400+ SMFG India Credit Interview Questions & Answers | Complete Prep Guide 2025

SMFG India Credit Interview Experiences

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161 interviews found

Branch Sales Manager Interview Questions & Answers

Anonymous

posted on 14 Nov 2022

I applied via Referral

Round 1 - Resume Shortlist

Pro Tip by AmbitionBox:

Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.

View all Resume tips

Round 2 - HR

(2 Questions)

Q1. About work experience

Add your answer

Q2. About Last company work details

Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Very Bad company for the employees.
Not getting any support from senior and credit

Branch Sales Manager Interview Questions asked at other Companies

Q1. How do the target complete in previous organisations monthly basis..

View answer (22)

Junior Officer Interview Questions & Answers

Anonymous

posted on 14 Nov 2022

I applied via AmbitionBox and was interviewed in Oct 2022. There were 2 interview rounds.

Round 1 - Resume Shortlist

Pro Tip by AmbitionBox:

Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.

View all Resume tips

Round 2 - HR

(2 Questions)

Q1. Salary and working time

Add your answer

Q2. Back office and collection for job

Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Good job good salary and working time good interview

Junior Officer Interview Questions asked at other Companies

Q1. Process and equipments which i have used and worked on it,

View answer (7)

SMFG India Credit Interview Questions and Answers for Freshers

Sales Manager Interview Questions & Answers

Anonymous

posted on 13 May 2024

Interview experience

Excellent

Difficulty level

Moderate

Process Duration

4-6 weeks

Result

Not Selected

I applied via Naukri.com and was interviewed before May 2023. There was 1 interview round.

Round 1 - Case Study

What's the customer profile. What's the income status. What r the loans customer having. Wheather customer is eligible for loan.

Interview Preparation Tips

Interview preparation tips for other job seekers - How to handle the Team .And how to develop the business.

Top SMFG India Credit Sales Manager Interview Questions and Answers

Q1. How would you sale the Personal loans in high rates

View answer (3)

Sales Manager Interview Questions asked at other Companies

Q1. If you're in Cold areas like Kashmir or Himachal Pradesh. & You have to sell an AC which is having only Cold option. How would you do that?

View answer (17)

MIS Executive Interview Questions & Answers

Anonymous

posted on 10 Jun 2022

I applied via Walk-in and was interviewed in May 2022. There were 2 interview rounds.

Round 1 - HR

(1 Question)

Q1. Profile related details

Add your answer

Round 2 - Technical

(1 Question)

Q1. Excel formulas and dashboards

Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Good platform to work and they expected who the person works lyk smart and clean

MIS Executive Interview Questions asked at other Companies

Q1. HOW TO CREATING PIVOT TABLE IN EXCEL. HOW MANY PIVOT TABLES YOU WAS USING ON YOUR PREVIOUS ORGANISATION.

View answer (4)

Assistant Unit Manager Interview Questions & Answers

Anonymous

posted on 31 May 2022

I applied via Naukri.com and was interviewed in May 2022. There were 2 interview rounds.

Round 1 - HR

(1 Question)

Q1. Experience discussing

Add your answer

Round 2 - One-on-one

(1 Question)

Q1. Discuss with company based questions

Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Only thing positive and confident answer

Assistant Unit Manager Interview Questions asked at other Companies

Q1. What is financial statement?

View answer (1)

Get interview-ready with Top SMFG India Credit Interview Questions

Branch Manager Interview Questions & Answers

Anonymous

posted on 31 Jul 2022

Round 1 - Resume Shortlist

Pro Tip by AmbitionBox:

Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.

View all Resume tips

Round 2 - One-on-one

(1 Question)

Q1. Case study according to experience

Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Good service and share experiences in am

Branch Manager Interview Questions asked at other Companies

Q1. Role of Branch Manager?How to manage team?Cross sell?

View answer (34)

Jobs at SMFG India Credit

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Technology Risk Assessment

Mumbai Suburban

2-5 Yrs

Not Disclosed

Information Security Governance, Risk & Compliance

Mumbai Suburban, Mumbai

2-5 Yrs

Not Disclosed

Branch Credit Manager

Mehsana, Gandhidham +1

2-7 Yrs

Not Disclosed

Fraud Risk Strategist

Mumbai Suburban

3-6 Yrs

Not Disclosed

Information Security Data Leakage Prevention

Mumbai Suburban

1-5 Yrs

Not Disclosed

Hiring Territory Sales Manager - Two wheeler Loans

Medinipur

5-7 Yrs

₹ 3-8 LPA

Cluster Collection Manager Interview Questions & Answers

Anonymous

posted on 31 May 2022

Interview experience

Good

Difficulty level

Moderate

Process Duration

2-4 weeks

Result

Selected

I applied via Referral and was interviewed in Feb 2022. There were 2 interview rounds.

Round 1 - One-on-one

(1 Question)

Q1. Only collection releated

Add your answer

Round 2 - HR

(1 Question)

Q1. Only payout and re location

Add your answer

Cluster Collection Manager Interview Questions asked at other Companies

Q1. What was the current experiance in collections

View answer (1)

Credit Manager Interview Questions & Answers

Anonymous

posted on 24 Jan 2024

Interview experience

Excellent

Difficulty level

Moderate

Process Duration

Less than 2 weeks

Result

Selected

I applied via Referral and was interviewed before Jan 2023. There was 1 interview round.

Round 1 - Technical

(2 Questions)

Q1. What is Debt Service Coverage Ratio?

Ans.

Debt Service Coverage Ratio (DSCR) is a financial metric used to assess a borrower's ability to repay debt obligations.

DSCR measures the cash flow available to cover debt payments.
It is calculated by dividing the borrower's net operating income by their total debt service.
A DSCR of 1 or higher indicates that the borrower has sufficient cash flow to cover their debt obligations.
Lenders often require a minimum DSCR befor...

Answered by AI

Add your answer

Q2. What is Networth?

Ans.

Net worth is the value of an individual's or company's assets minus liabilities.

Net worth is a measure of financial health and indicates the value of an entity after deducting its debts.
It is calculated by subtracting liabilities from assets.
Assets can include cash, investments, real estate, vehicles, and other valuable possessions.
Liabilities encompass debts, loans, mortgages, and other financial obligations.
A positiv...

Answered by AI

Add your answer

Top SMFG India Credit Credit Manager Interview Questions and Answers

Q1. How do u understand cibil and it's description like dpd dbt sub standard Dbr ratio Foir ratio

View answer (1)

Credit Manager Interview Questions asked at other Companies

Q1. If a client comes to take a loan & he haven't got any type of documents with him (primary or secondary), how will you deal with him? & Tell me first 5 things comes to your mind.

View answer (21)

Credit Manager Interview Questions & Answers

C Madhu shankar

posted on 15 Dec 2023

Interview experience

Average

Difficulty level

Moderate

Process Duration

Less than 2 weeks

Result

Selected

I applied via Naukri.com and was interviewed before Dec 2022. There were 2 interview rounds.

Round 1 - Resume Shortlist

Pro Tip by AmbitionBox:

Don’t add your photo or details such as gender, age, and address in your resume. These details do not add any value.

View all Resume tips

Round 2 - One-on-one

(2 Questions)

Q1. About previous job

Add your answer

Q2. Prepare about cibil

Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - If u are experienced pls avoid joining. If u r fresher pls join. Main problem is timings, working is hectic, no man power. They will make u die ,everyday late log out. Was working in personal loan. if experienced in pl also pls avoid

Top SMFG India Credit Credit Manager Interview Questions and Answers

Q1. How do u understand cibil and it's description like dpd dbt sub standard Dbr ratio Foir ratio

View answer (1)

Credit Manager Interview Questions asked at other Companies

Q1. If a client comes to take a loan & he haven't got any type of documents with him (primary or secondary), how will you deal with him? & Tell me first 5 things comes to your mind.

View answer (21)

Transaction Officer Interview Questions & Answers

Anonymous

posted on 21 Aug 2022

I applied via Walk-in and was interviewed in Feb 2022. There was 1 interview round.

Round 1 - One-on-one

(2 Questions)

Q1. Computer typing test & behavior test

Add your answer

Q2. Education skill test & work experience

Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Excellent work from Fullerton and keep supporting your senior

Top trending discussions

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Interview Tips & Stories

5d (edited)

timepasstiwari

A Digital Markter

Got Rejected In an Interview, Just Because I Didn’t Answer a Personal Question

So, I got invited for this interview, and they told me to be there at 9 AM. Of course, I get there early, like 8:30, because I don't want to be late. But then I end up waiting for 1.5 hours... read more

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SMFG India Credit Interview FAQs

How many rounds are there in SMFG India Credit interview?

SMFG India Credit interview process usually has 1-2 rounds. The most common rounds in the SMFG India Credit interview process are HR, One-on-one Round and Resume Shortlist.

How to prepare for SMFG India Credit interview?

Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at SMFG India Credit. The most common topics and skills that interviewers at SMFG India Credit expect are Sales, Personal Loans, Microfinance, Rural Finance and Collections.

What are the top questions asked in SMFG India Credit interview?

Some of the top questions asked at the SMFG India Credit interview -

What is underwriting and what you have to do for getting good customer to our f...read more
What's is deference of normal Collection and Bucket collecti...read more
What is Collection ??.. How to Collect the Money From Customer??.. Do You Have ...read more

How long is the SMFG India Credit interview process?

The duration of SMFG India Credit interview process can vary, but typically it takes about less than 2 weeks to complete.

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SMFG India Credit Interviews By Designations

Interview Questions for Popular Designations

SMFG India Credit Interview Process

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Interview experience

4.3

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Jobs at SMFG India Credit

Technology Risk Assessment

Mumbai Suburban

2-5 Yrs

Not Disclosed

Information Security Governance, Risk & Compliance

Mumbai Suburban,

Mumbai

2-5 Yrs

Not Disclosed

Branch Credit Manager

Mehsana,

Gandhidham

2-7 Yrs

Not Disclosed

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SMFG India Credit Salaries in India

Credit Manager 337 salaries	₹0 L/yr - ₹0 L/yr
Branch Sales Manager 331 salaries	₹0 L/yr - ₹0 L/yr
Relationship Manager 326 salaries	₹0 L/yr - ₹0 L/yr
Branch Credit Manager 248 salaries	₹0 L/yr - ₹0 L/yr
Sales Manager 224 salaries	₹0 L/yr - ₹0 L/yr