations
- Q8. Tell me about your family background
Interview Preparation Tips
Assistant General Manager Operations Interview Questions asked at other Companies
(2 Questions)
- Q1. Self interview introduction
- Q2. I'm traduced my self and my family education waise
(2 Questions)
- Q1. About the Experience
- Q2. I worked 3 years different companies different departments
(2 Questions)
- Q1. Do you have take new challenges and new department we are providing training
- Q2. Yes I can do anything and self confidence must important never give up
Interview Preparation Tips
SMFG India Credit interview questions for popular designations
(2 Questions)
- Q1. Previous experience questions
- Q2. Previous work please experience
(2 Questions)
- Q1. Knowledge related questions
- Q2. Proces related questions
(2 Questions)
- Q1. Any reason to get the new job
- Q2. Any other questions for personal or business related
Senior Executive Operations Interview Questions asked at other Companies
Get interview-ready with Top SMFG India Credit Interview Questions
Selected
I appeared for an interview before Mar 2024, where I was asked the following questions.
- Q1. What are your future goals in the field of SMFG (Specialized Manufacturing)?
- Q2. Why should I consider offering you a job?
Interview Preparation Tips
Customer Relation Officer Interview Questions asked at other Companies
Jobs at SMFG India Credit
I appeared for an interview in Feb 2025.
(2 Questions)
- Q1. Self introduction
- Q2. Job role process police
Cluster Manager Interview Questions asked at other Companies
Bhoopendra Pathak
(3 Questions)
- Q1. WhatsApp you can do
- Ans.
WhatsApp allows you to send messages, make voice and video calls, share media, and create group chats.
Send messages to individuals or groups
Make voice and video calls
Share photos, videos, documents, and contacts
Create and participate in group chats
Set status updates and share stories
- Q2. Sbhss hshshs hshshs hshshsh shshhs
- Q3. Dedff ff rrf fff fff.
Selected
I appeared for an interview in Feb 2025, where I was asked the following questions.
- Q1. Job role city
- Q2. Salary discussion
- Q3. Medical insurance
- Q4. Bonus and increment
- Q5. Transfers and promotions
Interview Preparation Tips
State Head Interview Questions asked at other Companies
(2 Questions)
- Q1. What is meaning of CBIL
- Ans.
CBIL stands for Credit Bureau India Limited, which is a credit information company in India.
CBIL is a credit information company that collects and maintains credit information of individuals and businesses.
It provides credit reports and scores to lenders to help them make informed lending decisions.
CBIL helps in reducing the risk of default by providing accurate credit information.
It plays a crucial role in the credit ...
- Q2. What are the metrics used to evaluate risk
- Ans.
Metrics used to evaluate risk include credit score, debt-to-income ratio, payment history, and credit utilization.
Credit score: A numerical representation of a borrower's creditworthiness based on their credit history.
Debt-to-income ratio: The percentage of a borrower's monthly income that goes towards paying debts.
Payment history: A record of a borrower's past payments on credit accounts.
Credit utilization: The amount
(2 Questions)
- Q1. Why your leaving privious company
- Ans.
Seeking new challenges and growth opportunities in a different work environment.
Desire for career advancement
Looking for new challenges
Seeking better work-life balance
Company restructuring or downsizing
Relocation to a different city
- Q2. What was salary expectation
- Ans.
My salary expectation is in line with industry standards and based on my experience and qualifications.
Research industry standards for Credit Manager salaries
Consider my experience and qualifications when determining salary expectation
Be open to negotiation based on the overall compensation package offered
Top SMFG India Credit Credit Manager Interview Questions and Answers
Credit Manager Interview Questions asked at other Companies
Selected
I applied via Walk-in and was interviewed in Oct 2024. There was 1 interview round.
(1 Question)
- Q1. Last company designation and work
Interview Preparation Tips
Collections Manager Interview Questions asked at other Companies
Top trending discussions
SMFG India Credit Interview FAQs
Some of the top questions asked at the SMFG India Credit interview -
The duration of SMFG India Credit interview process can vary, but typically it takes about less than 2 weeks to complete.
Tell us how to improve this page.
SMFG India Credit Interviews By Designations
- SMFG India Credit Sales Manager Interview Questions
- SMFG India Credit Branch Credit Manager Interview Questions
- SMFG India Credit Credit Manager Interview Questions
- SMFG India Credit Branch Collection Incharge Interview Questions
- SMFG India Credit Branch Manager Interview Questions
- SMFG India Credit Collections Manager Interview Questions
- SMFG India Credit Relationship Manager Interview Questions
- SMFG India Credit Transaction Officer Interview Questions
- Show more
Interview Questions for Popular Designations
- Sales Manager Interview Questions
- Branch Credit Manager Interview Questions
- Credit Manager Interview Questions
- Branch Collection Incharge Interview Questions
- Branch Manager Interview Questions
- Collections Manager Interview Questions
- Transaction Officer Interview Questions
- Relationship Manager Interview Questions
- Show more
SMFG India Credit Interview Process
based on 276 interviews
Interview experience
Interview Questions from Similar Companies
SMFG India Credit Reviews and Ratings
based on 4.4k reviews
Rating in categories
Salem,
Chennai
8-13 Yrs
₹ 9-13 LPA
|
Credit Manager
339
salaries
|  ₹2.3 L/yr - ₹10.8 L/yr |
|
Relationship Manager
327
salaries
| ₹2.4 L/yr - ₹6.6 L/yr |
|
Branch Credit Manager
252
salaries
| ₹1.9 L/yr - ₹9.2 L/yr |
|
Sales Manager
223
salaries
| ₹1.8 L/yr - ₹9.4 L/yr |
|
Assistant Manager
208
salaries
| ₹2 L/yr - ₹12.1 L/yr |
HDB Financial Services
Shriram Finance
Muthoot Fincorp
Bajaj Finance
- Home >
- Interviews >
- SMFG India Credit Interview Questions
