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SMFG India Credit Interview Questions, Process, and Tips

Updated 7 Mar 2025

Top SMFG India Credit Interview Questions and Answers

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SMFG India Credit Interview Experiences

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158 interviews found

I applied via Referral and was interviewed before Oct 2021. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. Your Last Working Company
  • Q2. You got to do mortgage marketing

Interview Preparation Tips

Topics to prepare for SMFG India Credit Mortgage Individual Relationship Officer interview:
  • Sales
Interview preparation tips for other job seekers - Please Talk With Interviewer Fluently in Any Language With Your Comfort

I applied via Walk-in and was interviewed in Oct 2021. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. Basic on collection details
  • Q2. How to find the members and collect the cash
  • Ans. 

    To find the members and collect the cash, you can utilize various methods such as database search, communication channels, and efficient tracking systems.

    • Utilize a database or membership list to search for the members

    • Use communication channels like phone calls, emails, or text messages to contact the members

    • Implement an efficient tracking system to keep a record of members who have paid and those who haven't

    • Organize co...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Boldly speek to interviewer for to show you collection skill

Branch Collection Incharge Interview Questions asked at other Companies

Q1. What's is deference of normal Collection and Bucket collection
View answer (7)

I applied via Recruitment Consulltant and was interviewed before Jun 2019. There were 2 interview rounds.

Interview Questionnaire 

7 Questions

  • Q1. Why do you want to change?
  • Q2. What’s your Salary expectation
  • Q3. Explain your current role
  • Q4. Why do you want to change your current organisation?
  • Q5. How will you manage this role?
  • Q6. Share your experience about different type of frauds you managed so far?
  • Q7. What’s your expectations?

Interview Preparation Tips

Interview preparation tips for other job seekers - Be humble and give your honest answers and don’t be afraid of anything

Manager Quality Assurance Interview Questions asked at other Companies

Q1. 1) whats your current CTC. 2) what is expected CTC. 3) can you join immediately if you are selected. 4) you are selected, we will send you a confirmation letter through email to you for your acknowledgement.
View answer (3)
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Recruitment Consulltant and was interviewed before Jun 2022. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(5 Questions)

  • Q1. About professional . Good
  • Q2. About Personal quires ... good
  • Q3. Good and satisfied
  • Q4. Normal and satisfied
  • Q5. Fit and satisfied

Interview Preparation Tips

Interview preparation tips for other job seekers - Good

Senior Manager Interview Questions asked at other Companies

Q1. 1. What you understand the requirement of shuttering material at project site?
View answer (19)

SMFG India Credit interview questions for popular designations

 Sales Manager

 (15)

 Branch Credit Manager

 (14)

 Credit Manager

 (12)

 Branch Collection Incharge

 (6)

 Branch Manager

 (5)

 Collections Manager

 (5)

 Transaction Officer

 (4)

 Management Trainee

 (3)

Interview Questions & Answers

user image Anonymous

posted on 21 Nov 2023

Interview experience
5
Excellent
Difficulty level
Hard
Process Duration
More than 8 weeks
Result
Not Selected

I applied via Walk-in and was interviewed before Nov 2022. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - HR 

(3 Questions)

  • Q1. Total experience, education qualification,age, expections
  • Q2. Total experience education salary
  • Ans. 

    The question is asking for information about total experience, education, and salary.

    • Provide details about your total work experience

    • Mention your educational background

    • Discuss your current or expected salary

    • Highlight any relevant examples or achievements

  • Answered by AI
  • Q3. Working location
Round 3 - HR 

(3 Questions)

  • Q1. Salary totally experience qualification working location
  • Q2. Salary totally experience qualification
  • Q3. Salary totally experience qualification working

Interview Preparation Tips

Interview preparation tips for other job seekers - Salary qualification job location

Get interview-ready with Top SMFG India Credit Interview Questions

I applied via Campus Placement and was interviewed in Dec 2021. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Technical 

(1 Question)

  • Q1. Technical questions mainly from CV were asked. They particularly focused on machine learning projects and leadership experience.
Round 3 - Case Study 

A simple case study was discussed where I needed to apply simple business concepts and aptitide

Interview Preparation Tips

Interview preparation tips for other job seekers - Prepare case study well. Understand everything you have written on your CV.

Management Trainee Interview Questions asked at other Companies

Q1. What do you mean by balance sheet reconciliation could you explain briefly?
View answer (45)

I applied via Approached by Company and was interviewed in Dec 2021. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. One to one interview
  • Q2. Company policy, hr policy, total exparence

Interview Preparation Tips

Interview preparation tips for other job seekers - Company is very good company.I re-joining

Seles Executive Interview Questions asked at other Companies

Q1. What is sale? ....if a customer would not want your product then what will you do?
View answer (1)
Round 1 - One-on-one 

(2 Questions)

  • Q1. About credit policies
  • Q2. Reason for leaving from existing cimpany

Interview Preparation Tips

Interview preparation tips for other job seekers - Credit policies to be strong

Top SMFG India Credit Credit Manager Interview Questions and Answers

Q1. How do u understand cibil and it's description like dpd dbt sub standard Dbr ratio Foir ratio
View answer (1)

Credit Manager Interview Questions asked at other Companies

Q1. If a client comes to take a loan & he haven't got any type of documents with him (primary or secondary), how will you deal with him? & Tell me first 5 things comes to your mind.
View answer (21)

I applied via Company Website and was interviewed in Jan 2022. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - HR 

(6 Questions)

  • Q1. What is your family background?
  • Q2. What are your salary expectations?
  • Q3. Share details of your previous job.
  • Q4. Tell me about yourself.
  • Q5. Where do you see yourself in 5 years?
  • Q6. Why are you looking for a change?

Interview Preparation Tips

Interview preparation tips for other job seekers - I’m looking for learning new things

Retail Operations Manager Interview Questions asked at other Companies

Q1. How to give growth to complete out of all expenses
View answer (3)

Interview Questions & Answers

user image Anonymous

posted on 27 Apr 2022

I applied via Referral and was interviewed in Oct 2021. There were 2 interview rounds.

Round 1 - Technical 

(2 Questions)

  • Q1. What is difference between ITR 3 and 4
  • Q2. What is your sanction limit
Round 2 - HR 

(1 Question)

  • Q1. No questions asked in hr round Only package discussion

Interview Preparation Tips

Interview preparation tips for other job seekers - Easy interview
No unnecessary rounds
No unnecessary questions

SMFG India Credit Interview FAQs

How many rounds are there in SMFG India Credit interview?
SMFG India Credit interview process usually has 1-2 rounds. The most common rounds in the SMFG India Credit interview process are HR, One-on-one Round and Resume Shortlist.
How to prepare for SMFG India Credit interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at SMFG India Credit. The most common topics and skills that interviewers at SMFG India Credit expect are Sales, Personal Loans, Microfinance, Rural Finance and Collections.
What are the top questions asked in SMFG India Credit interview?

Some of the top questions asked at the SMFG India Credit interview -

  1. What is underwriting and what you have to do for getting good customer to our f...read more
  2. What's is deference of normal Collection and Bucket collecti...read more
  3. What is Collection ??.. How to Collect the Money From Customer??.. Do You Have ...read more
How long is the SMFG India Credit interview process?

The duration of SMFG India Credit interview process can vary, but typically it takes about less than 2 weeks to complete.

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SMFG India Credit Interview Process

based on 269 interviews

Interview experience

4.3
  
Good
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SMFG India Credit Reviews and Ratings

based on 4.2k reviews

4.0/5

Rating in categories

3.8

Skill development

3.7

Work-life balance

4.1

Salary

3.8

Job security

3.8

Company culture

3.6

Promotions

3.7

Work satisfaction

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