SMFG India Credit Interview Questions, Process, and Tips

Q1. About job experience
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Q2. Previous company job profiles
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Q3. Education details and computer knowledge
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Q1. About myself questions
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Q1. Typing test with live process in laptop
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Q2. Typing test live with laptop
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Q1. About myself and my family
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Q2. About my previous work and work station
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Q1. Typing test with live
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What is your past experience. How you will manage with higher ROI and quality business. How much team handling experience you have. Finally why are you leaving your current job and wants to join us.

Q1. Why you are changing your current job. Is there any productivity issue or any cibil issue. How much growth do you expect. Are you currently working.
Ans. 
I am changing my current job to seek better growth opportunities and challenges.
• Seeking better growth opportunities and challenges

• Looking for a more challenging role

• Wanting to expand my skillset and knowledge

• Desire for professional development

• Exploring new avenues for career advancement
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Q2. Why we will hire you Why you are expecting this much amout of growth
Ans. 
I have the necessary skills, experience, and drive to excel in this role.
• I have a proven track record of successfully managing teams and achieving growth targets.

• I possess strong leadership and communication skills, which are essential for effectively managing a branch.

• I am highly motivated and have a strong work ethic, always striving for excellence.

• I have a deep understanding of the industry and market trends, allowi...read more
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Q3. Because you deserve for this post due to experience or knowledge. As your current company also can give promotion or growth
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Q1. What is your previous experience
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Q2. What is job in role previous company
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Q3. What you know Fullerton company
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Q4. What is the mortgage loan
Ans. 
A mortgage loan is a type of loan used to finance the purchase of real estate, where the property itself serves as collateral.
• A mortgage loan is a secured loan, meaning that the borrower pledges the property as collateral for the loan.

• It is typically used by individuals or businesses to purchase residential or commercial properties.

• The loan amount is based on the appraised value of the property and the borrower's credi...read more
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Q1. Which type of Job profile?
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Q2. Is it permanent Job ?
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Q3. Is it third party pay roll ?
Ans. 
No, it is not third party payroll.
• The company directly handles payroll for its employees.

• There is no involvement of a third party payroll service provider.

• Employees receive their salaries directly from the company.
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Q4. Which location?
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Q1. Current Job CTC ?
Ans. 
My current job CTC is confidential and I prefer not to disclose it.
• I am not comfortable sharing my current job CTC as it is confidential information.

• I believe that discussing salary details should be done at a later stage in the interview process.

• I am more focused on the opportunities and growth potential that this role offers rather than my current salary.
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Q2. Expected salary?
Ans. 
Negotiable based on experience and benefits package.
• Salary is negotiable based on my experience and the benefits package offered by the company.

• I am open to discussing salary expectations during the interview process.

• I am looking for a competitive salary that reflects my skills and contributions to the role.
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Q3. Femily background?
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Q4. Notice period ?
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Q1. All questions related to joins, sub queries,SQL Oracle functions were assked
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Q1. Discussion on the projects completed in last organization and questions related to the projects were asked
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Q1. Work profile, notice period and company benefits and required work profile were informed by HR
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