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SMFG India Credit Interview Questions, Process, and Tips

Updated 7 Mar 2025

Top SMFG India Credit Interview Questions and Answers

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SMFG India Credit Interview Experiences

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158 interviews found

Cluster Head Interview Questions & Answers

user image Anonymous

posted on 10 Apr 2023

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
2-4 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed before Apr 2022. There were 4 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Group Discussion 

Regarding experience of existing company, working environment
Team size, portfolio, ticket size, areas of work
All knowledge must mandatory for your profile which indicates in resume

Round 3 - Aptitude Test 

It's regarding basics of your work as well humanitarian, work experience
It's not a part of your work but basics

Round 4 - HR 

(2 Questions)

  • Q1. Regarding coc, package , working hours, disciplinary etc ..
  • Q2. Structure, working hours, facilities

Interview Preparation Tips

Interview preparation tips for other job seekers - Need special attention according to your profile, responsibility, coc, etc .

Cluster Head Interview Questions asked at other Companies

Q1. What will be your core step to build customer loyalty while market showing down trend.
View answer (1)
Interview experience
3
Average
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Approached by Company and was interviewed before Jul 2022. There were 4 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Group Discussion 

Topics related to current affairs

Round 3 - Technical 

(1 Question)

  • Q1. Finance and marketing questions
Round 4 - HR 

(1 Question)

  • Q1. Basic personality questions

Management Trainee Interview Questions asked at other Companies

Q1. What do you mean by balance sheet reconciliation could you explain briefly?
View answer (45)

I applied via Walk-in and was interviewed in Jan 2022. There was 1 interview round.

Round 1 - HR 

(2 Questions)

  • Q1. What's is Qualification? tell us about your own life.Tell.me.about experience of previous company
  • Q2. What is your goal in Life?

Interview Preparation Tips

Interview preparation tips for other job seekers - Share in.short with own life.Expalin about your previous work ,place ,time,

Sales Executive Interview Questions asked at other Companies

Q1. Do you know what is selling and how you can sell it?
View answer (51)

I applied via Campus Placement and was interviewed before Oct 2021. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Group Discussion 

How to prevent COVID third wave in India? The Future of Artificial Intelligence.

Round 3 - HR 

(2 Questions)

  • Q1. Introduce yourself Salary expectation
  • Q2. Defference between secured and unsecured loans
  • Ans. 

    Secured loans are backed by collateral while unsecured loans are not.

    • Secured loans require collateral such as a house or car to be put up as security for the loan.

    • Unsecured loans do not require collateral and are based solely on the borrower's creditworthiness.

    • Secured loans typically have lower interest rates than unsecured loans.

    • Examples of secured loans include mortgages and auto loans, while credit cards and persona

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Be proactive—market yourself as if you were marketing a business. Take time to quantify your talents and learn to speak comfortably regarding accomplishments

Relationship Manager Interview Questions asked at other Companies

Q1. How will you market banking products ? Are you willing to work at the ground level ? What are the challenges of marketing at ground level ? How different is it from other kinds of marketing? What did you learn in mba with respect to marketi... read more
View answer (47)

SMFG India Credit interview questions for popular designations

 Sales Manager

 (15)

 Branch Credit Manager

 (14)

 Credit Manager

 (12)

 Branch Collection Incharge

 (6)

 Branch Manager

 (5)

 Collections Manager

 (5)

 Transaction Officer

 (4)

 Management Trainee

 (3)

I applied via Referral and was interviewed in Oct 2021. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - HR 

(4 Questions)

  • Q1. What is your family background?
  • Q2. What are your salary expectations?
  • Q3. Share details of your previous job.
  • Q4. Tell me about yourself.

Interview Preparation Tips

Interview preparation tips for other job seekers - Hr interview skills is good and hr discussed all benefits and fecilities provided from company.

Branch Credit Manager Interview Questions asked at other Companies

Q1. why 13yr legal search report is required in mortgage
View answer (6)

Get interview-ready with Top SMFG India Credit Interview Questions

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - HR 

(2 Questions)

  • Q1. Where do you see yourself in 5 years?
  • Q2. What are your salary expectations?

Interview Preparation Tips

Interview preparation tips for other job seekers - Job requirements
Microfinance me Sales officer experience individual loan

Interview Questionnaire 

1 Question

  • Q1. How to close collections before end of month .
  • Ans. 

    To close collections before the end of the month, prioritize high-value accounts, offer discounts or incentives for early payment, and follow up with customers regularly.

    • Prioritize high-value accounts for early collection

    • Offer discounts or incentives for early payment

    • Follow up with customers regularly to remind them of pending payments

    • Implement efficient payment tracking and reporting systems

    • Provide multiple payment op...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - To close before end of month to visit customer residence visits oltranatrly.

Branch Collection Incharge Interview Questions asked at other Companies

Q1. What's is deference of normal Collection and Bucket collection
View answer (7)

I applied via Walk-in and was interviewed in Sep 2021. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1.  What's is deference of normal Collection and Bucket collection
  • Ans. 

    Bucket collection is a specialized form of collection where delinquent accounts are grouped into buckets based on their age or severity.

    • Normal collection involves the process of collecting outstanding payments from customers.

    • Bucket collection categorizes delinquent accounts into different buckets based on their age or severity.

    • Bucket collection helps prioritize and manage collections more effectively.

    • For example, a ban...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Good experience good

Skills evaluated in this interview

Branch Collection Incharge Interview Questions asked at other Companies

Q1. What's is deference of normal Collection and Bucket collection
View answer (7)

I applied via Walk-in and was interviewed in Jun 2021. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. Introduction, how much business I do in previous company, how can I do business in this company, how can I manage timing,

Interview Preparation Tips

Interview preparation tips for other job seekers - You have to full knowledge of your previous work , always go to interview in proper formal dress with tie, I was asked about myself, my family, my Proformance in previous company, how they can believe that you will do good business here, so my advice is just that go to interview with fully prepared about your product whatever it is. This is most important and be confident and make eye contact.

Top SMFG India Credit Sales Manager Interview Questions and Answers

Q1. How would you sale the Personal loans in high rates
View answer (3)

Sales Manager Interview Questions asked at other Companies

Q1. If you're in Cold areas like Kashmir or Himachal Pradesh. & You have to sell an AC which is having only Cold option. How would you do that?
View answer (17)

Operator Interview Questions & Answers

user image Anonymous

posted on 28 Aug 2022

I applied via Naukri.com and was interviewed before Aug 2021. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - HR 

(2 Questions)

  • Q1. Tell me about last previous work experience
  • Q2. Tell me about ur self

Interview Preparation Tips

Interview preparation tips for other job seekers - Keep smiling and hardworking. And responsible of our company procedure in your task in time completed

Operator Interview Questions asked at other Companies

Q1. Least count of micrometres,vernier caliper,what is gauge ,types of gauge, how to measure from micrometres , how to reading ,what is dial indicator ,what's work of dail indicator
View answer (1)

SMFG India Credit Interview FAQs

How many rounds are there in SMFG India Credit interview?
SMFG India Credit interview process usually has 1-2 rounds. The most common rounds in the SMFG India Credit interview process are HR, One-on-one Round and Resume Shortlist.
How to prepare for SMFG India Credit interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at SMFG India Credit. The most common topics and skills that interviewers at SMFG India Credit expect are Sales, Personal Loans, Microfinance, Rural Finance and Collections.
What are the top questions asked in SMFG India Credit interview?

Some of the top questions asked at the SMFG India Credit interview -

  1. What is underwriting and what you have to do for getting good customer to our f...read more
  2. What's is deference of normal Collection and Bucket collecti...read more
  3. What is Collection ??.. How to Collect the Money From Customer??.. Do You Have ...read more
How long is the SMFG India Credit interview process?

The duration of SMFG India Credit interview process can vary, but typically it takes about less than 2 weeks to complete.

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SMFG India Credit Interview Process

based on 269 interviews

Interview experience

4.3
  
Good
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SMFG India Credit Reviews and Ratings

based on 4.2k reviews

4.0/5

Rating in categories

3.8

Skill development

3.7

Work-life balance

4.1

Salary

3.8

Job security

3.8

Company culture

3.6

Promotions

3.7

Work satisfaction

Explore 4.2k Reviews and Ratings
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